8110 Lending Jobs - Page 50

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Job Description Experian Consumer Services – Careers That Define "The Next Big (Data) Thing" for Consumers What could be more exciting – personally and professionally – than being part of a "disruptive" business? Consider taking your career to the next level by joining the Leader that continues to disrupt the competition. As the "disruptor" and market leader, we pride ourselves on building new markets, leading the pack through continuous evolution and innovation. It's a position Experian Consumer Services has enjoyed for more than a decade, and we're always looking for the talent that can help expand that lead. When you're the leader, it's always urgent, important, and market-changing. We think that defines the true "disruptive" business. Join us and create some chaos for the competition. Position Overview: The Senior DevSecOps Engineer is a hands-on technical position responsible for architecting and implementing AWS cloud infrastructure security controls and automation processes. This role will work directly with security architecture teams to enhance security posture through automation and infrastructure as code. Key Responsibilities Design and implement secure AWS architectures for compute, container, and serverless platforms, ensuring robust security controls and compliance. Build and maintain automation frameworks for security controls and compliance using Python, enhancing efficiency and reducing manual intervention. Develop and manage IAM frameworks and permission boundaries to enforce least privilege access and secure identity management. Implement secure CI/CD pipelines with integrated security controls, leveraging tools like Jenkins and GitLab for automated security testing. Create and maintain AMI vending machine with security baseline configurations, ensuring consistent and secure deployment of instances. Manage container security controls for ECS/EKS environments, including vulnerability scanning and runtime security. Implement data security controls for S3, DynamoDB, and RDS, focusing on encryption, access management, and monitoring. Ensure compliance with PCI-DSS, SOC2, and internal security standards through continuous monitoring and automated validation. Technical Environment AWS Core Services (EC2, Lambda, ECS/EKS, S3, DynamoDB) with a focus on secure configurations and best practices. Infrastructure as Code (Terraform, CloudFormation) for automated and repeatable deployments. Python automation frameworks for scripting and automating security tasks. CI/CD tools (Jenkins, GitLab) for automated build, test, and deployment processes with integrated security controls. Container platforms (Docker, Kubernetes) with a focus on security and orchestration. Linux systems administration for managing and securing server environments. Network security controls to protect against external and internal threats. Data encryption and key management to ensure the confidentiality and integrity of sensitive information. Qualifications 8+ years of experience in Cloud Security/DevOps roles. Strong Python programming background. Deep AWS services knowledge and implementation experience. Expertise in infrastructure automation and security. Experience with container orchestration and security. Understanding of compliance frameworks. Bachelor's degree in Computer Science or equivalent experience. Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Position Overview Job Title: TAS –Client Service Analyst Location: Mumbai, India Role Description Overview: Business Division Deutsche Bank’s Corporate Bank (CB) a market leader in cash management, trade finance & lending, securities services, and Trust & Agency Services. Focusing on the treasurers and finance departments of corporate and commercial clients and financial institutions across the globe, our universal expertise and global network allows us to offer truly integrated and effective solutions. Overview: Business CB’s Trust and Agency Services (TAS) team, with offices in New York, California, London, Frankfurt, Milan, Lisbon, Dublin, Hong Kong, Singapore, and Tokyo has long been recognized as a leader in the provision of administrative and fiduciary services to the global debt and equities markets. It supports structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency, and Depositary Receipts. The Corporate Trust business is responsible for a broad portfolio of conventional debt and securitization transactions and service teams are required to engage directly with transaction parties supporting the administration of structured and non-structured debt issuances in accordance with the contractual terms. Overview: Role This role is exciting and broad ranging: the successful candidate will have extensive interaction across the transaction value chain and will be a critical component of the end to end service delivery to the client on a day to day basis ensuring all requirements are met in an accurate and timely manner. Duties will include processing client transactions and instructions, maintaining internal systems, producing reports in support of the front office to ensure the client receives the best possible service at all times. The successful candidate will be required to cover European working hours supporting the US business Corporate title will depend on the relative experience of candidate. What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Supporting the Corporate Trust US business across a portfolio of CLO deals within Structured Finance vertical Timely completion of client & deal management system records, for record keeping, document handling and revenue management - ensuring accuracy of data at all times Processing and settlement of deal related transactions - including account opening, payments, investments and securities settlements Interacting with deal parties including swap counterparties to ensure accurate and timely maintenance of deal portfolios and facilitating all necessary payment and reporting obligations Monitor and reconcile client ledgers, bank ledger, fee billing, late payment claims and other operational MIS break reports, providing regular feedback to client services management on all outstanding items Ensuring daily accuracy of all Structured Finance deal portfolios, including loading new assets & maintain existing collateral, swap & liability data in relevant applications, enabling client services account managers to run hypothetical trading scenarios on a timely basis Assistance in the preparation of periodic cash manager, investor and payment date reports and respond to any corporate action event requirements Timely escalation of client or operational problems to team leaders / department head as relevant Supporting fellow team members, team leaders and department head on an ongoing basis Any other duties or ad-hoc projects as required Your Skills And Experience Relevant experience in a similar role in investment banking or corporate banking administration Experience in CLO administration and/or loan operations A good understanding of the global financial services industry, Fixed income and Debt Capital Markets Familiarity with debt capital markets transaction documentation is advantageous, but not essential A practical knowledge of banking operations and an understanding of SWIFT / payment processing Basic accounting knowledge and / or strong reconciliation skills Experience at interacting widely through a financial services organization The ability to work under pressure, handle multiple priorities and work as part of a team as well as individually Fluent written and spoken English is essential You will be: An effective and concise communicator, both verbal and written Numerate and analytical with strong attention to detail Able to interact with people from different business/disciplines acting consistently throughout the organization. A team player with strong communication skills, a proactive mind-set and a professional attitude to delivery and client-focus Able to work in a challenging and rapidly changing business environment Able to adapt to complex financial and operational matters PC literate with good working knowledge of Microsoft Office products particularly MS Excel. Parts of the role will be using internal systems for which training will be provided Educated to degree level or similar How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Company Overview Interactive Brokers Group, Inc. (Nasdaq: IBKR) is a global financial services company headquartered in Greenwich, CT, USA, with offices in over 15 countries. We have been at the forefront of financial innovation for over four decades, known for our cutting-edge technology and client commitment. IBKR affiliates provide global electronic brokerage services around the clock on stocks, options, futures, currencies, bonds, and funds to clients in over 200 countries and territories. We serve individual investors and institutions, including financial advisors, hedge funds and introducing brokers. Our advanced technology, competitive pricing, and global market help our clients to make the most of their investments. Barron's has recognized Interactive Brokers as the #1 online broker for six consecutive years. Join our dynamic, multi-national team and be a part of a company that simplifies and enhances financial opportunities using state-of-the-art technology. Middle-Office Associate, Securities Financing APAC The Middle-Office Associate APAC will be responsible for the timely settlement of Securities Lending and Borrowing activities and cross-border transactions in Asian-Pacific listed equities and ETFs. By liaising with front-office traders and Middle-Office operations across IBKR's counterpart universe, you will help track and resolve potential exchange and stock loan-related fails. The Middle-Office associate is expected to operate, enhance, and test the Group's constantly evolving in-house systems and solutions. Responsibilities Monitoring and processing of SLB transactions and cross-border instructions in external clearing systems (e.g., CCASS) as well as internally developed systems Ensure timely settlement of unmatched/pending SLB transactions with our external counterparties and cross-border instructions. Responding to internal and external inquiries for unmatched/matched/settled SLB transactions Processing of conduit-related stock returns Coordination with Front-Office traders and Back-Office groups with respect to operational matters Reconciliation of SLB contracts in external vendor solutions Support the SLB Billing team for inquiries related to potential counterpart discrepancies Constantly evaluate systems and processes to identify inefficiencies and recommend enhancements Support the Supervisor Securities Financing APAC in strategic decision-making in relation to operations Qualifications Solid academic background (minimum Bachelor's degree) showing strong knowledge in Mathematics, Science, Accounting, Finance or Business Minimum of 2 years of experience in a Settlement (Back-, Middle-Office) function covering Asia-Pacific markets Strong written and verbal English skills. German, French, and Hindi language skills are a plus. Excel proficiency Fundamental understanding of SLB activities High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business or an ability to develop this rapidly Logical approach to problem solving Detail-oriented with solid math skills Ability to efficiently handle multiple tasks Self-motivated and energetic Professional demeanor with good communication skills Ability to work in a small-team environment with a servicing attitude Company Benefits & Perks Competitive salary package. Performance-based annual bonus (cash and stocks). Hybrid working model (3 days office/week). Group Medical & Life Insurance. Modern offices with free amenities & fully stocked cafeterias. Monthly food card & company-paid snacks. Hardship/shift allowance with company-provided pickup & drop facility* Attractive employee referral bonus. Frequent company-sponsored team-building events and outings. Depending upon the shifts. The benefits package is subject to change at the management's discretion.

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Who are we? Trust isn’t a given, it needs to be built. And in a world where fraud is evolving faster than ever, trust must be safeguarded at every step. At IDfy, we make trust scalable. As an Integrated Identity Platform , we help businesses verify identities, detect fraud, and stay compliant—ensuring every interaction starts with confidence. Our clients include HDFC Bank, Zomato, Amazon, PhonePe, Paytm, HUL and many others. With more than 13+ years of experience and 2 million verifications per day, we are pioneers in this industry. We do this through three interconnected platforms: Onboarding Platform - Our IDfy360 and Video Solutions make KYC and identity verification seamless, turning compliance into a frictionless experience. Fraud & Risk Management Platform - We stay ahead with CrimeCheck, RiskAI, and our Transaction Intelligence Platform - identifying synthetic identities, financial risks, and bad actors before they cause damage. Privacy & Data Governance Platform - With PRIVY, businesses can navigate evolving data protection laws with ease, ensuring security and transparency at every step. From opening a bank account to landing a job, from securing a loan to making a payment—IDfy is there, ensuring that trust is built, fraud is eliminated, and businesses can operate with confidence. About the Role We are looking for a sharp, data-driven Product Manager to lead the development and scaling of our B2B fintech products. This role demands a strong sense of ownership, structured problem-solving, and a track record of building 0→1 products and scaling them from 1→10 in fast-paced environments. The ideal candidate brings a customer-first mindset, is confident in client-facing interactions , and is comfortable giving product demos and gathering structured feedback from enterprise stakeholders. What your day would look like - Own the end-to-end product lifecycle – from problem discovery and definition through development and ongoing iteration Build deep understanding of client needs across industries and translate them into structured product solutions Collaborate with engineering and design to define clear, actionable product requirements Prioritize ruthlessly using data, business impact, and customer value as drivers Use metrics to measure product performance, identify opportunities, and drive continuous improvement Actively participate in client meetings, product demos, and feedback sessions Partner with risk, compliance, legal, and data teams to ensure secure and compliant product development Collaborate with GTM teams to drive product adoption and client success You'll be a perfect match if you - Have 2–4 years of total experience, with at least 2+ years in a B2B product management role across start-ups, mid sized organisations Strong track record of building and scaling fintech products (e.g., lending, payments, credit, risk, infrastructure) Experience building for banks, NBFCs, fintech platforms, or regulated entities Demonstrated experience managing both 0→1 product builds and 1→10 scaling phases Excellent analytical and quantitative skills – strong with data, metrics, and structured decision-making Confident in external-facing settings – able to run product walkthroughs and communicate clearly with clients Strong understanding of user journeys in enterprise/regulated environments Familiarity with SQL, data platforms and spreadsheets Effective communicator with internal and external stakeholders across functions BTech, MBA from top tier institutes

Senior Underwriter (Live Underwriting) US Mortgage Position Overview: Shared Services function leverages the ‘shared’ delivery model to provide operations delivery to Business Unites across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages vertical. The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include (i) the identification of the proper documentation for data capture, (ii) the capture of such information in the system (iii) running embedded rules and logic against such information, and (iv) clearing validations and/or applying exceptions that may be appropriate for the item in question. DUTIES AND RESPONSIBILITIES: Review and verify loan applications and support documentation. Analyse loan risk and request additional information as necessary. Ensure compliance with regulatory standards. Ensure compliance with company policies and guidelines. Determine and document loan conditions, communicate requirements, and/or decisions. Identify portfolio risks resulting from the client's underlying business practices. Document and effectively communicate reasons for the approval/rejection of loans. Such other activities as may be assigned by your manager. SKILL SETS REQUIRED: Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements Experience with both AUS and manual underwriting methods including DU and LP. Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred. Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred. Working knowledge of industry recognized LOS such as Encompass, BytePro, Calyx, Empower or Lending QB. QUALIFICATIONS/ REQUIREMENTS: 5+ years of recent US Mortgage underwriting front-line experience compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations—including TRID—and understanding of mortgage regulatory changes High producer with attention to quality Strong commitment to customer service and satisfaction Excellent time management skills Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices situsamc.com Detail oriented, with superior verbal and written communication skills Strong PC skills, with demonstrated proficiency with Microsoft Office Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service

About The Role JD for Chief Manger/AVP Product, SME Digital Platform Grade M5/M6 Location Mumbai/Bangalore Reporting to VP About the Team: SME Digital Platform, is a new vertical within the Kotak Bank, with the aim to work with Fintech and SaaS players to co-create solutions to solve for SMEs across, Consumer, Commercial and Wholesale verticals within the bank. Platform, aim to launch all digital banking services of the bank, focused towards solving SME pain points, for banking and beyond banking products. This vertical will pre-dominantly work towards providing digital experience and product innovation, for SMEs, and provide one stop shop.The important skills are as follows: Strong product management skills, in the area of platform creation, and enable sandbox for external innovation Ability to lead a team of product managers, and engineering resources, to drive and plan prioritization and sprint execution Ability to list and develop internal product gaps, and solve for the same with Fintechs/SaaS, internal tech teams Ability to work with cross functional teams within the bank, such as Business, Credit, Product and Tech and drive common OKRs across the board Strong understanding of platform growth, and means to drive adoption and usage Ability to bring design thinking with a product lens, and own the interfaces, App and Web Platform. Build, manage and continue to grow a digital-innovation ecosystem, both internal and external Brief Job Requirements: Candidate must have a deep understanding of emerging banking products (such as Open Banking/API banking, Payments, Lending) Products & Services Review of Product Documentation to finalize technical documentation for execution, and drive external implementation partner for creation of backend platform Drive the UAT, launch and scalability of both Mobile App and Web Platform, specifically designed for the charter Define product journeys and CX experience Manage both product and tech resources for the charter Build a team, and drive accountability of deliverables, set the North Stars and develop roadmap of product delivery Liaison with internal products Tech SPOCs for the launch of the platform, specifically in the area of AppSec, InfoSec Good to have extensive network across the Fintech and startup community. Good Communication and people skills. Education-Post Graduation or MBA Experience Range-4-9 years

We are seeking self-motivated and analytically driven professionals to join our Risk Analytics team. The ideal candidate to have a strong background in Credit Risk or Portfolio Risk Management , with the ability to derive actionable insights through robust data analysis. You will work closely with cross-functional teams and contribute toward maintaining and improving portfolio quality across lending products. Key Responsibilities Develop insights and recommendations to support business decisions and risk mitigation strategies Contribute to Expected Credit Loss (ECL) modeling, loss forecasting, and stress testing exercises Evaluate Early Warning Signal (EWS) frameworks using internal and external data sources as well as developing & deploying new models Collaborate with Credit, Product, and Business teams to drive risk-based strategies Participate in portfolio performance reviews and highlight emerging risk trends Required Skills & Competencies Experience in portfolio risk assessment, especially in Retail and/or SME lending Strong analytical skills with an eye for detail and a problem-solving mindset Proficiency in Python for data analysis and model development Advanced Excel user – able to work with pivot tables, lookups, and automation Self-starter with the ability to work independently as well as in a team environment Familiarity with credit appraisal processes and risk assessment methodologies is an added advantage Educational Qualifications CA / MBA / B.Tech / Postgraduate degree in Statistics, Economics, or related quantitative field Experience 1-2 years of experience in the lending business of a Bank or NBFC Preferably worked in Credit Risk / Portfolio Monitoring / Risk Analytics functions

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Industrial Trainee – Payments Compliance About the Team: - The PhonePe Financial Services Compliance team plays a critical role in the successful execution of the firm & compliance mission. The Compliance function ensures the development and maintenance of a strong compliance culture by developing and maintaining program infrastructure that identifies, measures and monitors compliance with applicable laws, regulations and rules that govern our business globally. Compliance teams work closely with business, legal, risk, and audit functions to provide expertise on regulatory compliance matters, assess and measure compliance and related risks, and monitor and test the adequacy of the firm & compliance control environment. The Intern, Payments Compliance role is relatively new within the PhonePe Compliance & Regulatory Management team with responsibility for oversight of consistent implementation of policies & practices whilst ensuring country nuances are adopted to consider local laws and regulations. Such practices will include a common approach and framework for risk assessment, monitoring, testing and surveillance activities. The Payments Compliance Industrial Trainee is responsible for the timely and effective management and execution of the Payments Compliance goals. As a member of the PhonePe Payments Compliance team, the individual reports into the Manager, Compliance and will be based in Bangalore, India. The individual should have flair for compliance and regulatory advisory with a strong risk and control mindset, keen awareness and interest in research and analysis and is responsible to assess compliance with regulations and policies through reviews conducted across the various product types and instrument types used or issued within PhonePe and affiliated businesses. Roles and Responsibilities:  Assist the compliance team in monitoring and analysing changes in Indian payments regulations, guidelines, and circulars issued by the RBI and other relevant bodies.  Assist in responding to queries from internal teams regarding compliance requirements.  Share regular and timely updates with all relevant stakeholders with regards to the progress on the ongoing regulatory implementations.  Collect and Store relevant evidence, received from stakeholders from the various implementations done, for future Audit requirements.  Support in formulating and providing compliance certifications on all regulatory implementations carried out on a periodic basis with various stakeholders.  Help in documenting and updating internal compliance policies and frameworks in line with regulatory changes.  Assist during regulatory inspections and ensure closure of the observations with multiple stakeholders  Liaise with internal stakeholders to explain the audit requirements and observations in a timely fashion.  Support management to compile, maintain and close-out audit finding responses, implementation of controls as per audit recommendations, etc. and ensure all Non IT audit observations.  Maintain accurate records of compliance activities and documentation.  Conduct research on specific compliance topics related to payments, including KYC/AML, data localization, transaction monitoring, etc. Role Requirements:  Good eye for detailing with respect to each product regulations and controls  Basic knowledge or keen interest in the Indian regulatory landscape, particularly concerning financial services and payments (RBI guidelines, NPCI guidelines, PMLA, etc.).  Have a good appreciation of the regulations applicable in India and APAC.  Highly detail-oriented, motivated, curious individual with good time-management skills, analytical and communication skills  Quick and sharp individual who relishes the challenges of understanding and interpreting regulations and processes across different businesses and jurisdictions.  Strong communication, interpersonal and influencing skills. The candidate should have the ability to establish credibility and strong partnerships with senior business leaders, control functions and corporate partners globally.  Fluency in written and spoken English is a must have. Excellent written skills, and ability to prepare clear, concise reports with minimal supervision.  Have an audit and / or relevant industry qualifications, or a university degree. Industrial Trainee – Payments Compliance  Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)  CA prospects What You Will Gain:  In-depth understanding of payments compliance in the Indian context.  Hands-on experience with regulatory reporting and compliance monitoring.  Mentorship from experienced compliance professionals.  Exposure to the fast-paced Indian FinTech industry.  Opportunity to contribute to ensuring regulatory integrity of a growing company. Internship duration- 12 months PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news

About the Team The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset quality indicators and portfolio monitoring while ensuring that credit decisions align with business objectives and risk tolerance of the Company. This team focuses on continually enhancing underwriting quality and portfolio health to support sustainable growth. About the Role We are looking for a highly curious and structured thinker to join our Credit Strategy team as a Model Strategist . This is not a model-building role — this is a strategy role designed for those who deeply understand models, but want to influence how and why they are used , rather than just code them. You’ll be at the center of product, data science, and business — guiding model selection, challenging model performance , and shaping solver logic to help us maximize disbursal while keeping credit costs tightly controlled. This is a rare role that combines system-level thinking with real business impact — perfect for data scientists or quantitative analysts who want to move closer to high-stakes decision-making. What We Expect From You Evaluate and challenge model performance across risk segments, funnel stages, and product variants Drive model selection logic — decide which model to use when, and how to blend multiple signals Brainstorm on modelling techniques, data handling, exclusions etc to fundamentally improve model performance Collaborate with DS to recommend better feature sets, inputs, and architecture hypotheses Own solver logic and trade-off frameworks (approval rate vs. ACL) Lead test-and-learn initiatives in underwriting experiments Influence end-to-end underwriting strategy with a precision-first lens Must Haves Strong background in data science, credit analytics, or risk modeling (3+ years) Strong research-oriented mindset with hands-on experience with building and evaluating ML models, especially in lending or financial domains Deep understanding and practical experience with modern ML and deep learning techniques Ability to command peer-level respect from data science teams through technical credibility and insight Deep curiosity about how models drive business outcomes , not just accuracy Strong problem-solving ability and structured thinking Master’s or Bachelor’s degree in Computer Science, Electrical Engineering, Mathematics, Economics, or another quantitative discipline PhD in Data Science / ML / Statistics from a reputed institution is a strong plus Bonus: Exposure to lending/fintech/credit cards/BNPL/startups/consulting Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: You’re impact-driven : You take ownership, build boldly, and care about making a real difference. You strive for excellence : Good isn’t good enough. You bring focus, precision, and a passion for quality. You embrace change : You adapt quickly, move fast, and always put the customer first.

Role Overview :: As a part of the rapidly growing team of Volt Money, you will drive the onboarding experience for Fintech partners. As a partner advocate you will work closely with multiple internal functions like tech, product and operations to drive partner integrations and improve go-live experience. You will track partner progress, identify blockers, provide visibility to internal stakeholders and raise alarms when required. This is a generalist role where you will get a well-rounded exposure to the organization's business, product, operations and broader tech ecosystem. This role will intersect multiple functions and work with internal and external teams and platforms to ensure and drive product excellence. Fitment :: This role is ideal for individuals who have worked in implementation or managing multiple partners/customers. Candidate having experience with a Fintech or a SaaS company in a program or project management capacity will find this role highly relevant. Job Responsibilities :: Working with strategic partners to drive integrations and owning the entire program from kick-off to go-live and ramp-up. Work closely with internal teams to ensure seamless partner experience during and post go-live. Work closely with stakeholders to design the optimum process to track and monitor program health. Work closely with the partners and internal teams to identify areas of opportunity and growth. Tracking the progress of each partner and coordinate internally with product, tech, business and operations teams to drive partner success. Anticipate issues, drive accountability and highlight blockers to ensure execution as per plan. Requirements :: Strong communication and articulation skills, including verbal and written modes like documentation, process notes, etc. Able to coordinate with multiple internal and external teams. Understand business, operational, and product processes and drive alignment with partners. Driving structure internally in terms of tracking multiple partners and manage programs and drive periodic reviews. 2 - 5 years of full-time experience in program or project management, preferably in a growth-stage organization. Bachelor’s degree in a Technology, Engineering with prior experience as a developer or system analyst. Bonus points if you have experience in digital lending and customer facing experience.

Job Summary Sales and Service Objectives Maximize sales performance to achieve given revenue targets of the branch and zone through liability products [Current /Savings /Term deposits], wealth management products and asset related products (secured, unsecured) Ensure effective Relationship Management by monitoring the movement of the top customers of the branch, devise and implement a customer acquisition and retention programme. Improve product per customer holding. Device strategies to counter competition and maximize market share in the Catchment area of the branch, by below the line activities and promotions. Provide support for new product launches, and champion new sales initiatives Collaborate with Segment to facilitate up- streaming of customers Ensure employees are adequately trained on all products/ processes and services facilitating first time resolution. Minimize rejections and customer complaints Monitor customer satisfaction survey ratings, net promoter score or any other survey/ feedback ratings taken from customers and ensure continuous improvement if below bench-mark, sustain and better quality service Monitor and track transaction volumes and ensure effective transaction migration to alternate channels of banking Ensure PFM, teller and service managers’ productivity are at optimum levels He/She is aware of bank’s Mis-selling & Sales Policies and ensure adherence all the times. Key Responsibilities Operations and Compliance Ensure satisfactory ratings in all internal/external audits conducted at the branch Ensure compliance to all Operations health documents like KCD/KRI/OPS manual, process notes and circulars issued from time to time. Perform regular KCS checks mandated Ensure timely and accurate submission of all returns both internal and statutory for sales and service Ensure accurate and timely processing of all customer instructions as per applicable processes/ circulars Revenue and Cost Management Lead revenue generation and profitable growth by focusing on: Improved deposit mix comprising Current and Savings accounts Waiver Tracking and Management Non-funds based income Ensure costs are managed within budgets Change Management Implement change initiatives in the areas of branch space rationalization/ optimization, transaction migration, systems implementation, process Re-engineering and premises reconfiguration People Management Drive and embed a strong performance culture through inspiring, motivating and rigorous performance management discipline. Develop and build talents within branch through optimal resourcing, capacity planning, succession planning and engagements Achieve high employee engagement and satisfaction. Retain talent, check attrition Identify and address training and development needs of staff on an on-going basis Segment Ownership Implement all segment/ product initiatives in the catchment (PRB/ NR/ SME/ Mortgages) Jointly own the delivery of segment / product (PRB/ NR/ SME / Mortgages) objectives with the segment Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Other Responsibilities Ensure he/ she is fully aware of all the policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention and ensure compliance thereto. Any suspicious transaction must immediately be reported as per guidelines Premises management in areas of merchandising, housekeeping as well as store management. Branch upkeep and maintenance Responsible for health and safety for all. As part of the Health and Safety guidelines you should: Take reasonable care for the health and safety of co-workers and those who may be affected by your actions or your omissions; Co-operate with Management to support and promote Health and safety in the workplace; Ensure that your actions do not put others at risk; Work in a healthy and safe manner; Encourage others to work in a healthy and safe manner; Report all accidents and incidents and bring to the attention of the management any hazard in the workplace As a manager you are also responsible for the health and safety aspects within your area of control. You need to ensure that: Your employees are adequately trained and supervised to perform their tasks in a safe manner and are free to raise any Health and safety issues and these issues are addressed appropriately. The contractors working in your area or for you are working in a safe & healthy manner. Skills And Experience Leadership Skills Strong Communication Skills Relationship Building skills Competitive awareness & Benchmarking Team Management Qualifications Graduate/ Post Graduate At least 7-8 years of overall experience with sound banking knowledge- all aspects of general banking, retail operations and credit operations / deposit and lending products / inspection and audit requirements, as applicable. Leadership skills, communication skills, relationship building skills, competitive awareness & benchmarking Customer Orientation and Business Focus About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Qualifications: Bachelor's degree in business, marketing, or a related field (MBA preferred). Should have a strong understanding of the local language. Self-motivated and goal-oriented, with a demonstrated ability to work independently and as part of a team. Willingness to travel as needed to meet with clients and attend industry events.

Job Requirements Role/ Job Title : Associate Relationship Manager - Corporate Liability Group Function/ Department: Transaction Banking Group Job Purpose : - Develop a corporate liability strategy for a particular city/region and execute it. Target top clients in the coverage geography and convert them. Roles And Responsibilities Origination of New to Bank (NTBs) accounts and managing (farming) a portfolio of Corporate Liability Group clients sourced by oneself. Originate CMS/Trade Processing/FX transactions from Cash Rich Corporate clients, mainly from Digital First Companies, local IT/ITES firms and MNC subsidiaries. Onboard these clients with a solutions-based approach, developing unique solutions wherever required. Work with founders of well-funded start-ups, mainly online aggregators, e-commerce and fintech firms, to provide cash and trade solutions and onboard them. Build Liquid Asset OR Cash, backed Lending (short credit assessment memo) Develop deep relationships with PE/VC funds and Incubators to provide cash and trade solutions to their investee companies. Extend these influencer relationships to renowned law firms & Chartered Accounts as well. Manage relationships with existing clients and increase CA balances, term deposits, CMS/Trade/FX throughputs and maximize revenues from these services. Cross-sell other products of the bank like salary and wealth management to maximize share of wallet. Collaborate with the various Product Sales Managers and the Implementation teams across all Banking products to achieve these objectives. Educational Qualifications Graduation: Any Graduate Post Graduation: Any Postgraduate Professional Qualification/Certification: Any Professional Degree Experience 5-10 years of relevant experience in corporate current account acquisition.

Job Requirements Role/ Job Title: Model Risk Analyst Business: Risk Function/ Department: Model Risk Management (Market Risk) Place of Work: Mumbai Roles & Responsibilities '1. Lead initiatives to improve the accuracy, availability, granularity and coverage of our existing model validation process and build tools for process automation Performing statistical and mathematical model development or validation independently for Retail Lending Scorecards Secondary Responsibilities '1. Conduct validation of Wholesale Rating Models covering quantitative and qualitative tests on PD Calibration, Discriminatory Power of the models, Sensitivity of parameters, Rating Migration test. Conduct validation of Market Risk Models – Derivative & Fixed Income Valuations, Bootstrapping, VaR, Sensitivity, Capital Charge Models, Interest Rate and FX Simulations. Key Success Metrics 'Successfully complete end to end validation exercises for the models allocated as quarterly deliverables along with smart inputs and initiatives for other team deliverables.

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description Senior Technical Team leader Business Intelligence, Data Governance & Reporting # Key Responsibilities -- Lead the development and execution of BI strategies, tools, and reporting solutions in alignment with business objectives. Serve as a subject matter expert for BI within the organization, supporting internal initiatives and mentoring team members on best practices. Design, implement, and maintain scalable data models, analytical layers, and interactive dashboards using modern BI tools (primarily Power BI). Continuously optimize BI architecture to ensure scalability, performance, and adaptability to evolving business needs. Apply performance optimization techniques to improve data processing, dashboard responsiveness, and user experience. Ensure high standards of data quality, consistency, and governance across all BI solutions. Collaborate closely with cross-functional teams including data engineers, data scientists, and business stakeholders to define and meet BI requirements. Utilize advanced Power BI features (DAX, Power Query, Power BI Service) to build robust, automated reporting and analytical solutions. Host workshops and office hours to guide business units on Power BI usage, self-service BI strategies, and technical troubleshooting. Stay abreast of emerging BI tools, trends, and methodologies to drive continuous innovation and improvement. # Desired Skills and Experience -- Bachelor’s or Master’s degree in Computer Science, Data Science, Engineering, Mathematics, or a related field. 10+ years of experience in Business Intelligence, including data warehousing, ETL pipelines, and reporting. Expert-level proficiency in BI tools, particularly Power BI. Certified Power BI Data Analyst Associate (PL300) and Certified Data Management Professional (CDMP)- DAMA. Strong command of DAX, Power Query, and SQL for data modeling, integration, and Python for analysis. Proficient in Agile\Scrum or traditional project management methodologies. Foster a collaborative team culture and encourage continuous learning. Total Experience Expected: 14-18 years Qualifications Bachelor’s or Master’s degree in Computer Science, Data Science, Engineering, Mathematics, or a related field. Additional Information Secondary Location: Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

About the job Who we are! A melting pot of culture, talent, experience, and diversity. That’s what we are! Pine Labs is one happy union of go-getters who are marching towards our ambition to emerge as a world-class fintech organisation. The company is run by a highly experienced management team, led by several industry veterans including CEO Amrish Rau. Under Amrish, Pine Labs has transformed itself from being regarded as just a point-of-sale payment service provider to a full-stack digital payments company serving the offline and online needs of its merchant and enterprise partners. Incorporated in Singapore, the key investors of Pine Labs include Sequoia India, Actis Capital, Temasek, PayPal and Mastercard. To know more, please visit www.pinelabs.com. What we do! Pine Labs is one of the fastest growing fintech companies in India and is rapidly expanding its footprint in Southeast Asia, West Asia, and the UAE. A leading merchant commerce omnichannel platform, Pine Labs’ tech-first approach to digital payments and focus on simplification at the front end aims to help many businesses embrace fintech products at scale. In online payments, our Plural offering represents a one-stop payment destination across channels. Plural is designed to deliver secure and frictionless online payment experiences to the end user, powered by an advanced tech stack that can augment an existing online business or build an all-new e-commerce payment setup from the ground up. In issuing, Qwikcilver serves leading corporates, Fast-Moving Consumer Goods (FMCG) brands, e-commerce companies, the Banking, Financial Services and Insurance (BFSI) sector and the airlines industry, with a presence across India, the Middle East, Southeast Asia and Australia. Qwikcilver is a go-to gift card provider among companies looking to, among other things, bolster their employee rewards program and issue closed-loop gift cards for customer acquisition. In consumer app, Fave is a fintech platform for the next generation of consumers, providing smart payments and savings, while empowering merchants with a loyalty solution to grow and engage with their customers in a whole new way. Key mergers and acquisitions In April 2021, Pine Labs announced the acquisition of Fave, one of Southeast Asia’s fastest-growing consumer fintech platforms. The Fave app is now available in India as well. In February 2022, Pine Labs announced the acquisition of online payments startup Qfix, a cloud-based end-to-end platform delivering online integrated payments and billing services to multiple sectors. More than 5,000 merchants are presently on the Qfix platform including educational institutions, governments, and clubs. Qfix solves for billing and invoices issues and has created robust workflow management solutions for these merchants. In April 2022, Pine Labs made a significant majority investment into Mosambee, a fast-growing end-to-end payment solution provider in India. In June 2022, Pine Labs acquired Bengaluru-based Setu, a fast-growing API fintech startup. This is the third acquisition announced by Pine Labs in 2022. Setu’s APIs are used by businesses to reimagine onboarding, payments, deposits, lending, and data empowerment. In September 2022, Pine Labs announced the completion of the merger of Qwikcilver Solutions, a company acquired by Pine Labs in 2019. With this development, the business of Qwikcilver Solutions Private Limited gets consolidated into a single legal entity i.e., Pine Labs Private Limited. In January 2023, Pine Labs acquired a proprietary enterprise platform from Bengaluru-based Saluto Wellness. This acquisition will boost the capabilities of Pine Labs’ Issuing Business under the Qwikcilver brand, enabling it to strengthen its offerings across employee rewards and recognition, customer loyalty programs, and channel partner programs for medium and large enterprises. Role Purpose: We are hiring for the role of Corporate IC - Enterprise Sales. This is an Individual Contributor role reporting to the City Head. The responsibilities we entrust to you: Acquire new corporate accounts with marquee brands in the premium segment. Build a pipeline with leads for the acquisition of new corporate accounts with marquee brands in the premium segment Identify key customer requirements to align various offerings of the organization suitably at scale. Strong Relationship Management to ensure high satisfaction and retention of clients. Engage with internal teams to streamline processes and drive innovation. Keep oneself updated on the latest developments in Fintech, Regulatory Environment, and Overall Business Trends. Preferred Background & Work Experience: 6 to 10 years in Individual Contributor capacity in Enterprise/Corporate Sales. MBA in Marketing, Master's (Engineering/Commerce/Science), BE/B Tech. What we value in our people: You take the Shot: You Decide Fast and You Deliver Right. You are the CEO of what you do: you show ownership and make things happen. You own tomorrow: by building solutions for the merchants and doing the right thing. You sign your work like an artist: You seek to learn and take pride in the work you do.

Manage the onboarding and lifecycle of syndicated and bilateral loan transactions using LoanIQ. Perform loan servicing activities such as drawdowns, rollovers, repayments, interest rate adjustments, and fee processing. Ensure accurate and timely loan booking, funding, and payment processing. Monitor loan covenants, collateral, and credit limits in accordance with credit agreements. Reconcile loan positions, principal, interest, and fees between internal systems and LoanIQ. Liaise with front office, credit, legal, finance, and external parties (e.g., agent banks or borrowers) for loan-related activities. Support compliance, risk management, and audit activities by ensuring proper documentation and control processes.

Key Result Areas Supporting Actions To build an ecosystem that would assess/ recommend/ decision the viability of credit lending proposals based on institutionalized processes and dynamic market information The role needs to mitigate the title risk in retail loan proposals/facilitate the approving authority to take decision on the proposal. To be responsible for ensuring the legal assessment, approval and recommendation of all retail/ prime/affordable/CF proposals. Reviewing of PDD/ escrow, maintaining MIS and monitoring of exceptions. Formulation of product/policy/procedures by interacting with internal/external stakeholders in the field of legal due diligence during the entire life-cycle of loan portfolio. Guiding the business/credit/risk team on the referrals/ escalations on a day-to-day basis. Providing guidance on the exceptional events, conflict management, strategic decision on the Company’s approach on given situations. Preparation/maintenance of legal/collateral acceptance policy & procedures. To be responsible for APF legal vetting, CF proposal legal vetting, drafting of covenants specific to transaction/s, upkeeping of Retail legal agreements, procedures & drafts. Drafting of Legal documentation and releasing EVs for execution within shortest TAT and driving entire LDD process with external empanelled lawyers. To develop formats and norms for approval, ensure their ratification within the team and from approval authorities in the system and institutionalize the prescribed process To engage with various business units (credit, operations, collections, sales, Channel partners, DSAs and other distributors) for optimizing the business opportunities and imparting required trainings. To suggest measures for ensuring workability of the loan proposals to the RMs, keeping risk in check like suggesting risk mitigation for the identified risks. To draft or vet and negotiate, with precision and as per applicable laws, regulations and judgments, contracts , undertakings or documents with vendors, service providers, lenders, co-lenders, other financial institutions and other third parties To ensure efficient Turnaround time (TATs) for validating the proposals To ensure TAT within SLAs for panel advocates on title opinion reports, search reports, deferral/escrow account management. To effectively deploy processes and mechanisms for ensuring high quality TATs for validating lending proposals & share the same with all concerned To liaise with the credit committee and pricing committees for closing the approval process after validation from risk To ensure prompt resolution/ explanation of queries raised by sanctioning authorities. To recommend delegation authority to zonal, regional and local teams To regularly provide inputs for new products, processes & credit lending norms To provide inputs and suggest amendments for newer Product Policy, Processes to be adopted keeping the current regulatory and compliance environment To ensure that the team stays abreast of all the latest developments in the lending space. To undertake improvements in approval notes and other processes to meet dynamic market environment and needs of new customer segments To perform portfolio monitoring and analytics for effective risk monitoring Analysis of non-recoverability of loan due to defective title, possession issue, builder disagreement, TPA issue, sale deed defects, Failure in security creation in takeover accounts, seller BT accounts, gap identification and fixing of responsibility, action/s to be taken etc. Continuously take steps to change the strategies according to the portfolio behaviors in terms of sectors/geographies etc. To review the covenants of loan proposals at frequent intervals and undertake action for serious deviations. To review reports and analytics on repayment schedules, covenant monitoring, modification in terms and loan sanction, etc Protect from potential loss on the credit portfolio by detecting early warning signals of deteriorating risks and advising these to the various business units and senior management. To work closely with the collection team and legal team to take action against defaulting parties Addressing the need of Stakeholders Collaborating and dealing with various internal & external stakeholders to address their needs in terms of portfolio quality, monitoring and adherence to the regulatory norms. ECL Management Continuously keeping a track of ECL cost and requirements as per the external & internal guidelines. To construct, monitor and highlight MIS To design MIS templates, monitor their data analysis and accumulation and ensure that key parameters are highlighted to all concerned stakeholders. To work towards skill enhancement and team building To guide teammates for better customer acquisition & provide them best-in-class knowledge on selection norms, new ways of proposal analysis & new concepts Inculcating a risk culture across the business group (i.e.) the risk team, credit team, Technical team and the sales team.

About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US, EMEA, and Asia. We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech, careers.zeta.tech, Linkedin, Twitter About the role We are looking for a highly passionate and resilient Release Project Manager to drive the monthly releases of our Tachyon Credit platform. This role demands active collaboration with multiple cross-cluster teams, both upstream and downstream. The candidate should be self-motivated, love taking accountability, be metric-driven, believe in the servant leadership philosophy, and be ready to embrace their vulnerabilities. Responsibilities We are seeking a (experienced and) motivated Project Manager to join our dynamic banking tech company. The Project Manager responsibilities are as follows: Release Planning: Spearhead Monthly & Quarterly Release Planning, collaborating seamlessly with Cross-Cluster teams. Agile Execution: Drive Agile Execution in coordination with Cross-Cluster teams, ensuring alignment with project objectives. Cadence Facilitation: Facilitate Daily/Weekly Cadences, including Daily Scrum Stand-ups and Scrum of Scrums, ensuring effective communication and collaboration. Defect Triage Leadership: Lead Defect Triage meetups both internally and externally with the client, actively contributing to issue resolution. Governance Meetings: Actively contribute to Weekly Governance Meetings, both internal and external, providing insights and updates. SDLC Process Adherence: Adhere to and reinforce SDLC processes, ensuring consistency and compliance throughout the project lifecycle. Release Retrospectives: Drive Release Retrospectives Meetups, fostering a culture of continuous improvement and learning. Risk Management: Proactively identify and amplify risks, enabling decision-makers in effective Risk Mitigation strategies. Collaborative Leadership: Foster collaboration and coordination with cross-functional teams, ensuring a unified approach to project objectives. Client Engagement: Engage externally with clients, ensuring their active involvement in decision-making processes. Continuous Improvement: Actively seek opportunities for process improvement, efficiency enhancements, and innovative solutions. Decision Support: Provide decision support by presenting comprehensive insights and data to key stakeholders. Documentation and Reporting: Maintain accurate documentation of release-related activities and provide regular reports to stakeholders. Skills: Strategic Milestone Definition: Program Milestones: Ability to define strategic program milestones, providing a clear roadmap for execution and achievement. Execution Oversight: Ensure effective execution of program milestones, maintaining a focus on project objectives and timelines. Project Management Expertise: Multiple Project Management: Experience in managing multiple projects concurrently, demonstrating excellent multitasking and organizational skills. Agile Knowledge: Knowledge of Scrum and Agile methodologies will be a significant advantage, contributing to efficient project delivery. Stakeholder Relationship Building: Customer Liaison: Ability to build strong relationships and successfully engage with customers, ensuring alignment with project goals and expectations. Tool Proficiency: Program Management Tools: Proficiency in program management tools, with a preference for experience with Jira. Agile Delivery Collaboration: Agile Collaboration: Demonstrated experience in breaking down problems, organizing work, planning activities, and delivering programs, particularly in liaison with TPMs (Technical Program Managers) in agile delivery models. Independence and Autonomy: Independent Operation: Demonstrated ability to operate with independence and autonomy, showcasing leadership and decision-making capabilities. Effective Communication: Communication Skills: Strong communication skills, both verbal and written, to convey complex program details and updates effectively. Adaptability: Agility and Adaptability: Ability to adapt to changing circumstances, ensuring flexibility in program management approaches. Problem-Solving Aptitude: Analytical Thinking: Possess a strong analytical mindset, with a demonstrated ability to break down complex problems into manageable components. Continuous Improvement: Process Enhancement: Drive continuous improvement in program management processes, identifying areas for optimization and efficiency. Results-Driven: Results Orientation: Maintain a results-driven approach, ensuring the successful delivery of programs aligned with organizational objectives. Experience Experience Landscape: 2-5 years of experience in Project Management. Education/ Pedigree: BTech Equal Opportunity Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co m Job Description We are looking for an enthusiastic Product Owner to work at the forefront of our cloud modernisation, within our Credit & Verification Services. This is a hybrid role requiring travelling to Hyderabad office circa 40% per month You will be part of a high-performance engineering team that delivers the product backlog of Ascend Cloud Foundation Platform. You will work closely with other Software Engineers to both maintain existing systems and build our cloud-native microservices and web applications using the latest technologies and architectural patterns. Key Responsibilities You will be based in Hyderabad and reporting to Director Product Management Drive the agile team to develop quality solutions that deliver the business value Collaborating effectively to support and enhance the full product lifecycle Collaborate with the Product Manager to create Epics and break them down into User Stories Agree the Definition of Done, drive quality acceptance criteria and ensure the team meets both on completed epics/stories Leading refinement and pointing sessions Backlog prioritisation, refinement and management Lead/actively participate in agile ceremonies including big room planning, sprint planning, sprint review etc Qualifications 5+ Years of experience of the full development lifecycle and Agile ceremonies Strong communication skills with the ability to explain solutions to technical and non-technical audiences The ability to work with offshore teams from different cultures and background The ability to write clear Epics / User Stories with appropriate acceptance criteria Excellent attention to detail, with the ability to analyse problems and requirement 5+ years working as a Product Owner or equivalent experience Working knowledge of JIRA, Confluence and Aha Stakeholder Management Experienced user of Microsoft Office products Excellent Epic and story writing experience and documentation skills Good understanding of application security principles in web applications Good understanding of various development languages and the ability to understand code Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Company Description Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.co m Job Description Product Owner – Identity and Fraud Platform We're looking for a Product Owner to join our Identity and Fraud division, reporting to the Product Director for Platform and Partnerships. This role focuses on our API-based platform, the strategic foundation for delivering Identity and Fraud solutions. Key Responsibilities You will be based in Hyderabad and reporting to Director Product Management Backlog & Prioritization: Manage and prioritize the product backlog using agile methodologies to balance business, client, and technical needs. Requirements & User Stories: Define and document business requirements; collaborate with technical teams to translate them into user stories. Roadmap Delivery: Partner with Product Managers and Technology teams to align on the product roadmap and ensure successful launches. Technical Collaboration: Work closely with engineering to deliver the platform vision and enhance user experience. Continuous Improvement: Drive ongoing enhancements to the product and platform. Innovation: Identify creative solutions that align with strategic goals and deliver customer value. Sprint Planning: Coordinate with technical teams to plan and execute development sprints. Quality Assurance: Ensure features meet acceptance criteria and are ready for release. Issue & Release Management: Manage bugs and collaborate with the Release Manager to assess release impacts. Operational Alignment: Ensure non-functional requirements are met by working with engineering, operations, and service teams. Progress Reporting: Track and report on the status of business requirements across teams. Qualifications 3+ years as a Product Owner, ideally in business information services. Strong background in agile methodologies and Scrum team collaboration. Solid technical understanding and ability to work closely with engineering teams. Experience with API integration, microservices, and cloud-based platforms. Defining the right features and ensuring high-quality delivery. Formal agile certifications Experience in the Identity and Fraud domain, including market trends, client needs, and compliance standards (e.g., data protection, security). Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Global Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site and Glassdoor to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is a critical part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Benefits Experian care for employee's work life balance, health, safety and wellbeing. In support of this endeavor, we offer best-in-class family well-being benefits, enhanced medical benefits and paid time off. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

About the company: Propelld is a new age lending startup focusing in the education market doing an annual INR 1800 Cr + disbursal, backed by WestBridge Capital (largest in Financial Services space - backers of Axis, HDFC, CIBIL, AU small finance bank, Sharechat, Mamaearth, etc), looking to grow multi-fold in the next 3 years to an eventual IPO. Propelld is set to become the biggest Education Finance company in India over the next few years and hence growth and opportunities will be limitless at this role. Manager / SM – Debt & Lending Alliances 1. Managing fundraising (debt/structured finance/ Co-lending) for the company to ensure clear visibility of funds / credit limit for ensuring Business growth and cash flow management includes cash planning, cash flow monitoring, managing bank accounts, ensuring optimum utilization of funds etc. 2. Nurture and develop extensive relationship and involve in negotiation with different stakeholders (including Senior Bank Officials, NBFCs, Fis, Rating agencies, Trustee, Legal Counsel etc. both existing and new relationship) 3. Handling financial due-diligence and interfacing with bankers/due-diligence firm/lenders/ rating agency for any proposed transaction 4. Preparing loan proposals and Credit Monitoring Arrangement data (CMA) for term loan/cash credit lines/NCDs/Tier-II Capital/off-balance sheet funding and other instruments 5. Monitoring the Monthly/quarterly/annual reporting to investors/lenders/other stakeholders 6. Covenant tracking for various lenders / Co-lenders and compliance of the same. 7. Execute Assignment / Securitization/NCD transactions; Prepare pool, execute the transaction and prepare monthly payout reports. 8. Ensuring best practices for treasury controls are in place and are in compliance with the regulatory guidelines Requirements:  We are looking for more expertise than experience. 4-5 years of experience upwards is a good measure of relevant work  CA/MBA degree from renowned institute  Strong interpersonal skills and the ability to build relationships with internal and external stakeholders.  An exceptional ability to perform and prioritize multiple tasks simultaneously with excellent attention to detail.

We are a fast-growing, product-led fintech company on a mission to transform the financial ecosystem using cutting-edge technology, user-centric design, and deep domain expertise. We are looking for an experienced Engineering Manager to lead and scale our MERN stack development team while building high-performance, scalable, and secure financial applications. Key Responsibilities Team Leadership & Management Lead, mentor, and manage a team of 6–10 full-stack engineers (MERN stack). Drive performance management, team development, and career progression. Collaborate with product managers, designers, and QA to ensure timely delivery of high-quality features. Technical Ownership Own the architecture, design, and implementation of core fintech product modules using MongoDB, Express.js, React.js, and Node.js. Review and enforce coding standards, CI/CD pipelines, and software quality best practices. Ensure system scalability, security, performance, and availability. Project Delivery Translate business requirements into scalable tech solutions. Ensure sprint planning, estimation, execution, and stakeholder communication. Proactively identify risks and bottlenecks and implement mitigations. Product & Innovation Focus Work closely with leadership on technology strategy and product roadmaps. Foster a culture of innovation, continuous learning, and engineering excellence. Requirements 10+ years of software development experience, with at least 3+ years in team leadership roles. Proven track record of working in product-based fintech companies. Deep hands-on experience in the MERN stack (MongoDB, Express.js, React.js, Node.js). Strong understanding of cloud-native architectures (AWS/GCP/Azure). Proficiency in REST APIs, microservices, Docker, and container orchestration. Exposure to security best practices in fintech (e.g., data encryption, secure auth flows). Strong debugging, optimization, and analytical skills. Excellent communication, interpersonal, and stakeholder management skills. Ability to work in a fast-paced, startup-like environment with a product ownership mindset. Nice to Have Experience with TypeScript, GraphQL, or WebSockets. Exposure to DevOps practices and observability tools. Prior experience building lending, payments, or investment platforms. What You Can Expect In Return ESOPs basis performance Health insurance Statutory benefits like PF & Gratuity Flexible Working structure Professional development opportunities Collaborative and inclusive work culture About The Company EduFund is an early-stage platform that helps Indian parents plan for their child's higher education in advance. Our unique technology is inspired by years of asset management experience as well as personal experience in funding higher education. EduFund team is filled with chai lovers, problem solvers, ridiculous jokes, and immeasurable passion towards our work. Our founding team has had the privilege of working at companies like Reliance, Goldman Sachs, CRISIL, InCred, Upstoxx, LeverageEdu, HDFC, and many others. We have raised a seed round from notable investors such as Anchorage Capital Partners, ViewTrade, AngelList and other angels. We are headquartered in Ahmedabad, with teams in Mumbai and Pune. Website - https://www.edufund.in/ Skills: node.js,container orchestration,leadership,typescript,express.js,devops practices,gcp,fintech,mern stack,microservices,mongodb,docker,secure auth flows,azure,data encryption,websockets,graphql,observability tools,aws,rest apis,communication,react.js