Finance Head

Key Responsibilities Supervise the end-to-end loan process from application to disbursal. Ensure proper documentation, verification, and approval as per lending guidelines. Build and maintain strong relationships with NBFCs, banks, and financial institutions. Negotiate terms and manage partnerships for better financing rates and terms. Guide customers in selecting suitable finance options. Resolve queries related to loan eligibility, EMI, documentation, and disbursement. Review borrower profiles and assess creditworthiness. Coordinate with credit teams to reduce loan defaults and fraud. Ensure timely disbursal of loans after completion of all checks. Monitor disbursement status and resolve delays or bottlenecks. Coordinate with recovery teams for overdue or bounced EMI cases. Monitor delinquency reports and initiate corrective actions Prepare and maintain daily/weekly/monthly loan reports (approval, disbursal, rejection, overdue, etc.). Share regular updates with management and suggest process improvements. Ensure compliance with regulatory and company policies in all financing activities. Implement and monitor internal SOPs to reduce risk. Manage and support the loan operations team (executives/coordinators). Train staff on loan documentation, product knowledge, and customer handling. Keep track of industry loan schemes, competitor finance plans, and interest rate trends. Suggest new finance products or tie-ups based on market demand.