Relationship Manager-Loan Against Property

Job Requirements

Key Responsibilities

• Develop and maintain relationships with existing and potential customers in the rural banking sector
• Identify and acquire new customers for loan against property products
• Conduct thorough financial analysis and risk assessment of potential customers
• Prepare and present loan proposals to credit committees for approval
• Ensure timely and accurate disbursement of loans
• Monitor and manage the loan portfolio to ensure timely repayments and minimize delinquencies
• Cross-sell other banking products and services to customers
• Stay updated on market trends and competition in the loan against property segment
• Collaborate with internal teams to ensure smooth and efficient loan processing and customer service
  

Qualifications

• Bachelor's degree in finance, business administration, or a related field
• Minimum of 3 years of experience in loan against property or mortgage lending
• Strong understanding of rural banking and the loan against property market
• Excellent communication and interpersonal skills
• Proven track record of meeting and exceeding sales targets
• Ability to analyze financial statements and assess credit risk
• Proficient in Microsoft Office and other relevant software
• Willingness to travel within the assigned region