Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home

Jobs

Home
>
Jobs in Mumbai
>
Tata Capital
>
Deputy Head - Credit - MFB

Deputy Head - Credit - MFB

Tata Capital

5 - 10 years

11 - 15 Lacs

Mumbai

Posted:1 week ago| Platform:

Apply

Skills Required

financial analysis credit underwriting affordable housing credit bureau housing loan microfinance bc lending credit analysis credit appraisal term loan underwriting mortgage credit policy home loans lap mortgage loans housing finance finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced professional to join our team as a Deputy Head - Credit in Mumbai. The ideal candidate will have 5-10 years of experience in credit underwriting, preferably in microfinance, MSME, or affordable housing loans. Roles and Responsibility
Collaborate with the business team to facilitate seamless credit underwriting of potential partners.
Coordinate with leadership teams of business partners to obtain necessary documents for credit underwriting.
Ensure 100% compliance with company lending standards and adhere to the credit policy.
Evaluate and manage credit policies of other institutions and suggest management responses to external stimuli.
Provide expert views on new products or processes and sign off on their implementation.
Conduct thorough corporate due diligence, including financial analysis and risk assessment.

Job
Possess a strong understanding of credit underwriting principles and practices.
Demonstrate excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.
Have familiarity with technology advancements and their application in credit underwriting.
Exhibit good relationship management skills and the ability to work effectively with cross-functional teams.
Be able to derive the organization''s credit policy from scratch and evaluate various credit bureau reports.
Possess broad knowledge of governance frameworks and experience in doing corporate due diligence.
A CA, CFA, or MBA (Finance) is preferred.
Experience in dealing with credit underwriting of micro-finance, MSME, and affordable housing loans is required.
In-depth knowledge of corporate due diligence is essential; due diligence experience in microfinance institutions as part of term loans and BC arrangements is a plus.
Detail understanding of diving into various credit bureau reports is needed.

More Jobs at Tata Capital

Customer Service Executive

Trichy, Chennai, Madurai, Salem, Tirupur/Tiruppur, Coimbatore

Experience: Not specified

INR 3 - 6 Lacs

Customer Service Executive

Madurai

Experience: Not specified

INR 3 - 6 Lacs

Customer Sales Executive

Giridih

Experience: Not specified

INR 3 - 8 Lacs

Customer Sales Executive

Dibrugarh

Experience: Not specified

INR 3 - 8 Lacs

Collections Manager

Ahmedabad

3 - 8 yrs

INR 5 - 8 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Tata Capital

Financial Services

Mumbai Maharashtra

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

Deputy Head - Credit - MFB