Underwriter, Commercial Real Estate Shared Services

Essential Job Functions

• Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
• Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors.
• Determine and document loan conditions, communicate requirements, and/or decisions.
• Identify sale-ability issues, potential fraud and portfolio risks based on trends, red flags, and client’s business practices.
• Maintain knowledge of all applicable agency and non-agency underwriting guidelines.
• Exhibit working knowledge of AUS to determine applicable loan conditions.
• Other activities as may be assigned by your manager
  

Qualifications/ Requirements

• Experienced professional with 5+ years of industry and/or relevant experience, typically at a Senior Analyst or Analyst level role or external equivalent.
• 5+ years of recent US Mortgage, mortgage front-line underwriting experience.
• Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations—including TRID—and understanding of mortgage regulatory changes.
• High producer with attention to quality
• Strong commitment to customer service and satisfaction
• Excellent time management skills
• Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
• Detail oriented, with superior verbal and written communication skills
• Strong PC skills, with demonstrated proficiency with Microsoft Office.
• Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
• Demonstrate professional behavior including Positive attitude, Punctuality, Dependability
• Understanding and adherence to company policies and procedures
  

The annual full time base salary range for this role is