8359 Lending Jobs - Page 13

: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Thriving on innovation, One97 delivers Customer Communication, Up-Selling, Mobile Content, Advertising based and Platform services to over 500 Million mobile consumers across the globe. Headquartered in New Delhi, and backed by marquee investors like Intel Capital, Elevation Capital, Silicon Valley Bank, SAP Ventures & Berkshire Hathaway, One97s products and services are available on various models i.e. Capex, Opex & Revenue Share model as per the flexibility of Telcos. Our Key Offerings are divided into 5 broad categories as follows: Entertainment Digital Platforms CVM Solutions Enterprise Services Financial Platforms One97 has the widest and largest deployment of telecom applications on cloud platforms in India and has a myriad of VAS services that have helped operators augment their revenue even in complex markets like India, SAARC, Middle East, Africa and many more. Superpowers that will help you succeed in this role: - Bachelor's degree in engineering with stream Electronics & Telecommunications. Focus:Telco Services (IVR, USSD, SMS, Precall, Merchant IVR, M2M IVR Portal). Key Responsibilities:- *Assist in gathering basic business requirements for Telco services. *Support documentation of functional specifications and user stories. *Learn and contribute to the product life cycle of assigned services. *Monitor the performance and health of live Telco services. *Assist in the initial investigation of operational issues and incidents. *Support creation and maintenance of operational documentation. *Learn and utilize service monitoring tools and platforms. *Participate in testing of new service features or deployments. *Contribute to routine daily operations tasks. *Collaborate with cross-functional teams (Engineering, QA, Support). *Develop understanding of Telco protocols and service delivery. *Enhance skills in data analysis, reporting, and troubleshooting. Why join us - A collaborative output driven program that brings cohesiveness across businesses through technology - Improve the average revenue per use by increasing the cross-sell opportunities - A solid 360 feedback from your peer teams on your support of their goals - Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story!

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team This team is part of the Merchant Lending vertical and caters to the Merchant loans section. They have the ownership of merchant cash advance sales. About the role This is a B2C Sales role that requires a high level of people management, training, grooming the field sales executives and generating revenue, and driving P/L and growth for the assigned region. Expectations/ Requirements 1. Responsible for the MCA Sales in the city. 2. Manage an assigned geographicsalesareato maximizesalestarget and meet corporate objectives. 3. Build and maintain relationships with key client personnel. 4. Manage Category leads from qualification to closure. 5.Ensure the team members are present in a market where sales & usage are done regularly. 6. Should have good networking capabilities and be willing to travel extensively throughout their specified areas. 7. Ensure monthly submissions and Disbursals numbers are being met. 8. New FSE hiring, training and handholding. 9. Ensure attrition is under control and Team is motivated/guided to perform better. Superpowers/ Skills that will help you succeed in this role 1. 5-10 years of relevant experience in Sales, Business Development and relationship building. 2. Ability to handle a team 3. Good communication skills 4. Good understanding of MS Office tools. 5. Growth Mindset 6. Willingness to experiment and improve continuously Education- Must have completed his graduation Why join us 1. A collaborative output driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360-degree feedback from your peer teams on your support of their goals 4. Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants- and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story!

and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount . With our presence across 32 cities across globe, we support 100+ clients acrossbanking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. MAKE AN IMPACT RoleCredit risk strategy analyst LocationBengaluru/ Pune/ Chennai/ Hyderabad/ Kolkata Experience5 - 12 years Work modeHybrid : Unsecured Strategy Development Prior experience in managing risk activities in retail lending. Min 5+ years exp experience in analytics specifically in the fields like Credit Risk Model Development, Strategy Development, Vintage profitability modeling, Portfolio Insights. Prior hands-on experience with development of acquisition risk strategy (Approve/Decline), account management strategy, strategy analysis, portfolio management & financial modelling would be mandatory. Technical expertise on SAS, Excel, Python etc. The incumbent would be expected to effectively explain the trends, adding meaningful insights on the back of relevant business knowledge. This role requires the incumbent to plan and execute the assigned projects/ analysis as per the agreed timelines and with accuracy and quality Demonstrate strong product / business knowledge and leverage the same to enhance quality of output by tying analysis back to business trends. Use the same to drive business benefits Support development and deployment of key analytical frameworks/strategies in line with business priorities. Provide actionable solutions for business problems including unstructured problems and ad-hoc queries with quick turnaround time WHY JOIN CAPCO You will work on engaging projects with some of the largest banks in the world, on projects that will transform the financial services industry. We offer: A work culture focused on innovation and building lasting value for our clients and employees Ongoing learning opportunities to help you acquire new skills or deepen existing expertise A flat, non-hierarchical structure that will enable you to work with senior partners and directly with clients A diverse, inclusive, meritocratic culture Enhanced and competitive family friendly benefits, including maternity / adoption / shared parental leave and paid leave for sickness, pregnancy loss, fertility treatment, menopause and bereavement NEXT STEPS If youre looking forward to progressing your career with us, please do not hesitate to apply. We are looking forward to receiving your application. To learn more about Capco and its people check out the website on www.capco.com Location - Bengaluru,Chennai,Hyderabad,Kolkata,Pune

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Business Overview: International Card Services (ICS) is the leading provider of Credit Cards, Business Financing, T&E Solutions, Supplier Payments, and Cross-Border Payments that help consumer, small, mid-size, and large corporations around the world manage nearly every facet of their business spending. International Card Services Centre of Excellence (ICS COE) within ICS has the mission to unlock growth and enable ICS to be the fastest growing segment within American Express. Analytics & Strategic Insights Marketing Analytics team sits within ICS COE and is the analytical engine that enables business growth across international markets. This is an outstanding opportunity in a high visibility role that will work very closely with marketing and sales teams within ICS COE and across international markets to provide meaningful analytics and actionable insights to help drive “customer targeting frameworks” for internal acquisition and lending. The incumbent would lead a team of 3+ data scientists primarily based out of India. Job Responsibilities: Build and enhance the targeting frameworks for internal acquisition and lending treatments –consumer to small business card cross sell, lending on charge, plan it, loans – across consumer and commercial in collaboration with marketing teams in COE and international markets. Power utilization of these targeting frameworks for marketing campaigns to improve ROI for ICS marketing investments Ensure proper test and control setup for campaigns in international markets. Define and implement the performance measurement frameworks for marketing campaigns powered by the targeting solutions to enable continuous optimization and adoption of these targeting assets by marketers across international markets Deliver the strategic deeper dive for different treatments which provide a view into how ICS can improve the internal acquisition and lending marketing outcomes through channel, placement, targeting, content and/or offer optimization. Conduct periodic assessment of the internal acquisition and lending marketing strategy across lead ICS markets and provide insights to the COE and market leadership leading to implementation of potential enhancements Drive execution of the analytics roadmap – resolve issues, identify opportunities, and define success metrics and make things happen. Drive automation and ongoing refinement of analytical frameworks Ensure that the analytical solutions are created in a fully compliant manner with applicable regulatory and risk expectations. Design and develop effective and efficient controls to proactively identify and address any process gaps in the analytical frameworks. Lead the team through ambiguity and create structure and strategies in white space. Provide thought leadership in guiding the team as well as day to day problem solving. Lead, coach and motivate 3+ strong team and power culture of collaboration within the team. Prioritize efforts to help the team focus on the most impactful opportunities Qualifications: MBA or a master’s degree in a quantitative field (e.g. Finance, Engineering, Mathematics, Computer Science or Economics) At least 4 years of relevant work experience in analytics supporting either risk, marketing, or digital product functions Strong technical and analytical skills with ability to apply quantitative methods and business skills to drive business results Demonstrated ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors Strong programming skills are preferred. Experience with Big Data programming is a plus We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? American Express International Card Services (ICS) is a leading issuer and provider of Consumer and Commercial products and services across many countries around the world. The ICS Lending Center of Excellence (COE) team vision is to ensure each customer has access to flexible payment options, relevant rewards, and the powerful backing of American Express. As we continue growing our customer base, ICS Lending must ensure our customers and shareholders can realize maximum value. To support this agenda, we are seeking a colleague that can collaborate with multiple partners across numerous business units, functional areas, and geographies to: Work with product, risk, and marketing teams to enable long-term profitable growth: You will partner and collaborate with colleagues across international markets to ensure our lending products deliver on their promise to our customers. Drive Excellence across Product actions to grow our business: Design, lead, and operate effective controls across ICS Lending products. Delivering outstanding products for our customers and shareholders calls for operational excellence in everything we do. Actionable insights: Provide regular insights highlighting testing outcomes, business risks, and recommendations to further strengthen our processes. Communicate effectively and build relationships: Demonstrate a passion for building strong working relationships across regional and international partners (product, marketing, credit risk, insights, servicing, operational risk, technology, GCO, LOBCO) to deliver lending excellence. Lead with a customer first approach, and one that is grounded with the external environment: You will have international experience, a customer-first approach, and do things the right way to help the international business excel. Lead the development of new Smart Monitoring KRIs that will allow to strengthen the control environment over multiple ICS Markets. Identify opportunities to strengthen the control environment on AR Platforms and Line related processes Minimum Qualifications: Solid understanding of the economics of lending products and key levers of profitability with strong analytical skills Strong verbal, written communication and interpersonal skills Proactive and driven individual with an eye for detail Proficiency in SQL or Python Bachelor’s degree in relevant field (Finance, Economics, Business Administration, Engineering, Mathematics, Physics, Actuarial Sciences), Master’s degree is a plus. 1+ years of work experience in a high-growth product or risk management team. Ability to translate desired controls into systematic KRIs that can be automatically executed. Experience on operational risk management and self-testing, including ORE and PRSA management. Nice to have knowledge about internal control frameworks. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Accounting Analyst Job #: req33862 Organization: World Bank Sector: Finance & Accounting Grade: GE Term Duration: 3 years 0 months Recruitment Type: Local Recruitment Location: Chennai,India Required Language(s): English Preferred Language(s) Closing Date: 8/4/2025 (MM/DD/YYYY) at 11:59pm UTC Description Do you want to build a career that is truly worthwhile? Working at the World Bank provides a unique opportunity for you to join us to help our clients solve their greatest development challenges. The World Bank (WB) is one of the largest sources of funding and knowledge for developing countries; a unique global partnership of five institutions (IBRD, IDA, IFC, MIGA, and ICSID) dedicated to ending extreme poverty, increasing shared prosperity, and promoting sustainable development on a livable planet. With 189 member countries and more than 120 offices worldwide, we work with public and private sector partners, investing in groundbreaking projects and using data, research, and technology to develop solutions to the most urgent global challenges.For more information, visit www.worldbank.org. The WB Finance & Accounting (WFA) Vice Presidency is responsible for all aspects of the financial reporting and internal control framework for IBRD and IDA, and the extensive Trust Fund/Partnership portfolio of the WB entities. It supports an appropriate fiduciary control framework and administering disbursements for Bank lending and leads the client service function for the WB’s corporate expenses. Organizationally, WFA is comprised of three departments: (1) Corporate Accounting and Reporting, (2) Trust Funds and Loans, and (3) Financial Controls. In Controller’s our mandate supports both internal and external clients while we focus on delivery, optimization, impact, and people & culture. Unit And Tax Team Overview Within WFA, WFA Accounts Receivable, Payroll and Tax division (WFAPT in HQ and WFAPA in Chennai) is responsible for ensuring that (i) accounts receivable are recorded, monitored, and collected in a timely and efficient manner, (ii) salary and benefit payments to the WB staff are processed in a timely and efficient manner, and (iii) tax allowances to the WB staff and retirees are processed in a timely and efficient manner. It also provides strategic leadership and guidance to business units across the WB on developing and maintaining an effective system of internal controls over AR, payroll, and tax. The WFAPA is currently seeking an accounting analyst for its Tax function in Chennai. The Tax team in WFAPT administers tax allowances on World Bank compensation and tax supplements on Net Staff Retirement Plan pension payments in accordance with tax laws and WB policies.The Tax team is involved in the development and modification of tax policy, execution of all tax payments, monitoring of corresponding financial data, and actively participating in decisions on tax matters relating to the World Bank compensation and pension.The Tax team also undertakes research of national tax laws and evaluation of World Bank agreements with member countries to determine the tax implications on World Bank emoluments and pension. How Your Contributions Will Help Us Achieve Our Goals The Accounting Analyst will serve as a specialist, primarily to handle the tax allowance and other tax activities within the team in close coordination with the Tax team in Chennai and HQ, as well as design and implement tax processes and system improvements.The position also requires to interact with the payroll, AR, AP, People and Culture (PaC), Pension, and the Information and Technology Solution (ITS) teams. What You Will Do The Accounting Analyst functions as a technical staff and performs a variety of tasks, his/her responsibilities include but not limited to the following: Process U.S. tax allowance via PeopleSoft Tax Allowance system.This includes, but is not limited to, verify, and analyze quarterly tax allowance calculations/payments and prior year tax allowance reconciliations. Manage U.S. citizen staff tax transactions, verifying their status through HR-PeopleSoft, their payroll earnings through Payroll-PeopleSoft and any other non-payroll taxable earnings through SAP-AP, to ensure that earnings are in accordance with the Bank Staff Rules, to quality check their integrity and accuracy and to ensure that they are included in the tax allowance calculations in accordance to Staff Rule 6.04. Verify tax certificates submitted by staff (Form 70) to determine current year tax allowances and necessary adjustments to prior tax allowance payments. Manage Safety Net transactions, analyzing the tax returns against the World Bank Group Tax System considering Bank Group policy and IRS and state tax regulations. Monitor the Tax exception reports to detect anomalies in the tax allowance payments that require research and correction. Analyze/research/act on requests/queries related to tax allowance payments, earnings, and deductions, engaging in discussion as needed to understand and determine actions required. Provide support to staff by responding and managing Tax Office phone calls and emails queries. Coordinate tax allowance related matter with overseas staff who are either on extended or short-term assignments, Provide guidance to Accounting Assistants in the processing and verification of tax allowances. Identify process improvements, participate in Tax-related projects, and provide testing support for the system enhancements. Work with Accounting Officer on tasks such as analyze tax laws/policy related matters and determine necessary changes to the tax allowance calculations and tax system; and analyze accounting data to ensure integrity of the WBG’s financial records. Manage the monthly and quarterly reports for the unit. Review and update the procedure manuals as and when required. Selection Criteria What You Will Bring Bachelor’s or Master’s degree (Finance, Accounting, and Taxation); Professional accounting qualification (CPA, CA) or IRS Enrolled Agent not mandatory, but is a plus, Specialized in U.S individual income taxation, preferably in a Big 4 accounting firm with minimum of 3 years’ experience in preparation and review of individual tax returns and gross-up/tax equalization calculations for U.S./Non-U.S. assignees of multinational corporations, Technical qualification or certification may be desirable (Ex. Six Sigma, PMP certification). Core Technical Knowledge Strong knowledge of tax calculation, impact of different calculation elements in final tax allowance results, Thorough understanding of U.S. Accounting Standards and Generally Accepted Accounting Principles, Experience in financial data verification utilizing accounting systems, Proficiency in Microsoft Windows applications, namely Excel, Word and Power Point, including advanced spreadsheet design, manipulation, and analysis skills. A proven track record of problem-solving in an automated accounting environment; experience with SAP, PeopleSoft system is desirable, but not required. Strong client focus, flexible, and excellent team player. Demonstrated ability to learn new technology quickly and effectively use it for maximum productivity. Strong communication skills with the ability to prepare present and discuss findings in written and oral form. Outstanding interpersonal skills with ability to collaborate and deal with tact with staff at all levels. Proven ability to multi-task, meets tight deadlines, and attention to details. Ability to deal sensitively in multi-cultural environments and build effective working relations with clients and colleagues. WBG Culture Attributes Sense of Urgency – Anticipating and quickly reacting to the needs of internal and external stakeholders. Thoughtful Risk Taking – Taking informed and thoughtful risks and making courageous decisions to push boundaries for greater impact. Empowerment and Accountability – Engaging with others in an empowered and accountable manner for impactful results. World Bank Group Core Competencies The World Bank Group offers comprehensive benefits, including a retirement plan; medical, life and disability insurance; and paid leave, including parental leave, as well as reasonable accommodations for individuals with disabilities. We are proud to be an equal opportunity and inclusive employer with a dedicated and committed workforce, and do not discriminate based on gender, gender identity, religion, race, ethnicity, sexual orientation, or disability. Learn more about working at the World Bank and IFC , including our values and inspiring stories.

Chief Marketing Officer (CMO) – Fintech Cloud Pvt. Ltd. Location: Mumbai | Full-time | On-site Company Overview Fintech Cloud Pvt. Ltd. is a new-age fintech venture redefining how NBFCs operate in India. We partner with Non-Banking Financial Companies to launch fully digital, automated lending verticals that require minimal operational effort and deliver superior returns on capital. Our plug-and-play platforms offer end-to-end infrastructure across technology, underwriting, analytics, operations, and RBI-compliant servicing. Whether it’s AI-driven credit scoring, seamless borrower journeys, or scalable product launches, Fintech Cloud acts as a long-term strategic ally to our NBFC partners. We’re on a mission to make digital lending faster, smarter, and leaner. ⸻ Role Summary We are looking for a visionary Chief Marketing Officer (CMO) to lead our marketing function and drive strategic growth. This leadership role will be based at our Mumbai office and will work closely with the CEO, product, growth, and sales teams to build Fintech Cloud into a nationally trusted fintech brand. You will be responsible for building a strong digital and offline marketing strategy, driving lead generation and product adoption, managing PR and media relations, and leading the brand and communications function across all stakeholders—investors, NBFCs, borrowers, and regulators. ⸻ Key Responsibilities • Develop and execute integrated B2B and B2C marketing strategies to build brand awareness and drive lead acquisition. • Lead digital performance marketing across platforms (Google, Meta, LinkedIn, etc.) and optimize CAC. • Own the brand voice, positioning, and narrative across all channels. • Manage and grow a high-performing in-house and agency marketing team. • Oversee PR, media relations, industry partnerships, and event marketing. • Conduct market research, competitive analysis, and borrower insight studies to refine positioning and offerings. • Collaborate with product and sales teams to align go-to-market and messaging plans. • Track and report on key marketing KPIs including ROI, funnel efficiency, retention metrics, and campaign performance. • Manage the overall marketing budget and ensure optimal resource allocation ⸻ Required Qualifications • 10+ years of progressive experience in marketing roles, including 5+ years in a senior leadership capacity. • Proven expertise in digital marketing, brand strategy, and PR/media engagement. • Strong grasp of data-driven marketing, funnel optimization, and growth metrics. • Prior experience in fintech, digital lending, NBFC, banking, or financial services is highly preferred. • Outstanding leadership, communication, and stakeholder management skills. • Bachelor’s degree in Marketing, Business Administration, or a related field; MBA or equivalent is a strong plus. ⸻ What We Offer • Leadership role in a fast-scaling fintech brand • Competitive CTC and equity options • High autonomy, agile teams, and rapid decision-making • Opportunity to work directly with NBFCs, investors, and ecosystem leaders ⸻ Ready to Lead the Next Fintech Brand Revolution? Apply now and be part of Fintech Cloud’s leadership team driving the future of digital finance in India.

Job Description PLATFORM SOLUTIONS In Platform Solutions (PS), We Power Clients With Innovative And Customer-centred Financial Products. We Bring The Best Qualities Of a Technology Player And Combine That With The Best Attributes Of a Large Bank. PS Is Comprised Of Four Main Businesses, Underpinned By Engineering, Operations, And Risk Management Transaction Banking, a cash management and payments platform for clients building a corporate treasury system Enterprise Partnerships, consumer financial products that companies embed directly within their ecosystems to better serve their end customers Merchant Point-of-Sale Lending, a platform that provides custom credit financing for home improvement merchants to offer directly to their customers ETF Accelerator, a platform for clients to launch, list and manage exchange-traded funds Join us on our journey to deliver financial products and platforms that prioritize the customer and developer experience OUR IMPACT For Corporate Treasurers and Payments Executives, Transaction Banking (TxB™) is a tech-forward banking platform of choice to meet their electronic payment, foreign exchange, and liquidity needs. YOUR IMPACT Our organization is the first line of defense for control and governance to protect both clients’ and the firm’s financial assets; and to provide a differentiated, best-in-class client service. Transaction Banking Operations is a growing team with regional presence in Singapore, Bengaluru, London, New York and Dallas. All our offices work closely together as a single global team in support of our Transaction Banking business. The Operations Transformation and Change team is responsible for partnering cross functionally with Product, Risk, Operations, Engineering, Legal and Compliance teams to deliver successful product/feature launches. We are the invisible architects responsible for ensuring that all our product offerings in the business have a solid operational foundation. A successful candidate in this role is comfortable in ambiguous environments, is solution minded and is a strong communicator with a proven track record of collaboration and teamwork. Our team helps ensure that as the business grows and changes, Operations is not just keeping up – but leading from the front Job Summary And Responsibilities Be a part of a dynamic team within Transaction Banking Operations in support of new products being developed for global business Cultivate a data driven decision making culture for the organization, such as using data to identify inefficiencies and risks that drive critical investment decisions Help develop automation plans for end state metrics defined by the business and support team to become BI / AI center of excellence for the Operations organization Ensure our operations team feels empowered, efficient and heard as the team helps shape how new products and features get launched. Work alongside key stakeholders such as Compliance, Legal, Engineering and Risk in the implementation of new products and services to deliver TxB Roadmap and Business targets Identity data requirements and partner with Engineering to stand up real time (or close to real time) KPI and KRI framework and reporting Basic Qualifications SKILLS AND EXPERIENCE WE ARE LOOKING FOR: Bachelor’s degree with 3+ years of professional and relevant experience in Operations and Operations management Experience in Project Management and process re-engineering Experience in participating in the Software Development Life Cycle leveraging Agile Methodology tools, in a BA and SME capacity. Skills include including Requirements Documentation, Business Analysis, Testing and Production Go-Live Governance Understanding of AI / BI / RPA. Proven analytical skills, problem solving ability, and a control mindset paired with meticulous attention to detail Well-developed organizational skills Ability to work across regions and functions, preferably in the Financial Services industry Attention to detail and ability to work within tight timelines to deliver practical solutions Preferred Qualification Experience in change management, process re-engineering or product/feature launches Candidate must be proactive, enthusiastic and team oriented Experience in Transaction Banking, Client Implementation and Onboarding, Client Servicing and Payment Processing Servicing Familiarity with project tracking tools like JIRA or Confluence Able to adapt to changes and new challenges Strong written and verbal communication skills Strong leadership skills to influence and drive deliverables Able to oversee people, processes, and functions Lean Six Sigma certification or exposure to process improvement frameworks About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer

Job Description Business Unit Overview Loan Management primarily supports the Global Banking & Markets Division within Goldman Sachs. Loan Management, amongst other things, is responsible for directing and facilitating due diligence, portfolio analytics (at both, the deal and asset levels) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the US/EMEA. Loan Management in Bengaluru seeks an Analyst to support the US mortgage desk. He/she will be acting as an Asset Manager and be primarily responsible for all Asset Management functions of the Warehouse Lending positions. Functions include deal/legal document review, portfolio performance monitoring, deal covenant monitoring, reporting, market research and deal onboarding to internal system. The AM will be helping the US counterparts in Pre/Post close discussions with the Trading Desk and Clients to understand the business needs and gather information to perform all Asset Management functions. The ideal candidate possesses a strong understanding of structured finance asset classes, with experience on both the residential and consumer sides. Key Responsibilities Deal Management: Manage warehouse facilities, assist legal and deal teams in negotiating loan terms and associated documents. Ensure seamless execution of warehouse deals. Legal Document Interpretation: Expertly read and interpret governing legal documents such as credit agreements, fee letters, custodian agreements, and service agreements. Data Modeling: Translate complex loan documentation into meaningful Excel or system models for analysis and reporting. Collateral Management: Ensure collateral data adequacy for funding and other deal-related activities. Covenant Monitoring & Reporting: Monitor key financial covenants within deal documents, effectively capture and analyze portfolio trends, and report to stakeholders. Data Integrity: Ensure accurate data flow for all managed deals within internal systems, by collaborating with the mortgage desk, technology, and operations teams. Relationship Management: Manage client and internal stakeholder relationships, ensuring smooth execution of various warehouse deals. Process Improvement: Participate in ad hoc/special projects to support process improvement and the implementation of technology initiatives. Reporting Solutions: Develop reporting solutions using internal tools and identify issues with reporting rules. Dashboard Monitoring & Tracking: Maintain various internal dashboards that track portfolio data and communicate results to various business groups at different deal stages. Qualifications Relevant experience in Mortgages or Consumer Portfolio / Collateral Analytics / Asset Management. Strong academic background – Finance, business, accounting degree with a minimum 3.5 GPA or equivalent Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships. Solid analytical/logical mindset and attention to detail Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Alteryx, CAS, and Tableau experience is a plus. Strong project management skills include Stakeholder Management skills, portfolio management experience and ability to translate requirements to deliverables. Commercial focus and interest in financial and RE markets Mortgage banking or other financial industry experience preferred. Able to work under tight time constraints and extended hours as required. Ability to prioritize workload, manage expectations and is a team player. Ability to work independently while supporting team goals /objectives. Working knowledge of structured finance asset classes (residential and consumer). Self-motivated with keen analytical skills. Ability to effectively interact with all stakeholders. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities, and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2024. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer.

Title : Growth Management - Manager – Offline Merchant Growth About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Offline Payment vertical caters to our merchant partners by offering them products like QR code, Soundbox, EDC, Loan. Paytm has been a pioneer in merchant space by introducing innovative solutions like QR codes to accept payments and Sound-box to recon payments by voice alerts. We are also distributing loans to these partners via our 'Paytm for Business' App. About the Role: We’re looking for a high-agency, analytically strong Growth Manager to drive scalable and sustainable growth for Paytm’s Merchant Lending business. This is a strategic role focused on uncovering and executing growth opportunities across the funnel, from increasing awareness and reach, to improving conversion, retention, and monetization. You will go beyond operational execution and own key business questions:  Where is the funnel leaking?  Which cohorts are behaving differently?  What are the biggest levers to grow loan disbursals?  Which user journeys or product flows are broken or inefficient? If you enjoy working at the intersection of data, product, marketing and user behavior, and care about solving real-world problems for India’s small businesses, we’d love to hear from you. Key Responsibilities:  Own growth diagnostics across the funnel, from impressions to disbursals, and identify high-impact interventions  Discover and define user cohorts that behave differently (e.g., by credit score availability, session intensity, geography, product interaction)  Identify opportunities to increase visibility (impressions), CTR, conversion, and engagement using experiments, segmentation, and campaign innovation  Design and evaluate growth experiments using control groups and attribution models to find what works and scale it  Partner with Product and Business teams to improve in-app journeys, address drop- offs, and reduce friction in loan application flow  Collaborate with CLM / CRM campaign managers to deploy retargeting, education, and engagement campaigns, but always with a lens of outcome-based impact  Use tools like SQL and Looker to build dashboards and perform deep-dive analyses  Continuously track funnel health, campaign effectiveness, and market trends to propose new strategic bets  Use AI to FastTrack ops, improve efficiency and unlock growth Requirements:  4 to 6 years of experience in a growth, marketing analytics, or product marketing role, preferably in fintech, e-commerce, or consumer tech  Strong understanding of user funnels, segmentation, attribution models, and LTV vs CAC principles  Hands-on experience with analytics tools like SQL, Looker, or Amplitude; and engagement tools like CleverTap or MoEngage  Ability to generate and test hypotheses using data, and translate insights into product or marketing actions  Comfortable working cross-functionally with design, content, product, analytics, and business teams  Excellent problem-solving skills, structured thinking, and a bias toward experimentation and measurement  Self-starter with the ability to thrive in a fast-paced, ambiguous environment Bonus Skills:  Working knowledge of Figma or other design tools to create quick mocks and iterate fast with content/design teams  Experience in lending, banking, or regulated products  Strong storytelling skills, ability to synthesize data and findings into clear growth narratives Why join us? · A collaborative output driven program that brings cohesiveness across businesses through technology · Improve the average revenue per use by increasing the cross-sell opportunities · A solid 360 feedback from your peer teams on your support of their goals · Respect, that is earned, not demanded from your peers and manager

📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate Manager– Credit Management (Australian Mortgage Underwriting) roles, and we are conducting a Walk-in Drive in Bengaluru (Karle) . 📅 Walk-in Drive Details: 📍 Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) 🗓 Date: Saturday, 26th July ⏰ Time: 11:00 AM – 2:00 PM Contact HR SPOC – Vignesh Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. Key Responsibilities: End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines. Perform income verification, credit checks, property valuation reviews, and responsible lending assessments. Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps. Provide timely and high-quality credit decisions while meeting SLA and compliance standards. Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements. Mentor and guide junior underwriters, and support process improvements. Prepare daily/weekly reports on pipeline, SLAs, and quality metrics. Requirements: Graduate/Postgraduate in Finance, Commerce, or a related field. Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain. Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems. Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus. Excellent analytical, communication, and documentation skills. Ability to work in fast-paced environments and meet deadlines. Preferred Skills: Certification in mortgage lending or credit assessment. Experience with income types including PAYG, self-employed, rental, foreign income. Sound knowledge of credit bureaus like Equifax (AU). Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

Job Title: Business Product Manager Location: Bangalore – HSR Layout Experience: 3 to 4 Years Job Type: Full-time About the Team Are you passionate about building customer-centric, problem-solving tech products that genuinely impact lives? At Propelld, our Product team thrives on innovation, empathy, and a relentless drive to solve real-world problems. We're a curious, driven, and collaborative bunch—if this resonates with you, you're already halfway there. About the Role We are on the lookout for a dynamic Product Manager to join our growing fintech ecosystem, focused on solving real problems in the education loan landscape through technology. You’ll be instrumental in crafting digital journeys that simplify co-lending models, streamline customer onboarding , and enhance the borrower-lender experience in a scalable, intuitive way. At Propelld, we aim to reimagine the core lending infrastructure to make credit more accessible, especially for students. If building products that empower the next generation of learners excites you, let’s talk. Key Responsibilities As a Product Manager, you will: Define holistic problem statements and translate them into scalable tech solutions. Deeply understand user personas, especially in the fintech and co-lending space , and craft journeys that simplify complex workflows such as loan application, document verification, lender matching, and disbursal . Drive end-to-end product development from ideation to execution, with detailed PRDs, wireframes, and data-driven prioritization. Collaborate with lending partners to align on co-lending frameworks, integration models, and borrower risk assessment processes. Own and deliver a quarterly product roadmap with clear goals and success metrics. Improve customer onboarding funnels , reduce drop-offs, and increase activation and engagement using sharp analytics and experimentation. Conduct user interviews and customer conversations to validate hypotheses and drive product iterations. Utilize SQL, Python, or R to analyze user behavior and assess product impact. Partner with engineering, design, compliance, and marketing teams to launch high-quality features on time. Proactively identify roadblocks and collaborate with stakeholders to drive resolution. What You’ll Work On Create seamless journeys for both customers and lending partners in a multi-party co-lending ecosystem . Build intelligent systems that support credit decisioning, KYC, repayment tracking , and portfolio health. Drive engagement and retention campaigns , including cross-sell, referral, and upsell strategies. Innovate on lifetime value (LTV) enhancement , and design features to increase customer trust and stickiness. Constantly benchmark against competitors and stay updated with regulatory changes in lending and fintech . Required Skills & Experience 3–4 years of hands-on product management experience, preferably in customer-facing (B2C) fintech products. Solid understanding of digital lending lifecycle , including origination, underwriting, and collections. Strong command over SQL and either Python or R for product analytics. Demonstrated success in running engagement and growth campaigns . Experience working on customer onboarding flows , product adoption, and drop-off optimization. Preferred Qualifications Prior exposure to fintech or edtech domains, especially in a lending-focused setup. Understanding of NBFC-lender dynamics , regulatory compliance, and tech integration in co-lending models . Strong storytelling, analytical thinking, and communication skills to influence cross-functional teams. What We Offer A collaborative and driven team of product thinkers. Clear growth path towards product leadership. A culture that supports experimentation, learning, and meaningful failure. Freedom to explore and shape solutions that directly impact millions. Competitive compensation and the opportunity to build products that matter. How to Apply: If this sounds like your kind of challenge, share your updated resume at sushma@propelld.com and tell us how you’d shape the future of lending!

Job description Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. More about us on https://www.creditsaison.in Key Responsibilities: 1)Property & Legal Compliance: ● Sound knowledge of state-wise property laws, local bylaws, and regulatory requirements. ● Review Title Search Reports (TSR), title deeds, and chain documents of immovable properties. 2)Legal Due Diligence & Liaison: ● Coordinate with external legal counsel for title search reports, legal opinions, and property documentation. ● Ensure clear and marketable title of properties offered as collateral. 3)Field & Branch Coordination: ● Travel to locations/branches for physical verification, legal checks, and dispute resolution as needed. 4)Legal MIS & Documentation: ● Maintain Legal MIS (tracking cases, legal vetting, and documentation). ● Ensure compliance with internal legal policies and external regulatory norms. 5)Process & Policy Implementation: ● Assist in drafting and implementing legal policies in coordination with the credit team. ● Contribute to process improvements and policy frameworks related to lending & security documentation. Desired Candidate Profile: ● LLB qualified with 4-5 years of experience in Banks/NBFCs. ● Strong understanding of property laws, mortgage documentation, and title scrutiny. ● Ability to liaise with lawyers, local authorities, and internal teams. ● Willingness to travel as per business needs. ● Local candidates & immediate joiners preferred.

Job Summary The role is responsible for: To review Regulatory Circulars and Policies pertaining to CMF To ensure end to end implementation of RBI Circulars and Policies pertaining to CMF Review end to end processes of Account Opening, eCDD, Reg reporting, CRC related activities. Co-ordination with all relevant stake holders. Managing the country Enablement team which is responsible for proper KCSA / CST processes, SLAs, ASTAR, operational risk management, audit & regulatory engagements, etc. Appropriate and timely escalations, especially significant risk issues, to any governance committees or to other stakeholders in senior management, risk or control functions as appropriate Embedding risk management, governance, and reporting best practices Strategy Enablement Standards Spearhead consistent application of Departmental Operating Instructions (DOIs) and standard work across Client Management teams Drive a consultative, collaborative and risk-based approach towards addressing identified risk issues Create a local culture of open and transparent engagement with auditors and regulators across Client Management teams Enhance Client Management knowledge and embed risk management, governance, and reporting best practices Ensure uniform approach towards implementation of Global Client Management Model and adherence to DOIs Facilitate a “zero operational loss” and “first time right” culture by servicing as a subject matter expert in areas of responsibility Business Ownership of regulatory and audit requests pertaining to Client Management areas of responsibility Maintain good working relationships with the various Business Units, Finance, Risk, Technology, and Operations community Undertake ad-hoc duties and when delegated by Country Client Management Head Key Responsibilities Processes Ensure all relevant credit fulfilment activities including discharge of security documentation, monitoring of collateral values, monitoring of dated credit and security documents, etc. are performed on time and to agreed standards Ensure proper working of Key Control Self-Assessment (KCSA) / Control Standard Test (CST) process- all KCSAs/CSTs must be conducted following the relevant guidelines and completed within the deadlines Review of operational risk reports. Follow-up on progress/action plans to address operational risks. Ensures CST exceptions are lodged in EORP system on a timely basis; works with relevant stakeholders and committees are informed and clear plans of action to address CSTs exceptions are in place Ensure CST scores are maintained within thresholds. Ensure rework is closely monitored and controlled. Conduct monthly rework forums to discuss repeat themes and arrive at corrective actions involving Client Management. Management of audit and regulatory inquiries. Works with team and stakeholders to deliver relevant requirements within stipulated timelines, reviewing output from Enablement Specialists to ensure adherence to audit and regulatory engagement, data quality, and reporting standards and best practices Ensure, lead, and monitor both strict adherence to regulatory requirements, and efficient preparation of audit reviews Works with second line functions (e.g. Financial Crime Compliance Assurance teams) to manage second line reviews, queries, and escalations Manage in country or other remediation as required to ensure gaps in capability, process or data/docs are brought up to a best-in-class standard over time Manages all Department Operating Instructions used by Client Management in-country, ensuring that DOIs and any relevant operating guidelines and guides utilized by in-country teams are in line with the latest approved versions and standards Ensures all Service Level Agreements (SLAs) are properly maintained and documented; coordinates any changes in SLAs and ongoing Service Review Meetings (SRMs) Works with relevant teams to ensure that relevant country regulatory nuances (e.g. due to changes in regulations and central bank memoranda) are appropriately incorporated into the processes and procedures of Client Management. Engages with relevant group, regional, and country stakeholders to ensure these changes are documented as country deviations, where required, against global operating standards. Preparation and review of ASTAR (Account Subject to Additional Review) report and Credit Issues Committee (CIC) pack Check and process lodgement / withdrawal in Collateral Management System (CMS) Checking of approval authority wherever required to ensure that approvals obtained are at the correct authority levels. This includes checking of any additional approvals required because of specific policy and/or country underwriting requirements. Perform duties of the Department Crisis Coordinator (DCC) for the Business Continuity Plan Resolve escalations from team Responsible for appropriate and timely escalations, especially significant risk issues, to any governance committees or to other stakeholders in senior management, risk or control functions as appropriate Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Management of financials and headcount / hiring of the Client Management in-country team Management of requirements for change initiatives / enhancements / migrations Management and review of productivity and capacity model and assessment for Client Management in-country team People & Talent * Ensure staff are adequately trained to support both existing and any new requirements Provide/ secure / enable access to relevant role-specific and general training to the team Manage talent and hiring across the Client Management organization, ensuring high performance team and bench strength. Own the development of the individuals within the team, using performance management and staff development to provide a deep pool of talent and opportunities for individual growth Collaborate with members of the team and plan individual training to be completed over the P3 cycle, to achieve required competencies Enable team to function optimally, providing guidance and coaching to members. Drive and encourage cross-training and mentorship, facilitating interchange of best practices amongst team members and across teams Conduct regular 1-1s to review individual KPIs and provide feedback on an ongoing basis Manage and control overall attrition at acceptable level. Attrition of top performers to be managed. Minimize key man risks within team. Develop succession plan for self and for all critical resources in the team Risk Management Creation & maintenance of a compliance culture, undertake compliance monitoring through the Operational Risk Framework, proactively advise Country Compliance on compliance issues Assist in coordinating, facilitating and promoting understanding of operational risk and in implementation and management of OR within the Unit. Ensure all activities are done in line with the laid down Departmental Operating Instructions (DOI) / Roles & Responsibilities and other procedures that are rolled out from time to time. Report any deviation (if any) to appropriate authorities and obtain proper dispensations Ensure all internal policies and procedures are implemented with the group policies, local legal and regularity guidelines Governance Ensure that filing of security documentation / obsolete documentation / all maintenances / instructions on own portfolio are in good manner and easy to retrieve if required Ensure that there is effective MIS in place to monitor performance of countries include Key Risk Indicators and that these reports are analysed and actions initiated where necessary Ensure there are appropriate frameworks in place to guarantee that the Client Management team functions within the Group’s risk appetite and relevant risks are appropriately managed in conjunction with management, direct reports, and other stakeholders Fulfil supervisory responsibilities in line with supervisory principles Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the Client Management Team to achieve the outcomes set out in the Bank’s Conduct Principles: Financial Crime Compliance; The Right Environment Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. [Insert local regulator e.g. PRA/FCA prescribed responsibilities and Rationale for allocation]. Key stakeholders Internal Country Client Management Head Client Management Managers, Specialists, Makers, and Checkers Lending Documentation Unit Commodities Transaction Management Unit Client Management Group Team Group Operational Risk Team Regional CDD Risk Managers Country Operational Risk Country Compliance Group Internal Audit Country Financial Crime and Risk Committee Non-Financial Risk Committee Financial Crime Compliance Continuous Assurance Early Alert Committee Credit Issues Committee Country Operational Risk Committee CLDM Governance Client Documentation and Control Country Chief Risk Officer Other Responsibilities Embed Here for good and Group’s brand and values in the Client Management Team Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Multiple functions (double hats); where applicable [List all responsibilities associated with the role] Skills And Experience Manage Conduct Manage Risk Manage People Operational Process Management Credit Fulfilment (including custody & collateral management) Operational Risk Framework Data Conversion and Reporting Managing Regulatory Relationships Regulatory Reporting and Filing Regulatory Liaison Qualifications Ability / experience managing individuals / teams Ability to build strong relationships with diverse stakeholders, work collaboratively with them to deliver robust control and risk management outcomes Ability to make risk-based decisions, balancing client needs with risk and governance considerations Superior writing and presentation skills in English Sound knowledge of local regulations (CDD, credit and lending, risk management), guiding rules and regulations of relevant authority, and audit functions Knowledge and experience in relevant risk, control and governance functions Knowledge and experience in relevant processes managed by Client Management Highly proficient in MS Excel About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Summary The role is responsible for: To review Regulatory Circulars and Policies pertaining to CMF To assist end to end implementation of RBI Circulars and Policies pertaining to CMF To review end to end processes of Account Opening, eCDD, Reg reporting, CRC related activities. Co-ordination with all relevant stake holders. Proper working of Key Control Self-Assessment (KCSA) / Control Standard Test (CST) processes Performing relevant credit fulfilment activities including discharge of security documentation, monitoring of collateral values, monitoring of dated credit and security documents, etc. on time and to agreed standards Preparation of ASTAR (Account Subject to Additional Review) report Daily excess and past due monitoring and reporting Discharge of custodial functions as per Group Standards Generation of relevant reports and requirements to meet audit and regulatory requests Responsibilities Strategy Enablement Standards Champion consistent application of Department Operating Instructions (DOIs) and standard work across the Client Management teams Support and contribute to a consultative, collaborative, and risk-based approach towards addressing identified risk issues Support the development of a local culture of open and transparent engagement with auditors and regulators across the Client Management teams Enhance Client Management knowledge and embed risk management, governance, and reporting best practices Facilitate a “zero operational loss” and “first time right” culture by servicing as a subject matter expert in areas of responsibility Business Support regulatory and audit requests pertaining to Client Management areas of responsibility Maintain good working relationships with the various Business Units, Finance, Risk, Technology, and Operations community Undertake ad-hoc duties and when delegated by Line Manager and Country Client Management Head Processes Perform relevant credit fulfilment activities including discharge of security documentation, monitoring of collateral values, monitoring of dated credit and security documents, etc. on time and to agreed standards Ensure proper working of Key Control Self-Assessment (KCSA) / Control Standard Test (CST) process- all KCSAs/CSTs must be conducted following the relevant guidelines and completed within the deadlines Lodge CST exceptions in EORP system; ensure relevant stakeholders and committees are informed and clear plans of action to address CSTs exceptions are in place Ensure CST scores are maintained within thresholds. Ensure rework is closely monitored and controlled. Conduct monthly rework forums to discuss repeat themes and arrive at corrective actions involving Client Management. Preparation of ASTAR (Account Subject to Additional Review) report Preparation of the Credit Issues Committee (CIC) pack, managing invites and minutes Key Responsibilities Daily excess and past due monitoring and reporting Generation of relevant reports and requirements to meet audit and regulatory requests, ensuring submissions are made on a timely basis and the integrity of information used for reporting purposes Generate daily, fortnightly, monthly reports as required for Senior Management Work with second line functions (e.g. Financial Crime Compliance Assurance teams) to manage second line reviews, queries, and escalations Discharge of custodial functions as per Group Standards Check and process lodgement / withdrawal in Collateral Management System (CMS) Ensure CMS reports are downloaded and actioned based on the laid down process Maintain a record of temporary withdrawal security documentation and monitor if status of the security documentation is still outstanding for more than 6 months on a monthly basis Discharge of Key Holders Responsibilities as per Group Policies Ensure arrangement is made to change combination of the vault keys semi-annually Ensure the rolling of vault keys within semi-annual basis and ensure safe keeping of spare keys in Standard Chartered Bank Branch Safe keep the security documentation in Fire Proof Vaults and with Cisco Scan securing documents in shared drive People & Talent Provide effective orientation /guidance to new Joiners on the bank’s policies/procedures/processes to ensure their successful assimilation into the team and the bank Develop and implement a personal learning plan with team manager, to attain necessary competencies Successfully complete milestones as laid out in implemented personal learning plan Risk Management Support the development of a compliance culture, undertake compliance monitoring through the Operational Risk Framework, proactively advise management on compliance issues Assist in coordinating, facilitating and promoting understanding of operational risk and in implementation and management of OR within the Unit. Ensure all activities are done in line with the laid down Departmental Operating Instructions (DOI) / Roles & Responsibilities and other procedures that are rolled out from time to time. Report any deviation (if any) to appropriate authorities and obtain proper dispensations Ensure all internal policies and procedures are implemented with the group policies, local legal and regularity guidelines Governance Ensure that filing of security documentation / obsolete documentation / all maintenances / instructions on own portfolio are in good manner and easy to retrieve if required Ensure that there is effective MIS in place to monitor performance of countries include Key Risk Indicators and that these reports are analysed and actions initiated where necessary Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the Client Management Team to achieve the outcomes set out in the Bank’s Conduct Principles: Financial Crime Compliance; The Right Environment Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. [Insert local regulator e.g. PRA/FCA prescribed responsibilities and Rationale for allocation]. Key stakeholders Internal Client Management Managers, Specialists, Makers, and Checkers Country Client Management Head Lending Documentation Unit Commodities Transaction Management Unit Regional CDD Risk Managers Country Operational Risk Country Compliance Group Internal Audit Country Financial Crime and Risk Committee Financial Crime Compliance Continuous Assurance Early Alert Committee Credit Issues Committee Country Operational Risk Committee Other Responsibilities Embed Here for good and Group’s brand and values in the Client Management Team Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Multiple functions (double hats); where applicable [List all responsibilities associated with the role] Skills And Experience Manage Conduct Manage Risk Manage People Operational Process Management Credit Fulfilment (including custody & collateral management) Operational Risk Framework Data Conversion and Reporting Managing Regulatory Relationships Regulatory Reporting and Filing Regulatory Liaison Qualifications Meticulous with a good eye for detail; able to work quickly and accurately A team player with good interpersonal skills Ability to work independently and able to cope with pressures from tight deadlines Good writing and presenting skills in English Proficient in MS Excel About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Description We are looking for an experienced Relationship Manager to drive business development for our loan marketplace. The role involves sourcing leads through DSAs and channel partners, while also acting on inbound digital leads as well as be sourcing cases from open market through cold-calling and using references. The ideal candidate should be field-oriented, organized, and skilled at managing multiple stakeholders, with prior experience in channel management and lending products such as Supply Chain Financing and Working Capital Financing which includes Invoice Discounting structures, Working Capital Demand Loans, Term Loans, etc. Experience of other products like Business Loans, LAPs, etc is a plus. Roles & Responsibilities Source leads through DSAs, loan agents, and other channel partners. Onboard and engage new sourcing partners and maintain regular interactions with existing ones. Coordinate with lending partners to ensure smooth case movement and support during the loan process. Candidate needs to be adept at sourcing deals from open market through cold calling and reaching out through references Review lead quality, documentation, and case readiness before submission. Track lead progress, disbursal status, and maintain regular reporting on key metrics. Conduct regular market visits and maintain strong relationships across partner networks. Requirements 4–10 years of experience in or secured loan sales via DSA/channel sourcing. Strong network of DSAs and understanding of secured loan documentation. Candidate should have at least basic knowledge of reading the financials Prior experience working with or coordinating across lending institutions. Excellent communication, relationship management, and follow-up skills. Comfortable with fieldwork and independently handling partner relationships. Proficient in MS Excel and basic reporting tools.

Job Description A little more about your role, collaborate with equipment vendors, and assess the condition of electrical assets. You will collaborate with the team on the following: Working with the wider project team to lead and develop cost-effective, efficient and innovative solutions to complex problems to create practical designs. Delivering projects in a variety of stages of maturity, including Feasibility Studies, Concept Designs, FEED Studies, Value Engineering and Detailed Design. Preparation and development of Electrical deliverables such as Single Line Diagrams, cable calculations, cable block diagrams, plant layouts, cable routing, cable containment design, switchgear configurations philosophies and produce bill of materials/quantities for electrical systems. Working with equipment vendors on developing designs of equipment packages and participating in technical evaluations of vendor designs. Working with owners, operators and investors to assess the condition of electrical assets and their designs for their capability, risk, opportunity and need for intervention Responsibilities  Developing proposals and bids for the EC&I discipline and contributing to multi-disciplinary proposals. Need experience in working for Thermal, CCUS, BESS & Renewable projects Your Team Our team’s expertise covers all Energy Transition generation and conversion technologies including novel, first of a kind concepts and other low or zero carbon technology. Working together with private developers, power utilities, government bodies, banks, lending agencies, contractors and OEM’s we safely deliver projects whilst meeting and exceeding client expectations. Our teams are tactically placed in the UK, India, Ireland and wider Europe. We work internationally with our clients and other Energy sector teams in North America, Middle East, Africa, South America, Asia, New Zealand and Australia. The Energy Transition team provides services to Clients from inception through development, construction, operation, and decommissioning. An approach that sees us support our clients over the entire lifecycle of a project. Qualifications Degree qualification in relevant Engineering subject supported with significant post graduate experience in electrical design and or operation, maintenance and testing. Chartered Engineer and a member of relevant Engineering Institute. The ability and desire to assume a lead role in the development of Electrical deliverables and or the assessment of assets under construction or in operation. Knowledge of design construction and operation of power and energy projects. Proven understanding of either the design process and ability to demonstrate working knowledge of brief/scope documents, design concepts as well as experienced in producing calculations and or the commissioning, operation, maintenance and testing of medium and high voltage equipment and systems About Us WSP is one of the world's leading professional services consulting firms. We are dedicated to our local communities and propelled by international brainpower. We are technical experts and strategic advisors including engineers, technicians, scientists, architects, planners, surveyors and environmental specialists, as well as other design, program and construction management professionals. We design lasting solutions in the Transportation & Infrastructure, Property & Buildings, Earth & Environment, Power & Energy, Resources and Industry sectors, as well as offering strategic advisory services. Our talented people around the globe engineer projects that will help societies grow for lifetimes to come. With approximately 4,000 talented people across 3 locations (Noida, Bengaluru & Mumbai offices) in India and more than 73,000 globally , in 550 offices across 40 countries , we engineer projects that will help societies grow for lifetimes to come. At “WSP” we draw on the diverse skills and capabilities of our employees globally to compete for the most exciting and complex projects across the world and bring the same level of expertise to our local communities. We are proud to be an international collective of innovative thinkers who work on the most complex problems. Unified under one strong brand, we use our local expertise, international reach and global scale to prepare our cities and environments for the future, connect communities and help societies thrive in built and natural ecosystems. True to our guiding principles, our business is built on four cornerstones: Our People, Our Clients, Our Operational Excellence and Our Expertise. www.wsp.com We are Passionate people doing purposeful and sustainable work that helps shape our communities and the future. A collaborative team that thrives on challenges and unconventional thinking. A network of experts channeling our curiosity into creating solutions for complex issues. Inspired by diversity, driven by inclusion, we work with passion and purpose. Working with Us At WSP, you can access our global scale, contribute to landmark projects and connect with the brightest minds in your field to do the best work of your life. You can embrace your curiosity in a culture that celebrates new ideas and diverse perspectives. You can experience a world of opportunity and the chance to shape a career as unique as you. Our Hybrid Working Module With us, you can operate in a flexible, agile, yet structured work environment and follow a Hybrid Work Model. Maximize collaboration. Maintain product quality and cultural integrity. Balance community, collaboration, opportunity, productivity, and efficiency. Health, Safety and Wellbeing Our people are our greatest asset, and we prioritize a safe work environment. Health, safety, and wellbeing are integral to our culture, with each of us accountable for fostering a safe workplace through our “Making Health and Safety Personal” initiative. Our Zero Harm Vision drives us to reduce risks through innovative solutions, earning recognition for our global health and safety practices with the prestigious RoSPA Health and Safety Awards for six consecutive years. Inclusivity and Diversity WSP India is dedicated to fostering a sustainable and inclusive work environment where our greatest strength - Our People -feel valued, respected, and supported. We ensure an unbiased approach in hiring, promotion, and performance evaluation, regardless of age, gender identity, race, religion, sexual orientation, marital status, physical ability, education, social status, or cultural background. Imagine a better future for you and a better future for us all. Join our close-knit community of over 73,300 talented global professionals dedicated to making a positive impact. Together, we can make a difference in communities both near and far. With us, you can. Apply today. NOTICE TO THIRD PARTY AGENCIES: WSP does not accept unsolicited resumes from recruiters, employment agencies, or other staffing services. Unsolicited resumes include any resume or hiring document sent to WSP in the absence of a signed Service Agreement where WSP has expressly requested recruitment/staffing services specific to the position at hand. Any unsolicited resumes, including those submitted to hiring managers or other business leaders, will become the property of WSP and WSP will have the right to hire that candidate without reservation – no fee or other compensation will be owed or paid to the recruiter, employment agency, or other staffing service.

Job Description Vertical: ImpactGuru Technology Ventures Pvt. Ltd. (Crowdfunding Platform) Role: City Head About the Organization: The CarePal Group was created to offer innovative financing solutions that bridge the Out-of-Pocket Expense Needs of middle-class Indians. Our vision is to build India’s first and largest integrated healthcare financing ecosystem by bringing Medical Crowdfunding, Lending, and Health Assurance under one umbrella. The group operates through three core entities: ImpactGuru – India’s largest medical crowdfunding platform CarePal Money – India’s first medical lending marketplace, offering instant medical loans and EMI-based financing solutions to patients through partnerships with NBFCs, hospitals, and fintech platforms CarePal Secure – A modern healthcare protection marketplace offering affordable insurance and assurance products We are a Series B-funded fintech start-up in the hyper-growth stage, with a pan-India presence of 500+ employees . Our leadership comprises alumni from Harvard, Wharton, Parsons, IIT, and IIM . Key Responsibilities: Build and manage strategic alliances with doctors and hospitals to drive patient referrals for crowdfunding and medical loans through CarePal Money Lead and mentor the sales team in your city/region, ensuring target achievement , field effectiveness, and professional development Develop new crowdfunding and lending opportunities by identifying patient needs and introducing EMI-based financing solutions at partner hospitals Drive awareness and adoption of CarePal Money by enabling hospitals and patients to access instant medical loans and zero-cost EMI options Set revenue goals and manage both the crowdfunding and lending pipeline on a weekly and monthly basis Provide continuous market feedback on customer experience, competition, and product gaps to help refine CarePal’s lending solutions Ensure smooth lending operations by coordinating between patients, hospital finance teams, and partnered NBFCs/fintech lenders Take full ownership of the city-level P&L , ensuring operational efficiency, revenue growth, and financial sustainability Required Skills & Experience: 5+ years in B2C sales , preferably in healthcare or a startup environment Experience in team leadership and sales target achievement Willingness to travel extensively within the region Prior experience in medical crowdfunding, health-tech, or hospital/doctor engagement Preferred (Good to Have): Experience in retail financial services (e.g., selling loans, EMIs, insurance) Background in managing large field sales teams or partner networks Perks & Benefits: Exposure to India's fastest-growing fintech/health-tech startup ecosystem High-impact role with direct influence on healthcare access for patients Competitive salary + performance-based bonuses Diverse and inclusive work culture focused on purpose-driven growth

Title : Growth Management - Manager – Offline Merchant Growth About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Offline Payment vertical caters to our merchant partners by offering them products like QR code, Soundbox, EDC, Loan. Paytm has been a pioneer in merchant space by introducing innovative solutions like QR codes to accept payments and Sound-box to recon payments by voice alerts. We are also distributing loans to these partners via our 'Paytm for Business' App. About the Role: We’re looking for a high-agency, analytically strong Growth Manager to drive scalable and sustainable growth for Paytm’s Merchant Lending business. This is a strategic role focused on uncovering and executing growth opportunities across the funnel, from increasing awareness and reach, to improving conversion, retention, and monetization. You will go beyond operational execution and own key business questions:  Where is the funnel leaking?  Which cohorts are behaving differently?  What are the biggest levers to grow loan disbursals?  Which user journeys or product flows are broken or inefficient? If you enjoy working at the intersection of data, product, marketing and user behavior, and care about solving real-world problems for India’s small businesses, we’d love to hear from you. Key Responsibilities:  Own growth diagnostics across the funnel, from impressions to disbursals, and identify high-impact interventions  Discover and define user cohorts that behave differently (e.g., by credit score availability, session intensity, geography, product interaction)  Identify opportunities to increase visibility (impressions), CTR, conversion, and engagement using experiments, segmentation, and campaign innovation  Design and evaluate growth experiments using control groups and attribution models to find what works and scale it  Partner with Product and Business teams to improve in-app journeys, address drop- offs, and reduce friction in loan application flow  Collaborate with CLM / CRM campaign managers to deploy retargeting, education, and engagement campaigns, but always with a lens of outcome-based impact  Use tools like SQL and Looker to build dashboards and perform deep-dive analyses  Continuously track funnel health, campaign effectiveness, and market trends to propose new strategic bets  Use AI to FastTrack ops, improve efficiency and unlock growth Requirements:  4 to 6 years of experience in a growth, marketing analytics, or product marketing role, preferably in fintech, e-commerce, or consumer tech  Strong understanding of user funnels, segmentation, attribution models, and LTV vs CAC principles  Hands-on experience with analytics tools like SQL, Looker, or Amplitude; and engagement tools like CleverTap or MoEngage  Ability to generate and test hypotheses using data, and translate insights into product or marketing actions  Comfortable working cross-functionally with design, content, product, analytics, and business teams  Excellent problem-solving skills, structured thinking, and a bias toward experimentation and measurement  Self-starter with the ability to thrive in a fast-paced, ambiguous environment Bonus Skills:  Working knowledge of Figma or other design tools to create quick mocks and iterate fast with content/design teams  Experience in lending, banking, or regulated products  Strong storytelling skills, ability to synthesize data and findings into clear growth narratives Why join us? · A collaborative output driven program that brings cohesiveness across businesses through technology · Improve the average revenue per use by increasing the cross-sell opportunities · A solid 360 feedback from your peer teams on your support of their goals · Respect, that is earned, not demanded from your peers and manager

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycle, fulfilling customer requests and providing best-in class service. Responsibilities Roles & Responsibilities: Responsible for day-to-day operations and administration of the Branch, ensuring strict compliance with Bank's policies and procedures. Responsible for branch operations and service delivery to the customers of a designated branch in our rural network. Data entry of application forms, creation of customer IDs, accounts, etc. File / document checking including KYC checking, application forms and loan document verification. Handling cash and clearing transactions. Maintaining good audit rating for the branch. Work towards ensuring best in class service delivery at the branch for external and internal customers. Work as an effective business partner in strategizing and driving the implementation of critical operational and regulatory practices for the branch such as compliance, Lending operations and operational risk. Oversee quality initiatives across operations team for optimization of processes in order to improve TAT and upgradation of SLAs. Employ tools such as automation and digitization to increase process efficiency. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 2 to 5 years of relevant experience in Banking or allied Business.

Job Requirements Role/ Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose: The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 0-2 year of experience in retail banking, preferably with exposure to lending products

Company Description ExperExperian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money. We operate across a range of markets, from financial services to healthcare, automotive, Agri finance, insurance, and many more industry segments. We invest in experienced people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 23,300 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com . Job Description Job description: The Senior SRE will be responsible for continued improvement and support of the Windows server environment including Windows 2012, Windows 2016, Windows 2019, and Windows 2022 whilst having knowledge of Virtualization with VMWare and HPE Hardware products. Ansible or BladeLogic experience is also required. You will cover the lifecycle management from deployment to retirement of the environment and ensuring incidents and problems are swiftly dealt with following Service level agreement whilst complying with policies, whilst ensuring the environment is maintained and to standards and industry best practice You will be a contact point for issues and provide mentorship to the team. It will also provide onsite support for all changes and incidents. The goal of this position is manage the server estate, ensuring supportability of the environment whilst improving the environment and improving. It will also provide infrastructure support for all types of issue. It is expected that there will be an equal focus on both service and security and an awareness of both is important. You will be reporting to an Engineering manager. Responsibilities Create automation plans Manage incident resolution to the server environment to ensure problems are isolated and develop path to remediation Support the post-incident and problem process to ensure toot causes are correctly identified and remediated Incident / problem management ensuring permanent resolutions are implemented across entire environment Provide expert technical input and leadership during the resolution of intractable systems problems. Mentor' 3rd party engineers in consideration of the team ensuring they are performing as expected Maintain the server environment to a known, standard Identifying gaps in monitoring and ensure remediation accordingly Develops, and implements new and expanded support services or, performance/tuning recommendations and changes in the workload mix, to meet user requirements and ensure availability of resources Identify improvements to processes to reduce technical costs and enhance service Ensure that client queries are dealt with by the team in a reliable and efficient manner, thus meeting client expectations. Shows a clear understanding of cross platform infrastructure and relationships. Undertakes administrative and BAU work on behalf of technical and business teams. Perform remediation on HPE hardware, software, and firmware, or make changes to systems management software, to improve performance and eliminate problems. Patching and vulnerability Management of the server environment Review, maintains, and tests upgrades to the vendor software used for supporting the servers Follow ITIL standards and processes Will work outside normal hours and be part of an out of hours on-call rotation. Technical Skills - Core Windows – All versions Experience working in a large shared environment (Server, Converged, Network, VMware) VMware virtualization VRealise Suite v*.x Scripting and automation technology – At least one off Bash Python Perl Ansible PowerShell VBScript HPE Server Hardware (ProLiant range, Synergy/OneView) Technical Skills – Desirable Rapid 7 vulnerability management toolset McAfee security products SAN Storage and Switches (HDS, Brocade) Cloud Technologies (AWS, Azure, Oracle, Google) Monitoring tools such as Dynatrace Skills Knowledge of Agile Knowledge of ITIL processes and experience with ticket tracking software, specifically Service Now You will have Advanced across Excellent English verbal and written communication skills vendors, management in both situations Implement technology and cost/process improvements Desire to look for improvements Written and verbal skills Ability to innovate Work without direction Flexibility in working hours (on call, out of hours' delivery) Qualifications Qualifications 5 years' Experience working in a large Windows environment Additional Information Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why. Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, color, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity. Experian Careers - Creating a better tomorrow together Find out what its like to work for Experian by clicking here

Business Function Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards. Job Purpose To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to a healthy income with an acceptable risk to the bank The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank Key Accountabilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc Play an instrumental role in increasing the Profitability of the Branch Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits Job Duties & Responsibilities Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team Cross Sell of Liability, Trade, Cash and Treasury Product actively To achieve the individual Budgeted revenues through all product parameters Conduct Proper Due diligence while on-boarding New Asset Relationships On board clients with a clear account plan highlighting the revenue potential, risks and mitigants Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client’s business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals Ensure Timely Renewals of Accounts Ensure that the covenants and conditions prescribed by the credit team are consistently met Adherence to strict KYC/AML requirements MIS to be provided to the central team for further reporting, within the stipulated guidelines Timely Completion of Learning Programs as assigned by DBS for time to time To comply with the Bank’s process & policies To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval Requirements Overall 3- 5 years of experience in sales 2 years of sales experience in SME/Business Banking Lending Proven sales track record in asset business in the SME/Business Banking segment Knowledge of competitors and marketplace Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred Education / Preferred Qualifications Bachelors in finance / Economics/Commerce or MBA or CA Core Competencies Excellent Communication & Listening Skills, Good Sales & Negotiation Skills Technical Competencies Working Capital Finance Knowledge Work Relationship Manager / Direct Report DBS India - Culture & Behaviors DBS Is Committed To Building a Culture Where All Employees Are Valued, Respected And Their Opinions Count. We Take Pride In Providing a Workplace That Fosters Continuous Professional Development, Flexible Working, And Opportunities To Grow Within An Inclusive And Diverse Environment. Expected Value Driven Behaviors Are Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions Ensure Customer Focus by Delighting Customers & Reduce Complaints Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement Maintain the Highest Standards of Honesty and Integrity Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements . Primary Location India-Telangana-Hyderabad-DBIL Job Relationship Management Schedule Regular Job Type Full-time Job Posting Jul 24, 2025, 8:00:00 AM

About PhonePe Limited: Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore. PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company’s vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture: At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Job Description The role would offer an opportunity to work on ops & growth related tasks & initiatives for Online Business. Should possess an ability to work with multiple cross functional stakeholders. Be responsible for handling day to day business operations and coordination with both external and internal stakeholders across varied industry segments. Be responsible for management of monitoring, business reporting and any ad hoc reporting required from time to time. Proficient knowledge of excel/ google sheets is a must. Strongly focused on execution, hustler, proactive learner with a go-getter attitude. Merchant-first attitude. Coordination with various stakeholders while handling escalations on a day to day basis to provide prompt resolution to the merchants, ensuring best merchant experience. Addressing internal queries, data requirements and escalations regarding category transactions. Data Analytics Support & trendline reasoning - i. Monitoring & extracting relevant data points & MIS from our analytics dashboards for further actioning ii. Transaction analysis (increase/ dip) & follow-up with partners on reasons thereof iii. MCC mapping, coordination for MCC clean-up & monitoring iv. Biz & Product health analysis v. Track ETA vs closure of due analyses Offers & CRM - Work closely with internal teams to set up offers, promotional Collaborate with internal and external business + technical teams to spearhead integrations and go-live. Following up for agreement closures and invoice payments. Working with internal teams, to ensure timely account launches - by overseeing payment solution roll-outs. Solving payments-related escalations and refunds & settlement-related issues Providing a bridge between merchants’ operations/ accounts teams and our internal stakeholders. Identifying areas of operations that require automation and coordinating with stakeholders for implementation of the same. Requirements: Minimum work experience of 1-2 years in the operations/ fintech/ payments industry. A-driver-personality - constantly pushing toward clarity and delivery while balancing the need for a great collaboration. Orientation to execute multiple activities in a seamless manner. Strong communication skills and ability to negotiate for one's requirements. Strong stakeholder management skills. Ability to deal with ambiguity in a fast-paced target focused environment Advanced knowledge of Excel/ Google sheets. Qualifications - Graduate/MBA from tier 1 or tier 2 college preferred. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form. Read more about PhonePe on our blog . Life at PhonePe PhonePe in the news

Description Want to be a part of start-up environment within Amazon to design and build a new Fintech Payments product right from the scratch? Want to enable hundreds of millions of Amazon customers to shop on Amazon using next generation credit products? Want to be a part of the team that will enable you to deliver products handling highly sensitive customer data, at high traffic and minimum latency while handling cross-region calls if required? Want to be a part of the team that will enable you to learn latest technologies and skills relevant in the software development industry? Amazon India Emerging Payments team is looking for software developers who are passionate to design and build the next generation Payments product from the ground up. Once built this highly reliable and scalable product will provide a new payment gateway to hundreds of millions of Amazon India customers. The team will require learning and using latest AWS technologies including: AWS Dacia, AWS Kinesis, Lambda, SNS, SQS, Server side encryption on DynamoDB using client managed keys, API Gateways, AWS VPC, AWS NLB, Cloud trail, Elastic search, etc. Additionally the team also provide opportunities to learn and work on Machine learning, interacting and influencing Amazon third party partners like Banks and NBFCs. The platform will be designed to support other emerging economies having similar requirements and the role provides a huge opportunity for the developers to build a strong portfolio of patents for Amazon. Developers in the team need to have a strong understanding of computer fundamentals and preferably experience in building large scale distributed systems. Experience with web-based applications and/or web services-based applications, especially at massive scale, would also be helpful. Basic Qualifications 3+ years of non-internship professional software development experience 2+ years of non-internship design or architecture (design patterns, reliability and scaling) of new and existing systems experience Experience programming with at least one software programming language Preferred Qualifications 3+ years of full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations experience Bachelor's degree in computer science or equivalent Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner. Company - ADCI - Karnataka Job ID: A3006333