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2.0 - 5.0 years

4 - 8 Lacs

Jamshedpur

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Jamshedpur. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of personal loans and direct sales is an advantage. Any graduate degree is required. Experience in CSE roles is preferred. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

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1.0 - 3.0 years

4 - 8 Lacs

Hyderabad

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Warangal. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Experience in empaneling new vendors and developing relationships with them. Any graduate degree is required. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

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1.0 - 6.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly motivated and experienced professional to join our team as a Customer Service Representative in Visakhapatnam. The ideal candidate will have 1 to 6 years of experience in customer service, sales, or housing. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure login and disbursement numbers meet requirements. Enhance customer satisfaction by proactively understanding needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, fostering a strong brand identification with potential customers. Job Graduate in any discipline. Possess excellent communication and interpersonal skills. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit strong problem-solving and analytical skills. Be familiar with audit and RBI regulations. Have experience in vendor empanelment and developing relationships with new vendors. Develop strong distribution channels.

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2.0 - 5.0 years

3 - 7 Lacs

Agra

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We are looking for a highly motivated and experienced Branch Manager to lead our sales team in Agra. The ideal candidate will have 2-5 years of experience in the microfinance business, preferably with a background as a sales officer. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Minimum 2 years of experience in the microfinance business, preferably as a sales officer. Basic understanding of microfinance business and JLG model working is preferred. Possess relationship management and business sourcing skills. Demonstrate a flair for sales and an understanding of critical customer service attributes. Ability to build strong client relationships and manage a team effectively.

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1.0 - 6.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly motivated and results-driven individual with 1 to 6 years of experience to join our team as a Customer Service Representative in the Sales department, located in Thoothukudi. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

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3.0 - 8.0 years

4 - 8 Lacs

Nalgonda

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We are looking for a highly motivated and results-driven individual with 3 to 8 years of experience to join our team as a Customer Service Representative in Nalgonda. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 3 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and negotiation skills are essential.

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2.0 - 5.0 years

3 - 6 Lacs

Muzaffarpur

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We are looking for a highly motivated and experienced Loan Officer to join our team in Muzaffarpur. The ideal candidate will have 2-5 years of experience in sales, preferably in the microfinance industry, with a strong background in relationship management and business sourcing. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to centers. Job Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the microfinance industry. Possess basic understanding about microfinance business and JLG model working. Demonstrate skills in relationship management, business sourcing, and sales flair. Exhibit critical attributes of customer service. Ability to work in a fast-paced environment and meet targets is essential.

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2.0 - 7.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Customer Service Executive to join our team in Rajkot. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Assist in empaneling new vendors and developing relationships with them. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in handling secured business loans is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

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2.0 - 7.0 years

4 - 8 Lacs

Chennai

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We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Chennai. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and develop a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Job Graduate in any discipline with a strong academic record. Minimum 2 years of experience in sales or customer service, preferably in housing or financial services. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and decision-making skills with attention to detail. Familiarity with audit/RBI regulations and compliance procedures. Experience in building distribution channels and ensuring high customer satisfaction levels. Ability to work independently and as part of a team, with a focus on achieving business targets.

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2.0 - 7.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Implement and manage credit processes and underwriting for the Corporate Finance division. Monitor systems and processes for smooth implementation of credit policies in the region. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring internal customer service and addressing other credit and compliance issues. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Monitor delinquency and undertake regular interactions with collections and sales to track delinquencies, studying delinquent cases to derive learning and sharing with the team. Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers. Create charges for all corporate lending and regularly meet with customers (retail & strategic) to understand industry and market trends. Pre-approve and rate all clients with exposure over Rs 500L, and conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Regularly train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit appraisal, underwriting, and portfolio management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

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6.0 - 11.0 years

4 - 8 Lacs

Bhimavaram

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We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in Bhimavaram. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

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1.0 - 5.0 years

3 - 7 Lacs

Mumbai

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We are looking for a highly motivated and experienced Loan Officer to join our team in Bhanjanagar, Ganjam. The ideal candidate will have 1-5 years of experience in sales or business development, preferably in the microfinance industry. Roles and Responsibility Achieve disbursement targets with minimal delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Regularly follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to centers. Job Graduate in any discipline. Basic understanding of microfinance business and JLG model working is preferred. Relationship management and business sourcing skills are essential. A flair for sales and an understanding of critical customer service attributes are required. Experience as a sales officer in microfinance business is necessary. Ability to build strong client relationships and manage teams effectively.

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1.0 - 3.0 years

6 - 10 Lacs

Madurai

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We are looking for a highly skilled and experienced Customer Service Executive to join our team in Madurai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in direct sales and marketing is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

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1.0 - 3.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Guwahati. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in two-wheeler loans is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

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2.0 - 7.0 years

3 - 7 Lacs

Mumbai

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We are looking for a highly motivated and experienced Branch Manager to lead our sales team in Baroda. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the microfinance industry, with a strong background in relationship management, business sourcing, and sales. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Build and maintain strong client relationships, both internal and external. Conduct regular field visits, centre meetings, and loan applications to ensure customer satisfaction. Track and control normal dues, non-starters, delinquency, and frauds to maintain portfolio quality. Identify joint liability groups and disbursed loans to suit target customers and geographies. Assess potential client base and product acceptability in new regions to expand operational areas. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to build a strong brand identification with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline with a strong academic record. Minimum 2 years of experience in sales, preferably in the microfinance industry. Possess strong skills in relationship management, business sourcing, and sales. Demonstrate a basic understanding of microfinance business and JLG model working. Exhibit critical attributes of customer service and a flair for sales. Ability to work in a fast-paced environment and meet targets is essential.

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1.0 - 3.0 years

7 - 10 Lacs

Visakhapatnam

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Visakhapatnam. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in direct sales and customer relationship management is preferred. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

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2.0 - 7.0 years

12 - 17 Lacs

Warangal

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We are looking for a highly skilled and experienced professional to join our team as an Area Credit Manager - Secured Business Loans (Micro LAP) in Warangal. The ideal candidate will have 2 to 7 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Conduct personal discussions with clients to assess their creditworthiness and make informed decisions. Analyze cash flow and provide recommendations on loan approvals or denials. Manage delinquency and ensure timely payments from customers. Collaborate with vendors and cost management teams to maintain high standards of service delivery. Develop and implement effective strategies to minimize risk and maximize business growth. Provide training to CPAs/CPCs to enhance their skills and knowledge. Job Strong understanding of credit appraisal, underwriting, and lending processes. Excellent communication and report writing skills. Ability to work independently and as part of a team. Basic knowledge of banking operations and financial services. Familiarity with mortgage lending business and title search risks. Experience in managing vendor relationships and controlling costs. Knowledge of PDD management and tracking through proper MIS. Understanding of the micro LAP business and its dynamics. Ability to conduct independent client discussions and arrive at cash flow analysis conclusions.

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5.0 - 10.0 years

8 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Faridabad. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 5 years of experience in retail credit, preferably in housing finance. Strong knowledge of credit underwriting, risk assessment, and credit risk management. Excellent communication and interpersonal skills are required to build strong relationships with clients and stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Certifications such as CA/MBA (Preferable). Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

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2.0 - 5.0 years

8 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Vizag, Andhra Pradesh. The ideal candidate will have 2-5 years of experience in credit underwriting, preferably in housing finance. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine credit risk. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies. Familiarity with credit risk assessment tools and techniques. Knowledge of credit scoring models and their application in credit decision-making. Understanding of regulatory requirements related to credit underwriting and risk management. Ability to build and maintain effective relationships with stakeholders, including sales teams, credit analysts, and external partners. Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously. Proficiency in MS Office and other relevant software applications. Ability to work collaboratively as part of a team, demonstrating a strong commitment to achieving results and delivering high-quality service.

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1.0 - 3.0 years

4 - 8 Lacs

Rajahmundry

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Rajahmundry. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of audit and RBI regulations. Any graduate degree is required. Experience in two-wheeler loans is preferred. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

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4.0 - 6.0 years

11 - 15 Lacs

Mumbai

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We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Manage a portfolio in assigned areas. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

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2.0 - 5.0 years

7 - 11 Lacs

Mumbai

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We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 2-5 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate, Postgraduate. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

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1.0 - 6.0 years

2 - 6 Lacs

Patna

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We are looking for a highly skilled and experienced Quality Executive to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skill sets in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 1 year of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in retail MFB - Credit is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

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2.0 - 5.0 years

4 - 7 Lacs

Dhanbad

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We are looking for a highly motivated and results-driven Customer Sales Executive to join our team at Sanyukt Towers in Dhanbad. The ideal candidate will have 2-5 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations. Experience in empaneling new vendors and developing relationships with them. Any graduate degree is required.

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2.0 - 7.0 years

7 - 11 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Strong knowledge of commercial vehicle sales and relationship management. Ability to work in a fast-paced environment and meet sales targets. Excellent communication and interpersonal skills. Experience in managing customer relationships and addressing service and sales queries.

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