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1.0 - 5.0 years
2 - 5 Lacs
Bengaluru
Work from Office
Greeting from Infosys BPM Ltd., We are hiring candidates for Mortgage Orignation Skill. Please walk-in for interview on 25th & 26th June at Bangalore Location Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume *** Process Specialist- 1Yr to 5Yrs experience: https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL-216794 Interview details: Interview Date: 25th & 26th June Interview Time: 9:30 AM till 12 PM Interview Venue: JP Nagar: Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark: Near Sindhoor Convention Centre (NOTE: No Candidate parking facility will be available Documents and things to Carry:: Carry a print out your updated resume; Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree) Candidates to carry mobile charger and ear/headphones to the hiring venue for in-person assessments and evaluations Job description - Mortgage Origination US Mortgage Process knowledge Minimum 1-4 years of experience in Mortgage Origination Knowledge on Loan Estimate & Closing Disclosure Understanding of TRID guidelines Basic knowledge on mortgage processing and underwriting Good understanding on MS Office Flexible to shifts Interview Location: JP Nagar Work Location: Bangalore Qualification: Graduates & Post graduation Designation: Senior Process Executive/ Process Specialist Job Level: 2A/3A Shifts: US Shift Experience: 1Yr to 5Yrs Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance Regards, Infosys BPM Recruitment team.
Posted 6 hours ago
0.0 - 3.0 years
0 - 3 Lacs
Hyderabad
Work from Office
Hiring For Sutherland! Role & responsibilities: : Currently we are hiring for US Mortgage Process Role & responsibilities: An International Non-Voice Process Job is a job where the executives are assigned to handle the calls from customers in different countries, particularly the U.S., Dubai etc. These jobs include product and service support or technical support in which the customer is calling to solve an issue. Perks and benefits: You'll develop your emotional intelligence. you'll learn your product or service, inside and out you'll build transferable Skills. you can educate customers without selling. you can develop a side project. you'll learn how to effectively solve problems. Preferred candidate profile: *Must be fluent in English *Excellent Communication can Apply. * 06 Months of Mortgage Exp can be Consider * EXPERIENCED CAN APPLY *24/7 shifts and rotational week offs (5 days working a week) *ROI - JAM, Voice & Versant Round, Operations Round *Two-way cab facility only in night shift within 25Kms only from office premises *Candidate who is comfortable working from office can apply *Need Immediate Joiners only *No virtual Interview is available *Out of station candidates are Strictly not eligible " Sutherland never requests payment or favors in exchange for job opportunities. Contact Number: 7416270242 (Hajera HR)
Posted 2 days ago
4.0 - 9.0 years
6 - 16 Lacs
Bengaluru, Mumbai (All Areas)
Work from Office
Role & responsibilities 1. Credit Function Leadership with Digital Mindset: Build and lead a collaborative, forward-looking credit underwriting team that embraces digital tools and analytics to streamline decision-making and enhance operational efficiency. 2. Mortgage Product Underwriting: Develop and implement robust credit appraisal frameworks for mortgage and housing finance products, ensuring accurate assessment of borrower risk and alignment with NBFC lending standards. 3. Policy, System, and BRE Testing Support: Provide continuous feedback and insights for refining credit policies, system functionality, and Business Rules Engine (BRE) to ensure seamless integration and accurate credit decisioning. 4. Policy Compliance Oversight: Ensure strict adherence to internal credit policies, risk frameworks, and regulatory guidelines, maintaining audit readiness and minimizing credit risk exposure. 5. STP Process Quality Monitoring: Monitor Straight-Through Processing (STP) workflows for underwriting, identifying data gaps or process inefficiencies, and implementing corrective actions to maintain quality and turnaround time. 6. End-to-End Digital Implementation: Drive the adoption and execution of fully digital credit underwriting processesfrom application to disbursalleveraging automation, data analytics, and digital verification tools to enhance customer experience and operational scalability. Preferred candidate profile Strong knowledge of mortgage underwriting and credit appraisal Understanding of BRE and digital credit systems Proficiency in analyzing credit risk, financial statements, and borrower profiles Familiarity with STP workflows and digital lending platforms Knowledge of NBFC regulatory and compliance frameworks Strong analytical, problem-solving, and team leadership skills
Posted 3 days ago
5.0 - 10.0 years
22 - 27 Lacs
Mumbai
Work from Office
Do you know residential mortgage processing in and outAre you well-known to be detailed, an over communicator, problem solver, quality minded individual and deliver exceptional serviceWe re looking for someone like that who can: order, follow-up, and review 3rd party items such as homeowners insurance, title commitment, tax transcript, fraud report, verification of rent/mortgage, compliance report, subordinations, etc support Private Mortgage Bankers throughout the processing transaction including daily communication, expectation setting, and status updates coordinate with Private Mortgage Banker and Underwriting to provide solutions for complex transactions partner with Closing Specialist to schedule and gather needed items for closing documents proactively manage loan escalations to ensure timely resolution, detailed communication and effective review analysis efficiently manage a high-touch pipeline while providing excellent client satisfaction You ll be working as part of the Mortgage Fulfillment team within the Banking Group of "Global Wealth Management Americas" (GWM). We provide mortgage fulfillment service assistance to Private Mortgage Bankers, enabling them to assist UBS AG Wealth Management clients with the financing of residential real property. a university degree or equivalent experience 5+ years experience as a loan coordinator/processor, preferred experience with high net worth clientele in a private banking environment knowledge of mortgage underwriting processes and guidelines a high degree of self-discipline to meet deadlines and work under pressure, experience working in a fast paced, high volume, customer focused environment proven ability to meet individual as well as organization goals and operate with minimal direction and oversight previous Encompass experience preferred detail oriented, have sharp analytical skills, and are an outstanding communicator (verbal and written)
Posted 3 days ago
5.0 - 10.0 years
5 - 9 Lacs
Mumbai
Work from Office
Do you know residential mortgage processing in and outAre you well-known to be detailed, an over communicator, problem solver, quality minded individual and deliver exceptional serviceWe re looking for someone like that who can: order, follow-up, and review 3rd party items such as homeowners insurance, title commitment, tax transcript, fraud report, verification of rent/mortgage, compliance report, subordinations, etc support Private Mortgage Bankers throughout the processing transaction including daily communication, expectation setting, and status updates coordinate with Private Mortgage Banker and Underwriting to provide solutions for complex transactions partner with Closing Specialist to schedule and gather needed items for closing documents proactively manage loan escalations to ensure timely resolution, detailed communication and effective review analysis efficiently manage a high-touch pipeline while providing excellent client satisfaction You ll be working as part of the Mortgage Fulfillment team within the Banking Group of "Global Wealth Management Americas" (GWM). We provide mortgage fulfillment service assistance to Private Mortgage Bankers, enabling them to assist UBS AG Wealth Management clients with the financing of residential real property. a university degree or equivalent experience 5+ years experience as a loan coordinator/processor, preferred experience with high net worth clientele in a private banking environment knowledge of mortgage underwriting processes and guidelines a high degree of self-discipline to meet deadlines and work under pressure, experience working in a fast paced, high volume, customer focused environment proven ability to meet individual as well as organization goals and operate with minimal direction and oversight previous Encompass experience preferred detail oriented, have sharp analytical skills, and are an outstanding communicator (verbal and written)
Posted 3 days ago
3.0 - 7.0 years
3 - 6 Lacs
Mumbai, Bengaluru
Work from Office
Non litigation drafting exp, RBI guideline & NBFC Compliance. Land Laws CPC, DCPR Rules, Transfer of Property Law, Contract Law, MHADA, SRA, Municipal Corporation Act, Land Acquisition, Due Diligence Gram Panchayat exp and Gauthan Properties Exp must
Posted 3 days ago
2.0 - 7.0 years
5 - 15 Lacs
Bengaluru
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Remote CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Virtual Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418| Whats App : 9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 3 days ago
1.0 - 3.0 years
3 - 5 Lacs
Banda
Work from Office
Job Description -Understand customer requirements and provide solutionLiaise with different teams on processing and call closuresUpsell to customersRenewal premium collection through calling and home visitsConvenience customer to stay invested in policy (surrender Retention) & Pitch Loan against policy.Error free & timely processing of request and complaints
Posted 4 days ago
1.0 - 3.0 years
3 - 5 Lacs
Kushinagar
Work from Office
Job Description -Understand customer requirements and provide solutionLiaise with different teams on processing and call closuresUpsell to customersRenewal premium collection through calling and home visitsConvenience customer to stay invested in policy (surrender Retention) & Pitch Loan against policy.Error free & timely processing of request and complaints
Posted 4 days ago
1.0 - 3.0 years
3 - 5 Lacs
Pilibhit
Work from Office
Job Description -Understand customer requirements and provide solutionLiaise with different teams on processing and call closuresUpsell to customersRenewal premium collection through calling and home visitsConvenience customer to stay invested in policy (surrender Retention) & Pitch Loan against policy.Error free & timely processing of request and complaints
Posted 4 days ago
1.0 - 3.0 years
3 - 5 Lacs
Mathura
Work from Office
Job Description -Understand customer requirements and provide solutionLiaise with different teams on processing and call closuresUpsell to customersRenewal premium collection through calling and home visitsConvenience customer to stay invested in policy (surrender Retention) & Pitch Loan against policy.Error free & timely processing of request and complaints
Posted 4 days ago
4.0 - 9.0 years
5 - 10 Lacs
Bengaluru
Remote
Dear Candidate, We are hiring for US Mortgage Underwriting Work From Home Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Regards SPARK CONSULTANCY
Posted 5 days ago
5.0 - 7.0 years
15 - 17 Lacs
Bengaluru
Work from Office
We are seeking a skilled and detail-oriented Non-QM Loan Underwriter to join our team supporting U.S.-based lenders. The role involves the manual underwriting of Non-Qualified Mortgage (Non-QM) loan files, requiring in-depth analysis of complex borrower profiles, alternative income documentation, and investor-specific guidelines. The ideal candidate will bring a strong understanding of non-QM programs, risk assessment, and credit evaluation, while working in close coordination with onshore stakeholders. Key Responsibilities: Manually underwrite Non-QM loan files by evaluating full income, asset, credit, and collateral documentation. Analyze alternative income types such as bank statements, P&L statements, 1099s, DSCR, and asset depletion. Review files for completeness, accuracy, and eligibility based on lender-specific Non-QM guidelines and overlays. Required: 3-5 years of U.S. mortgage underwriting experience with at least 12 years in Non-QM. In-depth knowledge of Non-QM programs including Bank Statement, DSCR, 1099, CPA/P&L, and Asset Utilization loans.
Posted 5 days ago
4.0 - 9.0 years
7 - 15 Lacs
Noida
Work from Office
Role & responsibilities Evaluate and underwrite Home Loan and Loan Against Property (LAP) proposals as per credit policy and within delegated authority. Assess customer profiles, financials, credit bureau reports, and property documents to make sound credit decisions. Ensure compliance with internal policies, RBI guidelines, and risk control measures while maintaining portfolio quality. Coordinate with sales, legal, technical, and operations teams to ensure smooth processing and timely disbursals. Monitor post-disbursal portfolio for early warning signals and take corrective actions to control delinquencies. Mentor and guide junior credit staff at the hub to ensure consistency and quality in underwriting.
Posted 5 days ago
5.0 - 10.0 years
5 - 10 Lacs
Gurgaon / Gurugram, Haryana, India
On-site
Training Development and Management : Design and implement domain training programs tailored to organizational needs, ensuring effective delivery and measurable outcomes Domain : US Residential Mortgage Underwriting Needs Assessment : Partner with respective training leaders to assess domain training needs, identify process gaps, and propose solutions Program Evaluation : Analyse training program effectiveness using feedback, assessments, and performance data to drive improvements Content Creation : Develop and refine training materials, including manuals, e-learning modules, and interactive sessions Produce customized training resources, including manuals, case studies, simulations, and role-playing scenarios to equip employees with the tools they need to effectively upskill themselves in domain Stakeholder Engagement : Engage with senior management and key stakeholders to ensure alignment of training programs with business objectives Vendor Management : Engage with various vendors providing training to gauge and leverage niche domain expertise that may be required from time to time Process Improvement : Identify and integrate best practices into training programs to enhance process efficiency and effectiveness Reporting : Prepare and present detailed reports on training activities, outcomes, and areas for development Qualifications : Graduate / Undergraduate
Posted 5 days ago
2.0 - 3.0 years
2 - 3 Lacs
Chennai, Tamil Nadu, India
On-site
Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and complete a full analysis of all types of income (Self-Employed, Rental, Wage, etc.), assets, liabilities, credit, and collateral Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Independently make sound decisions based on the creditworthiness of applicants, following established underwriting guidelines, policies, procedures, and experience Provide exceptional customer care (both internal and external) to build customer loyalty Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meet daily production targets Meet daily SLA requirements Meet daily quality requirements Qualifications : Education : Bachelor's degree in any stream Experience : 2+ years of increasingly responsible experience in related areas Experienced mortgage professional with 23 years in mortgage underwriting Complete understanding of Conventional, FHA, and VA underwriting guidelines Working knowledge of real estate lending criteria and compliance with federal, state, and agency requirements Ability to multi-task and manage time efficiently Strong organizational skills, attention to detail, and proficiency in Microsoft Office Good analytical and problem-solving skills Strong verbal and written communication skills Highly adaptive and open to changes as organizational needs evolve
Posted 5 days ago
2.0 - 7.0 years
3 - 8 Lacs
Chennai
Work from Office
If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. Walk-in Drive Details: Location: HCL TECH- Sholinganallur, ( Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119) Date: Friday, 20 June & Saturday, 21 June Time: 11:00 AM 3:00 PM Contact HR SPOC Ida Job Opportunity: Associate / Senior Executive Location: Chennai - Sholinganallur Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: Analyzing customer financial positions, employment history, credit history, and ability to repay. Understanding and applying the 4 C’s of Credit effectively. Ensuring compliance with regulatory and company guidelines . Assessing credit risk and determining loan approval/decline decisions. Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles. Communicating with external stakeholders, including Brokers/Lenders . Demonstrating strong customer-centric communication skills . Core Responsibilities: Loan Applition Assessment Creditworthiness Evaluation Income Verification Risk Analysis Property Valuation Review Reviewing Loan-to-Value Ratio (LVR) Approval or Declination of Loans Fraud Detection Skills & Qualifications: Knowledge of Responsible Lending Obligations Understanding of APRA and ASIC regulations Strong analytical and financial assessment skills Excellent attention to detail and time management Effective communication & stakeholder management skills Experience with lending policies & procedures Experience with KYC process Qualification & Experience: Education: Bachelor's or Master's degree in any field. Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains . Must-have: Strong understanding of Australian, US, or UK lending regulations . Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.
Posted 6 days ago
2.0 - 7.0 years
5 - 10 Lacs
Bengaluru
Remote
To work on live underwriting and complete the daily target or assignments. Have experience in US Mortgage Underwriting. Working on 4 Cs (Credit, Capacity, Capital, and Collateral). Knowledge on Income Calculations (Wage, Self Employed and other)
Posted 6 days ago
1.0 - 6.0 years
5 - 12 Lacs
Bengaluru
Remote
Experience in Live underwriting Follow quality control policies & procedures Able to fulfill the role of subject matter expert Analyze individual guaranty & closing files Knowledge on 4Cs & income calculations Experience in quality check and control
Posted 6 days ago
1.0 - 5.0 years
4 - 9 Lacs
Noida, Gurugram, Delhi / NCR
Work from Office
As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact - Himanshu -9521247651
Posted 6 days ago
3.0 - 8.0 years
5 - 11 Lacs
Mumbai, Chennai, Bengaluru
Work from Office
Job description Walk-in Drive in Firstsource for US Mortgage Underwriters -Mumbai location Walk-in Time 11.00 AM to 4.00 PM Walk-in Date - 21st & 22nd June Walk-in address - Firstsource Paradigm, 2nd Floor, New Link Malad, Rajan Pada, Mindspace, Malad West, Mumbai, Maharashtra 400064 Contact Person Supriya PS- supriyapss@firstsource.com Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Should have worked in all the 4 c's Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc Join our team if you're passionate about the industry and possess the skills listed below. Requirements: Minimum 3 years of experience in US mortgage- live Underwriting. Strong understanding of underwriting processes, mortgage products, and federal regulations Excellent analytical, communication, and customer service skills. Ability to thrive in a team-oriented environment. Proficiency in relevant computer applications and software Interview rounds HR, Assessment, Ops and client round. Interested candidates can drop in to the office with your resume and govt ID proof. Disclaimer : Firstsource allows a fair, transparent, and merit-based hiring process. we never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @ firstsource.com email addresses
Posted 6 days ago
5.0 - 10.0 years
3 - 8 Lacs
Mumbai Suburban, Navi Mumbai, Mumbai (All Areas)
Work from Office
Role & responsibilities: Industry: Banking / NBFC Experience: 5 to 12 years Location: Vashi/Lower Parel Salary - Negotiable Openings - 8 Designation - Sr. Credit Officer/Asst. Credit Manager/Branch Credit Manager/Branch Credit Head Job profile: File & Docket checking and ensuring adherence to Login & Disbursement checklist. Underwriting HL & LAP proposals. Personal discussions for retail cases. Monitoring various reports like FI/FCU/Legal/Technical. Reverting to Audit Queries in timely manner. Disbursement Punching & Handover. Disbursal Memo signing for dockets. New recruitment & training to Sales, Credit & operations. Underwriting APF proposals. Managing customer escalation as per escalation matrix SENP cases
Posted 6 days ago
3.0 - 5.0 years
5 - 8 Lacs
Hyderabad
Work from Office
We are seeking a skilled and detail-oriented professional with 3+ years of experience in US mortgage underwriting, processing, or real estate transactions. The ideal candidate will have a strong background in loan documentation, transaction coordination, and customer service. This role requires excellent organizational skills, a self-motivated attitude, and the ability to manage end-to-end transaction processes in a fast-paced environment. Key Responsibilities: - Review loan files for completeness and accuracy, including application and closing packages, disclosures, and compliance reports. - Assess borrower eligibility by analyzing income, assets, credit, and collateral. - Evaluate risk and ensure loans meet investor and regulatory guidelines. - Gather and verify data from loan documents, including cash to/from borrower, fee thresholds, tolerances, reserves, and impounds. - Determine and document loan conditions, communicate requirements, and provide underwriting decisions. - Ensure compliance with US mortgage regulations, disclosures, and closing documents such as Loan Estimates, Closing Disclosures, HUD-1, Title, Purchase Contracts, Security Instruments, Insurance documents, and Flood Certificates. - Welcome all new clients with a phone call within 24 hours of enrollment, as well as send a welcome email. - Coordinate with sellers to schedule photos, order lockboxes, coordinate notary signings when necessary, and access properties as needed. - Coordinate with photographers to ensure property photos are taken within 3 days of enrollment unless there are extenuating circumstances. - Process photos and create an album for each property before transitioning the file to the Disposition department for marketing. - Notify Accounting of any invoices that need to be paid. - Prepare any needed addendums, extensions, or cancellations and send via Docusign. - Oversee day-to-day operations of transactions and coordinate closely with the disposition department regarding all transactions between buyers and sellers. - Keep the team and leadership informed with updates and escalate any issues that arise. - Maintain and manage all files, documents, and communication within the CRM. - Assist management with ancillary tasks as needed. Requirements : - Minimum 3+ years of experience in US mortgage underwriting, processing, or real estate transaction coordination. - Strong knowledge of US residential mortgage disclosures, compliance, and loan documentation. - Familiarity with underwriting guidelines (FNMA, FHLMC, FHA, VA, and USDA). - Experience working with transaction timelines, client communication, and internal coordination. - Proficiency in mortgage software, loan origination systems, and CRM platforms. - Excellent communication, organizational, and decision-making skills. - Ability to work independently in a fast-paced, deadline-driven environment. - Professional, self-motivated, and detail-oriented with a client-first approach. - Must be able to work 9:30 AM - 6:00 PM IST Monday to Friday, and occasional Saturdays as required.
Posted 1 week ago
5.0 - 10.0 years
9 - 11 Lacs
Pune
Work from Office
The ideal candidate will conduct onboarding, upskilling sessions, assessments, and collaborate with operations to ensure process accuracy, efficiency, and alignment with U.S. mortgage regulations and client expectations.
Posted 1 week ago
1.0 - 5.0 years
3 - 6 Lacs
Ahmedabad, Jaipur, Delhi / NCR
Work from Office
MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- virtuefinancejobs@gmail.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- virtuefinancejobs@gmail.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.
Posted 1 week ago
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