KYC Analyst

Job Summary:We are seeking an experienced and detail-oriented KYC (Know Your Customer) Manager to oversee and ensure compliance with all regulatory requirements related to customer onboarding, identity verification, and anti-money laundering (AML) procedures. The ideal candidate will play a critical role in safeguarding the company against financial risks and fraud, especially in the context of gold buying. Key Responsibilities:·      Develop, implement, and manage the KYC process across all branches. ·      Ensure accurate customer documentation (ID proofs, PAN, Aadhaar, address proof, etc.). ·      Review and approve customer KYC records in line with RBI and internal policy guidelines. ·      Ensure adherence to AML/CFT guidelines as per regulatory frameworks. ·      Monitor suspicious transactions and report to authorities where required. ·      Conduct regular internal audits to ensure KYC norms are followed. ·      Train front office and branch staff on KYC documentation and processes. ·      Create and update SOPs related to KYC, customer verification, and document storage. ·      Guide and support branch teams in resolving KYC-related issues. ·      Conduct surprise audits and random KYC checks across branches. ·      Coordinate with legal, finance, and audit teams for compliance reporting. ·      Liaise with regulators and external auditors as needed. Key Skills & Competencies:·      Strong knowledge of KYC norms, RBI regulations, AML laws, and gold industry practices. ·      Attention to detail with excellent documentation and analytical skills. ·      Strong communication and leadership abilities. ·      Ability to manage large volumes of customer data securely. Qualifications & Experience:• Graduate/Postgraduate in Commerce, Law, or related field. • Minimum 4–6 years of experience in KYC/Compliance roles in banking, NBFCs, or gold/financial sector. • Experience in handling regulatory audits and compliance reporting is a plus. Preferred Industry:Banking, NBFC, Gold Loan Companies, Financial Services, or Gold Buying Companies.