Senior Analyst, Ethics and Compliance Manager

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Team Summary

The Visa Asia Pacific Ethics and Compliance team manages Visa's Compliance program in the Asia Pacific region. Our team provides robust, globally consistent programs and controls framework to manage compliance and regulatory risk and protect Visa’s brand around the world. We drive an ethical culture through empowerment and accountability to do the right thing. We empower the business to achieve Visa’s objectives legally and with integrity.

What an Ethics and Compliance Officer does at Visa:

As the E&C Officer you'll be a critical partner to the business, providing pragmatic, solutions-oriented advice to ensure that Visa has effective, risk based business decision making, and performing review of key processes to ensure that the activities meet requirements of company policies, international standards and the obligations of regulations and laws of the United States and of those countries across India and South Asia (INSA). This position is based in Mumbai and will report to the Head of Ethics and Compliance for INSA.

These activities include the following areas:

• Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF) and Customer Due Diligence (CDD)
• Anti-Bribery and Anti-Corruption
• Data Privacy
• Information Security
• Anti-Trust and Competitive Intelligence, and
• Other specific compliance requirements of regulators who have regulatory authority over Visa operations.

In addition, this role also carries responsibility for ensuring the highest standards of business ethics, as set out in Visa’s Code of Business Conduct and Ethics.

The core responsibilities for this role are as follows:

• Provide support to the Principal Officer (PO) for managing and complying with Reserve Bank of India and Financial Intelligence Unit India (FIU-IND) obligations including various reporting requirements.
• Execution of due diligence responsibility requirements of the Anti-Bribery/Anti-Corruption Program, Anti-Money Laundering/Anti-Terrorist Financing & Sanctions Programs, including third party due diligence
• Support of Visa’s Financial Intelligence Analytics activities through additional and enhanced due diligence applied Anti-Money Laundering/Anti-Terrorist Financing & Sanctions cases, including direct communications and requests for information from clients and partners
• Prepare and support various management reporting requirements including local dashboard and metrics reporting
• Continually identify opportunities for efficiencies while ensuring sufficient controls are in place, partner with the business to drive process and control improvements
• Handle queries on the Compliance Program from the business, support functions, other control groups, regulators, clients and partners
  

Qualifications

What you will need:
• Bachelor's degree or other higher education qualifications• Minimum 5 years of experience in management of compliance programs and controls within the financial services industry and familiarity in the review and disposition of AML alerts preferred• Professional AML/ATF (ACAMS) accreditation preferred• Sound knowledge on AML/ATF typologies• Good understanding of core pillars of effective AML/ATF and Sanctions programs and appropriate legislation• Good understanding of payments business and associated risks• Excellent analytical and data analysis skills

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.