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Credit Executive - MFB - Siwan - Mahadeva Road - J Grades

Credit Executive - MFB - Siwan - Mahadeva Road - J Grades

Tata Capital

2 - 7 years

3 - 6 Lacs

Mumbai

Posted:1 day ago| Platform:

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Skills Required

risk management collaterals sales disbursement underwriting lending credit underwriting credit analysis documentation investment banking credit management credit appraisal financial services derivatives kyc lap mortgage loans home loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Siwan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry.
Roles and Responsibility

Conduct personal discussions with clients based on laid down policies and procedures.

Adhere to agreed SLAs and timelines for completing assigned activities.

Utilize underwriting, disbursements, collateral, and coordination skills to manage sales operations effectively.

Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security.

Communicate credit decisions to stakeholders clearly and concisely.

Enhance underwriting efficiencies while maintaining risk management standards.

Job

Minimum 2 years of experience in the banking or financial services industry.

Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations.

Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security.

Excellent communication skills for conveying credit decisions to stakeholders.

Strong analytical skills for improving underwriting efficiencies while maintaining risk management standards.

Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks.

Additional Info
The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3543 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Siwan - Mahadeva Road - J Grades