8474 Lending Jobs - Page 11

Job ID: 35662 Location: Noida, IN Area of interest: Retail Banking Job type: Regular Employee Work style: Office Working Opening date: 25 Jul 2025 Job Summary Maximize sales performance to achieve given revenue targets of the branch and zone through liability products [Current /Savings /Term deposits], wealth management products and asset related products (secured, unsecured) Ensure effective Relationship Management by monitoring the movement of the top customers of the branch, devise and implement a customer acquisition and retention programme. Improve product per customer holding. Device strategies to counter competition and maximize market share in the Catchment area of the branch, by below the line activities and promotions. Provide support for new product launches, and champion new sales initiatives Collaborate with Segment to facilitate up- streaming of customers Ensure employees are adequately trained on all products/ processes and services facilitating first time resolution. Minimize rejections and customer complaints Monitor customer satisfaction survey ratings, net promoter score or any other survey/ feedback ratings taken from customers and ensure continuous improvement if below bench-mark, sustain and better quality service Monitor and track transaction volumes and ensure effective transaction migration to alternate channels of banking Ensure PFM, teller and service managers’ productivity are at optimum levels He/She is aware of bank’s Mis-selling & Sales Policies and ensure adherence all the times. Key Responsibilities OPERATIONS AND COMPLIANCE Ensure satisfactory ratings in all internal/external audits conducted at the branch Ensure compliance to all Operations health documents like KCD/KRI/OPS manual, process notes and circulars issued from time to time. Perform regular KCS checks mandated Ensure timely and accurate submission of all returns both internal and statutory for sales and service Ensure accurate and timely processing of all customer instructions as per applicable processes/ circular REVENUE AND COST MANAGEMENT Lead revenue generation and profitable growth by focusing on: Improved deposit mix comprising Current and Savings accounts Waiver Tracking and Management Non-funds based income Ensure costs are managed within budget CHANGE MANAGEMENT Implement change initiatives in the areas of branch space rationalization/ optimization, transaction migration, systems implementation, process Re-engineering and premises reconfiguratio PEOPLE MANAGEMENT Drive and embed a strong performance culture through inspiring, motivating and rigorous performance management discipline. Develop and build talents within branch through optimal resourcing, capacity planning, succession planning and engagements Achieve high employee engagement and satisfaction. Retain talent, check attrition Identify and address training and development needs of staff on an on-going basi SEGMENT OWNERSHIP Implement all segment/ product initiatives in the catchment (PRB/ NR/ SME/ Mortgages) Jointly own the delivery of segment / product (PRB/ NR/ SME / Mortgages) objectives with the segment Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank’s Conduct Principles Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Other Responsibilities Ensure he/ she is fully aware of all the policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention and ensure compliance thereto. Any suspicious transaction must immediately be reported as per guidelines Premises management in areas of merchandising, housekeeping as well as store management. Branch upkeep and maintenance Responsible for health and safety for all. As part of the Health and Safety guidelines you should: Take reasonable care for the health and safety of co-workers and those who may be affected by your actions or your omissions; Co-operate with Management to support and promote Health and safety in the workplace; Ensure that your actions do not put others at risk; Work in a healthy and safe manner; Encourage others to work in a healthy and safe manner; Report all accidents and incidents and bring to the attention of the management any hazard in the workplace As a manager you are also responsible for the health and safety aspects within your area of control. You need to ensure that: Your employees are adequately trained and supervised to perform their tasks in a safe manner and are free to raise any Health and safety issues and these issues are addressed appropriately. The contractors working in your area or for you are working in a safe & healthy manner. Qualifications Graduate/ Post Graduate At least 7-8 years of overall experience with sound banking knowledge- all aspects of general banking, retail operations and credit operations / deposit and lending products / inspection and audit requirements, as applicable. Leadership skills, communication skills, relationship building skills, competitive awareness & benchmarking Customer Orientation and Business Focus Skills and Experience Leadership Skills Strong Communication Skills Relationship Building skills Competitive awareness & Benchmarking Team Management About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www.sc.com/careers

Req ID: 333750 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a Java Microservices-Lead to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Role Title Technical Lead (Java) Provides architectural direction, technical expertise and thought leadership to design, implement and manage the product delivery. Should demonstrate sound knowledge of industry best practices, good organizational and leadership skills, and proficiency in Java technologies. Experience in working on data migration projects. Job Description We're looking for someone who: Has expertise in Java and backend database technologies (Oracle PL/SQL). Has expertise in designing and developing robust solutions in Java and experience in using java frameworks (Spring, Struts, etc.) and testing tools like Jmeter. Has expertise in writing complex database queries, functions and stored procedures in Oracle. Set / Implement Java/Oracle (PL/SQL) development standards (Coding Standards, Code Reviews, Test-Drive Development) for the Program and other Development initiatives. Is Experienced Tech Lead managing a team of developers on project delivery. Not looking for line management but must be delivery focused. Reviewing the work of other developers and providing feedback. Can create technical documents Java developments (HLD, LLD, etc) using Visio, PowerPoint and other MS Office package. Has ability to analysis malfunctioning of any code developed around provided design and rectify it along with development team. Break up the work into task list and estimate based on simple, medium and complex methodology. Involved in detailed technical design and provide functional/technical KT to developers and QA. Manage tasks and deadlines for Java developer teams both Onsite and Offshore. Understand the lending domain and processes around it. Participate in Scrum Sprints as the Java Technical Lead. Good understanding of the infrastructure requirements for the scalability of the application and provide CI/CD pipeline for application deployment. Understand the load requirements of the application and design load testing frameworks accordingly. You will need to show us that you can: Work with IT and/or business personnel on adjustments required to their processes (bundles of queries) including potentially to the application or tool which triggers the process(es). Strong communication skills with the ability to communicate key technical issues, risks and challenges. Manage Team of developers effectively without any escalations. Take wholesome responsibility of any development tasks and own it until it materializes. Lead defect review meetings with business team leads as well as QA lead and prioritize development tasks around project milestones. About NTT DATA NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client's needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us. NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.

About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team : QR/Soundbox team is one of the biggest business and payments vertical in the organisation that is focused on merchant acquisition, merchant retention and growth of merchants in India. About the Role: Paytm is looking for an experienced sales professional & people manager to be a part of the QR & Sound Box vertical. Expectations/ Requirements: 1.Growth of distribution and market share in the assigned area of operations. 2.Visibility & accountability through extensive QR & Sound box deployment and sale of the product . 3.Identify and recruit the sales team to align and drive business in the market. 4.Plan the market size, span and geographies for ASMs . 5.Devise best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 6.Monitor the quality parameters as suggested by the management. 7.Validate and conduct audits on the acquisitions and sales done by the team. 8. People manage a large team of 5-10 ASMs & 200+ indirect employees. Must Have: Should have good networking capabilities and be willing to travel extensively throughout their specified area. Skilled in coaching and mentoring, a quick learner who grasps and puts into application the new learnt ideas and concepts. Superpowers/ Skills that will help you succeed in this role : 1. Self-starters, who can take ownership and are comfortable navigating ambiguity, will be an ideal fit. 8-12 years experience in sales - business development, B2C markets 2. Passionate about working in a fast growing firms and large team handling. 3. Articulate complex solutions to novice customers. 4. Good sales and negotiation skills. Experience in quota driven sales is a must. 5. Experience in payments and finance is a plus - though not mandatory Education - MBA (Marketing) Why join us: We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

At Barclays, we don’t just adapt to the future – we shape it. Embark on a transformative journey as VP - BPMS Acquiring Operations, where you'll spearhead the evolution of our effective management of operations for a business area and promote efficient processes, risk management and compliance initiatives to support the bank's operations. This is a senior managerial position for leading c120 members of Barclaycard Payments Merchant Services (BPMS) supporting the Payments Acceptance Business. Leading Customer Service team (voice and non-voice) across multiple sub-processes and locations enabling world-class service for BPMS customers. To be successful as a VP - UK Funds Credit Risk, you should have experience with: Prior experience in Customer Service preferred. Identification of areas for improvement and providing recommendations for change in customer service processes. Experience of running transformation, automation on operations will be added advantage. Good organizational skills and exceptional attention to detail Proven ability to communicate effectively and build relationships across a wide stakeholder base. A proactive and professional approach to problem solving and decision making. Bachelor’s’ Degree / Master's Degree or equivalent. UK shift: o Should be flexible as the operations run 24/7 for this function. o Should be comfortable working on India holidays. Commute between both Gurgaon and Noida office as per business requirements. Some other highly valued skills may include: A self-starter with good communications skills. Awareness of legislation and regulatory requirements affecting the Bank and customers. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. The location of the role is Noida, IN Purpose of the role To support Payments with day-to-day processing, reviewing, reporting, trading and issue resolution. Accountabilities Support with day-to-day payments initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise. Monitoring the banks payment operations to ensure that they are conducted in an efficient and effective manner and comply with the relevant regulatory requirements. Collaboration with teams across the bank to align and integrate payments processes. Identification of areas for improvement and providing recommendations for change in payments processes. Development and implementation of payments procedures and controls to mitigate risks and maintain operational efficiency. Development of reports and presentations on payments performance and communicate findings to internal senior stakeholders. Identification of industry trends and developments to implement best practice in payments Services. Participation in projects and initiatives to improve payments efficiency and effectiveness. Vice President Expectations To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures.. If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.. OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.. Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment. Manage and mitigate risks through assessment, in support of the control and governance agenda. Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does. Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies. Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions. Adopt and include the outcomes of extensive research in problem solving processes. Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory , our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI , our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn , X , YouTube , and Facebook Inviting applications for the role of Principal Consultant, Tester Credit Lending, AI-ML, & GenAI In this role, you will be responsible for detail-oriented lead Tester role for next-generation Credit Lending powered by AI/ML and Generative AI. This role combines financial domain expertise with technical QA leadership to ensure high-quality delivery of intelligent credit risk systems, loan origination workflows, and AI-enhanced decision engines. Responsibilities Design, develop, and execute manual and automated test cases for Credit Lending with AI/ML and GenAI integrations. Lead QA efforts for platforms and tools related to credit scoring, loan origination, underwriting automation , and risk assessment . Design and drive test strategies for systems integrating AI/ML models for credit risk prediction, fraud detection, and customer profiling. Validate Generative AI-driven outputs such as auto-generated credit summaries, customer communication drafts, and intelligent document processing. Review, define, and execute test plans, test cases, and test data for lending workflows involving AI/ML algorithms and scoring engines. Collaborate with data scientists and credit analysts to understand model behavior , thresholds, feature importance , and ensure explainability. Perform functional, regression, data integrity, and model validation testing . Use tools like Postman, Python, SQL, Selenium, or custom frameworks to automate and streamline QA processes. Ensure compliance with regulatory standards (e.g., FCRA, GDPR, lending regulations) and AI fairness, bias, and transparency . Work with product and business stakeholders to align QA strategy with lending KPIs and credit policy outcomes . Qualifications we seek in you! Minimum Qualifications QA experience, with experience in a lead role . Proven domain knowledge in consumer or commercial lending , credit scoring , or loan lifecycle systems. Strong understanding of AI/ML workflows including model validation, supervised learning, and prediction-based decisioning. Exposure to Generative AI tools/APIs (e.g., OpenAI, Claude, Azure OpenAI) used in financial document automation or decision support. Experience with test automation frameworks (Selenium, TestNG, Python scripting) and API testing tools . Working knowledge of SQL for data validation and JSON/XML for API payload verification. Familiarity with credit industry platforms/tools like FICO, Experian, TransUnion APIs , or loan origination systems (LOS) . Strong communication skills and ability to work with cross-functional teams (Product, Data Science, Risk, Compliance). Data Science: Understand, analyze , and prepare data used in AI development. Preferred Qualifications/ Skills Experience with model governance tools , bias/fairness audits, or AI observability platforms. Certifications in AI/ML , ISTQB , or credit analytics . Understanding of explainable AI (XAI) and credit model interpretability techniques (e.g., SHAP, LIME). Experience with CI/CD pipelines , version control (Git), and Agile methodologies. Testing including API testing, Experience in Coding in Python Exposure to conversation design , dialogue flow , or intent training . Certifications in AI/ML or GenAI , cloud technologies. Why join Genpact? Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation Make an impact – Drive change for global enterprises and solve business challenges that matter Accelerate your career – Get hands-on experience, mentorship, and continuous learning opportunities Work with the best – Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let’s build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color , religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Principal Consultant Primary Location India-Kolkata Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Jul 25, 2025, 8:45:43 AM Unposting Date Ongoing Master Skills List Digital Job Category Full Time

Sales/Marketing Representative – Fintech Company Position: Sales/Marketing Representative Industry: Fintech Location: Andhra Pradesh Experience: 1–3 years Profile Summary:- A driven and customer-focused sales/marketing professional with 1–3 years of experience in B2B/B2C financial products or related sectors. Skilled in lead generation, client onboarding, and relationship management. Capable of understanding fintech products, explaining complex solutions in simple terms, and driving growth through strategic outreach. Key Responsibilities:- · Identify and approach potential clients (retailers, SMEs, merchants, etc.) for Fintech offerings such as digital payments, lending, invoice-based financing, etc. · Conduct product demonstrations and training sessions for customers. · Manage onboarding, documentation, and KYC processes. · Build and maintain strong client relationships for repeat business. · Collect feedback, track market trends, and report customer insights. · Achieve sales targets and contribute to regional or zonal business goals. · Coordinate with backend teams for customer service, disbursements, or technical issues. Key Skills:- · Excellent communication and persuasion skills · Good understanding of financial services (loans, UPI, credit, etc.) · CRM tools and Excel familiarity · Negotiation and objection handling · Local language proficiency (if working in a regional market) · Problem-solving and adaptability in field conditions. Educational Background:- · Bachelor’s degree in Business, Commerce, Finance, or related field · MBA/PGDM preferred but not mandatory. Preferred Attributes:- · Prior experience in BFSI, fintech startups, NBFCs, or telecom field sales · Self-starter with a result-oriented mindset · Willingness to travel locally/regionally · Comfort with digital platforms and app-based operations Job Type: Full-time Pay: ₹17,000.00 - ₹22,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Work Location: In person Speak with the employer +91 9313020281

Job Requirements Role/ Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products

Work as a Business Analyst/SME for commercial lending projects, helping banks improve their lending processes for business and corporate customers. Gather and document business requirements across credit initiation, underwriting, approvals, documentation, disbursement, and servicing stages. Create business requirement documents (BRD), functional specifications, and user stories to support agile project delivery. Manage product backlogs, help with sprint planning, and work closely with technology teams using tools like JIRA, Confluence Partner with credit, risk, operations, and technology teams to design simple, user-friendly, and compliant solutions. Support internal practice building activities like creating solution templates, writing white papers, and participating in industry events. Assist in preparing client presentations, demos, and RFP responses as part of sales and business development efforts. Maintain good understanding of lending regulations (like Basel norms), collateral practices, and new trends such as digital onboarding and AI in lending. Work on projects involving lending platform modernization, migrations, or system upgrades (e.g., LoanIQ, nCino, ACBS). Experience with any major lending platform is a strong plus.

Serve as a Business Analyst/SME for digital channel transformation programs, focusing on corporate internet banking, mobile banking, and omni-channel capabilities. Gather and document business requirements across onboarding, entitlements, payments, trade, lending, liquidity, and self-service experiences. Define business requirement documents (BRD), functional specs, and persona-based user journeys to support agile product development. Collaborate with UX/UI teams, product owners, and technology leads to deliver contextual, responsive, and role-driven digital experiences for corporates. Manage product backlogs and sprints using JIRA, Confluence, or similar tools; ensure alignment across business, compliance, and technical stakeholders. Contribute to portal accelerator kits, reusable frameworks (e.g., entitlement models, multi-entity workflows), and Gen AI-led enhancements (e.g., contextual prompts, smart dashboards). Assist in client presentations, sandbox demos, and RFP responses showcasing digital banking transformation capabilities. Maintain awareness of key industry trends such as API-first designs, real-time capabilities, persona-driven UX, federated authentication, and multi-country rollout best practices. Support implementation or upgrade projects across leading platforms (e.g., EdgeVerve, Finacle Corporate, Intellect CBX, Temenos Infinity, Backbase, TCS BaNCS). Experience in multi-theme or multi-tenant design delivery and regulatory alignment (e.g., PSD2, ADA/WCAG) is a strong plus.

Job Description You are a strategic thinker passionate about driving solutions in financial analysis. You have found the right team. Job Responsibilities As a Product Controller Associate, in our Finance team, you will spend each day defining, refining and delivering set goals for our firm. You will have an opportunity to work in a dynamic environment and partner with Finance, P&A, Risk, and other groups throughout the Firm. As a result, excellent communication and negotiation skills are essential. The position will provide an in-depth understanding of Home Lending business, financial statements, internal controls and reporting requirements. The function is primarily focused on ensuring the accuracy, integrity and timeliness of the firm’s books and records with an emphasis on general ledger, operating systems, and infrastructure controls across the entire lifecycle of the business. Some of the most common functions and activities that are owned by Financial Controllers are: Prepare, review, and supervise month-end reporting tasks for Actuals and Forecasts. Support periodic Stress testing submissions. Establish strong relationships and provide support to Home Lending leaders, Finance, Project Managers, and related control groups. Escalate issues constructively and present complex information in a clear and concise manner to Management. Assist in the implementation of new accounting standards and reporting requirements by staying current with evolving US GAAP and regulatory changes impacting the business. Drive process improvements and enhance process controls. Coach new joiners and junior team members. Create and distribute financial reporting to support accounting and finance teams, along with Variance Analysis. Required Qualifications, Capabilities, And Skills Bachelor’s Degree in Accounting 6+ years’ experience in accounting department (internal or external) Ability to grasp concepts quickly, develop a plan, and execute for results Solid problem solving, analytical, and creative thinking skills Ability to summarize large amounts of data, formulate a concise message, and communicate clearly to Management Strong multitasking and organizational skills Ability to drive projects Leadership and people management Primarily 2PM - 11PM shift, extending during critical business days Preferred Qualifications, Capabilities, And Skills CA /CPA / MBA Finance candidate preferred. Experience in the Controllers area in Retail Banking domain is preferred Strong knowledge of US GAAP preferable Proficiency in Excel, SAP and Hyperion Essbase preferred ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. About The Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

About Yubi- Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Accumn - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Job Summary: We are seeking a highly skilled and experienced Director – Implementation to lead and drive the successful execution of complex technology solutions. This role requires expertise in Financial services, implementation strategy, stakeholder collaboration, and technical leadership to ensure seamless product integration and deployment. The ideal candidate will be responsible for leading implementation teams, optimizing processes, and aligning technology initiatives with business goals. Key Responsibilities: Roles & Responsibilities: Lead the end-to-end implementation of projects, including planning, execution, monitoring, and closing. Define project scope, objectives, and deliverables in collaboration with stakeholders. Develop comprehensive project plans, schedules, and budgets, and ensure alignment with business goals. Allocate resources and assign tasks to team members, monitoring progress and performance. Maintain constant communication with stakeholders and provide regular project updates. Identify and manage project risks and issues, implementing mitigation strategies. Ensure quality control and adherence to project timelines and budget constraints. Facilitate cross-functional team collaboration to resolve project challenges and deliver on expectations. Provide leadership and guidance to project teams and foster a productive working environment. Conduct project post-mortem analysis and prepare lessons learned documentation for future improvements. Work with the product and business teams to prioritize enhancements based on customer feedback, market trends, and business impact. Required Skills & Experience: 10+ years of experience in managing end-to-end project management 6+ years of Experience in managing Lending projects Candidates with exposure to working with PSU/Private banks are preferred. B.Tech, B.E or equivalent technical degree is a must Location - Mumbai/Bangalore Preferred Qualifications: Experience in LOS/LMS implementations in lending institutions. Preferred: Lending experience . Familiarity with lending journey, data migration, compliance, and security regulations . Experience in managing global implementation teams.

Company Description First Adviser (FA Wizard) is one of the youngest and fastest-growing Corporate Channel Partners in India, working with top Banks and Financial Institutions. Established in 2017-2018 by experienced ex-bankers, the company has quickly expanded to cater to both emerging and deeper markets across India. Specializing in retail loans, First Adviser offers a wide range of unsecured and secured loan products such as Personal Loans, Business Loans, Professional Loans, Home Loans, Mortgage Loans, SME Loans, and Vehicle Loans. With a technology-driven approach and a strong ethical focus on transparency, compliance, and customer-centric solutions, First Adviser ensures seamless customer experiences through AI-powered and automated platforms. Role Description This is a full-time hybrid role for a Cluster Manager, located in Delhi, India, with some work from home flexibility. The Cluster Manager will oversee a team of business development managers, telemarketing staff, and field officers. Responsibilities include developing and implementing business strategies, nurturing corporate tie-ups, ensuring compliance with regulatory requirements, and meeting sales targets for various loan products. The Cluster Manager will also be involved in training and development of staff, as well as managing relationships with channel partners and key stakeholders. Qualifications Experience in Business Development, Sales Management, and Client Relationship Management Knowledge of Retail Loan Products including Personal, Business, Home, Mortgage, and SME Loans Strong Leadership Skills and Team Management experience Proficiency in using automated platforms and AI-powered lending solutions Excellent communication and interpersonal skills Ability to work in a hybrid environment and adapt to flexible working conditions Bachelor's degree in Business Administration, Finance, or a related field Previous experience in the banking or financial services sector is preferred

This job is with Finastra, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. Job Description We are seeking a highly skilled and motivated Quality Assurance (QA) Engineer to join our team. The ideal candidate will have a strong background in automation testing, with a preference for experience in Selenium. Knowledge of the payments domain is essential, and familiarity with Global Payments Processing (GPP) is a plus. Key Responsibilities Develop, execute, and maintain automated test scripts using Selenium. Collaborate with cross-functional teams to understand project requirements and design comprehensive test plans. Perform thorough testing of payment processing systems to ensure functionality, security, and performance. Identify, document, and track defects and issues, and work with development teams to resolve them. Conduct regression testing to ensure existing functionality is not impacted by new changes. Participate in code reviews and provide feedback on testability and quality. Stay updated with the latest industry trends and best practices in QA and automation testing. Requirements Bachelor's degree in Computer Science, Information Technology, or a related field. Proven experience in automation testing, with a strong preference for Selenium. Solid understanding of the payments domain and related technologies. Familiarity with Global Payments Processing (GPP) is a plus. Strong analytical and problem-solving skills. Excellent communication and teamwork abilities. Detail-oriented with a focus on delivering high-quality results. Preferred Qualifications Experience with other automation tools and frameworks. Knowledge of continuous integration/continuous deployment (CI/CD) pipelines. Understanding of Agile methodologies and practices. Benefits We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra!

We are hiring Branch Heads (BH) for the following locations: 📍 Locations: Forbesganj Raipur Mehsana Modasa Dehgam Shivpuri Jabalpur Ayodhya Hapur Requirements: Experience: Minimum 5+ years in financial services Product Experience: Must have experience in secured loan products only (e.g., LAP, HL, Mortgage) Preferred Background: Strong track record in team handling, branch operations, and secured lending sales Interested candidates may share their CVs at: 📧 nikitashetty@moneyboxxfinance.com

About Collekto Collekto is a fast-growing fintech company revolutionizing the retail debt collections space through its proprietary SaaS and CaaS solutions. We partner with Banks, NBFCs, and digital lenders to digitize, optimize, and scale their collections processes—improving recovery rates while reducing operational costs. Our SaaS vertical powers mission-critical collection operations for large financial institutions and is designed to be highly configurable, API-first, and seamlessly integrable into core banking and loan management systems. Role Overview We are looking for an experienced and driven Product Manager to lead the roadmap, design, and development of Collekto’s SaaS platform. This role requires a blend of customer empathy, strong product instincts, a data-informed mindset, and cross-functional leadership. You will work closely with engineering, sales, customer success, and leadership to shape a product that solves real-world challenges in credit risk and collections. Key Responsibilities • Own the end-to-end product lifecycle—from discovery, requirement gathering, roadmap planning, to delivery and adoption. • Engage with clients (NBFCs, banks, digital lenders) to understand collection workflows, pain points, and compliance needs. • Collaborate with engineering teams to convert functional requirements into scalable, secure, and user-friendly features. • Define and measure product KPIs; continuously optimize based on user feedback, data, and business objectives. • Translate regulatory, operational, and compliance requirements into thoughtful product features. • Develop robust PRDs (Product Requirement Documents), wireframes, and acceptance criteria. Private & Confidential • Prioritize and manage the product backlog with an agile mindset. • Stay on top of trends in credit lifecycle management, digital collections, and lending tech. Key Requirements • 4–8 years of experience in product management, preferably in fintech, SaaS, or enterprise B2B tech. • Strong understanding of credit, lending, and/or collections operations in financial services. • Demonstrated success in building and scaling enterprise products with complex user roles and workflows. • Comfortable working with APIs, backend systems, and productizing integrations. • Excellent problem-solving skills with a strong analytical and data-driven approach. • Experience working in agile product development teams. • Exceptional communication, stakeholder management, and documentation skills. • Ability to work independently and thrive in a fast-paced, entrepreneurial environment. Nice to Have • Prior experience in lending, banking SaaS, or debt recovery platforms. • Exposure to compliance-heavy environments (e.g., RBI regulations, data security standards). • Familiarity with SQL or tools like Postman, JIRA, Figma, and product analytics platforms. Why Join Us? • Work on high-impact problems in financial services and digital transformation. • Join a lean, mission-driven team with deep domain expertise. • Be part of a high-growth fintech company shaping the future of debt collections in India and beyond. • Flexible work culture and fast decision cycles.

Role & Responsibilities · Manage end-to-end daily operations of the contact center to ensure seamless service delivery. · Oversee and optimize in-house process flows to maintain operational efficiency. · Ensure all internal & external operational workflows are running seamlessly and effectively · Identify areas for improvement across all touchpoints to ensure a seamless customer experience · Execute and implement strategies aimed at enhancing the overall customer experience. · Serve as the single point of support and coordination for all contact center-related functions. · Effectively handle all types of customer escalations, including high-level concerns (e.g., CEO escalations, priority cases). · Monitor performance metrics and drive initiatives to improve customer satisfaction and service quality. Key Qualifications & Skills: · Proven track record of improving customer satisfaction scores and achieving service excellence. (3-4 years in customer service) · Deep understanding of customer service principles, operational best practices, and technology platforms (e.g., CRM systems). · Strong analytical skills with the ability to interpret data, identify trends, and make strategic decisions. · In-depth knowledge of mortgage lending regulations, industry standards, and emerging market trends. · Excellent communication, negotiation, and stakeholder management skills—both internal and external. · Proficient in CRM platforms, Microsoft Office Suite, and other relevant business tools. · Bachelor’s degree in any field · Proficiency in Microsoft office (Excel/PowerPoint)

QUALIFICATIONS: Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. Establish credit risk appetite and thresholds for the product portfolios. Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends. REQUIRED QUALIFICATIONS Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post graduate in a similar field is a plus At least 8+ years experience in credit, exposure to merchant lending is a plus Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle Strong background in Credit Loss Forecasting Conversant with scoring & impairment forecasting models. Proficient in using statistical programming languages such as SQL and Python Experience in using traditional and alternate data to drive credit strategies

Job Summary Ensure Digitization - Migrate customers to online and automated platforms (S2B, A2, Info-manager, E-alerts, E-statements etc) Ensure Process Simplification and TAT adherence. S2B Domain Knowledge is a must to facilitate Digitization Coordinate with Trade Services for all queries relating to LCs, remittances, bank guarantees, Export Credit etc. Communicate disposal instructions to Trade/ Payments units Handling non-trade activities such as fixed deposit, RTGS, tracking of customer statements, smooth processing of outward/inward remittances, static data updating, forex transactions, current account, lending accounts etc. Communicate disposal instructions to Trade/ Payments units Handle Complaint/Escalation process NIL escalations against the Service Managers Increase scores of NPS and other customer satisfaction surveys Migrating customers to right channels for various trade/cash requirements Define seamless processes requiring minimal manual intervention Work closely with the Service delivery teams to ensure excellent service to the Corporates. Liaison with all internal units to ensure SLA / TAT’s is maintained. Review service gaps and process to meet customer expectation. Ensure good audit ratings in all internal/external audits, Group Audits. Adherence to regulatory and internal guidelines AML/CDD guidelines along with Group code of conduct Ensure Audit awareness Key Responsibilities Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Lead to achieve the outcomes set out in the Bank’s Conduct Principles . Skills And Experience Good communication skills Highly responsive behaviour Bank transaction system knowledge Internal and external stake holder management About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Summary Ensure Digitization - Migrate customers to online and automated platforms (S2B, A2, Info-manager, E-alerts, E-statements etc) Ensure Process Simplification and TAT adherence. S2B Domain Knowledge is a must to facilitate Digitization Coordinate with Trade Services for all queries relating to LCs, remittances, bank guarantees, Export Credit etc. Communicate disposal instructions to Trade/ Payments units Handling non-trade activities such as fixed deposit, RTGS, tracking of customer statements, smooth processing of outward/inward remittances, static data updating, forex transactions, current account, lending accounts etc. Communicate disposal instructions to Trade/ Payments units Handle Complaint/Escalation process NIL escalations against the Service Managers Increase scores of NPS and other customer satisfaction surveys Migrating customers to right channels for various trade/cash requirements Define seamless processes requiring minimal manual intervention Work closely with the Service delivery teams to ensure excellent service to the Corporates. Liaison with all internal units to ensure SLA / TAT’s is maintained. Review service gaps and process to meet customer expectation. Ensure good audit ratings in all internal/external audits, Group Audits. Adherence to regulatory and internal guidelines AML/CDD guidelines along with Group code of conduct Ensure Audit awareness Key Responsibilities Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Lead to achieve the outcomes set out in the Bank’s Conduct Principles. Skills And Experience Good communication skills Highly responsive behaviour Bank transaction system knowledge Internal and external stake holder management About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About YUBI ( Www.go-Yubi.com ) Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans – Term loans and working capital solutions for enterprises. Yubi Invest – Bond issuance and investments for institutional and retail participants. Yubi Pool– End-to-end securitisations and portfolio buyouts. Yubi Flow – A supply chain platform that offers trade financing solutions. Yubi Co.Lend – For banks and NBFCs for co-lending partnerships. Currently, we have boarded over 4000+ corporates, 350+ investors and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionising the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Overview: As a Business Analyst specializing in product development, you will be a key member of our dynamic product implementation team, working closely with stakeholders across the organization to gather requirements, analyse market trends, and translate business needs into actionable insights for product development. You will play a critical role in shaping our product roadmap and ensuring that our products meet the needs of our users and align with our business objectives. Key Responsibilities: Requirement Gathering and Analysis: Collaborate with product managers, stakeholders, and end-users to gather and analyse requirements for new features and enhancements. Conduct interviews, workshops, and surveys to elicit comprehensive requirements and ensure a deep understanding of user needs and business objectives. Document user stories, use cases, and functional requirements with clear acceptance criteria for the development team. Product Roadmap Support: Assist in the development and maintenance of the product roadmap, aligning features and enhancements with business goals and market opportunities. Prioritize features and initiatives based on business value, impact, and feasibility, balancing short-term goals with long-term vision. Collaborate with cross-functional teams to ensure alignment and buy-in on the product roadmap and priorities. Communication and Collaboration: Act as a liaison between business stakeholders, product managers, designers, developers, and QA teams, ensuring clear communication and alignment throughout the product lifecycle. Facilitate discussions, meetings, and presentations to share insights, gather feedback, and drive decision-making. Provide regular updates on project status, milestones, and risks to stakeholders and project sponsors. Quality Assurance Support: Collaborate with QA teams to define test cases, validate user stories, and ensure that product features meet quality standards and functional requirements. Participate in user acceptance testing (UAT) and post-release validation to confirm that deliverables meet business expectations. Documentation and Knowledge Sharing: Maintain comprehensive documentation of requirements, user stories, product specifications, and decisions made throughout the product lifecycle. Share knowledge and best practices with team members to promote continuous learning and improvement in product development processes. Contribute to the development and refinement of internal processes, tools, and templates related to business analysis and product management. Requirements 3-6 years of experience with a Bachelor's degree in Business Administration, Computer Science, Information Technology, or related field. Proven experience as a Business Analyst in a product-focused role, preferably with fintech background Strong analytical skills with the ability to gather, analyze, and interpret complex data and user feedback. Excellent communication skills with the ability to effectively collaborate with cross-functional teams and present findings to stakeholders at all levels. Solid understanding of agile methodologies, product management principles, and software development lifecycle (SDLC). Proficiency in tools and techniques for requirements elicitation, analysis, and documentation (e.g., JIRA, Confluence, Microsoft Excel). Experience with data analysis tools and techniques (e.g., SQL, Excel, Tableau) is a plus. Relevant certifications such as Certified Business Analysis Professional (CBAP) or Product Owner certification (e.g., Certified Scrum Product Owner) are desirable.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About us : Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Location : Mumbai Key Responsibilities: Understand the platform for different types of debt transactions for which the person/team is responsible. Example - Colending, Direct assignment, Secularization, SCF Constant appraise and update themselves on the new features developed in the platform and use it for better understanding. Conduct implementation workshop for new customer onboarding for the given debt transaction which the team is responsible for. Understand customer specific policies/protocols on different interaction touch points - API, SFTP, dashboards/reports, user interaction Define the configuration, workflow and educate the customer to use our platform for enabling the given debt transaction also solving for their specific policies/protocols. Use Yubis Low code setup to enable interaction touch points wherever possible If there are functional gaps in the platform to solve for specific policies/protocols, those has to be raised with respective product management team and track it till closure. Detailed Documentation of customer configuration, workflow, interaction touch points - API, SFTP, dashboards/reports Conduct end to end UAT for a given customer to confirm that all the required desired technical and functional aspects are covered Handover and training Yubis operations team to handle regular operations for the customers if there is a need. Project Management of functional and technical tasks using Jira for every customer and track it till closure Managing and helping a team of 3-5 members to handle a group of customers for a given debt transaction product/products Qualifications : 6-9 years of experience with a Bachelor's degree in Computer Science, Information Technology, or related field. MBA is a plus Proven experience as a Business Analyst in a product-focused role, preferably with lending background Strong analytical skills with the ability to gather, analyse, and interpret complex data and user feedback. Excellent communication skills with the ability to effectively collaborate with cross-functional teams and present findings to stakeholders at all levels. Proficiency in tools and techniques for analysis, documentation and collaboration (e.g., JIRA, Confluence, Microsoft Excel, Word). Experience with data analysis tools and techniques (e.g., SQL, Tableau) is a plus.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About us : Yubi, formerly known as CredAvenue, is redefining the global debt market, and we want you to be a part of our epic growth story. Here's a glimpse of what we're all about. Yubi Group is the world’s only technology company powering the end-to-end debt lifecycle. Our mission is to deepen the debt market, foster financial inclusion, and accelerate economic growth by making debt financing accessible and efficient for all. Key facts: Founded in 2020: Gaurav Kumar, Founder and CEO of the group identified the need for a common denominator that could democratise access to debt in the formal sector. Backed by marquee investors: Includes Peak XV, Lightspeed, Lightrock, TVS Capital, B Capital Group, Dragoneer Investment Group, and Insight Partners among others. Empowering the lending ecosystem: Yubi's technology infrastructure, risk evaluation, and collections platforms facilitate every stage of the debt lifecycle. Benefits for lenders: Increased reach, expanded loan book, risk mitigation through AI-powered tools and ethical collections system. Benefits for borrowers: Diverse credit options, access to competitive rates, and efficient loan processing. Deepening the corporate bond market: Yubi Securities' platform, Aspero, empowers retail investors and wealth managers to participate in the corporate bond market. Yubi has facilitated debt volumes of over ₹ 1,40,000 Cr, with 17,000+ enterprises and 6,200+ investors and lenders on its platform, and reduced collections costs by 57%. The Yubi Group is committed to building a more transparent, responsible, and inclusive debt ecosystem in India. Role : Senior Business Analyst Key Responsibilities : Engage with stakeholders to identify, analyse, and document business requirements for the implementation of projects. Work with the technical teams to configure the platform for onboarding new clients. This may include data migration and configurations for new/existing clients. Work closely with the Project Manager and Program Manager to ensure requirements are fully understood and align with the project scope. Assist in creating test cases and validation criteria to ensure that implemented solutions meet business requirements. Support the user acceptance testing (UAT) process and Go live. Prepare and maintain business documentation and user manuals as required. Support to the client initially post go live. Qualifications : Bachelor’s degree in Engineering, Information Systems, or a related field. Proven experience as a Business Analyst in a product-focused role, preferably with lending background 6+ years of experience in business analysis. Proficiency in data analysis tools (e.g., Excel, SQL). Strong communication and problem-solving skills. Experience with project management and process mapping.

Company Description Electronica Finance Limited (EFL) is a leading Non-Banking Finance Company (NBFC) with over 200 branches across India. Established in 1990, EFL specializes in providing a variety of loans including Machinery loans, Business loans, and Rooftop Solar Loans. The company is known for its unwavering ethics, respect, determination, and a healthy work culture that matches global finance industry standards. EFL has successfully served over 35,000 customers over the past 34 years, with about 40% of new disbursements coming from existing clients. Role Description This is a full-time, on-site role for a Solar Lending & Leasing Sales Manager, based in Mumbai. The role involves overseeing the sales operations related to solar lending and leasing products. Day-to-day tasks include managing client relationships, developing sales strategies, and identifying new opportunities for business growth. The Sales Manager will also be responsible for meeting sales targets, conducting market analysis, and collaborating with cross-functional teams to ensure customer satisfaction. Qualifications Experience in sales and client relationship management Knowledge of solar lending and leasing products Strong analytical and market research skills Excellent verbal and written communication skills Ability to develop and implement sales strategies Proficiency in using CRM software Bachelor's degree in Business Administration, Finance, or related field Experience in the finance industry is a plus Ability to work independently and as part of a team

Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible growth is how we run our company and how we deliver for our clients, teammates, communities, and shareholders every day. One of the keys to driving responsible growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence, and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview* Banking & Lending Product Technology team is responsible for all Consumer and Small business banking and lending products catering to Retail and Preferred customers clients. The products include Credit Cards for Retail as well as Small Business customers, Deposits, Consumer Lending and Client Underwriting (including Vehicle Loans and Home Loans). This team performs application development, testing (functional and automation), design/architecture and business analysis functions to deliver the technology solutions through robust and scalable application platforms developed on various technologies such as SpringBoot, WebMethods, ETL, Java/J2EE, Angular JS, Mainframe, SQL Server, DB2 and Oracle. Shared Integration & Data services team provides Shared real time and batch integration services and shared frameworks and data services for credit card, deposit and Lending applications. Job Description* . Responsible for development, support, maintenance and implementation of a project module either as individual contributor or through a team. Works as a guide and sets directions for medium sized projects, may lead special initiatives. Ensure low downtime for systems and related services. Role is capable of finding out new methods and processes to approach complex situations in the SIPH. Requires expert knowledge of SpringBoot, Webservices and Credit Card domain. Expected to continue to build upon domain knowledge and technical/ proprietary skills to reach levels of expertise, while adapting standard principles. Responsible for design and development of Solutions for ongoing initiatives as a part of Scrum Team, Work closely with Scrum Master and Product Owner to understand the use cases and stories, implement the code, test it and support the implementation to Production. Actively participate in all the scrum routines and discussions. Recommend and participate in the analysis, evaluation and development of enterprise long-term strategic and operating plans to ensure that the Enterprise Architecture objectives are consistent with the enterprise’s long-term business objectives. Designs and develops solution architecture and design for enterprise-wide systems and supports implementation and deployment by working closely with the delivery teams. Responsibilities* Key responsibilities include: Work with the Scrum Master and Product Owner to understand the requirements and stories. Actively participate in all agile routines. Design, Develop, Test, Document the solution and support production implementation. Work with the stake holders in determining and documenting the application Future strategy and Road Map. Work with Architecture team to align the team towards application strategy and roadmap. Participate in Initiative design discussions and help the team in designing a future ready software. Designs and develops solution architecture and design for enterprise-wide systems and supports implementation and deployment by working closely with the delivery teams. Brings a deep understanding of application with focus on challenges and opportunities. Understands complexity of adapting to an enterprise-wide standards and guidelines and suggests solutions. Responsible for components of complex engineering and/or analytical tasks and activities. Ensure all internal processes, procedures, and policies are effectively enforced. Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as a team member and individual contributor. Will work closely with business partners and technology systems owners to define requirements for POC initiatives, ability to understand and adapt new technologies independently. Exercises judgment within broadly defined practices and policies in selecting methods, techniques, and evaluation criterion for obtaining results. Recommend and participate in the analysis, evaluation and development of enterprise long-term strategic and operating plans to ensure that the Enterprise Architecture objectives are consistent with the enterprise’s long-term business objectives. Requirements Education* Graduation / Post Graduation Experience Range* 8 to 11 Years Foundational skills* Java, Spring Boot, REST Webservices, Design Patterns, Solutions Design Desired skills* Angular, OpenShift, DevOps, GitHub Co-pilot Work Timings*: 11 AM to 8 PM Job Location*: Chennai

Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible growth is how we run our company and how we deliver for our clients, teammates, communities, and shareholders every day. One of the keys to driving responsible growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence, and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview* Banking & Lending Product Technology team is responsible for all Consumer and Small business banking and lending products catering to Retail and Preferred customers clients. The products include Credit Cards for Retail as well as Small Business customers, Deposits, Consumer Lending and Client Underwriting (including Vehicle Loans and Home Loans). This team performs application development, testing (functional and automation), design/architecture and business analysis functions to deliver the technology solutions through robust and scalable application platforms developed on various technologies such as Spring Boot, WebMethods, ETL, Java/J2EE, Angular JS, Mainframe, SQL Server, DB2 and Oracle. Shared Integration & Data services team provides Shared real time and batch integration services and shared frameworks and data services for credit card, deposit, and Lending applications. Job Description* . Responsible for development, support, maintenance and implementation of a project module either as individual contributor or through a team. Works as a guide and sets directions for medium sized projects, may lead special initiatives. Ensure low downtime for systems and related services. Role is capable of finding out new methods and processes to approach complex situations in the SIPH. Requires expert knowledge of Spring Boot, Webservices and Credit Card domain. Expected to continue to build upon domain knowledge and technical/ proprietary skills to reach levels of expertise, while adapting standard principles. Responsible for design and development of Solutions for ongoing initiatives as a part of Scrum Team, work closely with Scrum Master and Product Owner to understand the use cases and stories, implement the code, test it and support the implementation to Production. Actively participate in all the scrum routines and discussions. Responsibilities* Key responsibilities include: Work with the Scrum Master and Product Owner to understand the requirements and stories. Actively participate in all agile routines. Design, Develop, Test, Document the solution and support production implementation. Work with the stake holders in determining and documenting the application Future strategy and Road Map. Work with Architecture team to align the team towards application strategy and roadmap. Participate in Initiative design discussions and help the team in designing a future ready software. Designs and develops solution architecture and design for enterprise wide systems and supports implementation and deployment by working closely with the delivery teams. Brings a deep understanding of application with focus on challenges and opportunities. Understands complexity of adapting to an enterprise-wide standards and guidelines and suggests solutions. Responsible for components of complex engineering and/or analytical tasks and activities. Ensure all internal processes, procedures, and policies are effectively enforced. Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as a team member and individual contributor. Will work closely with business partners and technology systems owners to define requirements for POC initiatives, ability to understand and adapt new technologies independently. Exercises judgment within broadly defined practices and policies in selecting methods, techniques, and evaluation criterion for obtaining results. Requirements Education* Graduation / Post Graduation Experience Range* 7 to 9 Years Foundational skills* Java, Spring Boot, REST Web Services, Design Patterns, GitHub Co-pilot Desired skills* Angular, OpenShift, DevOps, GitHub Co-pilot Work Timings*: 11 AM to 8 PM Job Location*: Chennai