Team Member Risk Ratings and Compliance

YES BANK

0 years

0 Lacs

Mumbai Maharashtra India

Posted:2 weeks ago| Platform:

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Skills Required

risk compliance management portfolio addition database benchmarking reports coaching development pipeline mentoring

Work Mode

On-site

Job Type

Full Time

Job Description

Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank. Key activities include
Detailed review and understanding of credit (industry, business, financials, management), credit ratings
Preparation of rating rationale along with rationale for any changes in risk scores
Review deviations to the credit policy of the Bank
Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects etc
Approve judgemental rating action proposed as per delegation matrix
Decision making along with the stakeholders (Credit/ Business)
Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFC/ Brokers/ MFI/ Projects/ Small, Micro Enterprises/ Business Banking
Effective resolution of internal audit/ external audit/ RBI queries
Review and recommend on classification of Borrowers under Financial Difficulty
Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate.
Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
Benchmarking of companies within sectors
Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization
Ensure adherence to process and ability to work within pre-decided TAT

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