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🔹 Risk Manager – Secured Mortgage Loans 📍 Experience : 3 Years | 🎓 Education : CA / MBA 🏢 Industry Preference : Candidates from NBFC/Banking sector preferred Key Responsibilities: • Responsible for end-to-end portfolio management of Secured Mortgage Loans , including risk assessment, performance monitoring , and early identification of risk triggers. • Spearheaded the launch and revision of policy programs aligned with changing regulatory norms, market dynamics, and business needs. • Prepared and presented monthly Risk decks and newsletters to key stakeholders, supporting data-driven decision-making. • Led monthly stakeholder discussions to review risk trends, policy performance, and strategic updates. • Leveraged advanced analytics to reduce bad rates , enhance underwriting, and improve overall portfolio quality. • Efficiently handled internal and RBI audit queries , ensuring full compliance with regulatory expectations. • Oversaw execution of BRE/system enhancements to support dynamic policy and operational requirements. • Published and analyzed Bounce and PDD MIS , conducting regular performance reviews to drive improvements. Kindly share your Resume on ashikhandelwal@rathi.com Show more Show less

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