3255 Lap Jobs - Page 19

We are looking for a highly motivated and experienced professional to join our team as a Customer Service Representative in Kanchipuram. The ideal candidate will have 1 to 6 years of experience in sales, customer service, or a related field. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure login and disbursement numbers meet requirements. Proactively understand customer needs and cross-sell multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally to establish a strong brand identification with potential customers. Job Graduate in any discipline. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service, sales, or a related field is preferred. Knowledge of audit/RBI regulations and compliance procedures. Ability to develop strong distribution channels and vendor empanelment. Ensure compliance with all Audit/RBI regulations.

We are looking for a highly motivated and experienced Relationship Manager to join our team in Salem. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the automotive industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the automotive industry. Strong knowledge of commercial vehicle sales and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in managing customer relationships and addressing service and sales queries.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Tata Capital Limited in Kozhikode. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, customer acquisition, and business development. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Kanpur. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations. Experience in empaneling new vendors and developing relationships. Ability to work independently and as part of a team. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Rajkot. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Jamnagar. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in two-wheeler loans is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 1 to 6 years of experience in sales, relationship management, and team leadership. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans and through cross-selling while enhancing client relationships. Retain and expand the company''s customer base for home loan and LAP channel to ensure repeat business or referrals. Maximize sales through a network of DSAs by effectively managing connector and builder relationships. Develop and maintain strong client relationships for repeat business or referrals. Identify and develop new builder/channel relationships to penetrate new markets and increase business. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Job Graduate or Masters/Postgraduate degree. Minimum 1 year of experience in sales, relationship management, and team leadership. Possess strong skills in sales process management, sales planning, and team management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong knowledge of banking and financial services is required. Experience in housing finance and EM sales is preferred. TitleRelationship Manager - Retail Sales - Financial Inclusion - Housing - EM Sales - Tenali - Ganganammpet - JM. Ref6586692.

We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Belagavi. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them with the help of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to work under pressure and meet targets. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Familiarity with two-wheeler loans and other financial products. Additional Info The selected candidate will be working at Arjun Empire (1st Floor) - CSE.

We are looking for a highly motivated and experienced Branch Manager to lead our sales team in Mysore. The ideal candidate will have 2 to 5 years of experience in the microfinance business, preferably with a background as a sales officer. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in the microfinance business, preferably as a sales officer. Basic understanding of microfinance business and JLG model working is preferred. Possess relationship management and business sourcing skills. Demonstrate a flair for sales and an understanding of critical customer service attributes. Ability to build strong client relationships and maintain portfolio quality.

We are looking for a highly motivated and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience driving sales and ensuring business targets are achieved. Roles and Responsibility Develop and execute territory-specific sourcing strategies to achieve business objectives. Build and maintain a builder database and DSA network to expand business opportunities. Drive business growth through direct builder engagement and DSA channels. Regularly review deal pipeline and conversion ratios to optimize results. Act as the escalation point for key accounts and issues, providing timely resolutions. Liaise with product, credit, and legal teams to structure viable proposals and conduct regular training for DSAs. Job Graduate degree in Civil or Architecture with a strong academic record. Proven experience in team handling, channel development, and builder relationship management. In-depth knowledge of builder funding and LAP products, including financing options and requirements. Strong leadership and analytical decision-making abilities, with the capacity to work under pressure. Excellent communication and interpersonal skills, enabling effective collaboration with cross-functional teams. Ability to work in a fast-paced environment, focusing on achieving business targets and deadlines.

We are looking for a highly motivated and results-driven individual with 1 to 6 years of experience to join our team as a Customer Service Representative in Shivamoga. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Mathura. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential customers for business growth under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them with the help of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of audit and RBI regulations. Ability to work under pressure and meet targets. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Familiarity with two-wheeler loans and other financial products is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers. We are committed to delivering exceptional customer service and building long-term relationships with our clients.

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in the retail sales channel, specifically in housing - DM - Bengaluru - Kengeri - CRE. The ideal candidate will have 1-6 years of experience. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service or sales is preferred. Knowledge of banking and financial services is an added advantage. Ability to build strong relationships with clients and vendors.

We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in the Sales department, located in Ajmer. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Tiruchirappalli. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations is an added advantage. Any graduate degree is required. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Lucknow. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven professional with 1 to 6 years of experience to join our team as a Customer Service Representative in Bengaluru. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.

We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in Vijayawada. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a skilled professional with 5 to 10 years of experience to lead our retail sales team in Nellore, B V Nagar, and MM. The ideal candidate will have a strong background in sales management and a proven track record of achieving business targets. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for home loan and LAP channels to ensure repeat business or referrals. Maximize sales through a network of DSAs, direct sales, CA, and builders by effectively managing connector and builder relationships. Identify and develop new builder/channel relationships to penetrate new markets and increase business. Optimize team productivity by leading a team of sales managers to assure achievement of team results and meet business targets. Align with the team on ground lead generation activities for sales and implement the growth agenda through training, motivation, and deployment strategies. Keep abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback to the central product and policy team to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company processes, policies, and reports. Job Minimum 5 years of experience in sales management, preferably in housing finance. Masters/Postgraduate degree is required. A graduate degree is also required. Strong leadership and team management skills are essential. Excellent communication and interpersonal skills are necessary. Ability to work in a fast-paced environment and meet deadlines. Experience in sales planning, team management, and industry governance is preferred. Knowledge of sales process management, sales planning, and team management is desirable. Familiarity with auditing and compliance procedures is an added advantage.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and channel management is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly skilled and experienced professional to join our team as a Deputy Head - Credit in Mumbai. The ideal candidate will have 5-10 years of experience in credit underwriting, preferably in microfinance, MSME, or affordable housing loans. Roles and Responsibility Collaborate with the business team to facilitate seamless credit underwriting of potential partners. Coordinate with leadership teams of business partners to obtain necessary documents for credit underwriting. Ensure 100% compliance with company lending standards and adhere to the credit policy. Evaluate and manage credit policies of other institutions and suggest management responses to external stimuli. Provide expert views on new products or processes and sign off on their implementation. Conduct thorough corporate due diligence, including financial analysis and risk assessment. Job Possess a strong understanding of credit underwriting principles and practices. Demonstrate excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Have familiarity with technology advancements and their application in credit underwriting. Exhibit good relationship management skills and the ability to work effectively with cross-functional teams. Be able to derive the organization''s credit policy from scratch and evaluate various credit bureau reports. Possess broad knowledge of governance frameworks and experience in doing corporate due diligence. A CA, CFA, or MBA (Finance) is preferred. Experience in dealing with credit underwriting of micro-finance, MSME, and affordable housing loans is required. In-depth knowledge of corporate due diligence is essential; due diligence experience in microfinance institutions as part of term loans and BC arrangements is a plus. Detail understanding of diving into various credit bureau reports is needed.

We are looking for a highly skilled and experienced Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Implement and manage credit processes and underwriting for corporate finance. Monitor systems and processes for smooth implementation of credit policies. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring low TAT. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Monitor delinquency and take corrective action by regularly interacting with collections and sales teams. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Regularly meet with customers (retail & strategic) to understand industry and market trends. Pre-approve and rate all clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.