5420 Lending Jobs - Page 3

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking.

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Secondary Responsibilities Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Key Success Metrics Customer Acquisition targets, Cross sell targets Educational Qualifications Graduate-Any-Full Time 12th- Any Experience 0-3 Years in NBFCs/Banking.

Title- Product Management - Merchant Lending About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectation: - Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case. - Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables - Own end-to-end product lifecycle for lending journeys – merchant onboarding, credit decisioning, disbursement, repayment, and closure. - Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates. - Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). - Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices. Superpowers that will help you succeed in this role: - Bachelor’s degree in engineering, computer science and/or related field with MBA from Top Tier colleges - Professional experience of 2-5 years in product management - Having deep understanding of Lending in Product Management role building credit platform products Knowledge of Fintech/ BFSI/ Lending domain - Solutions orientated within a high-energy and fast-paced work environment - Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features - Possess excellent oral, written, verbal and interpersonal communication skills Why join us: Work with a high-performing and passionate product, design, and engineering team. Shape the future of credit for millions of users. Build at scale in one of India’s most dynamic and regulated spaces. Flexible and inclusive work environment with fast decision-making and ownership. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Company Introduction iServeU is a modern banking infrastructure provider in APAC region, empowering financial enterprises with embedded fintech solutions for their customers. iServeU is one of the few certified partners with National Payment Corporation of India (NPCI), VISA for various products. iServeU also provides a cloud-native, micro services-enabled, distributed platform with over 5000 possible product configurations with a low code/no code interface to banks, NBFCs, Fintech, and other regulated entities. We process around 2500 transactions per second by levering distributed & auto scale technology like K8. Our core platform combines of 1200+ micro services. Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five countries and help customers constantly change the way financial institutions operate and innovate. Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad. Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits, transfers, payments, and lending through various channels like digital, branch, agents. Our team of 500+ employees, with over 80% in technology roles is spread across offices in Bhubaneswar, Bangalore and Delhi. We have raised $8 million in funding to support our growth and innovation. For more details visit: www.iserveu.in We are seeking a highly experienced Senior Embedded C Developer with 2+ years of experience to join our team in developing Soundbox payment solutions. This role requires expertise in firmware development for RTOS/Linux-based embedded systems and BIOS, with a strong focus on payment technologies, secure transactions, and real-time communication protocols. As a key contributor, you will work on low-level embedded programming, memory optimization, communication protocols (HTTP/HTTPS, MQTT, socket programming), and payment integrations (QR codes, card transactions, POS terminals). You will play a crucial role in system architecture, performance tuning, debugging, and ensuring the security and stability of our Soundbox solutions. Key Responsibilities Design, develop, and optimize firmware in C for RTOS/Linux-based embedded systems and BIOS. Work with SDKs to integrate and enhance Soundbox functionalities. Implement and maintain secure HTTP/HTTPS and socket communication protocols for real-time data transfer. Ensure efficient memory management, troubleshoot memory leaks, and optimize system performance. Develop and maintain MQTT-based communication for seamless real-time transactions and remote device management. Work on dynamic and static QR code processing for digital payments. Integrate and optimize card transactions, POS terminals, NFC/RFID-based payments. Perform low-level debugging, hardware-software interfacing, and system profiling to improve performance. Implement encryption, authentication mechanisms, and security protocols to ensure safe financial transactions. Collaborate with cross-functional teams, including hardware engineers, backend developers, and product teams, to enhance system functionality. Develop and maintain OTA (Over-the-Air) firmware update mechanisms for smooth remote software updates. Conduct unit testing, debugging, and performance tuning to ensure high reliability and efficiency. Requirements 2+ years of experience in Embedded C development with expertise in low-level firmware programming. Strong background in RTOS, Linux-based systems, or BIOS programming. Extensive experience in HTTP/HTTPS, socket programming, and MQTT communication. Must have Experience working with IOT devices. Deep understanding of memory management, dynamic allocation, stack/heap optimization, and debugging memory leaks. Hands-on experience in QR code processing, card transactions, POS terminals, and fintech payment solutions. Strong knowledge of secure boot mechanisms, encryption, and security best practices for embedded payment devices. Experience working with SDKs, third-party libraries, and integrating hardware components. Knowledge of wireless connectivity protocols (Wi-Fi, BLE, NFC, RFID) is a plus. Understanding of OTA firmware update mechanisms. Ability to lead technical discussions, mentor junior developers, and contribute to architectural decisions.

Job Title: Senior Underwriter (Residential) --- Work from Office Work Hours: US Timings – Night Shift (EST) Cab Facility: Pick and Drop provided Locations: Pune, Mumbai, Bangalore, Chennai, Hyderabad, Gurugram Position Overview: Shared Services function leverages the ‘shared’ delivery model to provide operations delivery to Business Units across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages vertical. The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include: The identification of the proper documentation for data capture The capture of such information in the system Running embedded rules and logic against such information Clearing validations and/or applying exceptions that may be appropriate for the item in question Duties and Responsibilities: Review and verify loan applications and support documentation Analyse loan risk and request additional information as necessary Ensure compliance with regulatory standards Ensure compliance with company policies and guidelines Determine and document loan conditions, communicate requirements, and/or decisions Identify portfolio risks resulting from the client's underlying business practices Document and effectively communicate reasons for the approval/rejection of loans Such other activities as may be assigned by your manager Skill Sets Required: Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements Experience with both AUS and manual underwriting methods including DU and LP Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred Experience of working on non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred Working knowledge of industry recognized LOS such as Encompass, BytePro, Calyx, Empower or Lending QB Qualifications / Requirements: 5+ years of recent US Mortgage underwriting front-line experience Compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations—including TRID—and understanding of mortgage regulatory changes High producer with attention to quality Strong commitment to customer service and satisfaction Excellent time management skills Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices Detail oriented, with superior verbal and written communication skills Strong PC skills, with demonstrated proficiency with Microsoft Office Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service Demonstrate professional behaviour including: Positive attitude Punctuality Dependability Understanding and adherence to company policies and procedures Special Requirements: This is a work from office role and will require the person to work in the US hours (India Night Shift)

The Role: We are seeking an experienced and highly skilled contracts lawyer to join our Legal Team. You will be responsible for handling a wide range of contracts for our organization. You will collaborate with various internal departments and external stakeholders to draft and negotiate agreements and arrangements being entered into by the organization and provide legal advice to protect the company's interests. Roles and Responsibilities: 3 to 5 years of post-qualification experience in a Law Firm / Fintech/ Bank/ MNC. Experience in general Corporate, product advisory & end-to-end contract negotiation (including IT contracts). Strong communication and drafting skills in English. Demonstrable understanding and experience in laws related to Employment Laws, Fintech-associated Laws, Digital Lending and Intellectual Property. Ability to independently coordinate with internal and external stakeholders as may be necessary. Skills to keep track of legal expenses and promptly notify seniors. Expertise in maintaining and periodically updating MIS trackers. Strong legal research and analytical skills. Passion to analyse legal aspects of new products related to the fintech space. Ability to provide timely support as a team member on a wide array of regulatory projects. Willingness to identify and take up new tasks and be a team player. Fluency in MS Office and related tools. Mandatory Qualifications: The ideal candidate should be an independent, result-oriented, self-motivated individual who enjoys working in a fast-paced environment. A law degree (LL.B) from a reputed law school is essential. He/she/ they should be punctual, transparent, responsible, and able to take end-to-end accountability for their matters.

Role : Business Analyst Experience Band: 5+ Years Job Overview: As a Business Analyst, you will play a pivotal role in project management lifecycle by providing high quality requirements documentation while working closely with a global Fintech and banking clientele. This role requires a highly analytical and detail-oriented professional with a deep understanding of the financial industry, business processes, and excellent communication skills. Job Description: Proven experience (5+ years) as a Business Analyst, in the banking, especially in Digital Banking/Mobile Banking/Internet Banking or digital banking channel management. Conducting requirements gathering workshop and performing requirements analysis, culminating into FSD/BRD document. Working as a bridge between global Finance/Banking industry clientele, Tech Engineers, and management. Clearly defining project requirements and deliverables for technical team. Hands on knowledge of working with Technical APIs and API testing tools Creating Wireframes and using Document Management tools Also understanding of digital lending, loan origination and loan management is big plus. Job Requirements & Skills: Analytical and conceptual thinking skills Requirement Gathering & Analysis Excellent in Client Communication Strong Documentation Skills (MS Visio, Figma, Jira and Confluence preferred) Strong Technical understanding of APIs (Postman, Swagger) Excellent in performing Market intelligence analysis

Job Information Company Yubi Date Opened 06/30/2025 Job Type Full time Industry Financial Services City Chennai State/Province Tamil Nadu Country India Zip/Postal Code 600001 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About Us Yubi (https://www.go-yubi.com/) stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products. Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles! Founded in 2020 by CEO, Gaurav Kumar, Yubi's technology infrastructure, credit marketplace, risk evaluation, and collections platforms facilitate every stage of the flow of money from lenders to borrowers and back to lenders. The company is backed by esteemed investors like Peak XV, Lightspeed, Lightrock, TVS Capital, B Capital Group, Dragoneer Investment Group, and Insight Partners, among others. With a mission to deepen the debt market and democratize capital flow, Yubi is transforming the financial landscape, fostering inclusivity, and building a transparent and responsible ecosystem for all. Location: Chennai Role Overview: This role is responsible for driving financial planning, analysis, business partnership, and strong controllership for the organization's lending and asset management operations. The candidate will ensure robust financial governance, support revenue and portfolio growth, and manage statutory compliance and financial reporting for the NBFC/Financial Services business. Key Responsibilities: Business Finance: Collaborate with the business and credit teams to provide financial insights that inform growth, profitability, and risk monitoring across wholesale, retail, or MSME lending products. Lead financial forecasting, collections and disbursal reporting, budgeting, and detailed variance analysis with direct linkage to AUM/loan book performance and NIM (Net Interest Margin) targets. Prepare portfolio trend dashboards, track NPA (Non-Performing Assets) metrics, and deliver insights on product/channel performance. Support pricing decisions, cost of funds monitoring, and profitability analysis for lending operations or new financial products. Build financial models for new loan offerings, asset securitization deals, or debt capital markets initiatives. Monitor OPEX, collections efficiency, and product-wise contribution; provide recommendations to optimize revenue and cost efficiency. Controllership: Supervise finance operations including accounting for loans, provisioning, interest accruals, and fund flows. Ensure regulatory compliance with RBI guidelines, IND AS, and relevant local financial regulations; coordinate with statutory, internal, and RBI auditors. Oversee monthly/quarterly financial closing activities, including reconciliation of AUM, loan books, NPA/NPL calculations, cost allocations, and statutory reporting (such as ALM, capital adequacy, CRAR, etc.). Strengthen internal controls on lending, borrowing, and treasury operations. Lead implementation or enhancement of NBFC-specific ERP/finance systems Prepare accurate and timely MIS, board decks, and investor reports in line with NBFC standards. Stakeholder & Process Management: Partner closely with business, collections, treasury, legal, sales, and operations teams to drive business objectives and streamline finance operations. Present financial and risk insights to senior leadership for strategic decision-making. Identify, recommend, and implement process improvements for efficiency, compliance, and digital transformation in financial operations. Requirements CA/CMA/MBA (Finance) or equivalent with 5–8 years’ experience in business finance, FP&A, or controllership, specifically in NBFCs or financial services organizations. Strong understanding of NBFC operations including lending cycles, RBI and IFRS/IND AS regulatory frameworks, and NPA management. Proficient in financial analysis, reporting, risk management, and stakeholder alignment within the BFSI sector. Advanced Excel and financial modelling skills; familiarity with ERP/finance software preferred. Ability to work independently in a dynamic, regulated, and growth-focused environment. Strong analytical, communication, and team management skills.

Executive – Customer Support Fiat Payment Must-Have Skills: 1. Knowledge of digital payments, lending, or other FinTech services. 2. Experience supporting app-based products. 3. Familiarity with regulatory requirements (e.g., KYC, AML). 4. Proficiency in CRM systems, ticketing tools, and MS Office / Google Workspace. 5. 2-3 years of customer support experience, preferably in FinTech or technology companies. Good-to-Have Skills: 1. Excellent communication skills (verbal and written) in [languages as required, e.g., English + regional language]. 1. Strong problem-solving ability and attention to detail. 2. Ability to work in a fast-paced environment and handle pressure calmly. Academic Qualifications: 1. Bachelor’s degree in any discipline Requirements: 1. Location: Mumbai 2. Notice Period: 30 Days 3. Salary Range: ₹ 3 - 4 LPA Key Performance Indicators: 1. Handle customer inquiries via phone, email, chat, and social media with professionalism and empathy. 1. Resolve customer issues related to account management, transactions, payments, and app usage in a timely manner. 1. Escalate complex issues to the appropriate internal teams while ensuring timely follow-up with customers. 1. Maintain accurate records of customer interactions using CRM tools. 2. Provide feedback to internal teams on recurring customer issues and suggest process improvements. 1. Meet and exceed individual and team KPIs such as response time, resolution rate, and customer satisfaction scores (CSAT). 1. Stay up to date with product features, updates, and compliance requirements in the FinTech space. ranjali@zyvka.com

Full Job Description: SaaS Sales Head – BFSI Job Title: AVP/VP – BaaS Sales Head (SaaS – LOS/LMS) Location: Delhi NCR Function: Sales & Business Development Industry: Fintech / Lending SaaS / BFSI Company: FinAGG Technologies About FinAGG: FinAGG is a leading fintech revolutionizing MSME lending through our cutting-edge Lending-as-a-Service (LaaS) platform. We empower banks and NBFCs with plug-and-play LOS/LMS systems, cash-flow-based underwriting tools, and credit infrastructure that unlocks working capital for India’s small businesses. Role Overview: We are looking for an experienced SaaS Sales Leader to drive adoption of FinAGG’s LOS/LMS platform across financial institutions. The ideal candidate brings deep BFSI connects, understands the lending lifecycle, and has scaled SaaS businesses. This is a high-impact role to lead our BaaS distribution growth. Key Responsibilities: Sales Leadership: Build and execute a strategic GTM plan to onboard banks, NBFCs, and fintechs on FinAGG’s lending platform (LOS/LMS). Enterprise Selling: Lead end-to-end sales cycles—engage CXOs, conduct product demos, negotiate commercials, and close deals. Partnership Development: Forge long-term strategic partnerships to scale recurring SaaS revenue. Pipeline Management: Drive a healthy funnel via outbound prospecting, events, and channel partnerships. Team Management: Mentor junior sales staff and coordinate with cross-functional teams for successful delivery. Client Success: Ensure high satisfaction post-sale and identify upsell/cross-sell opportunities. Market Intelligence: Stay updated on industry trends, regulatory changes, and competitive benchmarks. Qualifications: Experience: 8+ years in B2B SaaS sales, with at least 3 years in a senior role selling to banks/NBFCs . Domain Expertise: Proven experience with LOS, LMS, or digital lending platforms is a must. Education: Bachelor's in Business/Finance/Tech; MBA preferred. Skills: Proven track record in BFSI enterprise sales Strong CXO-level stakeholder engagement Deep understanding of MSME credit/lending workflows Excellent communication, commercial negotiation, and solutioning skills Compensation: ₹4+ LPA (flexible for exceptional candidates) Attractive variable incentives linked to performance Why FinAGG? Be a core growth leader at a high-impact fintech Work on transformational BaaS products shaping India’s credit ecosystem Collaborative, mission-led culture with strong career growth 📩 Apply now: hr@finagg.in 🌐 www.finagg.in #BaaS #FintechSales #LendingPlatform #SaaS #MSMELending #DigitalCredit #NBFC #FinAGG #Hiring

Urgent Job Requirements Company: Free Charge - Subsidiary of Axis Bank Post: Loan Officer / Senior Loan Officer Interview Details – Video Call / Telephonic Products: Micro Finance, Group loan, Microloan, Lending Experience: 1-7 Years in Microfinance Salary: 13K NTH 21K NTH + Incentive + Allowance + Fuel Qualification: 10th/12th/Graduate/ post graduate

Job Title: Credit Manager / Credit Analyst Department: Credit and Risk Management Reports To: Senior Credit Manager / Head of Credit Job Purpose: The Credit Manager/Analyst is responsible for evaluating loan applications, assessing creditworthiness, and ensuring compliance with internal policies and procedures. The role demands thorough financial analysis, risk assessment, and portfolio monitoring to maintain credit quality and support business growth. Key Duties & Responsibilities:1. Credit Assessment: Appraise and underwrite loan applications within defined credit policy guidelines. Recommend loan approvals to the appropriate authority based on assessment. Conduct detailed scrutiny of loan files in line with internal policies and process checks. Assess the income, repayment capacity, intention, and overall credit behaviour of applicants. Perform verification of documents, conduct reference checks, and ensure thorough bureau checks and customer due diligence. Understand the applicant’s business model, evaluate the revenue streams, and identify associated risks. Evaluate key credit risk parameters and implement effective risk mitigation measures. Prepare comprehensive credit approval memos with clear justifications. Manage turnaround time (TAT) for approvals and strive to maintain or improve approval rates. 2. Credit Monitoring: Ensure 100% adherence to credit policies, processes, and risk management frameworks. Regularly monitor portfolio quality and detect early warning signals. Conduct periodic reviews of exception approvals and perform rejection analysis to draw actionable insights. Take corrective actions based on monitoring to maintain portfolio health and minimize delinquencies. Ensure that credit costs remain under control without compromising on growth targets. Key Skills & Competencies: Strong analytical and financial assessment skills. Thorough understanding of credit appraisal processes, risk evaluation, and mitigation. Excellent knowledge of bureau reports, financial ratios, and business analysis. Decision-making ability under tight deadlines while balancing risk and business objectives. Strong written and verbal communication skills. Eye for detail and process-oriented mindset. Good understanding of compliance and regulatory frameworks related to lending. Educational Qualifications: Bachelor’s Degree in Finance, Commerce, Business, or a related field (Mandatory). Master’s degree in Finance / MBA / CA / CFA (Preferred). Experience:3–8 years of experience in Credit Risk, Underwriting, or Credit Assessment in Banking, NBFC, or Financial Services industry. Desired Attributes: High integrity and ethical standards. Ability to work independently with minimal supervision. Collaborative approach with cross-functional teams. Strong focus on portfolio quality, process adherence, and customer service. Employment Type: Full-time

Key Responsibilities Strategy Provide inputs in shaping the Retail Risk Operations strategic direction Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function. Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline. Processes Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients. Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives. Leverage and build credit assessment infrastructure capability to optimize process efficiency. Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees. Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses. Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations. People & Talent Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners. Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks. Employ, engage and retain high quality people, with succession planning for critical roles. Risk Management Identify and share industry best practices and work with the businesses for their feasibility and implementation. Monitor through the door application quality and provide timely inputs to in-country stakeholders for optimizing risk and reward relationship. Ensure all Credit Initiation policies and procedures comply with Group Policies and Standards. Ensure proper and updated documentation in place for in-country policies and procedures Governance Ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements. Embed the Group’s values and code of conduct in Credit Initiation to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees forms part of the culture. Accountable for satisfactory closure of issues / gaps arising from Internal Audits, peer reviews and regulatory reviews. Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Key Stakeholders Internal stakeholders Country Retail Risk Head RRO Team, Policy Team Country Business Heads and Product Head, Retail Client segment In-country governance forums (as may be applicable) Country Fraud and Collections Heads Internal IT partners supporting Retail Clients business HR & L&TD team Operations, L&C and Customer Experience Management Unit External stakeholders Auditors and Regulators Associations (Visa, MasterCard, Amex and other Regional / Local forums), Credit Bureaus and peer Banks Suppliers, vendors and consultants Other Responsibilities Review files received from lending operations and check file for documentation and Compliance. Risk Analysts to conduct Tele PD or Physical PD as applicable to the case and as defined by the policy. Manage reworks with lending operations and business for completion of additional requirements. Review and Validate legal and valuation reports and also arrive at the final eligibility. Validate banking, Sales turnover and other key financial ratios that are critical for credit decisioning along with pre-booking FRM checks. Highlight relevant deviations with respect to Policy. Maintain TAT & productivity. Perform checks on external websites and check for any adverse media coverage or any other negative referencing on clients. Review of transactions as laid down in the policy along with legal and valuation reports. Prepare credit approval Memo which adequately covers all critical information that are necessary for decision making by Approver. Manage empanelled vendors and monitor their TAT, productivity, TPSA and billing related activities. POA holders to adhere to clauses as specified in their POA Skills And Experience Analysis of financial statement Analytical skills Understanding of the Legal and Technical Ms Excel/Ms Word Qualifications Education - MBA/CA qualified with minimum 2 yrs of experience Languages - English/Hindi About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Role & responsibilities Overall purpose of role To support Wholesale Lending with day-to-day processing, reviewing, reporting, trading and issue resolution. Support with day-to-day Wholesale Lending initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise. Monitoring the banks lending operations to ensure that they are conducted in an efficient and effective manner and comply with relevant regulatory requirements. Collaboration with teams across the bank to align and integrate Wholesale Lending processes. Identification of areas for improvement and providing recommendations for change in Wholesale Lending processes. Development and implementation of Wholesale Lending procedures and controls to mitigate risks and maintain operational efficiency. Development of reports and presentations on Wholesale Lending performance and communicate findings to internal senior stakeholders. Identification of industry trends and developments to implement best practice in Wholesale Lending Services. Participation in projects and initiatives to improve Wholesale Lending efficiency and effectiveness. Key Accountabilities Act as a subject matter expert by developing excellent understanding of procedures Working in partnership with the closers and other Investment banking operations teams to ensure that we are able to turnaround the closing of the queries within the agreed SLA React spontaneously to urgent requests and perform the required maker/checker activities Preferred candidate profile * Grade- BA3 * Job Family Wholesale lending * Posting Tile : Operations Senior Analyst * Exp Range- 2-6 years * Skills: Loan IQ ACBS, LIQ, good comms * Shift Timings US operating hours. 6:30 PM- 3:30AM IST * Interviews will be virtual. * Location : Noida

Company Description Bajaj Finserv, founded in April 2007, is the financial arm of the Bajaj group. The company operates in three major categories: lending, insurance, and wealth advisory, making it one of the fastest growing and most diversified NBFCs in India. With 24 products across 12 product lines, Bajaj Finserv is committed to excellence. The company's footprint spans across India, reflecting its extensive reach and impact. Role Description This is a full-time, on-site role for a Cashier at Bajaj Finserv, located in Morbi. The Cashier will be responsible for daily cash handling tasks including receiving payments, issuing receipts, and maintaining cash registers. The role involves ensuring accurate transaction records, reconciling cash drawers, handling customer inquiries, and maintaining a clean workspace. The Cashier will also be responsible for balancing cash at the end of the shift and preparing cash reports. Qualifications Cash handling and basic accounting skills Customer service and communication skills Attention to detail and accuracy Ability to work calmly under pressure High school diploma or equivalent; additional qualification in finance or accounting is a plus Previous experience in a similar role preferred Proficiency in using cash registers and related software Ability to work flexible hours, including weekends and holidays

All About Zeta Suite Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 15M+ cards have been issued on our platform globally. Zeta Tachyon offers:- Rich digital-first cardholder experiences. Native embeddable banking support. Hyper-Personalisation Policy Engine to launch segment-of-one card programs. Web-based product configurators to launch in days vs. quarters. Rapid innovation & extensibility via APIs, event streams, and more. Modern & intuitive web-based back office experiences. Next-gen regulatory risk & compliance capabilities. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin , Twitter The Role You will be working on Tachyon suite of products Tachyon is Cloud Native, Cloud Agnostic, API first core accounting system capable of powering any asset (secured and unsecured credit cards, term loans, mortgage etc) or any liability (saving account, current account) product with focus on both retail and corporate banking. You'll Be Working Closely With The Leadership And The Rest Of The Zeta Product Team To Define, Build And Scale One Or More Of Below Products Credit card Core accounting Digital payments Responsibilities Planning :Define the product Execution: Coordinate actions across the org to enable its success Drive product adoption Discovery :Research existing demand, explore the problem space through the lenses of viability, feasibility, usability, customer empathy and ethical assumptions Get feedback early and often, often co-designing with customers or prospects Map solutions to specific opportunities Prioritisation :Apply skills from user science, analytics and business acumen to identify customer and user problems. Apply the lens of strategy, user goals and Tachyon’s purpose to prioritize problems to solve. Communication :Evangelize and communicate the product plan. Apply low fidelity design to present vision for solutions to problems. Collaboration :Collaborate with engineers and designers to arrive at the detailed solutions to problems. Collaborate with Sales and Customer Success to understand and eliminate obstacles to adoption and usage. Work with Marketing to bring new features to life on various communication touch points Execution :Own the roadmap for one or more parts of the product. Work with engineering and design to plan launch scope. Together with engineering and design, break-down scope into launch iterations Iteration :Design a customer feedback loop and optimism for customer and business success metrics Decide what features to change and prioritize iterations based on ROI Execute strategies that will drive measurable growth in adoption and engagement Skills At least 8+ years of experience in a Technology Product Management role You should have a track record of either marketing or building & shipping high quality Enterprise or SaaS products owning the process end to end Formulating product strategy factoring industry trends, market, and competition Adapting to complex situations with an aim to achieve business goals Building web applications and interfaces with modern UX/UI patterns Excellent communication (written and verbal) and interpersonal skills An engineering / technical / marketing background that will allow you to reason about product trade-offs and make good choices with minimal inputs from engineers You conceive possibilities, think big picture, but deliver on the details Optional - prior experience in payment systems or accounting systems Experience & Qualifications 10+ yrs of total experience in an engineering and/or product role 3+ yrs of experience in shipping successful B2B productsand in serving data to customers BE/BTech from any reputed engineering institutions, computer science engineering would be preferred. Any management degree from a Tier 1/2 institute would be a plus Equal Opportunity Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success

About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin , Twitter About the Role: About the Role: As a Technical Support Engineer I/II for Banking Technology , you are expected to have an overall relevant experience of at least 2.6+ years (with at least 1 year of relevant work experience in enterprise products in a B2B banking technology company) . Zeta Tachyon is an Enterprise Saas Platform comprising 100+ externally consumable APIs, 10+ Customer-facing interfaces and multiple Data Extracts with more and more functionality getting added every month in a fast-paced environment. As a Technical Support Engineer for Banking Technology, you will be responsible for providing technical support and expertise to address issues and ensure the smooth operation of banking systems and technologies. You will play a crucial role in providing front-line technical support to customers and internal stakeholders. Your primary responsibility will be to handle and resolve basic technical issues related to banking systems, applications, and infrastructure. Responsibilities: Knowledge Sharing: Contributing to the knowledge base and sharing insights with the team is an indicator of success Customer Support: Provide first-level technical support to customers. Respond to inquiries, troubleshoot issues, and resolve problems in a timely and professional manner. Ensure a high level of customer satisfaction through effective communication and problem resolution. Incident Management: Monitor and triage incoming support requests via various channels (phone, email, ticketing system) and prioritize them based on urgency and impact. Log and track all customer interactions, activities, and resolutions accurately in the ticketing system. Troubleshooting: Diagnose and resolve basic technical issues related to banking systems, applications, and infrastructure. Utilize knowledge bases, troubleshooting guides, and documented procedures to identify solutions or escalate to higher-level support teams when necessary. Documentation and Knowledge Sharing: Contribute to the creation and maintenance of knowledge base articles, FAQs, and troubleshooting guides. Document common issues, their resolutions, and best practices to facilitate self-service for customers and improve overall efficiency. Escalation Management: Escalate complex or unresolved issues to the appropriate L2 or L3 support teams, providing detailed information and following escalation procedures. Collaborate with higher-level support teams to ensure prompt and effective resolution of customer issues. Collaboration and Communication: Collaborate with cross-functional teams, including developers, system administrators, and business analysts, to resolve customer issues and provide timely updates to customers. Compliance and Security: Adhere to security protocols, data privacy regulations, and industry compliance standards when handling customer data and accessing sensitive systems or information Skills: Adaptability and Learning: Embracing change, quickly acquiring new skills, and effectively applying them to support customer needs indicate success in a rapidly evolving technical support environment Strong problem-solving skills and ability to troubleshoot basic technical issues independently Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical individuals Customer-oriented mindset with a focus on delivering high-quality customer service. Familiarity with ticketing systems and knowledge base tools is a plus Ability to work under pressure in a fast-paced environment and manage multiple priorities effectively Willingness to learn and adapt to new technologies and tools in the banking technology domain Experience and Qualifications: Engineer (preferably IT . Comp Sci) An overall experience of 2.6 + Years in banking technology Experience of 1+ years in hands-on Technical Support for Enterprise Products Prior experience in tools like JIRA, POSTMAN ; Kibana ; Splunk ; Grafana is required Experience in Banking /payment technologies is a plus Equal Opportunity: Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success

Responsibilities As a Data Science (ML and AI) Intern, you won't be working on side projects; you'll be tackling real problems, influencing product direction, and working alongside a team that believes in asking why, not just how. Assist in developing and improving credit and fraud risk models using machine learning, deep learning, and rules-based approaches under the guidance of senior data scientists. Support the analysis of alternative data sources (e. g., mobile device data, bank statements) to enhance risk assessment and decision-making models. Help build and evaluate models related to customer behavior, including personalization, recommendations, referrals, and transaction categorization. Learn and contribute to the end-to-end machine learning pipeline from data collection and preprocessing to model development and basic production deployment. Participate in monitoring and evaluating the performance of models in production, learning how to identify issues and suggest improvements. Assist in data gathering, cleaning, and exploratory data analysis to support various data science projects and business initiatives. Engage with business and technical stakeholders to understand their data needs and help identify potential data-driven solutions. Notable Achievements Achieved the lowest fraud rate in LATEM markets by leveraging the very high capabilities of our multiple fraud detection models with real-time inferencing. Alternative data lending - built capabilities to extend credits to the underbanked segment in Mexico markets, fostering financial inclusion and financial freedom for everyone. Advanced reinforcement learning models and deep learning models to achieve hyper-personalisation for credit limit changes. Incorporated the Dynamic Risk-Based Pricing model to optimize the customer conversion rate. Developed a recommendation engine to personalize all communication to the end user. Requirements Proficient in Python programming, with a focus on coding for machine learning and deep learning applications. Strong in data analysis and data wrangling. Follow industry best practices and stay up to date with the latest machine learning/ GenAI algorithms and techniques to drive innovation. Knowledge of deep learning concepts like CNN, RNN, tokenization, transformers, and various NLP techniques. Bachelor's or Master's degree in Computer Science, Information Management, Statistics, or related field. Soft Skills Highly curious and passionate about problem-solving, with a strong drive to uncover insights and optimize solutions. Exceptionally detail-oriented, capable of working both independently and collaboratively in a fast-paced environment. Excellent communication skills, with the ability to translate complex concepts into clear, actionable insights for both technical and non-technical stakeholders. Energetic and proactive, with a strong learning aptitude and the audacity to take on challenges beyond their comfort zone. Not afraid to go above and beyond, demonstrating initiative and ownership in tackling tough problems. Nice To Have Publications or presentations in recognized Machine Learning and Data Science journals/conferences. Experience with cloud services (like AWS or Google Cloud) and understanding of distributed systems. Exposure to GenAI models. Languages: Spanish, English (Level: advanced). This job was posted by Ankur Pal from Aplazo.

Responsibilities Product Strategy: Develop and execute a comprehensive product strategy aligned with business goals and customer needs. Market Research: Stay abreast of industry trends, competitor offerings, and customer feedback to inform product decisions. Roadmap Development: Create and manage the product roadmap, prioritizing features and enhancements based on strategic objectives. Cross-Functional Collaboration: Collaborate with engineering, design, marketing, and operations teams to ensure successful product development and launches. Requirements Definition: Clearly define and document product requirements, ensuring alignment with business objectives. User Experience: Champion a customer-centric approach, ensuring a seamless and intuitive user experience. Data-Driven Decision Making: Leverage data analytics to monitor product performance, gather insights, and drive continuous improvement. Stakeholder Communication: Effectively communicate product updates, progress, and challenges to internal and external stakeholders. Requirements Proven experience as a Product Manager, preferably in the digital lending or fintech industry. Strong understanding of digital lending processes, technologies, and market dynamics. Demonstrated success in launching and optimizing digital products. Excellent communication and collaboration skills. An analytical mindset with the ability to make data-driven decisions. This job was posted by Murthy Balaji from CreditMitra.

Job Title: Credit Review/ Analysis_BLR (Sr Associate/ Delivery Lead/ Manager) Location: Bangalore (work from office) Work hours: 10am to 7pm IST Department: Lending Services Experience Level : 3-12 years 0-2 months' notice candidates preferred due to business need Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities - Credit Review/ Analysis Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Analyzing and spreading the financial statements in Moody’s RiskAnalyst (MRA) / CreditLens / client customized templates Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure Regular communication with the client to ensure the expectations are met Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of large corporates. Managing a portfolio of clients and handling rating assignments. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies Strong understanding of credit principles, policies, and regulations MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in credit report writing Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moody’s Risk Analyst (MRA) is preferred Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantage

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! About The Job About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! JOB DESCRIPTION: Campaign Manager- Ad Ops Responsibilities: Actively manage and keenly monitor the campaign performance of PhonePe assets and map them to the sales funnel to maximize revenue. Responsible for handling Medium to High risk/ severity clients for E2E campaign management Responsible for handling a team of 2-3 Associate campaign managers in respective verticals. Identify, establish, and implement industry best practices on ad set up, measurement and reporting. Strong communication skills with internal and external stakeholders Actively engage and collaborate with BD/Product Design/CS/Creative teams for planning, campaign management, prioritization, scheduling, and delivery of campaigns Responsible for handling day to day business operations with external and internal stakeholders Develop and maintain deep knowledge of all PhonePe offer products and features Manage both ads and rewards campaign lifecycle including, but not limited to advertiser onboarding, campaign set-up, invoicing, collections, reporting, monitoring & optimization. Analyse campaign performance and conversion and make educated recommendations to BD team/Advertisers for how future ads might be optimized for best results. Use data from existing campaigns to influence strategies for upcoming ones by considering performance metrics and audience targeting, in turn leading to the achievement of sales objectives Basic Qualifications/ Requirements: Graduation: Tier 1 undergraduates OR Tier 2 MBA colleges with zeal to work in digital/Ads/Operation vertical Excellent communication and people skills Strong analytical and detail-oriented aptitude Ability to multitask and prioritize Must be able to work with minimum supervision PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

FICO (NYSE: FICO) is a leading global analytics software company, helping businesses in 100+ countries make better decisions. Join our world-class team today and fulfill your career potential! The Opportunity “As a part of FICO’s highly modern and innovative analytics and decision platform, the Cyber-Security Engineer will help shape the next generation security for FICO’s Platform. You will address cutting edge security challenges in a highly automated, complex, cloud & microservices driven environments inclusive of design challenges and continuous delivery of security functionality and features to the FICO platform as well as the AI/ML capabilities used on top of the FICO platform." – VP of Engineering. What You’ll Contribute Secure the design of next next-generation FICO Platform, its capabilities, and services. Support full-stack security architecture design from cloud infrastructure to application features for FICO customers. Work closely with product managers, architects, and developers on implementing the security controls within products. Develop and maintain Kyverno policies for enforcing security controls in Kubernetes environments. Collaborate with platform, DevOps, and application teams to define and implement policy-as-code best practices. Contribute to automation efforts for policy deployment, validation, and reporting. Stay current with emerging threats, Kubernetes security features, and cloud-native security tools. Implement required controls and capabilities for the protection of FICO products and environments. Build & validate declarative threat models in a continuous and automated manner. Prepare the product for compliance attestations and ensure adherence to best security practices. Provide expertise as a subject matter expert regarding edge services for public/private cloud information system controls related infrastructure, policy, and decision-making processes. Provide timely resolutions for security configuration or solutions in support of service availability. Work on problems of diverse scope where analysis of situation requires evaluation and troubleshooting including network packet analysis, Linux or Windows DNS, certificates lifecycle, logfile analysis, and related. What We’re Seeking Strong knowledge and hands-on experience with Kyverno and OPA/Gatekeeper (optional but a plus). Experience in threat modeling, code reviews, security testing, vulnerability detection, attacker exploit techniques, and methods for their remediation. Hands-on experience with programming languages, such as: Java, Python, etc. Experience of deploying services and securing cloud environments, preferably AWS Experience of deploying and securing containers, container orchestration and mesh technologies (such as EKS, K8S, ISTIO). Experience with Crossplane to manage cloud infrastructure declaratively via Kubernetes. Certifications in Kubernetes or cloud security (e.g., CKA, CKAD, CISSP) are desirable Ability to articulate complex architectural challenges with the business leadership and product management teams. Independently drive transformational security projects across teams and organizations. Experience with securing event streaming platforms like Kafka or Pulsar. Experience with ML/AI model security and adversarial techniques within the analytics domains. Hands-on experience with IaC (Such as Terraform, Cloudformation, Helm) and with CI/CD pipelines (such as Github, Jenkins, JFrog). Resourceful problem-solver skilled at navigating ambiguity and change. Customer-focused individual with strong analytical problem-solving skills and solid communication abilities. Our Offer to You An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers and Earn the Respect of Others. The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences. Highly competitive compensation, benefits and rewards programs that encourage you to bring your best every day and be recognized for doing so. An engaging, people-first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie. Why Make a Move to FICO? At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today – Big Data analytics. You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, optimization, and much more. FICO makes a real difference in the way businesses operate worldwide: Credit Scoring — FICO® Scores are used by 90 of the top 100 US lenders. Fraud Detection and Security — 4 billion payment cards globally are protected by FICO fraud systems. Lending — 3/4 of US mortgages are approved using the FICO Score. Global trends toward digital transformation have created tremendous demand for FICO’s solutions, placing us among the world’s top 100 software companies by revenue. We help many of the world’s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success. Our success is dependent on really talented people – just like you – who thrive on the collaboration and innovation that’s nurtured by a diverse and inclusive environment. We’ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career. Join FICO and help change the way business thinks! Learn more about how you can fulfil your potential at www.fico.com/Careers FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we’re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don’t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate’s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply. Information submitted with your application is subject to the FICO Privacy policy at https://www.fico.com/en/privacy-policy

JOB DESCRIPTION At JP Morgan Chase, we understand that customers seek exceptional value and a seamless experience from a trusted financial institution. That's why we launched Chase UK to transform digital banking with intuitive and enjoyable customer journeys. With a strong foundation of trust established by millions of customers in the US, we have been rapidly expanding our presence in the UK and soon across Europe. We have been building the bank of the future from the ground up, offering you the chance to join us and make a significant impact. As a Software Engineer III - Back-End Engineer - Chase UK at JPMorgan Chase within the International Consumer Bank, you will play a crucial role in this initiative, dedicated to delivering an outstanding banking experience to our customers. You will work in a collaborative environment as part of a diverse, inclusive, and geographically distributed team. We are seeking individuals with a curious mindset and a keen interest in new technology. Our engineers are naturally solution-oriented and possess an interest in the financial sector and focus on addressing our customer needs. We work in teams focused on specific products and projects, providing opportunities to engage in areas such as fraud & financial crime prevention, identity services, money transfers, card payments, lending, customer onboarding, core banking, insurance products, rewards campaigns, and servicing innovations. Job responsibilities Contribute to end-to-end solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and the best industry practices Use domain modelling techniques to allow us to build best in class business products. Structure software so that it is easy to understand, test and evolve. Build solutions that avoid single points of failure, using scalable architectural patterns. Develop secure code so that our customers and ourselves are protected from malicious actors. Promptly investigate and fix issues and ensure they do not resurface in the future. Make sure our releases happen with zero downtime for our end-users. See that our data is written and read in a way that's optimized for our needs. Keep an eye on performance, making sure we use the right approach to identify and solve problems. Ensure our systems are reliable and easy to operate. Keep us up to date by continuously updating our technologies and patterns. Support the products you've built through their entire lifecycle, including in production and during incident management Required qualifications, capabilities & skills Formal training or certification on software engineering concepts and applied experience Recent hands-on professional experience as a back-end software engineer Experience in coding in a recent version of the Java programming language Experience in designing and implementing effective tests (unit, component, integration, end-to-end, performance, etc.) Excellent written and verbal communication skills in English Understanding of cloud technologies, distributed systems, RESTful APIs and web technologies Familiarity with relational data stores Preferred qualifications, capabilities & skills Experience in working in a highly regulated environment / industry Knowledge of messaging frameworks Familiarity with cloud-native microservices architecture Understanding of AWS cloud technologies #ICBEngineering #ICBcareers ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. ABOUT THE TEAM Our Corporate Technology team relies on smart, driven people like you to develop applications and provide tech support for all our corporate functions across our network. Your efforts will touch lives all over the financial spectrum and across all our divisions: Global Finance, Corporate Treasury, Risk Management, Human Resources, Compliance, Legal, and within the Corporate Administrative Office. You’ll be part of a team specifically built to meet and exceed our evolving technology needs, as well as our technology controls agenda.

Role: US Mortgage Title Examination Location: Bangalore (Pure WFO role) Overview: We are seeking a detail-oriented Title Examiner to play a crucial role in the US mortgage process by verifying the legal status and accuracy of property titles. The role involves reviewing property documents, conducting public record searches, identifying title issues, and ensuring compliance with industry regulations. The ideal candidate will have strong analytical skills, excellent communication abilities, and a commitment to delivering high-quality and timely service. Responsibilities: Document Examination: Review and analyse property documents such as deeds, mortgages, liens, judgments, easements, and contracts to verify legal descriptions, ownership, and any restrictions . Public Record Searches: Conduct thorough searches of public records to gather information about the property's history, including previous sales, mortgages, and any outstanding liens or encumbrances. Title Reports: Prepare detailed reports describing any title encumbrances encountered during the search and outline actions needed to clear titles Compliance Verification: Ensure that all documents comply with relevant laws and regulations, such as RESPA, Truth-in-Lending, and the Equal Credit Opportunity Act Communication: Collaborate with realtors, lenders, buyers, sellers, and other stakeholders to exchange title-related information and resolve any issues Quality Control: Maintain accurate and up-to-date records of the title search process and ensure all information is accurate and meets required standards Customer Service: Provide exceptional customer service by keeping clients informed about the progress of the title examination and addressing any concerns Problem Resolution: Resolve any title issues or disputes that arise during the examination process. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Title Examination role. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Good communication and interpersonal skills. High level of accuracy and attention to detail. Ability to manage multiple tasks and meet deadlines. Job Type: Full-time Schedule: Night shift Work Location: In person