Manager / Senior Manager- Credit

Job Description

Location- Mumbai - Govandi (Chembur) Overview of the Job: We are looking for a credit risk professional with excellent communication who will be joining a dynamic and fast-paced environment. As part of your role, you will be working with cross-functional teams and build ongoing relationships that will also deliver the company’s vision and strategy. Overview of the Function: The Credit team is responsible for detailed risk evaluation of clients and discussion with management/bankers of borrowers, preparation of CAN (Credit Appraisal Note), discussion with internal stakeholders, and ongoing account monitoring. Best things about the job: • Working in a highly entrepreneurial setup with a visionary team passionate to help scale new heights of business success. • Exposure to exploring limitless possibilities and ideas no matter how impossible they may seem today. • CredAble thrives on transparency and a culture to nurture growth. • Being part of CredAble enables you to push beyond the ordinary. Your Role at CredAble • Conducting detailed research on the financial history of businesses and individuals to determine client’s creditworthiness. • Appraising prospective clients and preparation of CAN (Credit Appraisal Note) along with financial sheet as per the prescribed format • Monitor clients’ compliance with credit terms on an ongoing basis; identify and advise early warning signals. Conduct periodic evaluation to ensure quality of accounts/portfolio. • Appraising industries and lending eco-systems and help in creating innovative lending products • Updating the management team on key developments in the lending space. • Conducting detailed research on the financial history of businesses and individuals to determine their creditworthiness. • Regular interaction with internal stakeholders (RM/Ops etc.) to be well informed of the activities related to clients • Drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness the client. • Identify early signs of stress in any account by continuously monitoring both external and internal reports/triggers. Engage with stakeholders for flagging of risk pertaining to borrowers which are proposed to be included in EWS Qualifications Exp- 4-10 years. Having SCF , working capital knowledge MBA/CA preferred Show more Show less