7737 Lending Jobs - Page 10

Updraft. Helping you make changes that pay off. Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans. A 360 degree spending view across all your financial accounts (using Open banking) A free credit report with tips and guidance to help improve your credit score Native AI led personalised financial planning to help users manage money, pay off their debts and improve their credit scores Intelligent lending products to help reduce cost of credit We have built scale and are getting well recognised in the UK fintech ecosystem. 800k+ users of the mobile app that has helped users swap c £500 m of costly credit-card debt for smarter credit, putting hundreds of thousands on a path to better financial health The product is highly rated by our customers. We are rated 4.8 on Trustpilot, 4.8 on the Play Store, and 4.4 on the iOS Store We are selected for Technation Future Fifty 2025 - a program that recognizes and supports successful and innovative scaleups to IPOs - 30% of UK unicorns have come out of this program. Updraft once again featured on the Sifted 100 UK startups - among only 25 companies to have made the list over both years 2024 and 2025 We are looking for exceptional talent to join us on our next stage of growth with a compelling proposition - purpose you can feel, impact you can measure, and ownership you'll actually hold. Expect a hybrid, Bengaluru-hub culture where cross-functional squads tackle real-world problems with cutting-edge tech; generous learning budgets and wellness benefits; and the freedom to experiment, ship, and see your work reflected in customers' financial freedom. At Updraft, you'll help build a fairer credit system. Responsibilities Design and develop efficient, scalable server-side components that integrate seamlessly with client applications. Contribute to architectural improvements and maintain high standards of code performance and maintainability. Build and extend backend features using internal and third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to support lending products including loan applications, collections, and payments. Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency. Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences. Work alongside front-end and product teams to build innovative solutions that empower users to manage their finances more effectively. Requirements 4-5 years of backend development experience building secure, efficient Python applications, ideally using Django or Flask. Strong cloud expertise, particularly with AWS or Google Cloud, and hands-on experience with Git, Docker, MySQL or Postgres, and server-side tooling. Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems. Commercial experience in high-scale startups, with at least 3 years working on backend systems and 2+ years with Python. Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems. Proven ability to build internal tools that automate operations and save engineering hours. Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features. Strong awareness of security practices including best practices around performance, maintainability, and data integrity We are a small team so it is important that the successful candidate is not only technically highly competent, but also a great cultural fit with shared ambition with the rest of the team. Benefits As an early stage employee in a fast moving startup you have the opportunity to shape the structure of the organisation, team and technical architecture. Share options in a potentially high value business with an amazing platform in place Being one of our first 10 employees within the India team and engaging in a key leadership position, you will help shape the future and culture of this company for the long term Mentorship & support from an experienced executive team A great employee benefits package including Medical insurance and EPF We welcome applications from all and are fully committed to diversity and equality as an equal opportunities employer.

Job Description: Deputy Manager/Manager - Talent Acquisition (Executive & Leadership Hiring) Exp- 6-10 years Location: Noida (WFO only) About Paytm: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team: Talent Acquisition- Leadership Hiring The talent acquisition team is responsible for identifying, sourcing, and securing top talent for various businesses within Paytm. About the Role: We are looking for a Manager to handle Executive and Leadership hiring as an individual contributor. You will be responsible for creating sourcing strategies and executing the end to end recruitment process from identifying to hiring senior leaders for different roles across Paytm Expectations/Requirements: Ability to work well in a fast-paced environment, be hands-on to ensure delivery timelines are met Explain the hiring process for senior roles to leaders, share information about the job market, and set expectations for how teams need to help Improve the hiring process with a focus on making it more refined, organized, and focused on providing a great experience for everyone involved in leadership hiring Create and share reports on key hiring goals and manage dashboards for executive hiring Create an excellent experience for executive candidates and their references, meeting key internal goals and keeping things private Create and present detailed reports on key hiring goals and manage dashboards for executive hiring Skills required: 6-10 years of experience in hiring, with a strong focus on executive and leadership roles, ideally in a fast-paced Finance or FinTech company Ability to identify leadership profiles against the role specs, and be hands on at using social media and job boards. Should be a champion in talent scouting and well-versed with LinkedIn Boolean search, Google X-Ray search, and other advanced sourcing techniques. Experience with tools for finding and marketing jobs, and ideally with any HR system for executive candidates Proven expertise in full-cycle executive recruiting (end to end), strategic global sourcing for leadership roles, and building the company's image for executives. Know different ways to select executives, including assessments and working with executive search firms. Experience with advanced tools for finding and marketing jobs, and strong skills with HR systems for executive candidates. Education Graduation in any discipline; MBA in HR will be an added advantage. Why Join Us Be part of a merit-based culture that thrives on self-motivated & driven individuals who are set out to make a successful career in India's fastest growing FinTech Organization. Our agile & democratic setup gives space to your creativity, offers opportunity to work at scale coupled with an environment that encourages diverse perspectives at all times. If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India's largest digital lending story is brewing here. It's your opportunity to be a part of the story!

Job Description: DGM/GM - Talent Acquisition Executive Hiring Exp- 12-15+ years Location: Noida (WFO only) About Paytm: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team: Talent Acquisition- Leadership Hiring The talent acquisition team is responsible for identifying, sourcing, and securing top talent for various businesses within Paytm. About the Role: We are seeking an accomplished and strategic DGM/GM of Talent Acquisition to lead our Executive and Leadership hiring function. This critical role will be responsible for defining and executing a robust talent acquisition strategy for senior leadership positions across Paytm. You will act as a strategic partner to our executive team, ensuring the attraction, assessment, and successful onboarding of top-tier leadership talent that aligns with our ambitious growth objectives. Expectations/Requirements Thrive in an innovative, fast-paced environment, with the ability to roll up your sleeves, work hard, have fun, and get the job done. Educate executive stakeholders on the recruiting process, market demographics, and set clear expectations for business participation and best practices in executive search. Draw on extensive knowledge of Talent Acquisition and the functional areas of the business, forging dynamic, trusted relationships with business leaders, CXOs, and HR business partners. Utilize analytics and market intelligence to anticipate roadblocks, identify talent trends, and strategically solve complex executive hiring challenges. Optimize operational process flows for executive search, identifying ways to deliver a consistent, scalable, and highly customer-obsessed recruitment experience to all senior stakeholders. Drive an exceptional candidate and referee experience for executive hires, delivering on key internal SLAs and maintaining confidentiality and discretion. Encourage employees, particularly senior leaders, to be brand ambassadors and strategically leverage professional networks for executive referrals. Create and present comprehensive KPI reports and manage strategic dashboards for executive hiring metrics. Manage and inspire a high-performing talent acquisition unit focused on executive search, ensuring the delivery of outstanding results while effectively maintaining SLAs like cost per hire, source mix, and offer-to-join ratio for senior leadership roles, and ensuring an unparalleled talent experience. Superpowers/Skills that will help you succeed in this role Extensive experience (typically 10+ years) in Talent Acquisition with a significant focus on executive and leadership hiring, preferably within a fast-paced, high-growth technology or FinTech environment Proven expertise in full-cycle executive recruiting (end-to-end recruitment), strategic global sourcing for leadership roles, and executive employment branding Familiarity with a variety of different executive selection methods, including assessment centers, psychometric testing, and leveraging executive search firms. Experience with advanced Sourcing and Recruitment Marketing tools, and strong proficiency with enterprise-level HRIS/ATS tools for executive pipelines. A strong sense of ownership and pride in your performance and its profound impact on the company's success and strategic direction. Education Graduation in any discipline; MBA in HR will be an added advantage. Why Join Us Be part of a merit-based culture that thrives on self-motivated & driven individuals who are set out to make a successful career in India's fastest growing FinTech Organization. Our agile & democratic setup gives space to your creativity, offers opportunity to work at scale coupled with an environment that encourages diverse perspectives at all times. If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India's largest digital lending story is brewing here. It's your opportunity to be a part of the story!

Job Description Lead Developer – Summary As a Lead Developer At Experian, You'll Design, Develop, And Deliver High-quality Software Solutions, Translating Business Needs Into Technical Specifications. You’ll Lead Complex Programming Tasks, Ensure Robust Testing, And Support Integration And Deployment. The Role Involves: Technical Leadership: Designing systems, writing complex code, and mentoring junior developers. Collaboration: Working with cross-functional teams, providing technical consultancy, and supporting pre/post-sales. Project Delivery: Estimating, planning, and managing tasks to meet deadlines. Knowledge Sharing: Promoting learning, conducting demos, and leading knowledge sessions. Customer Focus: Ensuring solutions meet customer needs and regulatory standards. You’ll need to thrive in a collaborative, innovative environment, helping shape the future of Experian’s products and services. Qualifications B.Sc. in Science, Technology, Engineering, Mathematics or equivalent degree. Desirable Experience 5 to 7 years of experience in IBM Mainframe Application Development. Experience of working in an agile environment using a Scrum or Kanban approach. Experience of the full development lifecycle. Strong Software development and analysis skills Ability to write clean, scalable code, applying design patterns and best practices. Demonstrable experience in IBM Mainframe development technologies and software engineering best practices COBOL CICS JCL VSAM DB2 Tools such as Changeman, CA-7, JIRA and File Manager. Knowledge of Assembler/PL 1 would be useful. About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com. Qualifications Experience and Skills batchelor of science technology engineering maths degree Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

The role focuses on solar financing specifically for residential rooftop solar businesses. Promote solar financing among the manufacturers and EPC. Distributors partnering experience(B2B). Open to travel. Unsecured loans/lending exp is desirable

Role: UX Researcher Location : India (Remote) Job description We’re looking for UX Researcher with strong English communication skills (speaking, writing, and reading), a high sense of urgency, and a solid understanding of digital products—especially in product, UX/UI, content design, or user research. What you’ll do: Conduct in-depth benchmarking of fintech products, especially lending apps, in your local market Use, analyze, and document user journeys and product features based on a predefined framework Provide clear, well-structured documentation of product flows, UX patterns, and key experience insights Act as a local expert to help our team understand how digital financial products operate and perform in your region Potential to evolve into broader support roles as we design and localize products for your market We’re looking for people who: Live in the market they’ll be researching (local presence is required) Have a good eye for product design and UX and can clearly communicate observations Can move fast, self-manage, and deliver high-quality outputs with minimal supervision Have experience in fintech (big plus), especially in lending (huge plus—but not required)

About PhonePe Limited: Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore. PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture: At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Job Purpose: To lead the monthly and quarterly Ind AS / US GAAP financial close process, drive high-quality financial reporting and analysis, manage GAAP adjustments, support consolidation system implementation, and deliver insightful financial presentations to management and external stakeholders. Key Responsibilities: Monthly Book Closure  Lead and manage the end-to-end monthly close process.  Ensure timely and accurate accounting of all transactions, including cut-offs, accruals, and adjustments.  Collaborate with various business units and shared service teams to validate data integrity.  Coordinate with auditors for periodic review of the close process. Variance / Flux Analysis  Prepare and analyse monthly/quarterly variance reports at entity and consolidated levels.  Perform root cause analysis for significant movements in P&L, balance sheet, and cash flow.  Work closely with various stakeholders to explain and validate variances. Accounting and Analysis of GAAP Adjustments  Identify and book US GAAP to local GAAP adjustments across multiple entities.  Ensure proper documentation and audit trail for each adjustment.  Maintain a tracker and reconciliation of cumulative GAAP differences.  Liaise with technical accounting team to implement new accounting guidance and policy updates. Consolidation System Implementation  Play a key role in the implementation of a group consolidation system.  Coordinate with IT and system vendors for testing, validation, and go-live readiness.  Establish data governance processes. Reconciliations  Oversee balance sheet reconciliations including intercompany, equity, reserves, and GAAP adjustments.  Review reconciliation dashboards and ensure timely resolution of open items.  Partner with internal and external audit teams to support reconciliation compliance. Financial Statement Preparation  Prepare standalone and consolidated financial statements.  Ensure disclosures align with regulatory and group requirements.  Support quarterly and annual external reporting processes.  Drive consistency in reporting format across entities and periods. Required Qualifications & Experience:  Chartered Accountant  7–12 years of experience in US GAAP / Ind AS reporting, preferably in a listed environment.  Hands-on experience with financial close, consolidation systems, and accounting analytics.  Familiarity with consolidation tools (e.g., HFM, Oracle FCCS).  Prior exposure to SOX/internal controls, audit, and technical accounting preferred. Key Skills Competencies:  Strong knowledge of GAAP and financial reporting frameworks.  Analytical mindset with ability to deep-dive into financial data and explain variances.  Excellent communication and presentation skills, with ability to engage senior stakeholders.  Project management capabilities, especially for system implementation and cross-functional coordination.  Detail-oriented, organized, and capable of managing multiple deadlines in a fast-paced environment. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form. Read more about PhonePe on our blog . Life at PhonePe PhonePe in the news

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before 5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360-degree feedback from your peer teams on your support of their goals 4. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story.

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before 5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360-degree feedback from your peer teams on your support of their goals 4. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story.

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before 5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us: 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360-degree feedback from your peer teams on your support of their goals 4. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story.

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Dairy vertical include digital payment enablement at all Dairy outlets and its ecosystem, and other retail business. This team is predominantly responsible for handling end-to-end sales and operations of this category. About the role: To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before 5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. CompensationIf you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story!

Experian is seeking a strategic and execution-focused Head of Product to lead our product vision, roadmap, and go-to-market strategy while also owning and expanding our ecosystem of strategic partnerships for Experian’s Fraud&ID and SaaS business. What You’ll Be Doing Product Leadership Define and own the product vision, strategy, and roadmap across products for Fraud&ID and SaaS business Lead cross-functional teams (engineering, design, data science, compliance) to deliver high-impact products. Prioritize features and enhancements based on customer needs, market trends, and business goals. Ensure regulatory compliance and security standards are embedded in product development. Drive product lifecycle management from ideation to launch and iteration. Building and driving GTM activities in close collaboration with GTM Head Internal design consultation for Strategic Accounts, support pre-sales with additional technical and design insights and providing solutions to complex customer problem statements. Partnerships & Ecosystem Development Identify, negotiate, and manage strategic partnerships with data providers, technology platforms, financial institutions, and regulatory bodies. Build and scale API integrations and co-branded solutions with partners. Collaborate with sales and marketing to develop joint go-to-market strategies. Leadership & Strategy Build and mentor a high-performing product and partnerships team. Collaborate with executive leadership on company strategy, growth planning, and innovation. Monitor competitive landscape and emerging technologies About Experian Experian unlocks the power of data to create opportunities for consumers, businesses and society. We gather, analyze and process data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We're investing in new technologies, talented people and innovation so we can help create a better tomorrow. Qualifications Experience and Skills Overall experience of 12+years with 5+ years of experience in product management and 3 years in a leadership role. Proven experience in fintech, fraud prevention, identity verification & cybersecurity domains. Deep experience in digital lending platforms, including credit decisioning, underwriting, and loan lifecycle management Strong understanding of digital onboarding workflows, including eKYC, document verification, biometric authentication, and risk scoring Strong track record of building and scaling B2B SaaS or API-first products. Experience with multi-tenant architecture, service-level agreements (SLAs), and uptime/reliability metrics. Experience integrating with third-party platforms via APIs, SDKs, and webhooks Deep understanding of regulatory frameworks (e.g., KYC, AML, DPDP act). Deep understanding of SaaS business models, including subscription pricing, usage-based billing, and customer retention strategies. Experience managing strategic partnerships and alliances. Technical fluency and ability to work closely with engineering teams Excellent communication, negotiation, and stakeholder management skills Preferred Experience working with financial institutions, neobanks, fintechs Familiarity with machine learning, biometrics, or blockchain technologies. MBA or advanced degree in a relevant field. Why us We’re a high-performance and driven team but we don’t forget to celebrate success We offer strong career and international opportunities for high performers We invest heavily in our products and our people We offer training and support from experienced subject matter experts and managers plus dedicated learning & development time. Additional Information Helping clients solve complex business problems makes your heart race Consulting is most likely in your DNA You enjoy working with senior management to set strategic direction You are great at defining objectives and approaches for critical assignments. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here Videos to Watch Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Job Description BUSINESS UNIT OVERVIEW The EMEA and APAC Mortgage desk makes markets in EMEA/APAC loan business (Resi/consumer) and Asset Backed securities and increasingly places a large amount of focus on purchasing whole loan pools, originating/ financing new loan assets (CRE/Resi/consumer) or creating new securities backed by loan assets which can be distributed to our clients. In this way the desk / structurers/ Loan management are very much at the heart of a changing banking / capital-markets landscape, and designing ways in which Goldman can be a long-term participant in these new flows of capital. TMM-AFT is currently seeking an Analyst to support the EMEA/APAC mortgage desk in its asset management activities. The Analyst will be primarily responsible for Asset Management and information management solutions that integrate with analytical tools facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms. Job Responsibilities Managing financing facilities or warehouse lines and assisting legal and dealing teams with negotiation of loan terms and associated documents Decoding financing facility’s legal documents and formulating the statements into meaningful Excel Models. Managing client relationships and ensuring smooth / high quality execution of various warehouse deals and its activities Management and oversight of mortgage and consumer loan data, including data setup, database management, ETL and data validation Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits). Creating Asset Summary Reports Monitoring of key deliverables and Collateral Performance related triggers. Actively participate and partner with Information Technology to facilitate Data Warehouse, reporting and other projects as assigned. Ensure the flow of data underneath all the analytics is accurate and correct. Working with mortgage desk, technology, and cash operations to achieve the same. Coordinate with Technology and internal departments to develop new GUI data interfaces, help in further testing of such deals, and add enhancements to internal databases Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting Maintains systems for tracking projects and communicate results to different business groups Basic Qualifications 1-4 years of experience in mortgages or consumer portfolio / collateral analytics / asset management. Strong academic background – in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA. Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships Solid analytical/logical mindset and attention to detail Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Tableau experience is a plus. Strong project management skills that include Stakeholder Management skills, program management experience and ability to translate requirements to deliverables. Mortgage banking or other financial industry experience preferred Able to work under tight time constraints and extended hours as required Ability to prioritize workload, manage expectations and is a team player

Business Development Manager, Strategic Accounts - Affordability & Credit Juspay is India’s foremost payments-as-a-service software-platform. We interconnect merchants and marketplaces with banks, card networks, lenders, acquirers, payment gateways and processors, to help enable frictionless commerce. Juspay’s platform is embedded in over 350 million devices and powers over 70 million daily transactions. We've been building Juspay since 2012 and are trusted by marketplaces including Amazon, Jio, Ola, Swiggy, Flipkart, Tata Digital and more. We're excited to be growing a team as diverse and creative as the millions of people we reach, and a company where everyone can thrive. About the Role At Juspay, the Hyper Credit Platform team builds products that make purchases affordable and/or help customers seek credit to better finance outcomes, whether for consumers completing a transaction, or for suppliers and distributors working with a brand / manufacturer or an e-commerce marketplace. The BD Manager, Strategic Accounts (Affordability & Credit) takes end to end business and growth ownership, juggling between researching market-needs, helping co-create the product, managing operations and evangelizing what she/he creates with customers and partners. You feel deeply about the India credit opportunity and are passionate about building the rails, and the engine both at once. You are analytical and derive actionable insights from partner and customer conversations. You are then able to convert these insights into product and product ideas and drive our relationship deeper into our marketplaces’ and lenders’ ecosystems. The role is expected to handle marquee clients in the Hypercredit ecosystem to grow the relationship further, while bringing in clients of similar scale through strategic discussions. What We are Looking Fo 5-8 years of business development / enterprise sales with merchants and consumer brands, representing Payment Gateways / Banks / Lending Fintechs. Ability to understand and simplify complex technical and product requirements. Experience with developing business plans and helping set up business strategy for a category. Ability to negotiate with customers on delivery milestones and commercials. Deep understanding of financial products for consumers. Ability to hold product level conversation with marquee merchants and program manage such projects end to end to make sure that timelines are being adhered to while achieving desired scale from such critical projects. Understanding of Lending infrastructure products - like Loan origination systems, Loan management systems, Business rule engine, Credit appraisal and operations. Ability to hold strategic conversations with lenders if the need arises and the understanding of how lenders work in terms of risk profiling, tech integration etc. Be the face of JUSPAY for such marquee accounts. What You’ll Do Own a set of critical merchants and bring in merchants of similar scale. Handle lender conversations as necessary to see such critical projects to completion. Develop strategies for doing outreach to a new set of customers. Prepare pitch decks, product documents, RFP responses, technical and commercial proposals to expand new business. Be customers' champion. Work with all stakeholders to create win-win customer solutions. Find opportunities to ideate and co-create, working with internal product & engineering teams to drive Juspay product strategy and roadmap Work with legal team to structure contracts that are win-win for the customer and Juspay. Educational Qualificat ● MBA or Entrepreneur, with an Engineering background.

TITLE: Analyst – Affordable Housing LOCATION: India, (Remote) COMPANY OVERVIEW: The Company is a US based fully integrated real estate investment and development firm with business lines devoted to real estate investments, development, lending, and property management with an emphasis on affordable housing development. The Company has invested in equity and debt real estate transactions with a market value more than $2 billion. With a team of highly skilled professionals, the Company strives to combine unique vision, market knowledge, and a keen ability to execute any rehabilitation or new construction real estate developments including section 42 low-income housing tax credit deals. BUSINESS OVERVIEW: Affordable housing refers to rental and ownership housing units that are affordable to families and households at income levels lower than the area’s median income. Development of affordable housing require funding from public (federal government, state government and local municipalities) and private sources (banks and other lenders). The team monitors funding availability announcements and prepares applications to request funds for acquisition of land, construction of housing and related costs. POSITION OVERVIEW: The analyst works on structuring of affordable housing deals and applying for funding to various governmental sources. The funding applications are MS Excel based and support documentation in MS Word and Adobe PDF. The role requires a high degree of initiative, responsibility, diligence, and professionalism. The candidate is expected to have excellent oral and written communication skills in English. The analyst will work remotely as part of a team and expected to be available from 3.30 PM IST to 12.30 midnight. RESPONSIBILITIES: · Preparing MS Excel based funding applications (Funding sources include Low Income Housing Tax Credits, Tax-Exempt Bonds, State, County, City funding sources) · Preparing support documentation for the funding applications · Monitoring and tracking documents and checklists · Research of new funding opportunities / expansion opportunities · Working on other aspects of the development finance process, including predevelopment and construction closing, conversion and compliance · General support of all other initiatives and special projects as required. QUALIFICATIONS: · Graduate / Post Graduate Degree in Business, Construction Management, · Minimum 2 years of experience in Real Estate / Underwriting / Financial Modelling/ Financial Research · Background in Financial Analysis, Project/Infrastructure finance, Credit Analysis, Valuation, Balance Sheet Analysis is preferred. · Degrees from US based colleges and/or work experience in the US are desirable. · Proficient in Microsoft Excel, Word, and Adobe PDF

Job Requirements Job Requirements Role/ Job Title: Area Sales Manager - Home Loans Function/ Department: Retail Banking Job Purpose The role entails scaling up the business for the Home Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - product head, operations, sales, Information technology, credit, business intelligence unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area. Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met. Collaborate with the product head home loan to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements and key direct sales team are appropriately incentivized. Design channel mix strategy and develop constructive relationships with digital marketplace partners and key alliances. Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice. Oversee distribution channel success through relationship manager training, enablement, integration of alliance channels, improved turnaround time, focused intervention on low productivity locations etc. Ensure the successful adoption of internal compliances and regulatory framework across the business. Collaborate with the Head of Collections to drive down the net credit loss and delinquency metrics. Education Qualification (Fulltime) Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management Post-graduation: MBA, PGDM Experience: 5 to 10 years of experience in home loans low-income group or middle-income group.

Job Requirements Role/Job Title: Relationship Manager-Home loan Function/ Department: Rural Banking Job Purpose To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities Creating sales opportunities for self and team members. Acquisition: focus on lending to new customers, championing the purpose of building a large Home loan book with high yield | Book Quality: maintaining portfolio quality | Maintain highest standards of Customer Service and Compliance | Adopt and promote Digital | Groom and mentor team | Building and relationship with colleagues in other business verticals for X Sell opportunities. Managerial & Leadership Responsibilities. Manage and groom team effectively. Training and mentoring the team members. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant experience.

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business.

Organization: L&T Finance Function: Rural Business Finance Loan Analytics Location: Mumbai – Santacruz (Kalina) LTFS is one of the top NBFCs in India and its businesses are highly dependent on Analytics team for Insights, Acquisition, Collections and Lead Generation. For our esteemed Analytics team , we are seeking accomplished professionals with knowledge in modeling and analytics. Sound understanding of Financial Services and statistics. As a Team Manager you will support L&T Finance in its goal of achieving growth by integrating analytics into end-to-end business solutions. By translating data-driven results into business-focused deliverables for decision makers, you would be a part of LTF’s journey as a high-performing Indian NBFC. Candidate should have good understanding of analytics related to Micro Loan, Rural Business Loan, Rural Loan against properties, Gold Loans in rural sector. Candidate should have knowledge about JLG lending in India, market potential and Insights. Candidate should have worked on micro finance lending analytics. Identifying market trends, customer needs, and competitive landscapes to design innovative lending solutions. Developing and executing strategies to drive the expansion of the unsecured lending business in alignment with the company's overall vision and goals. Summary of Responsibilities Analyze large datasets to identify trends, patterns, and correlations related to loan performance (lender association, delinquency, exposure movement etc), customer behavior, and market dynamics. Develop and maintain predictive models to assess credit risk, predict default probabilities, and optimize loan approval & collection processes. Work closely with product development team to design and launch new micro loan products such as Gold Loan, Business Loan, Rural Loan against properties etc., tailored to the needs of our target market. Conduct ad-hoc analyses to support strategic initiatives, such as product development, pricing optimization, and market segmentation Provide insights and recommendations to improve underwriting criteria, loan origination processes and customer targeting strategies. Stay abreast of industry trends, best practices, and regulatory changes impacting rural business lending. Collaborate with IT and data engineering teams to ensure data quality, integrity, and accessibility for analytics purposes. Leading development of model methodologies, algorithms and diagnostic tools for testing model robustness, sensitivity, and stability. Desired Skills and Experience Experience of 3-10 years in R, Python, PL/SQL (Preferably MS SQL Server) Experience in BFSI domain, Indian Banks and NBFCs is a huge advantage. Good understanding of Micro Finance Credit Bureau data. Proficiency in statistics and other tools/languages - R, Python, SAS. Familiarity with relational databases and intermediate level knowledge of SQL. Ability to synthesize unstructured data and find actionable themes/insights using SAS/Python/R. Experience in Google Cloud Platform/ Google BigQuery/Vertex AI are a huge advantage. Strong problem-solving skills. Ability to connect business requirements to data-mining objectives and business benefit. Demonstrated ability in gathering requirements, designs, plans and estimates. Aptitude to learn and ability to think creatively to solve real world business problems. Knowledge in at least one of the following - Logistic regression models, Linear regression models, Stochastic models, Bayesian - Modeling, Classification Models, Cluster Analysis, Neural Network, Non-parametric Methods, Multivariate Statistics will be additional advantage. Why Work with L&T Finance Work for Bharat & INDIA : LTF is present in both Rural and Urban areas with products catering to remote villages and also urban cities, you will get to solve the real-world problem of both India & Bharat which will impact and change the lives of millions of customers. The candidate will not only touch the lives of extremely Rural India but will also have opportunity to shape the financial future of Gen Z. Work on Cutting Edge Tools/Techniques : We are sitting on verge of tech transformation and you will be using R/Python/Google Vertex AI & No/Low code Cloud analytics tool to perform Predictive and Prescriptive Modeling using AI techniques, Machine Learning techniques, Computer Vision, NLP, Text Analytics, Customer Segmentation, Time series analysis to work on areas like Risk Analytics, Fraud Analytics, Credit Analytics, Marketing Analytics etc… Industry Awards : Despite multiple Analytics awards, L&T Finance has been awarded with renowned “Best Firm for Data Scientists 2023” Award by Analytics India Magazine. This underlines the culture, technology hunger and impact of Analytics on Organizational growth. Collaborative & Learning Environment : You will get to work in collaborative and learning focused working environment where you will get the exposure to directly work with business leaders

Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. At Morgan Stanley India, we support the Firm’s global businesses, with critical presence across Institutional Securities, Wealth Management, and Investment management, as well as in the Firm’s infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, there’s ample opportunity to move across the businesses. Morgan Stanley Wealth Management is a market leader in the US, providing full-service solutions to high net worth individuals and small to mid-size institutions across managed accounts, brokerage products, and banking and lending. In addition, E*TRADE at Morgan Stanley offers a cutting-edge self-directed platform to affluent clients and the Morgan Stanley at Work platform provides corporations with a wide range of workplace solutions. Field Business Management oversees key business enablement functions for the US branch network, including but not limited to Financial Advisor Compensation, Asset Retention and Recovery, and the Former Advisor Program Job Description Associate / Analyst role to be a part of Field Business Management at Morgan Stanley Wealth Management. The primary responsibilities will be reporting, analysis and insights on trends and activities that are driving the results working closely with members of Wealth Management Field Home Office. Position Responsibilities Execute preexisting processes related to key Field Home Office functions Point person with various corporate partners to conduct research and analysis, specifically with Human Resources, Finance and Technology Collaborate with teams in Mumbai, NY, and Budapest to distribute a suite of management reporting and trend analysis produced on monthly and quarterly basis Understand Wealth Management Home Office initiatives as a basis to perform analysis Develop, implement and present policy specifications, key data and metrics to management Leverage different data sources and methodologies to verify accuracy of outputs Identify key issues, gather data to investigate those issues and develop actionable recommendations Perform other duties and special projects as assigned Qualifications Minimum of 1-2 years of Wealth Management or Industry experience Bachelor’s degree required Strong organizational, project management and analytical skills Must be a self-starter and a quick learner, able to prioritize multiple projects and complete deliverables in a timely manner with exceptional attention to detail Possess a strong sense of accountability/ownership Self-motivated and able to work on a strong team and high activity environment Flexible in work style and able to work collaboratively with others on the team Demonstrated effectiveness with both oral and written communication What You Can Expect From Morgan Stanley We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About The Role As a Senior DevOps Engineer, you will be part of a highly talented DevOps team who manages the entire infrastructure for Yubi. You will work with development teams to understand their requirements, optimize them to reduce costs, create scripts for creating and configuring them, maintain and monitor the infrastructure. As a financial services firm, security is of utmost concern to our firm and you will ensure that all data handled by the entire platform, key configurations, passwords etc. are secure from leaks. You will ensure that the platform is scaled to meet our user needs and optimally performing at all times and our users get a world class experience using our software products. You will ensure that data, source code and configurations are adequately backed up and prevent loss of data. You will be well versed in tools to automate all such DevOps tasks. Responsibilities Troubleshoot web and backend applications and issues. Good understanding on multi-tier applications. Knowledge on AWS security, Application security, security best practices. SCA analysis, analyzing the security reports, sonarqube profiles and gates. Able to draft solutions to improve security based on reporting. Lead, drive and implement highly scalable, highly available and complex solutions. Up to date with latest devops tools and ecosystem. Excellent written and verbal communication. Requirements Bachelor’s/Master’s degree in Computer Science or equivalent work experience 3-6 years of working experience as DevOps engineer AWS Cloud expertise is a must and primary. Azure/GCP cloud knowledge is a plus. Extensive knowledge and experience with major AWS Services. Advanced AWS networking setup, routing, vpn, cross account networking, use of proxies. Experience with AWS multi account infrastructure. Infrastructure as code using cloudformation or terraform. Containerization – docker/kubernetes/ecs/fargate. Configuration management tools such as chef/ansible/salt. CI/CD - Jenkins/Code pipeline/Code deploy. Basic expertise in scripting languages such as shell, python or nodejs. Adept at Continuous Integration/Continuous Deployment Experience working with source code repos like Gitlab, Github or Bitbucket. Monitoring tools: cloudwatch agent, prometheus, grafana, newrelic, Dynatrace, datadog, openapm..etc ELK knowledge is a plus. Knowledge on chat-ops. Adept at using various operating systems, Windows, Mac and Linux Expertise in using command line tools, AWS CLI, Git, or other programming aws apis. Experience with both sql (rds postgres/mysql) and no-sql databases (mongo), data warehousing (redshift), datalake. Knowledge and experience in instrumentation, metrics and monitoring concepts. Benefits YUBI is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. Our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset-based securitization Spocto - Debt recovery & risk mitigation platform Accumn - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have onboarded more than 17000 enterprises, 6200 investors, and lenders and facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come join the club to be a part of our epic growth story. About The Role We seek a skilled Lead Data Scientist to join our team and help build “Collection Campaign Recommendations/ Optimizations” As a Lead Data Scientist, you will be key in designing, developing, and deploying ML/ RL models that experiments and optimizes the collection campaigns across digital,telecalling and field. Your experience in machine learning and strong Python programming skills will be crucial in driving innovation and business value for our clients. Key Responsibilities Develop, implement, and maintain advanced analytical models and algorithms specifically geared toward improving debt collection processes. Collaborate with business stakeholders to identify key opportunities for data-driven improvements in debt collection strategies. Enhance existing models and incorporate new data sources to continuously optimize our approach. Own the end-to-end process of metric design, tracking, and reporting related to debt collection performance. Continuously improve and update metrics to align with business objectives and regulatory requirements. Communicate findings effectively with both technical and non-technical stakeholders. Mentor, train, and support junior data scientists, fostering a culture of continuous improvement and collaboration Lead cross-functional teams on data projects, ensuring alignment between data science initiatives and business goals Stay abreast of the latest industry trends, tools, and best practices in analytics and debt management. Requirements Experience: 8 to 10 years Required Skills Technical Skills In-depth understanding of machine learning algorithms (supervised, unsupervised, and ensemble methods) and their application to risk. Expertise in statistical analysis, including hypothesis testing, regression analysis, probability theory, and data modeling techniques, to extract insights and validate machine learning models. Experience in designing, developing, and delivering end-to-end data products and solutions. Expertise in model explainability techniques (e.g., SHAP, LIME) and regulatory compliance for risk models. Strong proficiency in Python. Working knowledge of PySpark ( Good to have ) Proficiency in building and deploying models on cloud platforms (AWS). Proficiency in developing backend microservices using Fast API and working knowledge of MLOps. Experience with NLP techniques is good to have Domain Skills ( Good to have ) Prior domain expertise in debt collection processes, including credit risk assessment, regulatory compliance, and industry best practices. Proven ability to design, implement, and optimize performance metrics and key performance indicators tailored specifically for debt recovery initiatives. Education and Experience Bachelor’s/Advanced degree in Data Science, Statistics, Mathematics, Computer Science, or a related field. 5 to 8 years of experience in the data science and machine learning domain Experience in the financial sector or Collection team is a bonus.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About The Role As a Senior DevOps Engineer, you will be part of a highly talented DevOps team who manages the entire infrastructure for Yubi. You will work with development teams to understand their requirements, optimize them to reduce costs, create scripts for creating and configuring them, maintain and monitor the infrastructure. As a financial services firm, security is of utmost concern to our firm and you will ensure that all data handled by the entire platform, key configurations, passwords etc. are secure from leaks. You will ensure that the platform is scaled to meet our user needs and optimally performing at all times and our users get a world class experience using our software products. You will ensure that data, source code and configurations are adequately backed up and prevent loss of data. You will be well versed in tools to automate all such DevOps tasks. Responsibilities Troubleshoot web and backend applications and issues. Good understanding on multi-tier applications. Knowledge on AWS security, Application security, security best practices. SCA analysis, analyzing the security reports, sonarqube profiles and gates. Able to draft solutions to improve security based on reporting. Lead, drive and implement highly scalable, highly available and complex solutions. Up to date with latest devops tools and ecosystem. Excellent written and verbal communication. Requirements Bachelor’s/Master’s degree in Computer Science or equivalent work experience 3-6 years of working experience as DevOps engineer AWS Cloud expertise is a must and primary. Azure/GCP cloud knowledge is a plus. Extensive knowledge and experience with major AWS Services. Advanced AWS networking setup, routing, vpn, cross account networking, use of proxies. Experience with AWS multi account infrastructure. Infrastructure as code using cloudformation or terraform. Containerization – docker/kubernetes/ecs/fargate. Configuration management tools such as chef/ansible/salt. CI/CD - Jenkins/Code pipeline/Code deploy. Basic expertise in scripting languages such as shell, python or nodejs. Adept at Continuous Integration/Continuous Deployment Experience working with source code repos like Gitlab, Github or Bitbucket. Monitoring tools: cloudwatch agent, prometheus, grafana, newrelic, Dynatrace, datadog, openapm..etc ELK knowledge is a plus. Knowledge on chat-ops. Adept at using various operating systems, Windows, Mac and Linux Expertise in using command line tools, AWS CLI, Git, or other programming aws apis. Experience with both sql (rds postgres/mysql) and no-sql databases (mongo), data warehousing (redshift), datalake. Knowledge and experience in instrumentation, metrics and monitoring concepts. Benefits YUBI is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market. through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR. 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Job: The Senior Relationship Manager -Wealth is the ultimate face of the business as (s) he is going to be the first point of contact with the client. (S)he would be responsible for acquiring channel partners, IFA/MFD’s and managing & retaining such relationships by delivering the best standards of services. Roles & responsibilities: To acquire, build and maintain strong relationships with IFA, MFD & RIA’s To demonstrate expertise in wealth management products, including but not limited to Debentures, Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), MFs, Insurance, Gsecs, corporate bonds, Commercial Papers, NCD’s PTCs, etc. To educate clients on the features, benefits, and risks associated with various wealth management products.To identify new business opportunities and generate leads through networking and referrals. To drive business growth by effectively cross-selling wealth management products and services to existing clients. To achieve revenue targets and contribute to the overall growth of the wealth management business. To conduct thorough due diligence on investment products and providers to mitigate risks. To maintain accurate records of client interactions and transactions in accordance with compliance standards. To conduct and assist in organizing seminars, workshops and other business development activities. Requirements Graduate or Master’s Degree in finance, business administration, or a related field preferred with prior experience working in a Private Bank/Wealth Management set up. Should have a proven track record of building and managing relationships with Channel Partners (IFA/ MFD/RIA) minimum of 3 years. Should have a strong understanding of wealth management products, Debentures, AIFs and PMS. Strong communication sales and a track record of achieving targets and achieving incentives. Should have excellent communication, presentation, and negotiation skills. Should have the ability to work independently and as part of a team in a fast-paced environment. Having relevant regulatory certifications (e.g., AMFI, NISM) will be an advantage. Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About Yubi: Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market. through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool – End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR. 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. About the Job: The Relationship Manager -Wealth is the ultimate face of the business as (s) he is going to be the first point of contact with the client. (S)he would be responsible for acquiring channel partners, IFA/MFD’s and managing & retaining such relationships by delivering the best standards of services. Roles & responsibilities: To acquire, build and maintain strong relationships with IFA, MFD & RIA’s To demonstrate expertise in wealth management products, including but not limited to Debentures, Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), MFs, Insurance, Gsecs, corporate bonds, Commercial Papers, NCD’s PTCs, etc. To educate clients on the features, benefits, and risks associated with various wealth management products.To identify new business opportunities and generate leads through networking and referrals. To drive business growth by effectively cross-selling wealth management products and services to existing clients. To achieve revenue targets and contribute to the overall growth of the wealth management business. To conduct thorough due diligence on investment products and providers to mitigate risks. To maintain accurate records of client interactions and transactions in accordance with compliance standards. To conduct and assist in organizing seminars, workshops and other business development activities. Requirements Graduate or Master’s Degree in finance, business administration, or a related field preferred with prior experience working in a Private Bank/Wealth Management set up. Should have a proven track record of building and managing relationships with Channel Partners (IFA/ MFD/RIA) minimum of 3 years. Should have a strong understanding of wealth management products, Debentures, AIFs and PMS. Strong communication sales and a track record of achieving targets and achieving incentives. Should have excellent communication, presentation, and negotiation skills. Should have the ability to work independently and as part of a team in a fast-paced environment. Having relevant regulatory certifications (e.g., AMFI, NISM) will be an advantage Benefits We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.