Home
Jobs

Non-QM Loan Underwriter

5 - 7 years

15 - 17 Lacs

Posted:5 days ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are seeking a skilled and detail-oriented Non-QM Loan Underwriter to join our team supporting U.S.-based lenders. The role involves the manual underwriting of Non-Qualified Mortgage (Non-QM) loan files, requiring in-depth analysis of complex borrower profiles, alternative income documentation, and investor-specific guidelines. The ideal candidate will bring a strong understanding of non-QM programs, risk assessment, and credit evaluation, while working in close coordination with onshore stakeholders. Key Responsibilities: Manually underwrite Non-QM loan files by evaluating full income, asset, credit, and collateral documentation. Analyze alternative income types such as bank statements, P&L statements, 1099s, DSCR, and asset depletion. Review files for completeness, accuracy, and eligibility based on lender-specific Non-QM guidelines and overlays. Required: 3-5 years of U.S. mortgage underwriting experience with at least 12 years in Non-QM. In-depth knowledge of Non-QM programs including Bank Statement, DSCR, 1099, CPA/P&L, and Asset Utilization loans.

Mock Interview

Practice Video Interview with JobPe AI

Start Mortgage Underwriting Interview Now
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

KwiqTalent
KwiqTalent

Recruitment Technology

San Francisco

50-200 Employees

2 Jobs

    Key People

  • Jane Doe

    CEO
  • John Smith

    CTO

RecommendedJobs for You