Senior Software Engineer

Updraft. Helping you make changes that pay off.

• A 360 degree spending view across all your financial accounts (using Open banking)
• A free credit report with tips and guidance to help improve your credit score
• Native AI led personalised financial planning to help users manage money, pay off their debts and improve their credit scores
• Intelligent lending products to help reduce cost of credit
  

• 800k+ users of the mobile app that has helped users swap c £500 m of costly credit-card debt for smarter credit, putting hundreds of thousands on a path to better financial health
• The product is highly rated by our customers. We are rated 4.8 on Trustpilot, 4.8 on the Play Store, and 4.4 on the iOS Store
• We are selected for Technation Future Fifty 2025 - a program that recognizes and supports successful and innovative scaleups to IPOs - 30% of UK unicorns have come out of this program.
• Updraft once again featured on the Sifted 100 UK startups - among only 25 companies to have made the list over both years 2024 and 2025
  

purpose you can feel, impact you can measure, and ownership you'll actually hold.

Responsibilities

• Design and develop efficient, scalable server-side components that integrate seamlessly with client applications.
• Contribute to architectural improvements and maintain high standards of code performance and maintainability.
• Build and extend backend features using internal and third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to support lending products including loan applications, collections, and payments.
• Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency.
• Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences.
• Work alongside front-end and product teams to build innovative solutions that empower users to manage their finances more effectively.
  

Requirements

• 4-5 years of backend development experience building secure, efficient Python applications, ideally using Django or Flask.
• Strong cloud expertise, particularly with AWS or Google Cloud, and hands-on experience with Git, Docker, MySQL or Postgres, and server-side tooling.
• Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems.
• Commercial experience in high-scale startups, with at least 3 years working on backend systems and 2+ years with Python.
• Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems.
• Proven ability to build internal tools that automate operations and save engineering hours.
• Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features.
• Strong awareness of security practices including best practices around performance, maintainability, and data integrity
  

Benefits

• Share options in a potentially high value business with an amazing platform in place
• Being one of our first 10 employees within the India team and engaging in a key leadership position, you will help shape the future and culture of this company for the long term
• Mentorship & support from an experienced executive team
• A great employee benefits package including Medical insurance and EPF