7971 Lending Jobs - Page 13

Company Description Axis Bank, the third largest private sector bank in India, offers a comprehensive range of financial services to various customer segments such as Large and Mid-Corporates, MSME, Agriculture, and Retail. The Bank has over 5000 domestic branches and 15,751 ATMs & cash recyclers across India. Internationally, Axis Bank operates in eight countries, focusing on Corporate Lending, Trade Finance, Investment Banking, and more. Established in 1994, the Bank has grown consistently, with a strong balance sheet and notable growth rates in assets and deposits. Role Description This is a full-time on-site role for an Assistant Manager-Corporate Salary at Axis Bank, located in Haldia. The Assistant Manager will handle the day-to-day sales & operations related to corporate salary accounts, assist customers with account-related queries, manage the processing of salary uploads, and ensure compliance with KYC norms. The role involves close coordination with corporate clients to service their requirements efficiently and maintaining a high level of customer satisfaction. Qualifications Strong Analytical Skills and Finance understanding Effective Communication and Customer Service skills Knowledge of field sales is a plus Excellent interpersonal and relationship-building abilities Ability to work independently and efficiently Bachelor's degree in Finance, Accounting, Business Management, or related field Basic knowledge about the geographical location Previous experience in banking or financial services is a plus

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-2 Years in NBFCs/Banking.

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. About The Role As a Senior Manager for Customer Lending Assessment, you will play a crucial role in leading a team of 70-100 staff to support various teams across unsecured assessment, construction propays, home lending support and non-sufficient funds. Key responsibility will include developing & ensuring execution of a culture of customer centricity, continuous improvement & creating capacity that will enhance business performance of all current team along with supporting the new capability build for secured assessments. Support Deliver Personal Banking’s vision of "Supporting our customers by making the right decision based on strong credit principles and through strong partnerships. Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours. Role Location: Manyata Tech Park, Bengaluru Role Type: Permanent, Fulltime Shift Login Timings: 3 AM IST What will your day look like? As a Senior Manager for Customer Lending Assessment , you will: Maintain a comprehensive knowledge of credit policy, products and processes and share ideas & best practices with other teams Establish and implement policies and procedures to support all activities of the team, and review and report on adherence to policy, processes and CAD ensuring all activities are carried out and recorded in compliance with Bank and legislative requirements. Contribute to the achievement of Budget by reducing running costs, eliminating operational losses and enabling investment for growth and innovation. Ensure accreditation relevant to your role is maintained & applied – e.g. CAD Be alert and act promptly to warning signs of credit deterioration, equally, recognise your customers’ strong or improved performance to develop stronger relationships with them Identify trends, risks & issues, resolve and/or report and escalate them as required Ensure you & staff follow bank procedures such as assessing applications in wrong segment, disregard for responsivities under Credit Approval Discretion (CAD) Ensure all services delivered comply with ANZ Group governance requirements, policies and standards with legal and regulatory requirements. Perform risk assessments for new initiatives, process, products and business. Lead and develop the team by encouraging a culture of continuous improvement & efficiencies. Identify training needs of individuals and arrange for training so that current and future team performance is ensured and that individual development needs are met * Deliver strong VOC result for wider CLA by developing and leading engagement/wellness programme. What will you bring? To grow and be successful in this role, you will ideally bring the following: Strong leadership and people management experience including STAR recruitment accreditation Able to build strong, open collaborative working relationships The ability to represent CLA at a range of forums with internal stakeholders Strong problem solving, analytical & decision-making ability - able to make sound decisions under pressure Experience in an operations/process environment Strong capacity & forecasting ability. Current CAD holder An understanding of credit risk and its management principles You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. So why join us? From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive. But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support. To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 100693. Job Posting End Date 01/08/2025 , 11.59pm, (Melbourne Australia)

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Drives and Grows the Revenue for one's portfolio of accounts in the region, through various payment and merchant services. About the role: To be a part of enterprise team, one should be dealing with the large corporate/enterprise accounts, managing the existing portfolios and cross selling. Expectations/ Role: 1. The primary objective of this role is to drive business in the designated territory, by selling Paytm payments solution (Standalone & Integrated) in the organized segment – EDC, DQR & Sound box, BPOS, EMI, etc. 2. Incumbent will need to have experience in acquiring and manage multiple KPIs. Also needs to identify, develop, pitch and execute quick closure of deals. 3. The candidate is expected to be well connected in the industry. 4. Ability to independently drive sales in terms of sourcing New LOGO’s. 5. Ensuring a healthy funnel for the business at any point of time 6. Achieving monthly and quarterly sales targets as assigned. 7. Build, manage and scale a Funnel/pipeline MOM. 8. Market Visits as per the Beat Plan. Key Skills Required: 1. Experience 2-10 years 2. Existing contacts with direct corporate merchants 3. Strong understanding of Client and market dynamics and requirements. 4. Self-motivated & Self Driven with a zeal to perform. 5. Excellent communication and interpersonal skills. Education: Graduation mandatory / Post-Graduation preferred Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story

Hiring a Candidate For PAUL MERCHANT PVT LTD Location: Chandigarh Job Title: Credit Manager - NBFC CORPORATE FUNDING Industry: NBFC/Banks - Working Capital/CC/OD/MSME TERM LOAN/CORPORATE BUSINESS LOAN/ About the Role: As we expand our lending portfolio with the introduction of corporate lending, we are looking for a dedicated and detail-oriented Credit Manager to join our team in Chandigarh. Key Responsibilities: • Independently assess and underwrite loan proposals. • Perform in-depth financial analysis, evaluate business models, and analyse economic indicators and industry trends. • Conduct Personal Discussions (PD) with applicants to evaluate their creditworthiness and understand their financial behaviour and business viability. • Maintain high productivity and ensure timely credit decisions as per company TATs. • Adhere strictly to internal credit policies and regulatory compliance standards. • Guide and mentor credit officers to ensure quality underwriting and continuous skill development. • Ensure timely resolution of discrepancies and completion of post-disbursement documentation (PDD). • Maintain and track PDD and other key credit metrics through accurate and timely MIS reporting. Education: B.Com, MBA in Finance/Chartered Accountant (CA), or equivalent from a reputed institution. Experience: Minimum 2 years of experience in lending (preferably with a Bank or NBFC). Mail ID: head.ccu2@paulmerchants.net References are Highly Appreciated. Share Your Resume, We will Call Back Urgent and Immediate Requirement and Joiners

Nomura Overview: Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com. Nomura Services, India supports the group’s global businesses. With world-class capabilities in trading support, research, information technology, financial control, operations, risk management and legal support, the firm plays a key role in facilitating the group’s global operations. At Nomura, creating an inclusive workplace is a priority. Our approach to inclusion encompasses a variety of initiatives, including sensitization campaigns, implementing conducive policies & programs, providing infrastructure support and engaging in community events. Over time, we have made meaningful progress in these areas, and this commitment has been well-recognized across the industry. We are proud recipients of the prestigious Top 10 Employers award by the India Workplace Equality Index (IWEI), IWEI Gold Employer of Choice awards, India CSR Leadership Award 2024 for Holistic Village Development Program and the YUVA Unstoppable Changemaker Awards. Divisional Overview: Powai LCC broadly covers the areas of Legal, Compliance and Conduct, and is responsible for building a robust risk and control framework. The Powai LCC teams support Nomura Powai entities, as well as LCC teams globally to ensure effective risk management of Legal, Compliance and Conduct related risks for the firm. Powai Legal comprises of the Corporate Legal and Transaction Legal functions, which provide advice and support on corporate, employment and transactional matters. The Offshore Legal team supports global teams on corporate and secretarial matters, Global Markets, and Masters documentation related requirements. Powai Compliance comprises of functions such as Core Compliance, Trade Surveillance, Electronic Communication Surveillance, Financial Crime Monitoring, Control Room & Disclosure Monitoring and Employee Compliance. The teams provide advisory and operations support to global / regional Compliance teams driven by global / regional policies and regulatory expectations. Business Unit Overview: The legal department provides support both to the India businesses and globally as well. The support areas include, but are not limited to IT, HR, ESS and Facilities, litigation, Real Estate, Employment Law, Corporate Secretarial, bond issuances, syndicated lending mandates, margin financing transactions, M&A advisory mandate, other Industry agreements and also drafts and negotiates prime brokerage and various commercial agreements. Position Specifications Corporate Title: Associate (Manager/AVP) Experience: 5-10 Qualification: LLB / CS / LLM Role & Responsibilities - Drafting, reviewing and negotiating a wide range of commercial contracts and related documents of various jurisdictions including India, Asia-ex-Japan, EMEA and US including: Information technology and e-commerce related agreements Market Data and Subscription and Publication Agreements Terms and conditions for sale and purchase of goods and/or services Service Agreements and Maintenance Contracts Telecommunications Trading Systems Agreements Trade Co-Ordination Agreements Specialized Consultancy Agreements Marketing and Sponsorship Campaign Agreements Events Contracts Confidentiality Agreements Tenancy Agreements Travel Agreements Logistics Agreements Working on ad-hoc regulatory and other projects as and when required Assisting the global markets legal team on the drafting and negotiating various trade related agreements Liaising with stakeholders (regional lawyers and business partners) in the EMEA, US and Asia-ex-Japan. Identifying and highlighting risks and liaising with various stakeholders for their approval of such risks Providing commercially savvy legal advice on a variety of matters based on in-depth research and study of the applicable law provisions Advising on the queries received from various business functions and legal teams related to agreements Being abreast with the changing laws and regulations. Generating and distribution of various management reports Qualification: Mandatory Domain/ Technical Qualified Law graduate with at least LLB degree. 5-8 years of demonstrated experience in commercial contracts. Excellent communication, drafting, negotiating skills, with a good understanding of Indian laws relating to employment, real estate, data privacy matters and related compliances. Excellent analytical and legal skills, an eye for detail. Good team player. Maturity in dealing with senior stakeholders. Well organised in data and record management. Excellent analytical, skills and detail oriented. Excellent command over the English language and first-rate written and oral communication & presentation skills. Resourcefulness, solution oriented and good team player. Ability to manage multiple tasks as well as prioritize time management. Desired Knowledge and understanding of various Indian laws Ability to identify issues and knowing when to escalate. Self-starter, with a sense of ownership towards the work and the company. Critical thinking, Conflict Management

Job Title: Senior Software Developer [Full Stack] Location: Bengaluru Experience: 3+ years If interested kindly fill up the form: https://forms.gle/RNAf3naftDJRPUb27 About Company: Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus on Supply Chain Financing and other Business Lending products. Invoyz also offers bi-directional data exchange among ERPs, for digital invoicing, collection and recompilation. Job Description / Qualification Experience: 3+ years in backend development with .NET (C#, ASP.NET Core, Web API We are seeking a results-driven Full Stack Developer with proven expertise in .NET (C#) backend systems and Angular (v10+) frontend frameworks to join our fast-paced fintech product team . In this role, you'll help design and develop scalable, secure, and high- performance web applications that power critical financial services. The ideal candidate understands both the technical and regulatory challenges of the fintech domain and thrives in an agile, data-driven environment. Job Content: Develop and maintain web applications using ASP.NET Core / Web API and Angular (v10+) Collaborate with cross-functional teams to define, design, and deliver new features Write clean, scalable, and testable code for both backend and frontend components Integrate and consume RESTful APIs; manage data operations using Entity Framework (Core) or similar ORM Ensure data integrity, transaction security, and system resilience in high-volume environments. Optimize application performance and ensure responsiveness across browsers and devices Debug, troubleshoot, and resolve application issues and bugs Conduct code reviews and contribute to team knowledge sharing Follow industry best practices, coding standards, and security guidelines Required Skills & Qualifications: 3+ years of experience in frontend development with .NET technologies (C#, ASP.NET Core, Web API) and Angular (v10+) Strong proficiency in HTML5, CSS3, JavaScript, TypeScript Solid understanding of RESTful APIs, OAuth 2.0, JWT , and secure API practices. Experience with Entity Framework (Core) or other ORM tools Expert skills in SQL Server or equivalent RDBMS with strong querying skills. Version control using Git ; experience with CI/CD pipelines Working knowledge of Agile/Scrum practices Excellent problem-solving abilities and communication skills Qualification: Bachelor’s degree in Computer Science, Engineering, or a related field — or equivalent practical experience Familiarity with Azure or AWS cloud services Understanding of Microservices architecture Experience with testing frameworks such as xUnit, Jasmine, or Karma Exposure to Docker and containerized application development

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Drives and Grows the Revenue for one's portfolio of accounts in the region, through various payment and merchant services. About the role: To be a part of enterprise team, one should be dealing with the large corporate/enterprise accounts, managing the existing portfolios and cross selling. Expectations/ Role: 1. The primary objective of this role is to drive business in the designated territory, by selling Paytm payments solution (Standalone & Integrated) in the organized segment – EDC, DQR & Sound box, BPOS, EMI, etc. 2. Incumbent will need to have experience in acquiring and manage multiple KPIs. Also needs to identify, develop, pitch and execute quick closure of deals. 3. The candidate is expected to be well connected in the industry. 4. Ability to independently drive sales in terms of sourcing New LOGO’s. 5. Ensuring a healthy funnel for the business at any point of time 6. Achieving monthly and quarterly sales targets as assigned. 7. Build, manage and scale a Funnel/pipeline MOM. 8. Market Visits as per the Beat Plan. Key Skills Required: 1. Experience 2-10 years 2. Existing contacts with direct corporate merchants 3. Strong understanding of Client and market dynamics and requirements. 4. Self-motivated & Self Driven with a zeal to perform. 5. Excellent communication and interpersonal skills. Education: Graduation mandatory / Post-Graduation preferred Why join us : We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India. Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story

Company Description Shivaya Capital Pvt. Ltd. is a leading Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. We specialize in vehicle financing and personal loans, engaging in various lending activities. Our expertise in the lending business makes us a key player in the financial sector, providing essential services to meet diverse borrowing needs. Role Description This is a full-time, on-site role based in Raipur for a Chartered Accountant. The Chartered Accountant will be responsible for managing financial records, conducting audits, preparing tax returns, and ensuring compliance with financial regulations. This role includes analyzing financial information, advising on financial decisions, and ensuring accuracy in fiscal documentation. Qualifications Financial record-keeping and auditing skills Experience in preparing tax returns and ensuring regulatory compliance Analytical skills for interpreting financial data and advising on financial decisions Proficiency in accounting software and MS Office applications Strong attention to detail and accuracy in financial management Excellent communication and interpersonal skills Ability to work independently and meet deadlines Chartered Accountant qualification with relevant experience Experience in the financial sector or NBFC environment is a plus

Senior Software Engineer – Backend About US: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: As a Senior Software Engineer, You would be working with the senior technology people of our company with the goal of developing high-quality software, aligned with our business strategy and the user demand. Requirements: 3 to 6 years of server-side application development experience with Java, Spring boot, Microservice. Deeply technical with a track record of successful delivery. An entrepreneurial spirit combined with strong program and product management skills . Excellent written and verbal communication skills with the ability to present complex plans and design. Excellent judgment, organizational, and problem-solving skills. Excellent design and architecture design. Data driven decision making. Preferred Qualifications : Bachelor's/Master's Degree in Computer Science or equivalent Skills that will help you succeed in this role: Language: Java/Node DB: RDBMS, Messaging: Kafka/RabbitMQ, Caching: Redis/Aerospike, Micro services, AWS. Good experience in scaling, performance tuning & optimization at both API and storage layers Why join us Because you get an opportunity to make a difference, and have a great time doing that . You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve. You should work with us if you think seriously about what technology can do for people . We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be. Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

Hiring for Business Analyst – NACH & Collections Job Summary: We're hiring for a Business Analyst with 5-10 years of experience in Mumbai, to gather business requirements and design robust workflows for automated collections. Key Responsibilities: 1. NACH and Collections Expertise: Analyze and document business requirements related to NACH/e-NACH mandates and transaction processing. 2. Technical Platform Development: Drive the development and enhancement of collections tech platforms. 3. Regulatory Compliance: Ensure alignment with NPCI/NACH guidelines, RBI mandates, and digital lending regulations. Required Skills: 1. NACH and Digital Collections Knowledge: Strong knowledge of NPCI NACH/E-NACH and sponsor bank integrations. 2. Business Analysis Skills: Experience with business requirements gathering, documentation, and analysis. 3. Technical Skills: Proficiency with tools like Jira, Confluence, and SQL. Details: 1. Location: Mumbai. 2. Experience: 5-10 years. How to Apply: Send your CV to Shabnam.s@liveconnections.in #liveconnections#livec#weplacepeoplefirst.

Job Title: Salesforce Developer – LOS Domain Experience: 4+ Years (Minimum 2 Years in Loan Origination System domain) Location: Noida (On-Site) Job Type: Full-Time Job Summary: We are seeking a highly skilled Salesforce Developer with proven experience in developing and customizing solutions within Salesforce and at least 2 years of domain expertise in Loan Origination Systems (LOS) . The ideal candidate will have deep knowledge of workflow automation, compliance-driven document management, and integration with third-party systems relevant to the lending lifecycle. Key Responsibilities: Design, develop, and maintain customized Salesforce solutions for Loan Origination workflows. Implement and enhance LOS features such as: Application intake automation Credit scoring and underwriting logic Approval workflows and funding triggers Document and compliance management Integrate Salesforce with external systems (e.g., credit bureaus, KYC providers, identity verification, and payment gateways). Ensure end-to-end regulatory compliance , audit tracking, and secure audit trails. Collaborate with business stakeholders, analysts, and QA teams to gather requirements and translate them into technical specifications. Optimize performance and improve the user experience for borrowers and internal teams . Participate in code reviews, testing, and deployment activities following Agile methodologies. Required Skills: 4+ years of hands-on experience in Salesforce development Strong command of Apex, Visualforce, Lightning Web Components (LWC) , and Salesforce configuration (flows, process builders, validation rules) At least 2 years of experience working on Loan Origination Systems Experience with Salesforce integrations using REST/SOAP APIs Good understanding of financial services workflows , regulatory requirements, and compliance in lending systems Proficient in workflow automation , role-based access, and secure document handling Familiarity with credit scoring models, underwriting logic , and KYC/AML processes Experience working with version control , CI/CD , and Agile/Scrum methodologies Preferred Qualifications: Salesforce Platform Developer I/II certification Experience with Salesforce Financial Services Cloud (FSC) Prior experience integrating with third-party financial APIs Knowledge of data modeling, security architecture , and Salesforce Shield for audit/compliance Soft Skills: Strong analytical and problem-solving abilities Effective communication and stakeholder management Proactive and self-driven with a focus on delivering quality solutions Ability to work in a fast-paced, regulated financial environment

Role We are seeking a results-driven Digital Product Manager to lead the development and optimization of our digital lending products and journeys. You will be responsible for defining the product vision, roadmap, and features that enhance the customer experience, increase efficiency and drive growth for our Business Loan products. Responsibilities Define and execute the digital product roadmap for Business loans Own the full product lifecycle – from discovery and ideation to delivery, launch, and iteration Leverage data and customer/user feedback to improve loan origination, approval, and servicing workflows Prioritize product backlogs and manage trade-offs between scope, time, and cost Define and monitor key performance indicators (KPIs) and product success metrics Collaborate with engineering, sales, credit, risk, collections, customer service and compliance teams to deliver seamless digital lending experiences Deliver best in class user experience, performance metrics and ease of business for internal users Qualifications 3+ years of product management experience, ideally in Fintech / NBFC MBA or B-Tech Experience with agile development methodologies and product management tools is preferred Excellent communication and stakeholder management

Senior Software Engineer – Backend About US: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the role: As a Senior Software Engineer, You would be working with the senior technology people of our company with the goal of developing high-quality software, aligned with our business strategy and the user demand. Requirements: 3 to 6 years of server-side application development experience with Java, Spring boot, Microservice. Deeply technical with a track record of successful delivery. An entrepreneurial spirit combined with strong program and product management skills . Excellent written and verbal communication skills with the ability to present complex plans and design. Excellent judgment, organizational, and problem-solving skills. Excellent design and architecture design. Data driven decision making. Preferred Qualifications : Bachelor's/Master's Degree in Computer Science or equivalent Skills that will help you succeed in this role: Language: Java/Node DB: RDBMS, Messaging: Kafka/RabbitMQ, Caching: Redis/Aerospike, Micro services, AWS. Good experience in scaling, performance tuning & optimization at both API and storage layers Why join us Because you get an opportunity to make a difference, and have a great time doing that . You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve. You should work with us if you think seriously about what technology can do for people . We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be. Compensation : If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It is your opportunity to be a part of the story!

Job Title: Data Analyst Location: Bengaluru, Karnataka, India About the Role We're looking for an experienced Data Analyst to join our team, focusing on building and enhancing underwriting products specifically for the Indian market. In this role, you'll be instrumental in developing sophisticated credit assessment frameworks and scoring models by leveraging diverse data sources. If you're passionate about data, have a deep understanding of the Indian financial services landscape, and thrive in a dynamic environment, we encourage you to apply. What You'll Do Be the powerhouse behind scalable and efficient solutions that span across a broad spectrum of fintech sectors—be it lending, insurance, investments. Our work isn't confined to a single domain. We tackle a diverse set of problem statements, from computer vision and tabular data to natural language processing, speech recognition, and even Generative AI. Each day brings a new challenge and a new opportunity for breakthroughs. What You'll Bring Bachelor's or Master's in Engineering or equivalent. 2+ years of Data Science/Machine Learning experience. Strong knowledge in statistics, tree-based techniques (e.g., Random Forests, XGBoost), machine learning (e.g., MLP, SVM), inference, hypothesis testing, simulations, and optimizations. Bonus: Experience with deep learning techniques; experience in working Ad domain/reinforcement learning. Strong Python programming skills and experience in building Data Pipelines in PySpark, along with feature engineering. Proficiency in pandas, scikit-learn, Scala, SQL, and familiarity with TensorFlow/PyTorch. Understanding of DevOps/MLOps, including creating Docker containers and deploying to production (using platforms like Databricks or Kubernetes).

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team : This team is directly responsible for the growth of Transit-Offline Railways business vertical. About the Role: Paytm is looking for an experienced sales professional & people manager to be a part of the Transit-Offline Railways vertical. Expectations/ Requirements : 1. Growth of distribution and market share in the assigned area of operations. 2. Visibility & accountability through extensive QR & Sound box, EDC deployment, and sale of the product. 3. Identify and recruit the sales team to align and drive business in the market. 4. Plan the market size, span, and geographies for ASMs. 5. Devise the best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 6. Monitor the quality parameters as suggested by the management. 7. Validate and conduct audits on the acquisitions and sales done by the team. 8. People manage a large team of 5-10 TLs & 500+ indirect employees. Must-Have : 1. Should have good networking capabilities and be willing to travel extensively throughout their specified area. 2. Skilled in coaching and mentoring, a quick learner who grasps and puts into application newly learned ideas and concepts. Superpowers/ Skills that will help you succeed in this role : 1. Self-starters, who can take ownership and are comfortable navigating ambiguity, will be an ideal fit. 2. Passionate about working in a fast-growing firm. 3. Articulate complex solutions to novice customers. 4. Good sales and negotiation skills. Experience in quota-driven sales is a must. 5. Experience in payments and finance is a plus - though not mandatory. Education MBA in marketing preferred. Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About Us : Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the Team : The Oil and gas vertical Focused Offline payment solution team. Includes payment of oil/petrol and gas bills via QR Codes and POS machines. Predominantly dealing with Petrol and gas station Merchants and other Retail business ,handling end to end sales and Operations. Onboarding new merchants for offline solutions and servicing existing merchants. Maintaining good relationships with PSU Companies / Oil marketing Companies. About the role : To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made. Expectations/ Requirements: 1. Must have Smart Phone, Bike & Helmet 2. Candidate must have a zeal for Growth 3. Candidate should have good market knowledge 4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before5. Must understand concepts of distribution, expansion, metrics 6. Must have experience in getting team earn Lucrative Incentives Superpowers/ Skills that will help you succeed in this role 1. More than 3 years experience in Channel & Distribution 2. Team handing experience is a must 3. Good in Excel & data tools required in Sales Education Graduate or above / Post Graduation preferred. Why join us 1. A collaborative output-driven program that brings cohesiveness across businesses through technology 2. Improve the average revenue per use by increasing the cross-sell opportunities 3. A solid 360 feedback from your peer teams on your support of their goals 4. Respect, that is earned, not demanded from your peers and manager Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Req ID: 333748 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a BA-Lending to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Role Title Lending Business Analyst Summary of Role: In that role, they will: Bring a good understanding of the Lending domain having worked in similar capacity earlier Interact with business users and technical team for understanding of functional requirements Document business requirements and process flows using different tools like JIRA, Confluence, Blue Works, Lucid Chart, MS Visio etc Analyse and design solutions with the support of Solution Architects Provide feedback on test cases and support to Quality Assurance for testing Support in client UAT Job Description Responsibilities of the role: Engage with business users to define scope, understand business processes, problem statements and pain areas Identify key stakeholders and construct stakeholder analysis i.e. how they are affected Support the identification of risks and mitigation approaches Participate in client requirement workshops and identify gaps together with high level proposals for their resolution (e.g. development workarounds or change in processes). Ensure any solutions proposed are realistic and within the agreed scope of the project. Analyse client business requirements, liaise with clients / project teams and prepare business process documents like BRDs, User Stories, Discussion Logs, Workflows etc. Be involved actively in the process till the sign-off is not obtained from the client. Participate in Solution design with the Design and Development team to ensure requirements are duly addressed. Ensure Requirement Traceability Matrix is updated to facilitate tracking of requirements coverage. Make appropriate recommendations that will positively impact operational effectiveness, reduce cost and provide a better customer experience Conduct relevant research to increase understanding in support of developing comprehensive solutions Participate in final User Acceptance Testing for all major developments in the domain Assist in the production of various collaterals such as User Guide, SOP Documents, process flows etc Experience and skills required A strong background in Lending domain having good understanding of end-to-end lending lifecycle in areas such as loan management and servicing and delinquency handling Should have good understanding of gamut of commercial and SME lending products like Commercial Loans, Syndication, Mezz FInance Experience of implementing Temenos Core Banking System would be an added advantage Design thinking, ability to manage multiple stakeholder expectations, communicate in a clear non-ambiguous manner, conduct requirements workshops, drive decision making Experience in documenting business case, business process modelling, requirement elicitation through workshops Manage projects from inception through design to delivery An IT background with a solid grounding in technology Experience of working in both Agile & waterfall SDLCs Communication, group dynamics, collaboration and continuous improvement are core - being best practice driven Pro-active, quick learner, ability to effectively work in multi-cultural and multi-national teams Positive attitude and ability to engage with different stakeholders managing scope and expectations skilfully About NTT DATA NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at us.nttdata.com Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client's needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us. NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.

Responsibilities Preparing and analyzing profitability statements for wholesale banking segments viz. Corporate Banking, Commercial Banking, SME etc Engage on product profitability with various product groups such as Corporate Finance, Trade Services, Treasury etc. Preparing & analyzing trends on Business performance across products / teams / geography with definitive suggestions for Management decision making Prepare Budgets for the Bank in co-ordination with various business units and support functions and analyzing variance of actual performance against the budgets. Prepare & present various analysis impacting wholesale banking segments for the perusal of stakeholders on a periodic basis. Qualifications Preferred Qualification of CA with 5-6 years experience in a professional business environment preferably in a bank Conceptual & hands on working experience of wholesale banking MIS/Analytics Understanding & experience on bank level Budgeting and variance analysis Experience on profitability analysis of Banking products in Corporate Lending, Trade Services, Treasury etc Proficiency in Microsoft Excel, Access & exposure to MIS automation needs etc. Proficiency in providing accurate information with insights in a fast-paced & decision centric environment. Good communication and presentation skills

🧾 Job Title: Compliance Lead 🕒 Employment Type: Full-Time | Mid-to-Senior Level Role Overview: We are a well funded fintech startup seeking a proactive and detail-oriented Compliance Lead to oversee regulatory, legal, and internal compliance across all lending and operational activities. As we scale AI powered micro-lending operations in India and expand cross-border, this role is critical to ensuring adherence to RBI NBFC guidelines , KYC norms , data privacy laws , and financial best practices. Key Responsibilities: 1. Regulatory Compliance (RBI + NBFC) Ensure adherence to RBI circulars , NBFC prudential norms , and licensing terms Prepare and file periodic returns (NBS1, NBS9, DNBS-03, etc.) to RBI and other regulators Monitor updates in financial regulations and translate them into internal policies 2. Internal Policy & Process Governance Develop and maintain compliance frameworks for KYC, AML, fair lending, and grievance redressal Conduct regular audits and reviews to ensure internal SOPs align with regulatory standards Lead internal compliance training for teams and agents 3. KYC, Fraud & Risk Controls Oversee KYC, eKYC, and Aadhaar-based verification processes Implement AML/CFT measures and fraud detection protocols Monitor suspicious transactions and prepare SAR (Suspicious Activity Report), if required 4. Liaison with Regulators & Legal Advisors Serve as the point of contact for RBI, FIU, UIDAI, and other compliance authorities Coordinate with legal counsel to manage regulatory filings, inspections, and licensing matters Maintain documentation for all audit trails and compliance checkpoints 5. Data Protection & Cross-Border Compliance Ensure compliance with India’s data privacy norms (DPDP Act, 2023) Prepare for cross-border regulatory standards for remittances and fintech services Required Qualifications: Bachelor’s or Master’s degree in Law, Finance, or Compliance Management 5–8 years of experience in compliance at an NBFC, bank, or digital lending firm In-depth knowledge of RBI NBFC regulations, KYC norms, AML/CFT guidelines Familiarity with digital lending practices, Aadhaar rules, and data protection laws Preferred Skills: Excellent documentation and audit-readiness skills Strong understanding of fintech operations and risk frameworks High integrity, confidentiality, and attention to detail Fluency in English; regional language proficiency is a plus Why Join Us? Join a purpose-driven fintech building equitable financial access Be at the forefront of regulatory innovation in digital micro-finance Lead compliance strategy in a growing, well-funded startup

Company Description At 1GEN, we create transformative tech solutions that elevate stories of hope, connecting and inspiring people worldwide. Our team consists of system thinkers, code developers, technology architects, designers, strategy consultants, digital marketing specialists, and data scientists. Our current focus is on developing an AI powered Micro-financing platform. seeking a dynamic and analytical Head of Finance and Risk Modeling to lead our financial strategy, credit risk framework, and advanced risk analytics as we scale our inclusive lending operations across India and beyond. This is a mission-critical role that sits at the intersection of finance, credit innovation, and data science. Role Description 1. Strategic Finance Leadership Lead development of financial models, projections, and scenario planning aligned with business goals Manage capital allocation, fundraising support, and investor reporting Oversee budgeting, cash flow planning, and unit economics across loan products 2. Risk Modeling & Analytics Design and own risk scoring models using traditional and alternate data Partner with data science to develop ML/AI-based underwriting frameworks Continuously improve risk-adjusted return on capital (RAROC) metrics 3. Credit Policy & Portfolio Risk Set credit risk limits, loss forecasting, provisioning policies, and early warning systems Analyze cohort-level performance, repayment behaviors, and segment risks Build dashboards for NPA trends, delinquency buckets, and fraud detection 4. Compliance & Governance Ensure compliance with RBI guidelines, NBFC norms, and credit bureau reporting Establish strong internal controls and audit-ready documentation for financial and risk processes 5. Team & Cross-Functional Collaboration Lead a team of finance analysts, credit risk specialists, and data modellers Work closely with product, technology, and operations to optimize financial and risk levers Qualifications CA/MBA (Finance) or Master’s in Quantitative Finance / Economics / Statistics 8–12 years of experience in NBFCs, digital lending, banks , or fintechs Proven expertise in credit risk modeling, loan book management, and financial planning Hands-on experience with Python/R, Excel, SQL, Power BI/Tableau preferred Knowledge of RBI/NBFC compliance, IND-AS accounting and capital adequacy frameworks Key Attributes Strategic thinker with a bias for data-backed decisions Strong grasp of micro lending models and financial inclusion Comfort working in a fast-paced, ambiguous, and impact-focused startup environment Ability to influence senior stakeholders and investors We invite you to be part of India's next Micro-Financing Revolution!

Director Software Implementation and Delivery Location: Bhubaneswar, Odisha Reports To: CTO Compensation: Negotiable Experience: 5+ Years Job Type: Full Time Company Introduction iServeU is a modern banking infrastructure provider in APAC region, empowering financial enterprises with embedded fintech solutions for their customers. iServeU is one of the few certified partners with National Payment Corporation of India (NPCI), VISA for various products. iServeU also provides a cloud-native, micro services-enabled, distributed platform with over 5000 possible product configurations with a low code/no code interface to banks, NBFCs, Fintech, and other regulated entities. We process around 2500 transactions per second by levering distributed & auto scale technology like K8. Our core platform combines of 1200+ micro services. Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five countries and help customers constantly change the way financial institutions operate and innovate. Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad. Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits, transfers, payments, and lending through various channels like digital, branch, agents. Our team of 500+ employees, with over 80% in technology roles is spread across offices in Bhubaneswar, Bangalore and Delhi. We have raised $8 million in funding to support our growth and innovation. For more details visit: www.iserveu. Requirements Job Summary We are seeking a highly experienced and results-oriented professional to lead multiple high-performing software development teams. The ideal candidate will possess a strong blend of technical expertise in full-stack Java/Microservices/Cloud environments, exceptional project management skills, and a proven track record of driving end-to-end product delivery using Agile methodologies. This role requires a strategic leader who can foster a culture of innovation, ensure technical excellence, and effectively manage relationships with product, business, and technical stakeholders. Key Responsibilities Team Leadership & Management: Lead, mentor, and manage multiple agile/scrum teams (typically 20+ members), fostering a collaborative and high-performing environment. Drive talent development, including identifying high-potential individuals, providing coaching, and facilitating growth opportunities. Oversee hiring, onboarding, and performance management processes for engineering teams. Ensure business continuity by proactively identifying and removing impediments for the teams. Project & Delivery Management: Manage the end-to-end delivery of complex software products and features, from planning and design through development, testing, and deployment to production. Collaborate closely with Product Managers and other stakeholders to define user stories, manage project scope, milestones, risks, issues, and finances. Lead project planning, forecasting, and status reporting to senior management and clients. Champion and enforce Agile Scrum methodologies, leveraging tools like Jira, Rally, and Confluence for effective project execution. Drive change management processes for successful application delivery into production. Technical Leadership & Architecture: Provide strong technical leadership and architectural guidance for full-stack applications, with a deep focus on Java-based technologies (Java, J2EE, Spring, Hibernate, Microservices). Oversee UI development and deployment strategies utilizing modern frameworks (Angular, jQuery, JavaScript, HTML, CSS). Leverage expertise in Cloud Technologies (Amazon AWS, Google Cloud Platform (GCP)) to design, develop, and deploy scalable and resilient solutions. Ensure robust integration through Web Services (RESTful, SOAP, XML, XSD) and efficient application server management (IBM WebSphere, Apache Tomcat, BEA WebLogic). Drive automation initiatives for deployment and release processes, integrating with CI/CD pipelines (Jenkins) and Source Control Management (GitHub, ClearCase, SVN, CVS). Ensure data integrity and efficient database interactions (Oracle, PostgreSQL). Stakeholder Collaboration: Develop and maintain strong, effective relationships with cross-functional teams, clients, and senior leadership. Communicate complex technical concepts and project updates clearly and concisely to diverse audiences. Collaborate with product teams to align technical solutions with overall product strategy and business objectives. Required Qualifications Bachelor's degree in Computer Science, Engineering, or a related technical field. 16+ years of progressive experience in Information Technology, with a significant focus on software development and project/program management. Proven experience in a leadership role, managing multiple software development teams (e.g., Technical Manager, Technical Architect, Lead Developer). Deep expertise in Java/J2EE, Spring, Hibernate, and designing/implementing Microservices architectures. Hands-on experience with modern UI frameworks, particularly Angular (Angular 4+). Demonstrated proficiency in Cloud platforms, specifically Amazon AWS and/or Google Cloud Platform (GCP). Extensive experience with Agile/Scrum methodologies, including proficiency with Agile project management tools such as Jira, Rally, and Confluence. Strong understanding and practical experience with DevOps principles, CI/CD pipelines (Jenkins), and Source Control Management (GitHub). Experience with relational databases (Oracle, PostgreSQL). Excellent communication, interpersonal, and leadership skills with a proven ability to motivate and develop teams. Strong analytical and problem-solving abilities, capable of devising strategies for organizational growth and business performance. Preferred Qualifications Master's degree in a relevant technical or management field. Experience in data lakehouse environments (e.g., Databricks, AWS data ingestion). Prior experience in the retail or financial services industries. Experience with large-scale data platforms and data lifecycle management. Certifications in Agile methodologies or Cloud platforms.

Job Description POSITION SUMMARY The Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter’s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. Job Function And Responsibilities The Quality Control Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter’s perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the underwriter with strong organizational, problem-solving, and analytical skills and acute attention to details. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. Thorough working knowledge of US mortgage documentation, policies, compliance, and procedures along with investor guideline requirement. High level of proficiency with mortgage loan processing and underwriting systems and must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA investor requirements. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting and/or post funding review due diligence underwriting, including but not limited to, ensuring the loan meets investor/insurer requirements, limited regulatory requirements and is within risk tolerance as it relates to mortgage lending. Complete working knowledge on 4 C’s (Credit, Capacity, Capital, and Collateral). Conventional and government investor specific working knowledge on all types of income calculation, credit reviews, Assets/Capital review, Appraisal review, AUS based and Manual underwriting related guideline requirements. Qualification Bachelor’s degree preferred. 3-5 years minimum Quality Control OR Mortgage Underwriting experience is required. Must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA underwriting requirements Must have mortgage industry experience. Thorough working knowledge of real estate documentation, policies, compliance, and procedures. High level of proficiency with mortgage loan processing and underwriting systems. Commitment to excellence and high standards. Strong organizational, problem-solving, and analytical skills. Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Acute attention to detail. Proficient on computer programs required for position. Good judgment with the ability to make timely and sound decisions. WORK SCHEDULE OR TRAVEL REQUIREMENTS: Mid-Shift

Position Summary JOB DESCRIPTION Associate Will Be Responsible For Reviewing loan and validating fees before closing Collaborating with vendors, loan processors and closers to resolve any missing conditions Job Functions And Responsibilities Understand Loan Origination process. Review mortgage-related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting. Education / Experience Should be a graduate. Understanding of the Mortgage Servicing Industry. Effective communication and analytical skills required. Proficient in MS Office (Excel, Word and PowerPoint). No documented disciplinary action in the past 12 months. Should have an Appraisal rating of ‘Fully Meets Expectations’ or above in the last completed performance cycle. Should have completed 12 months in the organization and 9 months in the current role. Work Schedule Or Travel Requirements Night shift and should report to office for training purpose.