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10.0 - 14.0 years

20 - 22 Lacs

Bengaluru

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,,Officers, the of Job Purpose: To drive business growth for the Loan Against Property (LAP) vertical across the assigned region by leading a team, managing channel partners, and ensuring high productivity with quality sourcing and risk compliance. Key Responsibilities: Business Development: Drive LAP business in the assigned region through direct channel and connectors Identify and onboard new sourcing partners and high-potential geographies. Monitor and achieve disbursal targets on a monthly and quarterly basis. Team Management: Lead and mentor a team of Area Sales Managers, Branch Sales Managers, Sales Managers and Relationship officers. Set goals, track performance, and provide ongoing coaching and support. Channel Management: Build and maintain strong relationships with connectors, and other vendors such as Legal, Technical and RCU. Ensure partner training, regular engagement and resolution of their queries. Credit & Risk Coordination: Liaise with credit and operations teams for smooth file processing. Ensure proper documentation and compliance with internal risk and underwriting guidelines. Market Intelligence & Strategy: Analyse competitor offerings and customer feedback to optimize pricing and product features. Suggest changes in sourcing strategy based on local market trends. Desired Candidate Profile: Minimum 10 years experience in LAP sales, preferably in affordable housing or Micro/Rural LAP Strong knowledge of the LAP product, credit underwriting, and local market dynamics. Good team leadership and interpersonal skills. Ability to manage targets under pressure. Excellent communication and negotiation skills. Educational Qualification: Graduate/Postgraduate in any discipline (MBA preferred).

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0.0 - 5.0 years

2 - 4 Lacs

Udaipur, Jaipur, Jodhpur

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Job description Preferred candidate profile - Candidates preferred having experience in Mortgage & Secured Loan , HL, LAP. Job Location - Jaipur , Jodhpur, Udaipur , Bhilwara , Sikar, Jhunjhunu, Shahpura , Reengus Perks and benefits - Attractive Incentive Role & responsibilities - Initiate Daily, Weekly and Monthly sales planning ,Improve branch Sales efficiency and effectiveness. Effective communication of individual target expectation and team target expectation to the team and plan accordingly Adherence of day wise sales plan for self and his team for market activities Ensuring regular follow up to track progress of team and take corrective action wherever required Ensuring proper planning and availability of resources in advance for all market activities, coordinate with Branch Manager for activities which will be done in conjunction with other branch staff Initiate Daily, Weekly and Monthly sales planning are updated Generating new business and ensure the productivity month on month basis Ensure all customers provide references, improve customer satisfaction in order to increase retention Attend personal discussion with customer to understand customer profile. Provide insights to credit team to reduce fraudulent cases Proper sales planning activities in areas to increase customer connect Collect references from all customers and ensure calling and sending SMSs to all leads to increase conversion rate Planning customer visits to old customers/ HNI customers who have closed accounts to bring them back to SBFC follow up on interest collection to minimise penal charges for each customer and increase customer loyalty Attend all trainings on policy and process changes as and when required Interested candidate can share the CV on Harish.soni@sbfc.com

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1.0 - 6.0 years

2 - 3 Lacs

Ajmer, Bhilwara, Jodhpur

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Identify and acquire potential customers for home loans. Provide financial guidance and customized loan solutions. Achieve sales targets and maintain client relationships.. Drive home loan sales & meet targets. open market DST & DSA. Required Candidate profile *1-6 years of experience in home loan sales & Mortgage ,Lap *Strong communication & negotiation skills *Knowledge of housing finance products Interested Candidates Can Call @Hr Shraddha-9898854459

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1.0 - 6.0 years

1 - 5 Lacs

Ahmedabad

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Role 1. Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business 2. Deliver on sales targets for Business by building strong relationships in the DSA/ DST / Connector network 3. Carry out meetings and sales calls with prospective clients on a regular basis to source business 4. Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base 5. Track and report on sales operations and productivity metrics, and work towards building a highperformance sales culture 6. Actively participate in initiatives and contests driven by business team 7. Customer centric approach to liasion better with customer

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2.0 - 3.0 years

4 - 5 Lacs

Bengaluru

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

4 - 5 Lacs

Mumbai

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

4 - 5 Lacs

Ahmednagar

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

4 - 5 Lacs

Mumbai

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 5.0 years

4 - 7 Lacs

Bengaluru

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Relationship Manager - Commercial Vehicles Relationship Manager who will be responsible for sourcing of new business from open market / RL branch network or CA / DSA channel network. Sourcing and servicing of Working capital ( Both Fund Based and Non Fund Based restricted to Transport / Logistics segment segments which includes products like Cash credit / Overdraft / WCTL / BG / LC / BC) Cross sell of other banking products Souring and Servicing of WC, Inventory Funding or Trade Advance to automobile Dealerships Warehousing Projects Finance ( restricted to transport / logistics segment ) Lease Rent Discounting (restricted to transport / logistics segment and automobile segments ) Evaluation of financials and structure the transactions with suitable product offerings to meet the clients finance requirement Preparing the marketing proposal and coordinating with credit team for approval of the NTB proposals Coordinating with technical, legal and operations team for loading and disbursement of files Actively evaluating the opportunity of cross sell to increase the wallet share Login and monitoring of TOD and Adhoc facilities on regular basis Coordination with the Trade team for non fund based transaction Coordinating with ops and monitoring for renewal / DRS / Enhancement / Property insurance updation. Taking care of WCDL disbursement and its tracking for deposits of payment on the due date. DRS Tracker. Monitoring of same and put reminder to client if any DRS exceed their deadline Arranging and submission of Book debts / stock statement on monthly basis i.e within deadline RCU of files prior login of any file ( renewal or enhancement )

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2.0 - 5.0 years

4 - 7 Lacs

Gandhidham

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Relationship Manager - Commercial Vehicles Relationship Manager who will be responsible for sourcing of new business from open market / RL branch network or CA / DSA channel network. Sourcing and servicing of Working capital ( Both Fund Based and Non Fund Based restricted to Transport / Logistics segment segments which includes products like Cash credit / Overdraft / WCTL / BG / LC / BC) Cross sell of other banking products Souring and Servicing of WC, Inventory Funding or Trade Advance to automobile Dealerships Warehousing Projects Finance ( restricted to transport / logistics segment ) Lease Rent Discounting (restricted to transport / logistics segment and automobile segments ) Evaluation of financials and structure the transactions with suitable product offerings to meet the clients finance requirement Preparing the marketing proposal and coordinating with credit team for approval of the NTB proposals Coordinating with technical, legal and operations team for loading and disbursement of files Actively evaluating the opportunity of cross sell to increase the wallet share Login and monitoring of TOD and Adhoc facilities on regular basis Coordination with the Trade team for non fund based transaction Coordinating with ops and monitoring for renewal / DRS / Enhancement / Property insurance updation. Taking care of WCDL disbursement and its tracking for deposits of payment on the due date. DRS Tracker. Monitoring of same and put reminder to client if any DRS exceed their deadline Arranging and submission of Book debts / stock statement on monthly basis i.e within deadline RCU of files prior login of any file ( renewal or enhancement )

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7.0 - 8.0 years

9 - 10 Lacs

Kolkata

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Job Role This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSAs/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirement Preferably MBA/ CA Experience: 7-8 years experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required. Good Leadership, Self-motivation and communication skills for driving Teams Relationship Management Skill Good influencing skills

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1.0 - 6.0 years

2 - 3 Lacs

Kota, Sikar, Jodhpur

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Self-sourcing & handling DSA/DST channels. Acquire Home Loan & LAP business from open market. Must have local area knowledge & housing loan sales experience. Strong field network & sourcing skills preferred. Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply

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1.0 - 6.0 years

2 - 4 Lacs

Anand, Surat, Vadodara

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Role 1. Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business 2. Deliver on sales targets for Business by building strong relationships in the DSA/ DST / Connector network 3. Carry out meetings and sales calls with prospective clients on a regular basis to source business 4. Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base 5. Track and report on sales operations and productivity metrics, and work towards building a highperformance sales culture 6. Actively participate in initiatives and contests driven by business team 7. Customer centric approach to liasion better with customer

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1.0 - 6.0 years

2 - 4 Lacs

Jetpur, Rajkot

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Role 1. Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business 2. Deliver on sales targets for Business by building strong relationships in the DSA/ DST / Connector network 3. Carry out meetings and sales calls with prospective clients on a regular basis to source business 4. Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base 5. Track and report on sales operations and productivity metrics, and work towards building a highperformance sales culture 6. Actively participate in initiatives and contests driven by business team 7. Customer centric approach to liasion better with customer

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1.0 - 5.0 years

2 - 3 Lacs

Sikar, Bhilwara, Jodhpur

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1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3. DSA and DST both are vacancy available (Individual role). Required Candidate profile Must have 1 year of experience in Home Loan / Mortgage Loan / Lap / Cross Sell DSA and DST both are vacancy available (Individual role) Fresher can not Apply It Is a Field Sale

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2.0 - 3.0 years

6 - 10 Lacs

Chennai

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager Department-Business Banking Assets Grade-Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

6 - 10 Lacs

Noida

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager Department-Business Banking Assets Grade-Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

6 - 10 Lacs

Hyderabad

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Business Relationship Manager - WC-SALARIED PL AND WORKING CAPITAL-Sales Business Relationship Manager Department-Business Banking Assets Grade-Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

3 - 4 Lacs

Navi Mumbai

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Responsible for complete process of a loan application commencing from customer identification to disbursement and clarifications after disbursement if any in addition to supporting the growth of the branch and ensuring individual revenue targets are achieved consistently. Key Performance Area • Business development customer identification through various sources • Sales/revenue target achievement • Customer relationship management • Documentation and quality of customers • Overall customer experience Major Tasks/activities Business development and sales process • Conducting events and activities for improved branding and customer awareness as directed by branch managers • Connecting and developing better relationship for sourcing business from o Builders o AR o DSA o Other channels or direct o Participating in marketing events • Meeting prospective customers to understand the requirements clearly • Articulating feasible solutions including creating awareness/ educating customers about the benefits of the solution • Following up on the leads regularly to understand interest levels and sharing/collecting all necessary documentation for application processing as per the operating guidelines • Coordinating with customer and internal teams such as legal/technical/credit/disbursement etc team for appraisals, sanctions and disbursements as required • Updating the customer on the application status periodically Developing positive and professional relationship with the customer to enable cross selling, getting referrals and other business opportunities Supporting the BDA/Direct selling team in knowledge sharing and imparting trainings whenever required Participating in team meetings and reviews periodically • Preparing and sharing status of leads, activity, application process, disbursement etc Others Any other tasks which will be required to be performed from time to time as per the instructions Experience • 2+ years of experience in selling of home loan/non home loan/construction finance products/related companies preferably Skills • Sound understanding of home loan products • Market understanding including products/policies of competitors • Excellent communication skills with a reasonable proficiency in the local language • Proven ability to develop and manage networking/relationship internally and externally • Good negotiation skills • Demonstration of high degree of perseverance and resilience

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2.0 - 3.0 years

6 - 10 Lacs

Ajmer

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Business Relationship Manager - WC-SALARIED PL AND WORKING CAPITAL-Sales Business Relationship Manager DepartmentBusiness Banking AssetsLocationPosition GradeDeputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

4 - 5 Lacs

Ludhiana

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Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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2.0 - 3.0 years

6 - 10 Lacs

Bengaluru

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Business Relationship Manager - WC-Working Capital-Sales Business Relationship Manager Department-Business Banking Assets Grade- Deputy Manager / Manager / Sr. Manager Job Role: Business Relationship Manager Manage and service existing portfolio of WC clients including renewal and enhancement of limits Build strong and effective relationship with Promoters and build client trust and confidence Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. Ensure minimum delinquency and work towards exit of clients identified in EWS. Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. Drive cross sell products including WC limits and book penetration in allocated set of clients. Generate leads from existing customers and on-board new customers basis existing relationship management.Maintain CASA book and generate float income by opening all group accounts. Job Requirement Experience: 2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like WC, LAP, etc

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1.0 - 6.0 years

1 - 2 Lacs

Nagpur

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Job Description for Sales Officer, HDFC : Designation: Sales Officer Experience: 0.6 to 6 Years Salary: Up to 2.50 LPA + Incentives Location: As per business requirement Roles & Responsibilities: Area Mapping: Regularly map and update assigned areas/lanes/geography to identify potential sources and report updates during team huddles. Source Management: Build and manage relationships with all assigned and self-identified sources within the territory Reporting & Documentation: Maintain daily activity logs and sales reports in prescribed formats. Channel Partner Onboarding: Identify gaps and initiate recruitment of channel partners as needed. Daily Huddles: Participate in team meetings and contribute to planning and updates. Customer Relationship Management: Enhance customer satisfaction by developing long-term relationships. Application Processing: Ensure timely and complete submission of application forms and documentation. Candidate Profile: Graduate from any stream (mandatory) Minimum 6 months of sales experience preferred BFSI background will be an added advantage Willingness to travel Good communication and interpersonal skills

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2.0 - 7.0 years

2 - 5 Lacs

Mumbai, Navi Mumbai, Mumbai (All Areas)

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Job Title: Relationship Manager Loan Against Property (LAP) Location: Mumbai Department: Retail Lending / Secured Loans Job Summary: We are seeking a dynamic and results-oriented Relationship Manager LAP to drive business growth through the acquisition and servicing of customers in need of Loan Against Property products. The ideal candidate will have a strong understanding of secured lending, relationship management, and credit analysis. Key Responsibilities: Business Development: Source new customers through cold calling, referrals, and channel partners. Identify potential clients for LAP through open market. Ensure achievement of monthly and annual business targets. Customer Relationship Management: Build and maintain long-term relationships with customers and channel partners. Understand customer needs and provide tailored solutions. Ensure high levels of customer satisfaction and service quality. Loan Processing: Coordinate with credit and operations teams for timely processing of applications. Assist clients in documentation and ensure compliance with internal policies. Follow up on loan disbursements and post-disbursement servicing. Market Intelligence: Monitor market trends and competitor offerings. Provide feedback to the product team for enhancements. Qualifications & Skills: Bachelors degree 2+ years of experience in LAP sales or secured lending. Strong understanding of LAP products, underwriting norms, and local market. Excellent communication, negotiation, and interpersonal skills. Goal-oriented with a proven track record of achieving targets. Preferred Experience: Exposure to working with NBFCs, banks, or housing finance companies. Experience with both residential and commercial property-backed lending. Compensation: Competitive fixed salary + performance-based incentives. Role & responsibilities Preferred candidate profile

Posted 10 hours ago

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0.0 - 3.0 years

1 - 3 Lacs

Mathura, Agra, Aligarh

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Designation:- Relationship Officer Profile: Presentable with decent personality Easily identify sales opportunity from the market Having knowledge of loan products and its processing Ability to learn the new things within a short time span Knowing local language with good communication skills, English will be add-on Customer focused and willing to go the extra mile to deliver an exceptional service Experience: - Minimum 1 to 3 years of experience in the finance industry will be preferred Required Candidate profile Good communication skills Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate- Experience in Sales field is an added advantage. 2-wheeler preferable Salary In CTC : - No Bar in salary for experienced candidates Perks :- Best in Industry incentive + EPF+ESI+Insurance Product-: . Home Loan Locations-: Agra , Aligarh, Mathura , Lucknow Interview Venue- 10/8 2nd Floor PADAMDEEP TOWER SANJAY PALACE.DOCTOR SOAP BUILDING.ABOVE IDBI BANK AGRA Interview Date -:02 - 07-2025 (Wed) Salary - as per last salary Note - Only for 1 Years banking Sales Experienced Candidates freshers also Preferred 2) Requirement only Relationship officer HR CONTACT DETAILS - Vastavikta Srivastava For any query/support contact to - 8005337907 (only Wtsupp)

Posted 11 hours ago

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Exploring Lap Jobs in India

The Lap job market in India is booming with opportunities for skilled professionals. Lap, which stands for Local Area Planning, involves designing and implementing plans for small geographic areas within a city or town. Job seekers in India looking to pursue a career in lap can find a variety of exciting opportunities across different industries.

Top Hiring Locations in India

  1. Delhi
  2. Mumbai
  3. Bangalore
  4. Chennai
  5. Hyderabad

These major cities in India are actively hiring for lap roles, offering a wide range of job opportunities for aspiring professionals.

Average Salary Range

The average salary range for lap professionals in India varies based on experience and skill level. Entry-level lap professionals can expect to earn around INR 3-5 lakhs per annum, while experienced professionals can earn upwards of INR 10 lakhs per annum.

Career Path

In the field of lap, a typical career path may involve progressing from roles such as Junior Planner to Senior Planner, and eventually to positions like Lead Planner or Project Manager. With experience and additional qualifications, lap professionals can advance their careers and take on more challenging roles within the industry.

Related Skills

In addition to lap expertise, professionals in this field are often expected to have skills in GIS (Geographic Information Systems), urban planning, data analysis, project management, and communication. These complementary skills can enhance a lap professional's capabilities and open up more career opportunities.

Interview Questions

  • What is the importance of local area planning in urban development? (basic)
  • Can you explain the role of GIS in local area planning? (medium)
  • How do you prioritize and allocate resources for a local area development project? (medium)
  • Describe a challenging project you worked on in local area planning and how you overcame obstacles. (advanced)
  • How do you stay updated on the latest trends and technologies in urban planning? (basic)
  • What strategies would you implement to ensure community engagement in local area planning projects? (medium)
  • How do you handle conflicts or disagreements with stakeholders during the planning process? (medium)
  • Can you give an example of a successful local area planning project you were involved in? (advanced)
  • What are the key elements to consider when creating a local area development plan? (basic)
  • How do you assess the impact of a local area development project on the environment? (medium)
  • How do you incorporate sustainability principles into your local area planning projects? (medium)
  • What software tools or applications do you use for local area planning and analysis? (basic)
  • Describe a time when you had to work under tight deadlines on a local area planning project. How did you manage the situation? (medium)
  • How do you collaborate with other professionals, such as architects and engineers, in a local area planning project? (medium)
  • What are the biggest challenges you have faced in local area planning, and how did you address them? (advanced)
  • Can you discuss a recent policy or regulation that has impacted local area planning in India? (medium)
  • How do you ensure inclusivity and accessibility in local area development projects? (medium)
  • What measures do you take to ensure the safety and security of residents in a local area planning project? (medium)
  • How do you evaluate the success of a local area planning project after its implementation? (medium)
  • What role do public-private partnerships play in local area development projects? (medium)
  • How do you handle budget constraints in local area planning projects? (medium)
  • Can you discuss a case where community feedback significantly influenced a local area planning decision? (medium)
  • How do you approach risk management in local area planning projects? (medium)
  • What are the key components of a comprehensive local area development plan? (basic)
  • How do you adapt to changes in government policies or regulations affecting local area planning projects? (medium)

Closing Remark

As you prepare for your job search in the lap industry in India, remember to showcase your skills and experience confidently during interviews. By mastering the necessary skills and staying updated on industry trends, you can position yourself as a strong candidate for exciting career opportunities in local area planning. Good luck!

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