142 Stress Testing Jobs - Page 5

Sberbank is looking for Senior Automation Testing Engineer to join our dynamic team and embark on a rewarding career journey. As a Testing Engineer, you will be responsible for designing, implementing, and executing test plans and procedures to ensure the quality and reliability of software applications, systems, or products Working closely with development teams, you will identify defects, verify functionality, and validate performance to meet project requirements and customer expectations Your role will involve both manual and automated testing techniques, as well as collaboration with cross-functional teams to deliver high-quality solutions Responsibilities:Test Planning: Collaborate with project stakeholders to define test objectives, scope, and strategies based on project requirements and specifications Test Design: Develop comprehensive test plans, test cases, and test scripts to cover functional, performance, and usability aspects of software applications or systems Test Execution: Execute test cases and procedures, both manually and using automated testing tools, to identify defects, validate functionality, and ensure adherence to quality standards Defect Management: Document and track defects using issue tracking systems, such as Jira or Bugzilla, and work closely with development teams to troubleshoot and resolve issues in a timely manner Regression Testing: Perform regression testing to ensure that software changes and updates do not adversely impact existing functionality and performance Performance Testing: Conduct performance testing, load testing, and stress testing to assess system scalability, reliability, and responsiveness under different conditions Test Reporting: Prepare and present test reports, metrics, and findings to project stakeholders, including recommendations for improvements and corrective actions Collaboration: Work closely with development teams, product managers, and quality assurance (QA) engineers to ensure alignment of testing activities with project timelines and objectives Continuous Improvement: Identify opportunities to enhance testing processes, methodologies, and tools to increase efficiency, effectiveness, and test coverage

Senior Vice President, Treasury and ALM Manager We re seeking a future team member for the role of Senior Vice President- Treasury to join our Treasury Team. This role is located in Chennai/Pune, HYBRID In this role, you ll make an impact in the following ways: Manages a large team (or multiple small teams) of professional staff responsible for asset/liability management, liquidity funding, capital management, ALM committee support, interest rate risk management and measurement for an assigned risk or asset category and/or across a business unit/legal entity. Contributes to the development of the operational framework for assigned area and develops approaches to achieve desired goals while balancing risk and ensuring regulatory compliance. May lead a discrete specialty within Treasury (e.g. Intraday Liquidity, Currency Risk, etc.)Manages the collection, validation and analyses of financial data underpinning the Banks asset-liability model(s), liquidity funding model(s), capital management framework and/or currency and interest rate risks for assigned area. As part of a management team, monitors risks inherent in new or changing Bank products and implements adjustments to technical processes as needed.Monitors industry developments and applies best practices in order to establish policies and procedures that support the ALM, liquidity, capital management, interest rate risk and/or currency risk strategies for the assigned entity(ies) and balance regulatory requirements. Establishes team policies and procedures related to all technical activities such as documentation requirements, underlying assumptions, data limitations, etc. Develops reports and briefings for senior management, highlighting operational activities/outcomes, identifying risks and recommending proposed solutions. Ensures recommendations align to the corporate Treasury strategies and the strategies of the assigned entity(ies).Builds and cultivates relationships with internal peers in Treasury and Finance and externally with rating agencies, regulators, investors and domestic and international financial institutions. Recruits, directs, motivates and develops staff, maximizing their individual contribution, their professional growth and their ability to function effectively with their colleagues as a team. Provides feedback at the most critical times.Manages a large team or multiple small teams of professional staff.Responsible for a large team or multiple small teams achievement of team objectives. Modified based upon local regulations / requirements.Bachelor s degree or the equivalent combination of education and experience is required. To be successful in this role, we re seeking the following: Degree in math, engineering, statistics, computational finance or economics preferred. MBA, CFA, or CPA/CA preferred. 10-12 years of total work experience, with 1-3 years of management experience, preferred. Experience with liquidity stress testing, liquidity risk management, interest rate risk management, and/or asset-liability management within large complex financial organizations preferred.

Join us as a Treasury Risk Manager This is a prominent role that will see you maintaining and developing a strong second line of defence across our Treasury function With your knowledge and experience, you ll be supporting senior colleagues in understanding, overseeing, challenging and enforcing appropriate risk mitigation techniques You can build on your existing knowledge of risk, and advance your career in this exciting, fast paced role Were offering this role at associate vice president level for the duration of twelve months What youll do As a Treasury Risk Manager, you ll be making sure that the function s activities comply with our risk appetite and risk management standards. You ll develop and deliver a suite of risk metrics, making sure that these can effectively capture the funding and liquidity risk which Treasury manages, while assessing, analysing and reporting on Treasury risk for internal and regulatory purposes. As well as this, you ll be Managing the engagement with the central Risk functions to understand their requirements and strategic developments Keeping up to date with the regulatory environment in which we operate and helping to assess or implement the changes in our risk management framework Maintaining, documenting and monitoring the organisation s policies and approach for your area of risk Working in partnership with other members of the team to review and perform calculations and provide analysis and commentary to present to stakeholders Conducting risk reverse stress tests and ad hoc risk scenario sensitivities The skills youll need We re looking for a risk professional with strong and relevant financial experience, gained from working in a risk or finance function. You ll have a good understanding of market risk with actuarial science knowledge, and good technical knowledge of risk frameworks. A financial or risk qualification, such as a CFA, FIA or FRM is a must for this role, and you ll be educated to degree level in a numerate subject with a good understanding of financial mathematics. You ll also demonstrate: An understanding of stress testing, ICAAP and strong systems knowledge Extensive analytical ability with risk management tools and techniques Excellent attention to detail Good people and relationship management skills Strong written and verbal communication skills

Join us as a Treasury Risk Manager This is a prominent role that will see you maintaining and developing a strong second line of defence across our Treasury function With your knowledge and experience, you ll be supporting senior colleagues in understanding, overseeing, challenging and enforcing appropriate risk mitigation techniques You can build on your existing knowledge of risk, and advance your career in this exciting, fast paced role Were offering this role at vice president level for the duration of twelve months What youll do As a Treasury Risk Manager, you ll be making sure that the function s activities comply with our risk appetite and risk management standards. You ll develop and deliver a suite of risk metrics, making sure that these can effectively capture the funding and liquidity risk which Treasury manages, while assessing, analysing and reporting on Treasury risk for internal and regulatory purposes. As well as this, you ll be Managing the engagement with the central Risk functions to understand their requirements and strategic developments Keeping up to date with the regulatory environment in which we operate and helping to assess or implement the changes in our risk management framework Maintaining, documenting and monitoring the organisation s policies and approach for your area of risk Working in partnership with other members of the team to review and perform calculations and provide analysis and commentary to present to stakeholders Conducting risk reverse stress tests and ad hoc risk scenario sensitivities The skills youll need We re looking for a risk professional with strong and relevant financial experience, gained from working in a risk or finance function. You ll have a good understanding of market risk with actuarial science knowledge, and good technical knowledge of risk frameworks. A financial or risk qualification, such as a CFA, FIA or FRM is a must for this role, and you ll be educated to degree level in a numerate subject with a good understanding of financial mathematics. You ll also demonstrate: An understanding of stress testing, ICAAP and strong systems knowledge Extensive analytical ability with risk management tools and techniques Excellent attention to detail Good people and relationship management skills Strong written and verbal communication skills

This is a prominent role that will see you maintaining and developing a strong second line of defence across our Treasury function With your knowledge and experience, you ll be supporting senior colleagues in understanding, overseeing, challenging and enforcing appropriate risk mitigation techniques You can build on your existing knowledge of risk, and advance your career in this exciting, fast paced role Were offering this role at vice president level for the duration of twelve months What youll do As a Treasury Risk Manager, you ll be making sure that the function s activities comply with our risk appetite and risk management standards. You ll develop and deliver a suite of risk metrics, making sure that these can effectively capture the funding and liquidity risk which Treasury manages, while assessing, analysing and reporting on Treasury risk for internal and regulatory purposes. As well as this, you ll be Managing the engagement with the central Risk functions to understand their requirements and strategic developments Keeping up to date with the regulatory environment in which we operate and helping to assess or implement the changes in our risk management framework Maintaining, documenting and monitoring the organisation s policies and approach for your area of risk Working in partnership with other members of the team to review and perform calculations and provide analysis and commentary to present to stakeholders Conducting risk reverse stress tests and ad hoc risk scenario sensitivities The skills youll need We re looking for a risk professional with strong and relevant financial experience, gained from working in a risk or finance function. You ll have a good understanding of market risk with actuarial science knowledge, and good technical knowledge of risk frameworks. A financial or risk qualification, such as a CFA, FIA or FRM is a must for this role, and you ll be educated to degree level in a numerate subject with a good understanding of financial mathematics. You ll also demonstrate: An understanding of stress testing, ICAAP and strong systems knowledge Extensive analytical ability with risk management tools and techniques Excellent attention to detail Good people and relationship management skills Strong written and verbal communication skill

The job holder will be a part of the Scenario Design Team which is involved in designing, maintaining and enriching regulatory and management stress scenarios for the Bank at group and country level. They will be expected to become the subject matter expert on all areas relating to climate risk macroeconomics and help with the design and development of the modelling capacity to produce climate risk scenario expansions. As part of the 2LoD Scenario Design team they will be also expected to review non-climate related scenario narratives and projections produced by 1LoD. This will include generating ideas about which type of scenarios to run for management and regulatory stress tests, producing papers for example for Expert Panels and Committees and presenting to senior management. The role will, in particular, support the Head of the Scenario Design Team with key activities as set out below: Key Responsibilities Strategy Design regulatory and non-regulatory macroeconomic and climate risk scenarios. Perform review and challenge and when required scenario expansion of key climate and non-climate risk economic variables across the Group s diverse footprint. Present baseline and alternative scenarios to senior managers in forums, expert panels and committees. Contribute to committee papers, structured data requests and other internal or external scenario-related reports. Foster good working relationships and solicit input from Global Businesses and Global Functions and, where relevant, external vendors to enhance scenarios. Contribute to the development of a robust operational risk framework for scenario design processes Stay informed of all regulatory and industry developments related to the scenario work stream. Business Broad awareness and understanding of business model and risk profile. Understanding of the bank s existing enterprise risk management framework, governance of the ERMF related requirements, wider stress testing and scenario analysis capabilities and existing processes, with an understanding of the climate risk stress testing and scenario analysis approach Skills and Experience Understanding of various scenario families including NGFS, IPCC, and IEA scenarios Understand and translating transmission channels of climate risks into financial system impacts Familiarity with industry leading climate risk models and climate/ESG data providers, with fluency in the scope, capabilities, and limitations of each tool and platform Understanding of regulatory expectations with respect to climate risks including capital frameworks etc Experience in dealing with large complex, change projects and/or building / delivering new capabilities A proven track record of liaising across diverse stakeholder groups; including senior managers, and large firm networks Qualifications Work experience as economist (macroeconomic or environmental economist), econometrician or quantitative analyst. Prior experience of developing projections in a banking environment. Collaborative: working as part of a broader team to ensure a coordinated and consistent approach Good organiser of incoming requests within the team Ability to work with minimal direction Attention to detail Proactive, problem-solving, helpful Strong experience in MS Excel and Power Point Experience with coding in SAS, R, Python

Job Summary The person is responsible for independently assess the valuation of Loans and Equity investments held by the bank. Key Responsibilities Perform valuation reviews on debt and equity products covering Term / Bridge / Working Capital loans, RCF, Credit Insurance, Bonds, CLO, CDS and related credit products Perform independent fair valuation of equity investments for the bank s Principal Finance and Strategic Investments portfolios. Perform fair valuation assessment for amortised cost loans in accordance with IFRS, Group accounting policy and management reporting principles. Perform margin review of loans to assess reasonableness of margin as against independent market data Assist in calculating the Prudent Valuation Adjustments / Stress testing as part of the quarterly reporting requirements. Provide valuation support including advice on bespoke transactions, new product initiatives, deal pipelines and potential impacts on valuations. Assist on model enhancements to various valuation techniques applied. Perform in-depth analysis with regards to appropriate valuation methodologies. Be familiar with Bloomberg / Reuters / IHS Markit and other external vendor services pricing. Preparation / oversight of valuation reports for internal stakeholders and senior management. Presentation / discussion of Valuation results at various Forums / Committees as applicable Work on various Projects / initiatives undertaken Support on ViR / UK ACG Sox Projects Adhere to and strengthening of Risk & Control Matrix Liaise and co-ordinate with various stakeholders, both internal (Product Control, Internal Auditors, Country Finance, Front Office) and external (External Auditors), and provide support as part of reporting requirements. Perform research to stay updated on the latest market practices. Follow and monitor closely news flows / key development / significant movements of the portfolio of investments Qualifications CA or MBA (Finance) from a reputed institution. 10+ years of experience in banking finance. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. 8937

This is a prominent role that will see you maintaining and developing a strong second line of defence across our Treasury function With your knowledge and experience, you ll be supporting senior colleagues in understanding, overseeing, challenging and enforcing appropriate risk mitigation techniques You can build on your existing knowledge of risk, and advance your career in this exciting, fast paced role Were offering this role at associate vice president level for the duration of twelve months What youll do As a Treasury Risk Manager, you ll be making sure that the function s activities comply with our risk appetite and risk management standards. You ll develop and deliver a suite of risk metrics, making sure that these can effectively capture the funding and liquidity risk which Treasury manages, while assessing, analysing and reporting on Treasury risk for internal and regulatory purposes. As well as this, you ll be Managing the engagement with the central Risk functions to understand their requirements and strategic developments Keeping up to date with the regulatory environment in which we operate and helping to assess or implement the changes in our risk management framework Maintaining, documenting and monitoring the organisation s policies and approach for your area of risk Working in partnership with other members of the team to review and perform calculations and provide analysis and commentary to present to stakeholders Conducting risk reverse stress tests and ad hoc risk scenario sensitivities The skills youll need We re looking for a risk professional with strong and relevant financial experience, gained from working in a risk or finance function. You ll have a good understanding of market risk with actuarial science knowledge, and good technical knowledge of risk frameworks. A financial or risk qualification, such as a CFA, FIA or FRM is a must for this role, and you ll be educated to degree level in a numerate subject with a good understanding of financial mathematics. You ll also demonstrate: An understanding of stress testing, ICAAP and strong systems knowledge Extensive analytical ability with risk management tools and techniques Excellent attention to detail Good people and relationship management skills Strong written and verbal communication skill

Notice Period : Immediate Joiner Mode : Onsite work This Job emphasizes the engineer's focus on testing modem technologies, specifically for 5G and LTE, and their responsibility for maintaining test content and stability. Required Skills: Modem Technologies: 2-4 years of experience in testing 5G and LTE technologies Testing Concepts: Strong understanding of sanity, regression, functional, and stress testing Test Plan Development: Ability to design, develop, and execute test plans and cases Bug Tracking: Experience in identifying, documenting, and tracking bugs and issues Collaboration: Strong collaboration skills with development teams to understand requirements Programming Languages: Knowledge of programming languages such as Java, Python, or C Qualifications: Bachelor's Degree in Electrical Engineering or related field Strong problem-solving and analytical skills Excellent communication and teamwork skills.

We are currently seeking an experienced professional to join our team in the role of Senior Analyst - Decision Science Principal responsibilities Undertake model validation and testing activities as dictated by the Global Model Risk Policy including the assessment of; model inputs, calculations, reporting outputs, conceptual soundness of the underlying theory and the suitability of the use for its intended purpose, relevance and completeness of data, qualitative information and judgements, documentation, and implementation of the model. Provide written reports detailing the results of validations highlighting issues identified during the validation. Validate remediation activities completed by the ILOD to ensure appropriate resolution of identified issues. Communicate technical model related information and results to Model Owners and Model Users through the course of a validation. Contribute to management, regulatory, and external confidence in all models used across the group. Deliver, high quality, timely validation reports that add value to the business. Requirements Experience on Retail Credit Risk model development/validation specifically comprising stress testing models (example: CCAR, PRA etc.) and reserving models such as CECL and IFRS9. Preferably familiar with different Retail PD/LGD/EAD model development methodology and its validation for different retail portfolios such as Credit Cards, Mortgage, PIL, etc. Strong statistical knowledge with hands on working experience in various modelling techniques such as linear regression, logistic regression, time series modelling, survival models etc. Sound understanding of different Retail portfolios such as Credit Cards, Mortgage, PIL, etc. Familiarity with OCC/FRB, EBA, ECB, UAE Guidelines and PRA regulations and k nowledge of Risk models, performance metrics and risks and associated issues. Some knowledge of internal procedures and local regulations and those of other country regulators would be an advantage. Minimum 1-5 years of experience of model validation/development experience in Risk Management in Retail domain Experience with some statistical modelling software / programming language e.g. SAS, Python, R, Matlab, C++, VBA. Experience of developing and reviewing models throughout the customer lifecycle and conducting independent model reviews is beneficial. Good written and verbal communication skills. Team-oriented mentality combined with ability to complete tasks independently to a high-quality standard. Master s or PhD degree in a quantitative discipline like Financial Mathematics, Statistics, Econometrics, Quantitative Finance, Economics or Engineering. Support the management of model risk across a large complex banking group and m anage model risk whilst significant transformational activity is being implemented, both regionally and globally.

Short description of role (lending) teams and will be expected to have strong understanding of financial statements including important lending and credit risk metrices. Job Responsibilities: Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research. Drafting detailed credit reports with key takeaways on the purpose; report has to be concise, easy to read for credit risk to review and comment Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan Developing and maintaining detailed financial model (in Excel) comprising transaction details, financial statement analysis, projections, ratio & variance analysis, key performance indicators, credit metrics, amongst others Conducting sensitivity analysis for stress testing on loans for serviceability Regular interaction with key stakeholders and clients to discuss for eg. borrower requirements and performance, data gaps, inconsistencies, analytical frameworks, loan servicing etc. Strong financial analysis skills thorough understanding of accounting / financial concepts including financial statements, variance analysis, and assessment of key credit risk metrices and covenants Ability to draft credit reports Strong communication skills (oral and written) in English. Proficient in use of Excel, handling linked worksheets, able to handle complex models. Personal drive (proactive), flexible, creative (thinks out of the box), result driven responsible, curious, team player, fast learner, and willing to take ownership of tasks and deliverables. Hands on attitude, willing/capable to understand the big picture. Ability to succeed in a culture where change and speed are part of daily work.

The Global Risk & Compliance Organization ( GRC ) independently oversees the company s risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company s risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company s goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we'deliver maximum value to our shareholders and our customers efficiently and effectively. We are seeking a highly experienced Director, Capital Management Oversight, to join our Enterprise Risk Management and Risk Oversight (ERM&RO) function within GRC. You will serve as a subject matter expert, providing guidance and independent oversight to American Express s capital management processes, including CCAR, ICAAP, and Capital Contingency Planning. The Director will aggregate, integrate, and assess all risks to the company s capital position, to provide significant strategic recommendations to the Head of Enterprise Risk Management, Treasurer, and the different risk committees across the enterprise. Our culture in Global Risk & Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Key Responsibilities: Assess capital goals, estimation methodologies / measurements and underlying controls Define the respective capital risk appetite and ensure that Treasury is operating within it Advocate American Express s risk culture throughout the Capital Planning process; educate teammates on sound risk management practices. Lead, drive and embed best practice and pragmatic risk management Conduct independent reviews of all capital management processes, and communicate conclusions and required remediations to Treasury senior leadership Contribute to material risk identification, stress scenario narrative development, macroeconomic variable shocks, and idiosyncratic event selection for CCAR and ICAAP Independently review stress testing assumptions and forecasts for balance sheet, revenue, and loss components Conduct regulatory mapping (ie, SR 15-19) against the current Capital Planning environment to ensure Treasury and other forecast owners are meeting enhanced supervisory expectations Engage with regulators, auditors, and other external stakeholders on capital management risk-related matters, ensuring compliance with regulatory requirements and addressing any inquiries or examinations Establish a coherent and comprehensive set of risk limits that are consistent with the stated Risk Appetite through quantitative expressions of risk tolerance and capital adequacy Minimum Qualifications: 6-8 years of risk management experience in financial services including extensive experience in CCAR, capital planning, and risk appetite frameworks Advanced degree in Business, Finance, Statistics, Econometrics, or a related field is required Excellent communication and stakeholder management skills, with the ability to influence and collaborate with senior executives and cross-functional teams Ability to think strategically, manage complex projects, and deliver results in a fast-paced, dynamic environment Strong understanding of financial services regulations and risk management best practices Strong leadership skills with a demonstrated ability to effectively hire, coach, train, and develop a team and to promote collaboration across geographies CFA or FRM designation preferred We back you with benefits that support your holistic we'll-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as we'll as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-we'll-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site we'llness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities

Job Description: Understanding of Basel Framework, PD, EAD, LGD and Regulatory Capital. Proficiency in SAS and Python for Model Development Good Understanding of Regulations and has experience of IRB Model Development Good understanding of retail credit risk products and their key variables.

Please Note: ========== One of our Gulf client is looking for Credit Risk Analyst in their financial department. Spectrum Consulting is acting as Recruitment Services company for this position. You can email your CV directly to: spectrumconsulting1977@gmail.com ========== Job Title: Credit Risk Analyst Onsite Job Location: Dubai - UAE Doha - Qatar Riyadh - Saudi Arabia Onsite Monthly Salary: 15k to 20k AED [ Depending on Experience ] , Full Tax free Salary Gulf Work permit & visa will be sponsored by the company Offshore Job Location: Mumbai Bangalore Hyderabad Offshore India Annual CTC: INR. 15 LPA to 40 LPA (Depending on Experience) No. of positions: 03 Project Duration: 24 Months Experience Needed: 10 - 20 Years Job Description: We are looking for an experienced Credit Risk Analyst with BASEL / IFRS9 / CCAR Skills Job Responsibilities As a credit risk analyst, you should be: Expert in 1 or more of the following: - Credit Risk Modelling with: - BASEL - IFRS9 - CCAR - Structural Models - Strong knowledge of credit risk measures, PFE, xVA, compliance rules, and collateral management. - Experience with Basel 2, Basel 2.5, Basel 3, SA-CCR, SIMM, FRTB-xVA. - Able to do credit evaluations of counter parties for financial/non-financial institutions - Carry out financial qualification of service providers for new assignments and new projects - Conduct in-depth analysis of financial statements and employ the company internal credit model to derive credit ratings. - Ensure new business transactions and related risks are appropriately defined, captured, and managed, by the Company's risk methodologies and systems. - Maintain approved credit limits and ratings in credit database. - Actively monitor counterparty credit ratings and latest market developments to keep management informed on potential risks. - Perform stress testing on various portfolios in order to identify and mitigate unwanted exposure. - Review policies, procedures, and align risk policies across the Group - Assist in the consolidation and preparation of reports for top management Nice to have: - Experience with Murex (MLC), Markit, Calypso, Finastra is added advantage but not mandatory Experience Level: 5 - 20 Years Business Verticals: Banking and Financial Services -- Insurance / Banking Insurance Stock Market / Investment Banking Retail Telecom Healthcare Oil and Gas Travel and Hospitality Supply Chain / Logistics Capital Markets / Stock Markets / Forex Trading Job REF Code: CREDITRISK_0525 You can EMAIL your CV to: spectrumconsulting1977@gmail.com If you are interested, please email your CV as ATTACHMENT & - write about your CREDIT RISK experience as covering note and - explaining your CREDIT RISK experience with job ref. code [ CREDITRISK_0525 ] as subject

About this role: Wells Fargo is seeking a Risk Analytics Consultant In this role, you will: Participate in less complex analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management Review and analyze programing models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management Present recommendations for resolving data reconciliation, production, and database issues Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business Required Qualifications: 2+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience in Loss Forecasting , CCAR Reporting, Stress testing or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Expertise in few programming and statistical packages - SAS , SQL Advanced expertise in MS office tools including Excel and Powerpoint Strong analytical and problem-solving skills with keen attention to detail Model review and ability to analyze and challenge model parameters and assumptions Understand business objectives and provide challenge to requirements. Knowledge and understanding of credit risk, loss forecasting, and related governance policies. Verify sound analysis practices and data decisions were leveraged throughout planning and data sourcing phases. Conduct in-depth research within complex data environments to identify data integrity issues and propose solutions to improve accuracy. Ensure comprehensive documentation exists supporting the end-to-end data reporting and analysis approach and execution. Understanding of complex databases and ability to navigate and query data effectively. Apply critical evaluation to challenge assumptions, formulate a defendable hypothesis, and ensuring high quality results. Ensure adherence to data management/ model governance regulations and policies. Ensure adherence to compliance and legal regulations and policies on all projects managed Collaborate and consult with peers, colleagues, and more experienced managers to resolve issues and achieve goals. Understanding in Python, Tableau, PowerBI will be an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Role Overview: We are seeking a skilled and analytical Climate Risk Analyst to join our sustainability team. In this role, you will apply NGFS and IPCC frameworks to evaluate and quantify both physical and transition climate risks across diverse client portfolios. You'll build probabilistic models, design stress-testing scenarios, and integrate datasets ranging from GIS layers to supply-chain metrics. Partnering with finance, operations, and data engineering teams, you'll translate complex climate trajectories such as carbon pricing, regulatory shifts, and technology adoption into clear, actionable insights and robust risk-management strategies that help our clients enhance resilience and capitalize on emerging opportunities. Key Responsibilities: Conduct climate risk assessments using NGFS and IPCC frameworks to identify client-specific risks and opportunities Develop and execute stress-testing scenarios to evaluate climate impacts on financial portfolios Collect, clean, and integrate diverse datasets (e.g., geospatial layers, historical weather records, supply-chain metrics) Build probabilistic models to quantify hazard frequency, exposure, and vulnerability at the asset and portfolio levels Parameterize transition-risk factors (carbon-pricing trajectories, regulatory changes, technology adoption rates) across multiple climate pathways Collaborate with cross-functional teams to produce comprehensive reports and presentations on climate risk management strategies Translate quantitative findings into clear recommendations for risk mitigation and opportunity capture Required Skills: Strong understanding of physical and transition climate-risk concepts and frameworks (NGFS, IPCC) Proven experience in stress-testing and scenario analysis within a financial or risk-management context Proficiency in statistical and probabilistic modeling techniques (e.g., Monte Carlo simulation) Hands-on experience with data integration and analysis tools (Python/R, SQL, GIS software) Familiarity with cloud-based data platforms and ETL pipelines Excellent quantitative and analytical abilities, with strong attention to detail Exceptional communication skills, able to distill complex analyses into concise, client-ready insights Proven ability to work collaboratively in cross-disciplinary teams Perks and Benefits: Work on a ground-breaking product that significantly contributes to sustainability Exposure to advanced AI tools and methodologies to enhance your development skills and productivity Competitive salary with a comprehensive benefits package Flexible work arrangements A vibrant, inclusive, and supportive team environment Opportunities for professional growth and continuous learning

Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives. About The Role Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives. ? ? ? ? Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives.

Hello Visionary! We empower our people to stay resilient and relevant in a constantly changing world. We"™re looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you"™d make a great addition to our vibrant international team. We provide our Hire-to-Retire services along the complete lifecycle of an employee from onboarding to pension services and leverage our powerful ecosystem of leading external and internal partners and our network of key delivery centers We believe in the value of industry best-practice standards achieved through evolving technology and digitalization. We focus on employee experience as a key driver of our actions. In doing so, we deliver flexibility, quality and efficiency for the businesses we partner with. You"™ll make a difference by Develop and maintain monitoring solutions using Elastic Search (ELK) deployed in AWS ECE. Automate processes and workflows using Python and Ansible. Manage and optimize the performance of large-scale data systems, handling hundreds of terabytes of data. Utilize AWS CloudFormation for resource provisioning and infrastructure management. Collaborate with cross-functional teams to ensure seamless integration and deployment of monitoring solutions. Troubleshoot and resolve technical issues related to monitoring and data management. Continuously improve monitoring processes and tools to enhance system performance and reliability. Your success is grounded in We are looking for a talented and motivated individual to join our Digital Services team, as part of our Global Business Services Unit. The ideal candidate will be integrated on a monitoring team, cloud oriented, so we"™re looking for strong expertise with 2-5 years of experience in AWS, Elastic Search (ELK), Python, and Ansible, with a focus on performance optimization and managing large-scale data. Our culture thrives around the ability to work well in a client-centric, collaborative environment, can demonstrate critical thinking skills, and present and explain complex ideas to a group. Open communication and working well with others are key Excellent communication, interpersonal and collaboration/influencing skills. Join us and be yourself! We value your unique identity and perspective and are fully committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us. This role is based in Bangalore . You"™ll also get to visit other locations in India and beyond, so you"™ll need to go where this journey takes you. In return, you"™ll get the chance to work with teams impacting entire cities, countries and the shape of things to come. We"™re Siemens. A collection of over 379,000 minds building the future, one day at a time in over 200 countries. We're dedicated to equality, and we encourage applications that reflect the diversity of the communities we work in. All employment decisions at Siemens are based on qualifications, merit and business need. Bring your curiosity and imagination and help us shape tomorrow.

Deenanath Mangeshkar Hospital is looking for OPD CARDIOLOGY ECHO TECHNICIAN to join our dynamic team and embark on a rewarding career journey Patient Preparation: Explain the echocardiogram procedure to patients, prepare them for the test, and ensure their comfort during the examination Equipment Operation: Operate and maintain specialized ultrasound equipment, including 2D, 3D, and Doppler echocardiography machines Image Acquisition: Perform echocardiograms by placing the transducer on the patient's chest, capturing images of the heart's chambers, valves, and blood flow Data Analysis: Analyze echocardiographic images and measurements to assess heart function, identify abnormalities, and calculate ejection fraction and cardiac output Reporting: Prepare and generate detailed echocardiogram reports for physicians and healthcare providers, including image documentation and measurements Image Optimization: Adjust ultrasound settings to optimize image quality, clarity, and diagnostic accuracy Patient Monitoring: Monitor patients' vital signs and assess their comfort and well-being throughout the examination Quality Control: Maintain high standards of quality control, ensuring that images and reports meet diagnostic criteria Documentation: Maintain accurate records of echocardiograms, patient information, and medical histories Patient Education: Educate patients about echocardiogram results and assist in explaining findings and recommendations

About The Role : In Scope of Position based Promotions (INTERNAL only) Job Title Model Validation Specialist Associate Location Mumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Effectively managing and mitigating Model Risks; Establishing Model Risk metrics; Designing and implementing a strong Model Risk Management and governance framework; Supporting bank-wide Model Risk-related policies. This role spans all aspects of validation applicable to the portfolio of estimation approaches within the Deutsche Bank Combined US Operations (CUSO) across all relevant business units and risk types. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy: Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities The core responsibility will be to validate IB Stress testing models used within the larger CCAR PPNR umbrella for DB USA. Its important for incumbent to grasp and understand Investment Banking side of the banks business. However, the role might necessitate model validator to be flexible in moving around different risk areas within US model validation team outside of core area of responsibility. Key tasks include, but not limited to model performance testing, scenario analysis, sensitivity analysis, and conceptual assessment of model assumptions/limitations/weaknesses. Developing challenger models including independent data collection and by performing complex analysis and testing. Follow regulatory guidelines and the Banks policies and procedures for model risk management, especially CCAR-specific guidelines. Bringing efficiency by automating processes and uplifting frameworks. Your skills and experience 3-6 years of professional experience in model development/ validation or related areas. Previous experience in stress testing (DFAST/CCAR/ICAAP) would be a plus. Ability to analyse and understand financial statements (Balance sheet, Income statement) will be advantageous. Candidate needs to have decent knowledge about financial products and the associated risk factors. Candidate needs to have above average report drafting skills and should be able to independently compile model validation reports, follow-through on mitigation of validation findings, and documentation thereof. Very strong data management and analysis skills with experience in relevant software packages, e.g., R and Python. Good presentation & communication skills Candidates with Mathematics/Statistics/Economics/Engineering/ MBA or allied background holding Graduate/Post-Graduate degrees are preferred. CFA / FRM certification will be a plus for the role. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleModel Validation Lead- Derivative Pricing Corporate TitleVP LocationMumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Designing and recommending Model Risk Appetite; Effectively managing and mitigating Model Risks; Establishing Model Risk metrics; Designing and implementing a strong Model Risk Management and governance framework; Creating bank-wide Market Risk policies The Pricing Model Validation team as part of MoRM is responsible for the independent review and analysis of all derivative pricing models used for valuation and pricing across the bank. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities The role is to independently review and analyse derivative models for pricing and risk management across Rates, FX and Hybrids. The role as a Quantitative Analyst in Mumbai will work closely with the pricing validation team in London and Berlin to produce, analyse and document validation testing. Reviews and analysis require a good understanding of the mathematical models used, implementation methods, products traded in these markets, and the associated risks. The outcome of review and analysis and independent implementation will form the basis of discussion with key model stakeholders includingFront Office Trading; Front Office Quants; Market Risk Managers; and Finance Controllers. Your skills and experience Excellent mathematical ability with an understanding of Stochastic Calculus, Partial Differential Equations, Monte-Carlo Methods, Finite Difference Methods, and Numerical Algorithms. Strong interest in financial markets (especially derivative pricing) demonstrated by qualifications and/or experience. Experience coding in Python an advantage. Excellent communication skills both written and oral. Education/Qualifications Academic degree in a quantitative discipline (e.g. Mathematical Finance / Statistics, Maths, Physics, Engineering) with a focus on application. How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Join our dynamic team at Firmwide Market Risk, where you will play a pivotal role in shaping the future of market risk management. You will have the opportunity to lead strategic projects that enhance our stress testing framework, ensuring transparency and efficiency in risk management. This is your chance to make a significant impact on the firms risk profile and contribute to our mission of facilitating efficient risk/return decisions. As a Market Risk Stress Associate in the Firmwide Market Risk team, you will be at the forefront of stress testing initiatives, focusing on improving the stress testing framework and strategic technology development. You will collaborate with experts across various risk functions to drive innovation. Your work will be crucial in maintaining the firms market risk transparency to senior management, the Board of Directors, and regulators. Job responsibilities Drive forward stress analytic initiatives by creating bespoke stress scenarios, using stress as a tool to monitor macro market events, improving stress visualization, making use of AI, and creating other innovative ways to use stress. Develop, implement, and oversee stress-related technology processes and controls, including both BAU and strategic infrastructure enhancements. Support and streamline the stress testing process across legal entities; work with regional Market Risk teams on stress-related regulatory requests, including but not limited to responding to regulatory questions, coordinating and implementing stress scenarios, providing best practice across risk areas on LE stress-related tasks. Maintain oversight on firmwide stress results and analyze historical trends, informing senior management of key changes. Partner with LOB Market Risk Coverage and Market Risk Middle Office to support and enhance processes, stress explains, and analysis. Contribute to the regulatory stress testing exercises, including results analysis and submission, documentation, and senior management presentations. Partner with teams globally in Asia, EMEA, and NY, as well as across the Firm including other Risk Functions, Model Review, Risk Reporting, Legal Entity, and Technology. Required qualifications, capabilities, and skills Bachelors degree. Significant work experience in the financial industry. Strong quantitative and analytical background with knowledge of financial markets and complex financial product valuation. Understanding of trading strategies/exposures for one asset class. Knowledge of risk sensitivities on financial products, including Option Greeks. Advanced skills in analyzing large datasets using Excel, Tableau, or other software. Experience working with technology teams on risk system enhancements/infrastructure projects. Strong control and risk management mindset with a focus on process enhancement and improvements. Proven project leadership skills, business writing skills, and communication skills to drive initiatives to completion.

Role & responsibilities Preferred candidate profile

Role & responsibilities Managing multiple projects in multiple geographies Handling teams of multiple projects across different areas of analytics, risk management etc. Handling pre sales meetings with clients Keeping track of latest regulatory updates & preparing offering on them Client Handling - Understanding client requirements, problems etc. Preparing presentation and presenting it to Senior Management Liaison with clients for understanding their problems & providing appropriate solution Preparing presentations and other documents as per client requirements Doing independent research to come up with innovative solutions/ideas Provide thought leadership and hands-on experience for ongoing initiatives Train and guide team of consultants Will be responsible of different project ranging from: Part of Center of Excellence” of Credit Risk Modeling IFRS 9 Model Development & Validation Development/Validation of PD (Application & Behavioral Scorecard), LGD and EAD Retail Models Developing/Validation Rating Models for Corporate banking portfolios Stress Testing Models Develop/validate models like Collection, Propensity, Maturity, Pricing, etc. Advanced Analytics Solution (Machine Learning, Digital Lending etc.) Development of acquisition fraud scorecard Loss Forecasting Developing/Validating Rating Models for Corporate banking portfolios Developing/Reviewing ICAAP & RAROC Models A