5349 Lending Jobs

Job Title: Credit Review/ Analysis_BLR (Sr Associate/ Delivery Lead/ Manager) Location: Bangalore (work from office) Work hours: 10am to 7pm IST Department: Lending Services Experience Level : 3-12 years 0-2 months' notice candidates preferred due to business need Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities - Credit Review/ Analysis Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Analyzing and spreading the financial statements in Moody’s RiskAnalyst (MRA) / CreditLens / client customized templates Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure Regular communication with the client to ensure the expectations are met Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of large corporates. Managing a portfolio of clients and handling rating assignments. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies Strong understanding of credit principles, policies, and regulations MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in credit report writing Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moody’s Risk Analyst (MRA) is preferred Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantage

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About The Job About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! JOB DESCRIPTION: Campaign Manager- Ad Ops Responsibilities: Actively manage and keenly monitor the campaign performance of PhonePe assets and map them to the sales funnel to maximize revenue. Responsible for handling Medium to High risk/ severity clients for E2E campaign management Responsible for handling a team of 2-3 Associate campaign managers in respective verticals. Identify, establish, and implement industry best practices on ad set up, measurement and reporting. Strong communication skills with internal and external stakeholders Actively engage and collaborate with BD/Product Design/CS/Creative teams for planning, campaign management, prioritization, scheduling, and delivery of campaigns Responsible for handling day to day business operations with external and internal stakeholders Develop and maintain deep knowledge of all PhonePe offer products and features Manage both ads and rewards campaign lifecycle including, but not limited to advertiser onboarding, campaign set-up, invoicing, collections, reporting, monitoring & optimization. Analyse campaign performance and conversion and make educated recommendations to BD team/Advertisers for how future ads might be optimized for best results. Use data from existing campaigns to influence strategies for upcoming ones by considering performance metrics and audience targeting, in turn leading to the achievement of sales objectives Basic Qualifications/ Requirements: Graduation: Tier 1 undergraduates OR Tier 2 MBA colleges with zeal to work in digital/Ads/Operation vertical Excellent communication and people skills Strong analytical and detail-oriented aptitude Ability to multitask and prioritize Must be able to work with minimum supervision PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

FICO (NYSE: FICO) is a leading global analytics software company, helping businesses in 100+ countries make better decisions. Join our world-class team today and fulfill your career potential! The Opportunity “As a part of FICO’s highly modern and innovative analytics and decision platform, the Cyber-Security Engineer will help shape the next generation security for FICO’s Platform. You will address cutting edge security challenges in a highly automated, complex, cloud & microservices driven environments inclusive of design challenges and continuous delivery of security functionality and features to the FICO platform as well as the AI/ML capabilities used on top of the FICO platform." – VP of Engineering. What You’ll Contribute Secure the design of next next-generation FICO Platform, its capabilities, and services. Support full-stack security architecture design from cloud infrastructure to application features for FICO customers. Work closely with product managers, architects, and developers on implementing the security controls within products. Develop and maintain Kyverno policies for enforcing security controls in Kubernetes environments. Collaborate with platform, DevOps, and application teams to define and implement policy-as-code best practices. Contribute to automation efforts for policy deployment, validation, and reporting. Stay current with emerging threats, Kubernetes security features, and cloud-native security tools. Implement required controls and capabilities for the protection of FICO products and environments. Build & validate declarative threat models in a continuous and automated manner. Prepare the product for compliance attestations and ensure adherence to best security practices. Provide expertise as a subject matter expert regarding edge services for public/private cloud information system controls related infrastructure, policy, and decision-making processes. Provide timely resolutions for security configuration or solutions in support of service availability. Work on problems of diverse scope where analysis of situation requires evaluation and troubleshooting including network packet analysis, Linux or Windows DNS, certificates lifecycle, logfile analysis, and related. What We’re Seeking Strong knowledge and hands-on experience with Kyverno and OPA/Gatekeeper (optional but a plus). Experience in threat modeling, code reviews, security testing, vulnerability detection, attacker exploit techniques, and methods for their remediation. Hands-on experience with programming languages, such as: Java, Python, etc. Experience of deploying services and securing cloud environments, preferably AWS Experience of deploying and securing containers, container orchestration and mesh technologies (such as EKS, K8S, ISTIO). Experience with Crossplane to manage cloud infrastructure declaratively via Kubernetes. Certifications in Kubernetes or cloud security (e.g., CKA, CKAD, CISSP) are desirable Ability to articulate complex architectural challenges with the business leadership and product management teams. Independently drive transformational security projects across teams and organizations. Experience with securing event streaming platforms like Kafka or Pulsar. Experience with ML/AI model security and adversarial techniques within the analytics domains. Hands-on experience with IaC (Such as Terraform, Cloudformation, Helm) and with CI/CD pipelines (such as Github, Jenkins, JFrog). Resourceful problem-solver skilled at navigating ambiguity and change. Customer-focused individual with strong analytical problem-solving skills and solid communication abilities. Our Offer to You An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers and Earn the Respect of Others. The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences. Highly competitive compensation, benefits and rewards programs that encourage you to bring your best every day and be recognized for doing so. An engaging, people-first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie. Why Make a Move to FICO? At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today – Big Data analytics. You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, optimization, and much more. FICO makes a real difference in the way businesses operate worldwide: Credit Scoring — FICO® Scores are used by 90 of the top 100 US lenders. Fraud Detection and Security — 4 billion payment cards globally are protected by FICO fraud systems. Lending — 3/4 of US mortgages are approved using the FICO Score. Global trends toward digital transformation have created tremendous demand for FICO’s solutions, placing us among the world’s top 100 software companies by revenue. We help many of the world’s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success. Our success is dependent on really talented people – just like you – who thrive on the collaboration and innovation that’s nurtured by a diverse and inclusive environment. We’ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career. Join FICO and help change the way business thinks! Learn more about how you can fulfil your potential at www.fico.com/Careers FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we’re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don’t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate’s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply. Information submitted with your application is subject to the FICO Privacy policy at https://www.fico.com/en/privacy-policy

JOB DESCRIPTION At JP Morgan Chase, we understand that customers seek exceptional value and a seamless experience from a trusted financial institution. That's why we launched Chase UK to transform digital banking with intuitive and enjoyable customer journeys. With a strong foundation of trust established by millions of customers in the US, we have been rapidly expanding our presence in the UK and soon across Europe. We have been building the bank of the future from the ground up, offering you the chance to join us and make a significant impact. As a Software Engineer III - Back-End Engineer - Chase UK at JPMorgan Chase within the International Consumer Bank, you will play a crucial role in this initiative, dedicated to delivering an outstanding banking experience to our customers. You will work in a collaborative environment as part of a diverse, inclusive, and geographically distributed team. We are seeking individuals with a curious mindset and a keen interest in new technology. Our engineers are naturally solution-oriented and possess an interest in the financial sector and focus on addressing our customer needs. We work in teams focused on specific products and projects, providing opportunities to engage in areas such as fraud & financial crime prevention, identity services, money transfers, card payments, lending, customer onboarding, core banking, insurance products, rewards campaigns, and servicing innovations. Job responsibilities Contribute to end-to-end solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and the best industry practices Use domain modelling techniques to allow us to build best in class business products. Structure software so that it is easy to understand, test and evolve. Build solutions that avoid single points of failure, using scalable architectural patterns. Develop secure code so that our customers and ourselves are protected from malicious actors. Promptly investigate and fix issues and ensure they do not resurface in the future. Make sure our releases happen with zero downtime for our end-users. See that our data is written and read in a way that's optimized for our needs. Keep an eye on performance, making sure we use the right approach to identify and solve problems. Ensure our systems are reliable and easy to operate. Keep us up to date by continuously updating our technologies and patterns. Support the products you've built through their entire lifecycle, including in production and during incident management Required qualifications, capabilities & skills Formal training or certification on software engineering concepts and applied experience Recent hands-on professional experience as a back-end software engineer Experience in coding in a recent version of the Java programming language Experience in designing and implementing effective tests (unit, component, integration, end-to-end, performance, etc.) Excellent written and verbal communication skills in English Understanding of cloud technologies, distributed systems, RESTful APIs and web technologies Familiarity with relational data stores Preferred qualifications, capabilities & skills Experience in working in a highly regulated environment / industry Knowledge of messaging frameworks Familiarity with cloud-native microservices architecture Understanding of AWS cloud technologies #ICBEngineering #ICBcareers ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. ABOUT THE TEAM Our Corporate Technology team relies on smart, driven people like you to develop applications and provide tech support for all our corporate functions across our network. Your efforts will touch lives all over the financial spectrum and across all our divisions: Global Finance, Corporate Treasury, Risk Management, Human Resources, Compliance, Legal, and within the Corporate Administrative Office. You’ll be part of a team specifically built to meet and exceed our evolving technology needs, as well as our technology controls agenda.

Role: US Mortgage Title Examination Location: Bangalore (Pure WFO role) Overview: We are seeking a detail-oriented Title Examiner to play a crucial role in the US mortgage process by verifying the legal status and accuracy of property titles. The role involves reviewing property documents, conducting public record searches, identifying title issues, and ensuring compliance with industry regulations. The ideal candidate will have strong analytical skills, excellent communication abilities, and a commitment to delivering high-quality and timely service. Responsibilities: Document Examination: Review and analyse property documents such as deeds, mortgages, liens, judgments, easements, and contracts to verify legal descriptions, ownership, and any restrictions . Public Record Searches: Conduct thorough searches of public records to gather information about the property's history, including previous sales, mortgages, and any outstanding liens or encumbrances. Title Reports: Prepare detailed reports describing any title encumbrances encountered during the search and outline actions needed to clear titles Compliance Verification: Ensure that all documents comply with relevant laws and regulations, such as RESPA, Truth-in-Lending, and the Equal Credit Opportunity Act Communication: Collaborate with realtors, lenders, buyers, sellers, and other stakeholders to exchange title-related information and resolve any issues Quality Control: Maintain accurate and up-to-date records of the title search process and ensure all information is accurate and meets required standards Customer Service: Provide exceptional customer service by keeping clients informed about the progress of the title examination and addressing any concerns Problem Resolution: Resolve any title issues or disputes that arise during the examination process. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Title Examination role. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Good communication and interpersonal skills. High level of accuracy and attention to detail. Ability to manage multiple tasks and meet deadlines. Job Type: Full-time Schedule: Night shift Work Location: In person

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

About Us Real estate construction in India is broken. From shady contractors to delayed timelines, opaque pricing, and families getting stuck with half-built homes — we’ve seen it all. At Brixline , we’re here to fix it. We’re not just simplifying homeownership — we’re rebuilding the foundation of trust, transparency, and tech in construction. Our approach is full-stack: from financing to floor plans, vetted contractors to on-time delivery. We’re blending AI, credit underwriting, and construction intelligence to deliver homes the way they should be — faster, fairer, and frustration-free. We’ve already built India’s first "Build Now, Pay Later" ecosystem and are delivering real homes through a zero-ops platform, a trusted vendor network, and deep fintech integrations. We're profitable, scaling fast, and backed by seasoned operators. What We Do Brixline is an integrated construction-financing and project-delivery platform helping middle-income families in Tier 2/3 cities build homes with confidence. Our platform provides: Instant loan disbursals with proprietary credit models Vetted contractor & material networks End-to-end project management with tech-first monitoring Property management until loan closure From blueprint to final delivery, we manage everything. The Role: Director of Product Brixline is looking for a Director of Product to lead the evolution of its full-stack construction-financing and project management platform. This role is for a builder of builders — someone who understands the complexities of real-world operations, fintech workflows, and has a passion for solving massive inefficiencies in one of India’s most underserved industries. Your Mandate Define and drive the overall product strategy across construction tech, fintech, and consumer experience. Lead, mentor, and scale a high-performing product team across verticals: credit, ops, homeowner UX, contractor app, and internal systems. Work directly with founders to translate vision into sprint-ready roadmaps. Build for India-scale. Build for messiness. Build for dignity. Drive 0 → 1 innovations in construction payments, monitoring, financing, and project lifecycle. Make data your second language and speed your default. Why You’ll Love It Here We’re solving one of the boldest, dirtiest, and most important challenges in India: housing. We’re a tech-first company solving physical world problems — and building for the next billion. You’ll work on complex systems at the intersection of credit, real estate, project ops, and fintech. We’re profitable and growing — with a massive whitespace ahead. You’ll report directly to the founder and have a seat at the leadership table. What You Must Have 8+ years in Product, with 4+ years in Operations or Infra-tech-heavy domains . Proven experience as Director of Product or equivalent , leading teams of PMs and cross-functional squads. Hands-on experience building and deploying GenAI/ML-powered products. Experience in scaling Series A+/B+ startups , ideally in infra-tech, real estate, fintech, or marketplaces. Ability to think in systems , and act with urgency. Obsession with data, user empathy, and product performance. Experience working with low-tech or non-digital-first user bases (think contractors, homeowners, agents). Bonus If You Have Experience in Proptech / Lending / Construction / Infra. Owned or influenced a P&L. Background in building multi-sided platforms (e.g. buyer/seller, lender/borrower, owner/contractor). Worked closely with or reported directly to founders. This Role Is Not For You If: You’re looking for a cushy 9-5 gig. You’re afraid of chaos or unstructured domains. You dislike hands-on execution. This is a rocketship. Not a cruise ship. If you’re excited about building with urgency, delivering tangible outcomes, and transforming an industry that touches millions of lives — we’d love to talk.

About Tala Tala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by the Fortune Impact 20 list, CNBC ’s Disruptor 50 five years in a row, CNBC ’s World's Top Fintech Company, Forbes’ Fintech 50 list for eight years running, and Chief's The New Era of Leadership Award. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about our m ission. By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach, and also have offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you! The Role We're seeking a visionary Senior Cloud Infrastructure Engineer to spearhead technological innovation and revolutionize our DevOps landscape. You will bring world class cloud-native infrastructure & automation expertise to implement solutions for deployment, monitoring & remediation in an automated fashion. What You'll Do Provide technical leadership to the team in driving automation of infrastructure & platform services in Public Clouds (AWS, GCP, and Azure) using Terraform and Ansible Architect new solutions with development for infra & platform Design and manage Continuous deployment using Kubernetes, ArgoCD and Jenkins Monitor applications and services within the environments & be part of the on-call rotation to resolve issues and implement strategies to prevent future occurrences Set up intelligent application performance alerts in Datadog and ElasticSearch to find and fix issues before they impact business services and end-users Learn about technologies outside of your realm of expertise that help drive What You'll Need Understanding of how cloud-based web applications work and interest in measuring, analyzing, and improving distributed systems B.S. Degree in Computer Science or related field or equivalent combination of professional development training and experience 6 - 8 years of previous experience deploying and automating infrastructure in public cloud environments, using Infrastructure as Code such as Terraform or Ansible In-depth hands-on experience with at least one public Cloud platform (AWS or GCP) Prior experience as a technical lead working closely with Product, Engineering and SecOps on shift-left strategies, CI/CD tools and solutions needed Experience with Docker and Kubernetes in production Experience with Continuous Deployment tools such as Jenkins or ArgoCD Experience with Logging and Monitoring tools for SaaS such as Sumo, Splunk, Datadog etc Excellent verbal and written communication skills and ability to document and explain technical details and concepts clearly and concisely Flexibility to pitch in where needed across program and team Strong influence and teamwork skills; sound problem resolution, judgment, negotiating, and decision-making skills Experience working effectively with global teams in multiple time zones Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

About Terrastack Terrastack is a high-tech geospatial startup incubated in SINE, founded by an IIT Bombay CS alumnus and professor. We are building the rural land stack for India, producing plot and village-level intelligence across vectors such as land record quality, agri productivity, climate risk, infra support, and land valuation. Our product's live at www.terrastack.ai. Our longstanding collaborations with Google Deepmind and the Government of Maharashtra are key to our success. We're looking for back-end engineers familiar with database systems - since our stack is built on PostgreSQL-PostGIS - and fluent in Python. You'll be working on creating and optimizing data pipelines, refining geospatial models, and producing client case studies on topics such as branch strategy and underwriting analytics. Looking for individuals with 0-3 YOE, with experience in the technologies mentioned. We're based out of IIT Bombay, Powai - in-office work is expected for 5 days a week. Pay ranges from 60k/month to 100k/month, based on qualifications. Responsibilities Develop and maintain Python-ic pipelines to process satellite imagery, land records, weather streams and other datasets into usable geospatial formats. Implement and tune algorithms for ownership-possession alignment, climate risk analysis, valuation models, and other spatial analytics. Build modules to generate decision support insights - such as branch catchment analysis, land record fit heatmaps, or underwriting intelligence - for lending and governance. Work with PostgreSQL + PostGIS databases to efficiently store, query, and index large-scale geospatial datasets related to agro-economic features. Qualifications 0-3 YOE in related technology stacks Fluency in Python Experience with database systems, preferably PostgreSQL Working knowledge of Git, Linux CLI tools, etc Ability to work full-time from our IIT Bombay, Powai office

Role Description This is a full-time on-site role for a Closing Manager, located in Kalyan. The Closing Manager will be responsible for overseeing the closing process, ensuring all documentation is complete and accurate, coordinating funding, and working closely with the sales team to finalize transactions. Additional responsibilities include managing loan processes and ensuring compliance with mortgage lending regulations. Qualifications Experience in managing Closings and coordinating Funding Strong background in Sales and Loans Excellent attention to detail and problem-solving skills Strong organizational and communication skills Ability to work efficiently on-site in Kalyan Bachelor's degree in Business, Finance, or related field is preferred Previous experience in the real estate is a plus

Company Description Roopya provides a SaaS Lending Infrastructure that powers lenders with tools for Origination, Underwriting, Analytics, Early Warning, and Collection. As a specified user under the RBI CICRA Act 2005, Roopya offers cutting-edge solutions to streamline and enhance lending processes, ensuring compliance and efficiency in financial operations. Role Description This is a full-time, on-site role for an AWS Administrator, located in the Kolkata metropolitan area. The AWS Administrator will be responsible for managing and maintaining the organization's AWS infrastructure. Day-to-day tasks include configuring and monitoring AWS services, troubleshooting issues, ensuring security and compliance, performing regular backups, managing disaster recovery, and optimizing performance and cost-efficiency. Collaboration with development teams to support deployment processes will also be a key aspect of the role. Qualifications Experience with AWS services such as EC2, S3, RDS, and VPC Strong skills in cloud automation tools and scripting languages (e.g., Terraform, CloudFormation, Python, Bash) Knowledge of network administration, security best practices, and compliance standards Proficiency in monitoring and logging tools like CloudWatch, ELK stack, or equivalent Ability to troubleshoot and resolve technical issues in a timely manner Excellent communication and collaboration skills Bachelor's degree in Computer Science, Information Technology, or a related field Relevant AWS certifications (e.g., AWS Certified Solutions Architect, AWS Certified SysOps Administrator) are a plus

Co-Founder (Technology) Company: Paykart Technologies Pvt Ltd Role: Technical Co-Founder Experience: Minimum 5 years in (fintech industry) Core Technical Requirements 1. Backend Expertise: Core PHP: Advanced proficiency in OOP, MVC architecture, and custom module development. Laravel : Extensive experience building scalable fintech applications (e.g., digital wallets, payment processors). REST API : Proven track record designing/securing high-traffic APIs for financial data exchange. 2. Frontend Proficiency: Bootstrap: Mastery in developing responsive, secure UIs for financial dashboards and transaction systems. 3. Fintech-Specific Integrations: Payment Gateways: Hands-on integration of major providers (e.g., Cashfree,Easebuzz,Airpay,Razorpay & bank APIs) with PCI-DSS compliance. Third-Party Services: Experience embedding KYC, fraud detection, accounting tools, or blockchain systems. Mandatory Experience : Built/deployed at least 3 fintech products (e.g., neobanking apps, lending platforms, remittance systems). Led teams in Agile/Scrum environments for fintech projects. Expertise in financial security protocols (e.g., encryption, tokenization, OAuth). Leadership & Strategic Fit: Entrepreneurial Drive: Willingness to own product vision, P&L, and investor relations Regulatory Knowledge: Awareness of fintech compliance (AML, GDPR, PSD2). Scalability Mindset: Ability to architect systems handling 1M+ transactions. Preferred Extras Familiarity with cloud infra (AWS/Azure) microservices, and CI/CD pipelines. Exposure to AI/ML in fintech (e.g., credit scoring, chatbots). Application Requirement: Submit case studies demonstrating: 1. A fintech product you developed using the required stack. 2. Complex payment gateway/third-party integrations you engineered. 3. Investment Required: 5 lakh (Equity 3%) Apply to: parv@paykar.co Paykar is building the future of embedded fintech. Join us.🔒💻🚀

Job Title: Lead – Digital Innovation (VP position) Location: Mumbai Industry: Fintech Key Responsibilities: 1. Digital Strategy & Innovation Define and execute the bank’s digital roadmap. Identify opportunities to enhance customer journeys through digital channels. Monitor market trends and competitor strategies to ensure digital leadership. 2. Product Leadership Lead end-to-end delivery of innovative digital products like mobile banking, digital payments, and lending platforms. Collaborate with engineering, design, marketing, and compliance teams to drive successful product development and launch. Manage product lifecycle using agile methodologies. 3. Customer Experience Build intuitive and user-friendly digital solutions. Incorporate customer feedback and data analytics to enhance product features. Ensure consistent and engaging experiences across digital touchpoints. 4. Technology Integration Drive integration with core banking systems and third-party APIs. Ensure adherence to security protocols and regulatory compliance. Leverage emerging technologies (AI, ML, blockchain) for product innovation. 5. Performance Monitoring Define KPIs and measure product success. Use data-driven insights to optimize products and guide strategic decisions. Present performance reports to senior leadership. Qualifications & Experience: Bachelor’s degree in Business, Technology, Engineering, or related field (MBA preferred). 8+ years in digital banking, fintech, or digital product management; minimum 3 years in a leadership role. Proven success in launching and managing digital products. Preferred Skills: Deep knowledge of digital banking ecosystems and technologies. Strong understanding of agile practices and customer-first design. Excellent leadership, communication, and stakeholder management. Regulatory, security, and compliance know-how within BFSI. Familiarity with open banking, API integration, and UX/UI principles. Key Competencies: Strategic & Analytical Thinking Product Lifecycle Management Customer-Centric Innovation Cross-functional Collaboration Decision Making & Execution

At Skyrise Credit and Marketing Limited, we’re on a mission to transform the lending experience through transparent, fair, and modern digital practices. As a proud NBFC, we aim to deliver quick, secure, and hassle-free loan services that our customers can trust. We are expanding our team and looking for Collection Telecallers to join our growing operations in Delhi. 🎯 Role Description As a Collection Telecaller, your key responsibilities will include: Contacting customers regarding outstanding loan repayments Negotiating payment plans and maintaining repayment discipline Maintaining accurate records of calls and follow-ups Handling queries related to repayments Delivering courteous and effective communication at all times ✅ What We’re Looking For Strong communication skills in Hindi (basic English is must) Confident and polite speaking manner Ability to stay calm under pressure Good negotiation and persuasion skills Basic computer knowledge Fresher or Experienced – both are welcome Minimum qualification: Graduation Prior experience in collections or customer service will be an advantage 🌟 Why Join Us? Supportive team & management Career growth opportunities Learn and grow in the fast-paced digital lending space 🗣️ Language Preference :Must know Hindi well and have basic communication skills in English .(Call center or NBFC experience is a bonus ) 📩 Interested candidates can apply via LinkedIn or send your resume to :📧 hr@skyrisefinance.co m Join us in reshaping the lending experience at Skyrise Credit and Marketing Limited 🚀 #JobsInDelhi #NBFCJobs #TelecallerJobs #CollectionsJob #HindiJobs #FresherJobs #CustomerService #SkyriseCredit #TelecallingJobs #FinanceCareer s

Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Any Post-graduation: MBA, PGDM Experience: 2-5 years of experience in gold loan sales

About Snapmint. Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Ola, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. About The Role Are you a hands-on Rails expert who loves building scalable systems and mentoring a team?. Snapmint is seeking a highly skilled and experienced Ruby on Rails Tech Lead to join our growing engineering team. This is a hands-on leadership role that involves not only coding and designing scalable systems but also mentoring a team of backend developers. The ideal candidate is passionate about building robust architecture, clean code, and contributing to impactful products in a fast-paced fintech environment. Responsibilities Lead and mentor a team of backend engineers, driving excellence in development and delivery. Architect scalable, reliable, and secure backend systems. Apply design patterns and clean code principles in day-to-day coding and reviews. Collaborate cross-functionally with Product, DevOps, and QA teams. Take full ownership of system performance, uptime, and key backend services. Ensure adherence to best practices in code quality, testing, and deployment. Required Skills & Experience 5+ years of hands-on experience in Ruby on Rails. Strong knowledge of system design, architecture, and backend engineering principles. Proficient in Sidekiq, Redis, SQL, and AWS/GCP. Excellent understanding of design patterns, clean architecture, and scalable codebase management. Proven experience in team leadership, code reviews, and developer mentoring. Preferred / Bonus Skills Experience with Docker and Kubernetes (K8s). Background in fintech, payments, or other high-growth product-led environments. Location : Navi Mumbai. Working days : 5 days working. (ref:hirist.tech)

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description What you will do Build software products for banking and financing institutions with R&D teams that are openly collaborative, are non-hierarchical, respect contributions and work with agility. Provide vision & leadership for the technology roadmap of our products. Understand product capabilities and strategize technology for its alignment with business objectives and maximizing ROI. Define technical software architectures and lead the development of frameworks. Engage end-to-end in product development, starting from business requirements to realization of product and to its deployment in production. Research, design, and implement the complex features being added to existing products and/or create new applications / components from scratch. Identify risks or opportunities associated with current or new technology use. Plan and execute PoC’s as necessary. Continuously improve internal software architecture processes and technology. Provide technical governance to product team to ensure quality and efficiency of solutions. Act as a mentor to team and reinforce organizational values and culture. Total Experience Expected: 11-15 years Qualifications Minimum Qualifications Bachelor or higher engineering degree in Computer Science, or related technical field, or equivalent additional professional experience. 5 years of experience in delivering solutions from concept to production that are based on Java as an architect in global organizations. 12 years of industry experience in design, development, deployments, operations and managing non-functional perspectives of technical solutions. Required Skills & Qualifications Experience with structured Enterprise Architecture practices and large solutions. Wide knowledge of technology solutions and ability to learn and work with emerging technologies, methodologies, and solutions. Expertise in architecting, designing, and implementing microservices based cloud native solutions. Deep understanding of cloud technologies on one of the cloud platforms –AWS (preferred), Azure or Google Cloud Good proficiency overlap with technologies like: Java8, RxJava, Kotlin, Golang, SpringBoot, SpringSecurity, Gitlab-CI, Ansible, Terraform, Docker, Openshift, Kubernetes, Istio, NGINX, JMeter. Strong communicator with ability to collaborate cross-functionally, build relationships, and achieve broader organizational goals. Desirable Skills & Qualifications Good experience in development tools, CI/CD pipelines. Experience or knowledge of various kinds of NoSQL databases. Experience with Agile and/or SAFe practices Good knowledge of Project NFRs and design solutions considering limits of NFRs to make solutions efficient with minimal cost of development and infrastructure Additional Information Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description JAVA Software Development on Cloud native product Knowledge on Kubernetes, Reactive Programming, MongoDB, Angular, Spring Boot, etc. Total Experience Expected: 11-15 years Qualifications B-Tech Additional Information Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description Responsibilities: Develop, maintain, and enhance COBOL applications on Mainframe/Linux within the Card and Payments domain. Collaborate with cross-functional teams to design and implement solutions that meet business requirements. Perform code reviews, debugging, and troubleshooting to ensure high-quality software delivery. Participate in the full software development lifecycle, including requirements analysis, design, development, testing, and deployment. Requirements: Bachelor's degree in Computer Science, Information Technology, or a related field. 5+ years of experience in COBOL development and related technologies. Good understanding of SEPA payments - Credit transfer, Direct debits, Instant payment, Target2 payments, SWIFT/Cross border payments and MT-MX migration. Knowledge of payment industry standards including ISO 8583 , ISO 20022. Must be able to create Unit/System/Regression test plan/execution. Ability to work independently and as part of a team in a fast-paced environment. Strong communication skills, both written and verbal. Experience working in a geographically distributed environment Hands-on with GIT and/or IBM Synergy Experience with Agile methodologies frameworks (Scrum/KANBAN) and DevOps practices. Total Experience Expected: 04-06 years Qualifications Bachelor's degree in Computer Science, Information Technology, or a related field. 5+ years of experience in COBOL development and related technologies. Additional Information At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description What you will do Build software products for banking and financing institutions with R&D teams that are openly collaborative, are non-hierarchical, respect contributions and work with agility. Provide vision & leadership for the technology roadmap of our products. Understand product capabilities and strategize technology for its alignment with business objectives and maximizing ROI. Define technical software architectures and lead the development of frameworks. Engage end-to-end in product development, starting from business requirements to realization of product and to its deployment in production. Research, design, and implement the complex features being added to existing products and/or create new applications / components from scratch. Identify risks or opportunities associated with current or new technology use. Plan and execute PoC’s as necessary. Continuously improve internal software architecture processes and technology. Provide technical governance to product team to ensure quality and efficiency of solutions. Act as a mentor to team and reinforce organizational values and culture. Total Experience Expected: 11-15 years Qualifications Minimum Qualifications Bachelor or higher engineering degree in Computer Science, or related technical field, or equivalent additional professional experience. 5 years of experience in delivering solutions from concept to production that are based on Java as an architect in global organizations. 12 years of industry experience in design, development, deployments, operations and managing non-functional perspectives of technical solutions. Required Skills & Qualifications Experience with structured Enterprise Architecture practices and large solutions. Wide knowledge of technology solutions and ability to learn and work with emerging technologies, methodologies, and solutions. Expertise in architecting, designing, and implementing microservices based cloud native solutions. Deep understanding of cloud technologies on one of the cloud platforms –AWS (preferred), Azure or Google Cloud Good proficiency overlap with technologies like: Java8, RxJava, Kotlin, Golang, SpringBoot, SpringSecurity, Gitlab-CI, Ansible, Terraform, Docker, Openshift, Kubernetes, Istio, NGINX, JMeter. Strong communicator with ability to collaborate cross-functionally, build relationships, and achieve broader organizational goals. Desirable Skills & Qualifications Good experience in development tools, CI/CD pipelines. Experience or knowledge of various kinds of NoSQL databases. Experience with Agile and/or SAFe practices Good knowledge of Project NFRs and design solutions considering limits of NFRs to make solutions efficient with minimal cost of development and infrastructure Additional Information Secondary Location:Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description Responsibilities: Will be involved in technical discussions related to the project/product. Help team members in technical reviews. Will be responsible to manage E2E deliveries on time, on budget within scope and with quality. Will be responsible to develop best practices and tools for project execution and management. Will be responsible to help project team to plan and schedule project timelines and milestones using appropriate tools. Will be responsible to liaise with project stakeholders on an ongoing basis, (internal and external i.e. clients) Will be responsible to identify and resolve issues and conflicts within the project team. Will be responsible to develop and deliver progress reports, proposals, requirements documentation, and presentations. Will be responsible to determine the frequency and content of status reports from the project team, analyze results and troubleshoot problem areas. Will be responsible to define project success criteria and disseminate them to involved parties throughout project life cycle. Competencies: Strong Technical capability. Good understanding of Agile methodologies. Strong interpersonal skills and work effectively with team members. Should be able to collaborate with people at various levels and in international context. Analytical & functional acumen. Business orientation. Excellent verbal and written communication (ENGLISH). Must Have: BE/BTech (Full Time). Experience of working in Agile driven development model. Experience in running Solution Delivery programs (Solution deployment, Upgrade...) ideally in the Banking / Capital Market industry Good To Have: Microservices, event-driven and distributed architecture. Experience of working on cloud environment i.e. AWS, Azure. Experience in Java, J2EE and related technologies with exposure to topics like DevOps, CI, CD. Experience in working in a multi-cultural worldwide context. Knowledge of Core Banking Systems is a plus. Either PMP or Prince2 certified manager. Total Experience Expected: 14-18 years Qualifications Must Have: BE/BTech (Full Time). Experience of working in Agile driven development model. Experience in running Solution Delivery programs (Solution deployment, Upgrade...) ideally in the Banking / Capital Market industry Additional Information Secondary Location: Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Skills: Finance expert, Credit risk, Loan underwriting, Credit Analyst, business finanace, credit score, Bank Statement Analysis, KYC Compliance, Job Description We are looking for detail-oriented and analytical Credit Analyst to join our Credit team. The candidate will be responsible for assessing creditworthiness, credit analysis, preparing CAMs, managing credit risk, and ensuring the financial stability of our customers (NBFC). This role involves evaluating credit applications, monitoring existing credit accounts, and collaborating with internal teams to support informed credit decisions. Our ideal candidate has a solid understanding of lending procedures, excellent problem-solving skills, and a professional attitude towards managing credit issues. Responsibilities Credit Evaluation : Analyse credit applications and financial statements to assess credit risk and determine appropriate credit limits and terms. Risk Assessment : Conduct thorough credit risk assessments using quantitative and qualitative methods. Monitor and review credit risk exposure for wholesale accounts. Data Analysis : Utilize financial data, market trends, and credit scoring models to evaluate the financial health of wholesale customers. Reporting : Prepare detailed credit reports and summaries for senior management, highlighting potential risks and recommending action plans. Customer Interaction : Communicate with customers to gather necessary financial information, address credit concerns, and negotiate terms and conditions. Credit Policy Adherence : Ensure compliance with company credit policies and procedures. Recommend updates or improvements to credit policies as needed. Collection Support: Collaborate with the collections team to manage overdue accounts and resolve any credit-related issues. Market Research: Stay informed about industry trends, economic conditions, and competitor activities to anticipate potential credit risks. Presentation : Preparing and presenting reports on credit related activities to upper management Qualifications Proven work experience as a Credit analyst or similar role Knowledge of credit-related laws and regulations Experience performing credit reviews and risk assessment Proficiency with databases and software for processing credit applications Strong analytical and negotiation skills Excellent organizational and leadership skills Graduate and above, bachelor's degree in business administration, Finance or relevant field will be preferred. Good understanding of accounting standards, balance sheet analysis, Additional Information Job Title: Credit Analyst Work Environment: Office setting. Some travel may be required for client meetings. Reporting Structure: As per management decision Salary: Salary is based upon candidate experience and qualifications, as well as market and business considerations. Location: [Pune, Maharashtra] Employment Type: Full-time Equal Opportunity Statement: We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, gender, age, marital status, veteran status etc..

This job is with Finastra, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. What will you contribute? Role As a Senior Product Owner, you will play a key role in shaping the future of our payment processing solutions. Your contributions will include: Driving product vision, strategy, and roadmap to enhance payment processing solutions. Collaborating with stakeholders to define business and functional requirements that align with market needs and regulatory changes. Collaborate with cross-functional teams. Ensure timely and successful product delivery. Responsibilities & Deliverables Own and manage the Product Backlog Lead yearly regulatory changes for ACH, SWIFT, SEPA, Fedwire, and CHIPS clearings. Define and maintain Product Requirement Solution Documents (PRSDs), Functional Requirements Solution Documents (FRSDs), and Interface Requirement Solution Documents (IRSDs). Conduct solution walkthroughs for customers, development, and QA teams. Support defect resolution and provide domain expertise to internal teams. Required Qualifications & Experience 5 to 10+ years of experience as a Product Owner in the payments domain. Expertise in payment processing and message formats. Experience in high-value clearings (SWIFT, Fedwire, CHIPS, Target2, Chaps) and low-value clearings (SEPA). Hands-on experience with SWIFT message formats (MT103, 202, 202COV, 192, 196). Knowledge of ISO 20022 migrations and ISO messages (Pain, Pacs, Camt). Experience working with Global Pay Plus (GPP) Classic or SP. Strong analytical, communication, and stakeholder management skills. Benefits We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra!