5595 Lending Jobs - Page 7

We are looking for a highly motivated and experienced Relationship Manager to join our team in Siliguri. The ideal candidate will have 1 to 6 years of experience driving sales and achieving business targets, with a strong background in asset-backed lending and excellent market intelligence. Roles and Responsibility Drive sales and ensure business targets are achieved through effective client relationships. Aggressively drive sales numbers and achieve business targets while enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Maximize sales through networking and relationship management. Facilitate the development of a robust business plan to improve disbursal patterns. Identify and develop new relationships to penetrate new markets and increase business. Job Post Graduate/Graduate in any discipline. Knowledge of Asset-backed lending, good market intelligence, analytical skills, and communication skills. Collaborative and coordination skills. Ability to work in a fast-paced environment and meet sales targets. Strong understanding of the banking and financial services industry. Experience in sales, relationship management, and business development.

We are looking for a highly skilled and experienced Credit Executive to join our team in Siwan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with clients based on laid down policies and procedures. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination skills to manage sales operations effectively. Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security. Communicate credit decisions to stakeholders clearly and concisely. Enhance underwriting efficiencies while maintaining risk management standards. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while maintaining risk management standards. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. Additional Info The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Credit (Cleantech Finance) in Mumbai. Roles and Responsibility Understand financial statements and perform financial analysis on corporates, mid-corporates, and small enterprises. Prepare credit appraisal notes in a concise manner, highlighting key aspects of transactions. Develop financial models using MS-Excel for business plan preparation and financial projections. Apply domain expertise in sectors under coverage to provide informed insights. Conduct research-oriented work with attention to detail and accuracy. Draft term sheets and other financial documents as required. Job Proficient writing skills are needed for preparing credit appraisal notes and other financial documents. Strong financial modeling skills using MS-Excel are essential for business plan preparation and financial projections. Domain expertise in banking and lending business, including regulatory aspects, is required. A research-oriented approach with attention to detail and accuracy is necessary. The candidate should be able to work independently and collaboratively as part of a team.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Preparation of credit appraisal notes and in-principle notes/presentations. Liaison with business, legal, and risk teams for transaction execution, including structuring and term sheet preparation. Conducting credit checks on compliance with pre-disbursement conditions. Building knowledge by engaging with internal and external parties. Preparation of financial models and tracking key operating parameters in infrastructure sectors. Tracking sector developments. Job Understanding of financial statements and corporate/mid-corporate financial analysis. Proficient writing skills for preparing concise credit appraisal notes that cover all key aspects of a transaction. Financial modeling skills using MS-Excel for creating business plans and financial projections. Domain expertise in covered sectors. Knowledge of banking/lending business and regulatory aspects related to it. Research-oriented approach with attention to detail. Experience in term sheet drafting.

Job Description Embark on a rewarding journey as an Asset Servicing Specialist within our dynamic Asset Servicing team, where you will manage all corporate and income-related events across various asset classes, ensuring precision and excellence in every transaction. As an Asset Servicing Specialist within our Asset Servicing team, you will manage all corporate and income-related events across various asset classes. You will reconcile positions, process transactions, and serve as a point of contact for internal communication. This role offers the opportunity to leverage your expertise in asset servicing, work closely with business partners, and promote process improvements. Job Responsibilities Reconcile positions, payments, and process transactions to client’s account. Perform both routine and non-routine asset servicing transactions and tasks with moderate to advanced complexity by leveraging intermediate to advanced subject matter expertise. This may include diagnosing problems and providing operational or technical resolution within defined and limited autonomy. Manage customer accounts, process payments, income, or taxes, and resolve queries across multiple corporate- and income-related events. Understand the asset servicing lifecycle. Serve as point of contact for internal communication with Middle Office and Client Service. Review peer work and offer suggestions on process improvements. Be flexible with extended hours as per business requirements to meet client expectations. Work under pressure and in different shifts Required Qualifications, Skills And Capabilities Excellent prior asset servicing services, securities lending or prime brokerage operational experience Strong analytical and problem-solving skills including taking the initiative to drive change and enhance controls Ability to manage through a changing business landscape Bachelor’s degree required Extensive working knowledge of Microsoft Office products including Word, Excel (VLOOKUP), and Outlook ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. About The Team J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Key Responsibilities: Conduct credit appraisal and underwriting of loan proposals Ensure compliance with internal credit policies and regulatory guidelines Supervise and mentor credit analysts and junior underwriters Coordinate with sales and operations teams for smooth loan processing Monitor portfolio performance and flag early warning signals (EWS) Prepare and present credit proposals to the credit committee Liaise with auditors and regulatory bodies (e.g., RBI) during inspections Maintain high standards of documentation and reporting Role & responsibilities Salary - 5 LPA to 15 LPA Preferred candidate profile

We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and calculate ratios to determine loan performance. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, practices, and procedures. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies is necessary.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Vijayawada. The ideal candidate will have 2 to 7 years of experience in the banking industry, preferably in credit appraisal or underwriting. Roles and Responsibility Conduct personal discussions with clients to assess their financial situation and make informed decisions. Analyze cash flow and provide recommendations on loan approvals or denials. Manage delinquency and maintain high customer satisfaction through effective communication. Train CPAs/CPCs to ensure they understand company policies and procedures. Control and track PDDs through proper MIS reporting. Manage vendor and cost relationships with outsource agencies to ensure timely turnaround times. Job Minimum 2 years of experience in credit appraisal or underwriting, preferably in banking. Strong knowledge of mortgage lending business, risk involved, and title property. Excellent communication and report writing skills, with the ability to conduct independent client discussions. Basic knowledge of banking operations and financial services. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills, with attention to detail and accuracy.

We are looking for a skilled Business Analyst with 7 to 12 years of experience in the lending industry, preferably from banking/NBFC/HFC/product companies. The ideal candidate will have strong analytical and communication skills, with experience working with APIs and managing vendors'' development teams. This position is based in Mumbai, Thane (Preferred), Delhi - NCR, and Noida. Roles and Responsibility Manage existing and new IT projects, ensuring timely delivery and high-quality results. Oversee end-to-end project life cycles, including user handholding and post-live support. Facilitate the development and documentation of use cases, ensuring alignment with business requirements. Coordinate user acceptance testing and defect closure, ensuring seamless project delivery. Collaborate with development partners to resolve queries and issues. Develop wireframes using various tools, articulating requirements in a clear and concise manner. Job Strong understanding of API integration and software development lifecycle. Experience in business analysis, project management, and team collaboration. Excellent written and verbal communication skills, with the ability to articulate complex ideas clearly. Adaptable to fast-changing business environments and priorities. Strong analytical and problem-solving skills, with attention to detail and the ability to meet deadlines. Ability to work closely with cross-functional teams, focusing on delivering high-quality results. Educational QualificationAny Graduate; BE / BTech/MCA preferred, ideally MBA. Desired Experience7+ years of experience as a Business Analyst/Project Manager in the lending industry. Must possess strong oral and written communication skills. Good at developing wireframes using any tools of comfort and articulating requirements in a pictorial notation. Should possess API understanding. Additional Info The number of positions available is 2.

We are looking for a highly skilled and experienced professional to join our team as an Assistant Vice President in the Online Business division, focusing on Housing Products. The ideal candidate will have 10-15 years of experience in digital customer acquisition strategy, managing digital lending platforms, and ensuring seamless integration of digital channels into the company''s overall business plan. Roles and Responsibility Define and execute the digital business strategy for housing loans and related products. Ensure cost efficiency across verticals and drive tie-ups to increase business. Oversee the development and optimization of the website, mobile apps, and online loan portals. Drive end-to-end online customer acquisition with a focus on efficiency and ROI. Collaborate with marketing teams to develop social media and affiliate strategies. Continuously monitor market trends, customer behavior, and competitor strategies. Job Graduate or Postgraduate degree. Minimum 10 years of experience in digital customer acquisition strategy. Strong understanding of digital lending platforms and their integration with the company''s business plan. Excellent communication and negotiation skills. Ability to work closely with tech teams to enhance user journeys and reduce friction. Strong analytical skills to use data to drive business decisions and improve digital conversion rates.

We are looking for a highly skilled and experienced Credit Executive to join our team in Malviya Road, J Grades. The ideal candidate will have 2-7 years of experience in the banking or financial services industry. Roles and Responsibility Responsible for personal discussions of cases based on laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for communicating credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while ensuring risk management. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

4-6 years of experience in B2B sales, preferably in the financial services industry (lending, insurance, investments, etc ) Strong interpersonal skills with a focus on building and nurturing long-term relationships Strategic thinking and ability to identify and capitalize on business opportunities Ability to work in a fast-paced environment and manage multiple client interactions simultaneously

Welcome to Synergenius Growth Private Limited, the driving force behind Finfinity, a revolutionary fintech startup. At Finfinity, our vision is to stand as the foremost provider of innovative lending solutions, catalyzing economic growth and empowering individuals and businesses across Bharat. Our mission is to empower individuals and businesses in Bharat through the strategic utilization of cutting-edge technology, thereby providing innovative financial solutions. At Finfinity, our mission is to empower individuals and businesses in Bharat through the strategic utilization of cutting-edge technology, thereby providing innovative financial solutions. - Our commitment is to establish a more inclusive lending services platform where everyone can access the right financial products, facilitating the achievement of their financial aspirations. - With an unwavering focus on customer satisfaction and integrity, we pledge to deliver high-quality products and services that cater to the diverse needs of our clients. - Our ultimate goal is to revolutionize the financial landscape in Bharat, fostering an environment that is more efficient, transparent, and accessible to all. - At Finfinity, we firmly believe that financial freedom is the key to unlocking individual potential. - Our journey is marked by the relentless pursuit of staying ahead of the curve through cutting-edge technologies and seizing opportunities, all aimed at delivering the best possible customer experience. About Role Responsible for building and nurturing relationships with lenders and corporate clients, ensuring a seamless experience for our customers. Role will include facilitating partnerships that offer a range of financial products such as loans, insurance, and investment opportunities to corporate employees. Requirements 4-6 years of experience in B2B sales, preferably in the financial services industry (lending, insurance, investments, etc.). Strong interpersonal skills with a focus on building and nurturing long-term relationships. Strategic thinking and ability to identify and capitalize on business opportunities. Ability to work in a fast-paced environment and manage multiple client interactions simultaneously.

Experian is seeking a seasoned Software Engineering Manager to lead a team of talented cloud-native Java and Node.js engineers supporting our enterprise-grade, consumer-permissioned data platform. This role is pivotal in driving the development and delivery of scalable, secure, and high-performance services in a cloud-native environment. You will collaborate closely with cross-functional teams based in the U.S., including Engineering, Quality Assurance, Product Management, and Project Management, to ensure alignment on requirements, timelines, and deliverables. This role's primary responsibility is managing the team, but the ideal candidate should also be capable of contributing to the codebase as time permits using Java, Spring, and Node.js in an AWS environment. About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Experience And Skills 10+ years of hands-on experience as a software engineer, with strong proficiency in Java and Node.js. Experience building and scaling enterprise data platforms. Diligently observe and help maintain Standards for Regulatory Compliance and Information Security. Familiarity with data privacy and security best practices preferred. 5+ years of experience managing software development teams. Lead, mentor, and grow a team of software engineers working on cloud-native applications. Oversee the delivery of well-tested, robust, and efficient software while following software development best practices. Ensure high-quality software development practices including code reviews, testing, and CI/CD. Collaborate with U.S.-based stakeholders to define technical requirements, project scope, and delivery timelines. Solid understanding of Agile/Scrum methodologies. Excellent communication, collaboration, and mentoring skills. Own deliverables from ideation to production operationalization. Experience working with distributed teams across time zones preferred. Proven experience working in cloud environments, preferably AWS. Strong understanding of AWS services including ECS Fargate, S3, RDS, Lambda, SQS, MSK (or Kafka). Experience with NATS.io is a plus. Proven experience integrating with third-party HTTP APIs, typically leveraging JSON payloads. Java engineers should have strong experience with Spring and Spring Cloud frameworks. Proficiency with development and monitoring tools such as GitHub, Splunk, DataDog, Jira. Contribute to the codebase as needed, providing hands-on support and technical guidance. Foster a culture of continuous improvement, innovation, and accountability. Drive adoption of best practices in cloud architecture, microservices, and DevOps. Troubleshoot system functionality and performance using tools like Splunk and DataDog. Foster a culture of continuous improvement, innovation, and accountability. Drive adoption of best practices in cloud architecture, microservices, and DevOps. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

About Credit Saison India:Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Job Location- New Delhi Roles & Responsibilities Candidates should have 15+ years of experience in Collections with good communication skills and digital orientation. Candidates should have a team management role for 5+ years. Experience of handling unsecured products (SME BL and PL) will be an added advantage. Expectations and Responsibilities: Managing the assigned portfolio by driving the collections team. Ensure implementation of Collections Strategies. Recruiting and Training In house as well as out bound teams. Identification and empanelment of Collection agencies to ensure proper collections coverage. Ensure field collection visits to customers for achieving resolution of allocated accounts. Responsible for achieving monthly targets and bucket wise resolution targets for the assigned region. Managing NPA and Cost of Collections for the Region. Ensure maximum recoveries by collaborating with other teams including Legal/Central collections. Achieve target collections of Charges and Late payment penalties. To regularly present the performance of the assigned Region to Senior Management. Ensure Collection Process and Legal guidelines are adhered to and Collections Code of Conduct is followed.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Us Yubi ( https://www.go-yubi.com/ ) stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products. Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles! Founded in 2020 by CEO, Gaurav Kumar, Yubi's technology infrastructure, credit marketplace, risk evaluation, and collections platforms facilitate every stage of the flow of money from lenders to borrowers and back to lenders. The company is backed by esteemed investors like Peak XV, Lightspeed, Lightrock, TVS Capital, B Capital Group, Dragoneer Investment Group, and Insight Partners, among others. With a mission to deepen the debt market and democratize capital flow, Yubi is transforming the financial landscape, fostering inclusivity, and building a transparent and responsible ecosystem for all. Location: Chennai Role Overview: This role is responsible for driving financial planning, analysis, business partnership, and strong controllership for the organization's lending and asset management operations. The candidate will ensure robust financial governance, support revenue and portfolio growth, and manage statutory compliance and financial reporting for the NBFC/Financial Services business. Key Responsibilities: Business Finance: Collaborate with the business and credit teams to provide financial insights that inform growth, profitability, and risk monitoring across wholesale, retail, or MSME lending products. Lead financial forecasting, collections and disbursal reporting, budgeting, and detailed variance analysis with direct linkage to AUM/loan book performance and NIM (Net Interest Margin) targets. Prepare portfolio trend dashboards, track NPA (Non-Performing Assets) metrics, and deliver insights on product/channel performance. Support pricing decisions, cost of funds monitoring, and profitability analysis for lending operations or new financial products. Build financial models for new loan offerings, asset securitization deals, or debt capital markets initiatives. Monitor OPEX, collections efficiency, and product-wise contribution; provide recommendations to optimize revenue and cost efficiency. Controllership: Supervise finance operations including accounting for loans, provisioning, interest accruals, and fund flows. Ensure regulatory compliance with RBI guidelines, IND AS, and relevant local financial regulations; coordinate with statutory, internal, and RBI auditors. Oversee monthly/quarterly financial closing activities, including reconciliation of AUM, loan books, NPA/NPL calculations, cost allocations, and statutory reporting (such as ALM, capital adequacy, CRAR, etc.). Strengthen internal controls on lending, borrowing, and treasury operations. Lead implementation or enhancement of NBFC-specific ERP/finance systems Prepare accurate and timely MIS, board decks, and investor reports in line with NBFC standards. Stakeholder & Process Management: Partner closely with business, collections, treasury, legal, sales, and operations teams to drive business objectives and streamline finance operations. Present financial and risk insights to senior leadership for strategic decision-making. Identify, recommend, and implement process improvements for efficiency, compliance, and digital transformation in financial operations. Requirements CA/CMA/MBA (Finance) or equivalent with 5–8 years’ experience in business finance, FP&A, or controllership, specifically in NBFCs or financial services organizations. Strong understanding of NBFC operations including lending cycles, RBI and IFRS/IND AS regulatory frameworks, and NPA management. Proficient in financial analysis, reporting, risk management, and stakeholder alignment within the BFSI sector. Advanced Excel and financial modelling skills; familiarity with ERP/finance software preferred. Ability to work independently in a dynamic, regulated, and growth-focused environment. Strong analytical, communication, and team management skills.

Max package offered will be - 9 Lpa max or a suitable hike on the last drawn + Night shift allowance + ICP Job Title: Senior Underwriting Analyst Job Description Maintain a working knowledge of US Mortgage Originations, closing procedures, federal and state lending laws. Must have good working knowledge of all 4C’s of underwriting. Perform complete and in-depth review of mortgage loan files including income, assets, credit and collateral to determine the borrower’s credit worthiness and ability to repay. Experience in end-to-end underwriting of Conventional and FHA loans. Knowledge of other government products VA and USDA will be an added advantage. Must have strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP). Must be able to review Manual UW files Sound knowledge of Fannie Mae, Freddie Mac and HUD Guidelines. Interpret state rules, statute laws, federal regulations & investor guidelines and apply them to specific loans. Review loan file for compliance with all regulatory and client’s guidelines/overlays Calculate and analyze LTV/CLTV/HCLTV/DTI/HTI, check all other information relevant to the credit decision process on each mortgage application. Calculate all types of income (Wage earner/self-employment/Other income etc.). Good decision maker in identifying all types of red flags and Approving or Denying the file accordingly Analyze the risk involved in approving a loan to determine whether it is acceptable to the lender Working knowledge of various fraud tools. Cite conditions for the missing documents in an effective manner. Audit the file from a closing & compliance standpoint on daily basis and note any exceptions. Experience in Non-QM loans is an added advantage. Desired candidate for Non-QM Ability to do DSCR calculation and identifying subject property rental income Experience in Manual UW Follow Client Overlays and Matrix diligently In-depth knowledge of Bank Statement Income Calculation, identifying Outliers, NSF/Overdraft etc. Experience in multiple investment properties and rental income calculation Experience 4+ years of live Mortgage Underwriting experience Ability to obtain and decipher AUS findings (DU and LP) Experience in full origination mortgage processing, loan set up, loan documentation, closing, title, quality assurance, compliance, underwriting Strong verbal and written communication skills Non-QM Loans QM loans Conventional Underwriting Live Underwriting Post-Closing Underwriting 4C’s Underwriting

🌟 Company Profile: Finle is a fast-growing financial services company specializing in consumer finance, vehicle loans, and dealer financing solutions. With a strong presence across Madhya Pradesh, we are committed to delivering transparent, customer-focused lending and ensuring responsible collection practices. Our team is driven by integrity, performance excellence, and innovation in financial services. Position: Collection Executive Location: Indore (with travel across Madhya Pradesh) Experience Required: 1–3 years Salary: ₹15,000 – ₹25,000 (commensurate with experience) Working Days & Timings: Monday to Saturday | 10:30 AM – 7:00 PM Key Responsibilities: ✅ Manage collections for 30–60 days and 60–90 days DPD (Days Past Due) buckets ✅ Achieve zero NPA (Non-Performing Assets) and maintain high collection efficiency ✅ Conduct field visits for follow-ups, payment collections, and customer interactions ✅ Coordinate effectively with dealers and internal teams ✅ Handle bounce cases and ensure timely Collection Requirements: 🔹 Must be willing to travel extensively across Madhya Pradesh 🔹 Two-wheeler with a valid Driving License (mandatory) 🔹 Strong communication and negotiation skills 🔹 Experience in collections or related field preferred How to Apply: 📩 Interested candidates can send their resume via WhatsApp at 8319918953

Designation: Senior Legal Counsel Location: Gurgaon Experience: 5–8 years Function: Legal & Compliance Type: Full-Time About the Role At INDmoney, we are looking for a sharp and proactive legal professional who thrives in a fast-paced, dynamic fintech environment. This role focuses on managing disputes, conflicts, brand protection, regulatory risk, and dispute resolutions. If you enjoy navigating complex challenges, protecting the company’s interests, and working cross-functionally with internal stakeholders and external authorities, this role is for you. Key Responsibilities Brand & Platform Protection: Lead legal actions and preventive strategies against impersonation, fraud attempts, and brand misuse across platforms. Coordinate with internal risk and external legal teams to proactively deter reputational threats. Conflict Resolution & Disputes: Oversee pre-litigation and formal resolution of disputes across business units. Authorities Engagement: Independently handle interactions with authorities including proactively responding to complaints, notices, and requests across jurisdictions in India. Litigation Management: Manage end-to-end litigation in consumer forums and courts. Coordinate with external counsels and business leaders to ensure aligned legal strategy. Contracting & Transactions: Draft, review, and negotiate contracts across a wide range of categories — vendors, partners, service providers, and financial institutions — ensuring alignment with commercial and compliance requirements. Product & Regulatory Advisory: Provide legal inputs on new initiatives, platform policies, and product structures in compliance with applicable laws and guidelines across broking, lending, insurance, and wealth management. Who You Are 5–8 years of experience in a legal role involving litigation, regulatory engagement, and commercial advisory. Solid understanding of legal procedures and regulatory frameworks across India, including consumer law, IT Act, and financial services regulations. Experience managing high-pressure legal issues, including fraud-related matters, such as platform misuse, and sensitive disputes. Excellent stakeholder management skills — across business, legal, and external authorities. Strong written and verbal communication, negotiation, and drafting skills. LLB from a reputed institution; litigation or mixed legal background preferred. Why INDmoney? Join a market-leading fintech redefining how millions invest and manage their wealth. Work on diverse, high-impact matters at the intersection of law, technology, and finance. Collaborate with top minds across legal, tech, product, and finance in a high-growth, founder-led organization.

Business Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards. Job Purpose The position exists as there is now complete market opportunity that is emerging around Ecosystem/B2S Lending which requires dedicated Product support from Policy/Process/Monitoring and journey standpoint. Key Accountabilities Responsible for overall product management & managing Credit program/policies of Alternate Lending programs (Ecosystem led partnerships) & Big-to-small, related programs (SCF, Anchor led) Design & manage SOPs on E2E lending journey with adequate risk controls Overall portfolio management of the Credit programs including monitoring of triggers & caps Management of adherence of Digital lending guidelines & ensuring applicable program compliance Support in digital implementation of the lending journeys Job Duties & Responsibilities Responsible for devising new credit programs / existing program amendments Creation of E2E SOP for Alternate lending programs for various used cases i.e. Ecosystem / Co-lending/ B2S Work closely with Ecosystem team and other relevant stakeholders to ensure timely go-live of lending programs under the partnerships Work with various stakeholders to ensure NPA / ESPORA / ORR / SOP approvals as applicable for the various partnerships Overall manage the portfolio management working with RMG-Credit and CPRAM for portfolio triggers and caps, delinquency management and hygiene it Support in setting up of early warning & other necessary risk controls for Alternate Lending & Co-lending policies Provide portfolio insights partner-wise Work closely with partners for embedded streamlined customer journey, product delivery, close monitoring and governance Collaborate with Product Manager (SFW) to build the digital journeys of these credit programs/partnerships on an on-going basis (i.e. write user stories, modify existing journeys, incorporate partner feedback) Support the coverage team for successful commercialization of partnerships for scale up of asset customers Devise customized training programs for the front line for effective sales & marketing Alternate Lending programs Build feedback loop with partner/coverage team for improvement Requirements The candidate should have 6-8 years’ minimum overall relevant experience. Experience in Product Management, lending spl trade finance and digital is preferred Education / Preferred Qualifications MBA- Finance/Marketing /CA/CFA – preferred from Tier-1 institute\ Core Competencies The Job Holder Needs To Possess The Following Skills Job Knowledge: The job holder should be fast learner in the job Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines Proactive: To understand the system implementations and grasp the changes faster Communication Skills: The job holder needs to have effective verbal as well as written communication skills Interpersonal Skills: The job holder needs to liaise with various stake holders (internal and external) Technical Competencies The candidate should be proficient in MS-Word, PPT and Excel Work Relationship To Work With Internal: IBG 4 Head, Product Head, Product Team, RMG, GTS, Strategy & Planning, DAH2, SG-Tech External: Ecosystem partners DBS India - Culture & Behaviors Should be able to demonstrate high degree of PRIDE values – spl Purposeful, Innovative and Decisive Primary Location India-Maharashtra-Mumbai Job Product Management Schedule Regular Job Type Full-time Job Posting Jun 30, 2025, 2:30:00 AM

Job Description Job title : Banking Delivery Leader - AGM Location : Hyderabad Candidate Expectations Candidate with minimum 20+ years of relevant experience in banking operations. At least 10+ years of experience in running a large Retail Banking Operations Managed a Team size of 200+ FTEs Retail Banking domain expertise across Banking, Cards & Consumer Lending operations(expertise in any one is required) Candidate would be expected to have strong people management skills, business acumen & possess Operations Background Effective client interaction, good communication & presentation skills - Ability to liaison with senior Management Process Driven and has an eye for detail Self-motivated, willingness to take on challenges and adaptable to change Understand Business Needs: costs, resource planning, Billing, Transformation etc. Problem-solving, Analytical And Networking Skills Across Various Functions Strategic thinking and planning Qualifications Job Description Provide leadership, direction, and guidance to a team Operations Team Develop and implement strategies to optimize operational processes and improve efficiency. Collaborate with clients to understand their business needs and requirements, and proactively identify opportunities for service enhancement and expansion. Conduct regular audits and assessments to identify compliance gaps and areas of operational risk. Work closely with internal stakeholders, such as legal, compliance, and risk management teams, to address issues and implement solutions. Optimize resource allocation based on workload forecasts, client requirements, and staffing availability. Participate in hiring and provide capacity planning/hiring feedback and forecasting Coordinate with HR to recruit, onboard, and train new team members as needed. Contribute to the development of the overall business strategy and objectives. Develop and execute operational plans aligned with the organization's strategic goals and objectives. Monitor industry trends and market dynamics to identify opportunities for business growth and expansion. Skills Required RoleBanking Delivery Leader - AGM - Hyderabad Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education Employment TypeFull Time, Permanent Key Skills BANKING BANKING OPERATIONS RETAIL BANKING OPERATIONS Other Information Job CodeGO/JC/511/2025 Recruiter NameMarilakshmi S

About us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: QR & Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology. About the role: The person should be capable of increasing the sale of QR & Soundbox through proper channels to the merchants across multiple locations. Expectations/ Requirements : 1. Grow Distribution and Market share in the assigned area of operations. 2. Visibility Accountability through Extensive QR & Sound box deployment and sale of the product. 3. Identify and Recruit the sales team to align and drive business in the market. 4. Skilled in coaching and mentoring, a quick learner who grasps and puts into application new learned ideas and concepts. 5. Plan the market size, span and geographies for FSE. 6. Should be able to devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 7. Monitor the Quality parameters as suggested by the management. 8. Validate and conduct the audits on the acquisitions and sales done by the team. 9. Ensure the team members are in the market where sales & usage are done regularly 10. Should have good networking capabilities and be willing to travel extensively throughout their specified area. Superpowers/ Skills that will help you succeed in this role 1. High level of drive, initiative and self-motivation 2. Must Have Experience in Leading Team 3. Must Be a Graduate 4. Growth Mindset Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Qualification :- Graduate/Post Graduate. Compensation :- If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

AQM is India's leading domain specialist software testing lab. India's first independent testing lab adopting ISO 17025. We serve Top Corporates in BFSI (Banking, Financial Services, Insurance) and E-Governance sectors. We are Indias first private testing lab approved by Govt. of India for E-Governance testing . AQM Software Testing Lab has 1300+ employees with a Pan India presence of which 400+ are certified testers . Job Description:- Role Overview Were looking for a Manual Tester with expertise in Loan Origination Systems (LOS) and Loan Management Systems (LMS). This role involves creating and executing test plans, identifying defects, and ensuring software quality. Experience with Gold loan ,Home Loan ,Business Loan ,Personal Loan . Key Responsibilities Develop and execute test cases for LOS and LMS applications. Identify, document, and track defects. Collaborate with developers and stakeholders to resolve issues. Maintain test documentation and contribute to process improvements. Requirements Experience testing LOS and LMS applications. Proficiency in test case design, execution, and defect tracking. Knowledge of defect management and test management tools (e.g., JIRA, TestRail). Strong analytical skills and attention to detail. Preferred Experience with automated testing tools. Knowledge of Agile methodologies Finacle Application is Mandatory If interested then share your resume at this email Id lakshmi.mudaliar@aqmtechnologies.com

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Experian is seeking a seasoned Software Engineering Manager to lead a team of talented cloud-native Java and Node.js engineers supporting our enterprise-grade, consumer-permissioned data platform. This role is pivotal in driving the development and delivery of scalable, secure, and high-performance services in a cloud-native environment. You will collaborate closely with cross-functional teams based in the U.S., including Engineering, Quality Assurance, Product Management, and Project Management, to ensure alignment on requirements, timelines, and deliverables. This role's primary responsibility is managing the team, but the ideal candidate should also be capable of contributing to the codebase as time permits using Java, Spring, and Node.js in an AWS environment. Qualifications 10+ years of hands-on experience as a software engineer, with strong proficiency in Java and Node.js. Experience building and scaling enterprise data platforms. Diligently observe and help maintain Standards for Regulatory Compliance and Information Security. Familiarity with data privacy and security best practices preferred. 5+ years of experience managing software development teams. Lead, mentor, and grow a team of software engineers working on cloud-native applications. Oversee the delivery of well-tested, robust, and efficient software while following software development best practices. Ensure high-quality software development practices including code reviews, testing, and CI/CD. Collaborate with U.S.-based stakeholders to define technical requirements, project scope, and delivery timelines. Solid understanding of Agile/Scrum methodologies. Excellent communication, collaboration, and mentoring skills. Own deliverables from ideation to production operationalization. Experience working with distributed teams across time zones preferred. Proven experience working in cloud environments, preferably AWS. Strong understanding of AWS services including ECS Fargate, S3, RDS, Lambda, SQS, MSK (or Kafka). Experience with NATS.io is a plus. Proven experience integrating with third-party HTTP APIs, typically leveraging JSON payloads. Java engineers should have strong experience with Spring and Spring Cloud frameworks. Proficiency with development and monitoring tools such as GitHub, Splunk, DataDog, Jira. Contribute to the codebase as needed, providing hands-on support and technical guidance. Foster a culture of continuous improvement, innovation, and accountability. Drive adoption of best practices in cloud architecture, microservices, and DevOps. Troubleshoot system functionality and performance using tools like Splunk and DataDog. Foster a culture of continuous improvement, innovation, and accountability. Drive adoption of best practices in cloud architecture, microservices, and DevOps. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Business Function Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards. Job Purpose To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to a healthy income with an acceptable risk to the bank The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank Key Accountabilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc Play an instrumental role in increasing the Profitability of the Branch Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits Job Duties & Responsibilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team Cross Sell of Liability, Trade, Cash and Treasury Product actively To achieve the individual Budgeted revenues through all product parameters Conduct Proper Due diligence while on-boarding New Asset Relationships On board clients with a clear account plan highlighting the revenue potential, risks and mitigants Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client’s business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals Ensure Timely Renewals of Accounts Ensure that the covenants and conditions prescribed by the credit team are consistently met Adherence to strict KYC/AML requirements MIS to be provided to the central team for further reporting, within the stipulated guidelines Timely Completion of Learning Programs as assigned by DBS for time to time To comply with the Bank’s process & policies To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval Requirements Overall 3- 5 years of experience in sales 2 years of sales experience in SME/Business Banking Lending Proven sales track record in asset business in the SME/Business Banking segment Knowledge of competitors and marketplace Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred Education / Preferred Qualifications Bachelors in finance / Economics/Commerce or MBA or CA Core Competencies Excellent Communication & Listening Skills, Good Sales & Negotiation Skills Technical Competencies Working Capital Finance Knowledge Work Relationship Manager / Direct Report DBS India - Culture & Behaviors DBS Is Committed To Building a Culture Where All Employees Are Valued, Respected And Their Opinions Count. We Take Pride In Providing a Workplace That Fosters Continuous Professional Development, Flexible Working, And Opportunities To Grow Within An Inclusive And Diverse Environment. Expected Value Driven Behaviors Are Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions Ensure Customer Focus by Delighting Customers & Reduce Complaints Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement Maintain the Highest Standards of Honesty and Integrity Primary Location India-Karnataka-Hubli Job Relationship Management Schedule Regular Job Type Full-time Job Posting Jun 26, 2025, 10:30:00 AM