Financial Spreading role (Commercial Lending)/ Credit underwriting

Job Description

Only Early Joiners should apply (0-30 days Joining time or Serving Notice) We are hiring for Financial spreading/ Credit underwriting role. Details are mentioned below: Job Title - Senior Analyst (3 to 5 years)/ Lead Analyst (5 to 8 years) Location - Gurgaon Working model – Hybrid model (3 days work from office) Job Responsibilities: You will be supporting clients in critical lending/credit processes across end to end lending journey such as follows: • Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation • Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters) • Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results • Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview, Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios), Covenant performance, PD/LGD analysis, • Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline Requirements: * Strong Accounting and financial skills * Experience on lending platforms or credit search platforms * Understanding and experience of credit review or underwriting role is Preferable * Eye for details and ability to identify and solve issues effectively on time * Good MS Office Skills * Excellent Communication and interpersonal skills * Ability to ensure that tasks within areas of responsibility are completed in a timely manner Show more Show less