Credit Manager-Commercial Vehicle-Credit - Kolkata-Avani Signature -JM

2 - 7 years

8 - 12 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


We are looking for a highly skilled and experienced Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility
  • Implement and manage credit processes and underwriting for corporate finance.
  • Monitor systems and processes for smooth implementation of credit policies.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement.
  • Maintain turnaround time for evaluation and processing of deals, ensuring low TAT.
  • Manage portfolio quality documentation, post-disbursement documents, and delinquency levels.
  • Monitor delinquency and take corrective action by regularly interacting with collections and sales teams.
  • Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers.
  • Regularly meet with customers (retail & strategic) to understand industry and market trends.
  • Pre-approve and rate all clients with exposure over Rs 500L.
  • Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes.
  • Train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning.
  • Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken.

  •  Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Minimum 2 years of experience in credit management.
  • Possess strong knowledge of credit policies, processes, and operations.
  • Demonstrate excellent communication and interpersonal skills.
  • Ability to work effectively in a fast-paced environment and meet deadlines is essential.
  • Strong analytical and problem-solving skills are required.
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