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3.0 - 7.0 years

0 Lacs

karnataka

On-site

You are a strategic thinker passionate about driving solutions in business architecture and data management. You have found the right team. As a Banking Book Product Owner Analyst in our Firmwide Finance Business Architecture (FFBA) team, you will spend each day defining, refining, and delivering set goals for our firm. You will partner with stakeholders across various lines of business and subject matter experts to understand products, data, source system flows, and business requirements related to Finance and Risk applications and infrastructure. As a Product Owner on the Business Architecture team, you will work closely with Line of Business stakeholders, data Subject Matter Experts, Consumers, and technology teams across Finance, Credit Risk & Treasury, and various Program Management teams. Your primary responsibilities will include prioritizing the traditional credit product book of work, developing roadmaps, and delivering on multiple projects and programs during monthly releases. Your expertise in data analysis and knowledge will be instrumental in identifying trends, optimizing processes, and driving business growth. As our organization grows, so does our reliance on insightful, data-driven decisions. You will dissect complex datasets to unearth actionable insights while possessing a strong understanding of data governance, data quality, and data management principles. Utilize Agile Framework to write business requirements in the form of user stories to enhance data, test execution, reporting automation, and digital analytics toolsets. Engage with development teams to translate business needs into technical specifications, ensuring acceptance criteria are met. Drive adherence to product and Release Management standards and operating models. Manage the release plan, including scope, milestones, sourcing requirements, test strategy, execution, and stakeholder activities. Collaborate with lines of business to understand products, data capture methods, and strategic data sourcing into a cloud-based big data architecture. Identify and implement solutions for business process improvements, creating supporting documentation and enhancing end-user experience. Collaborate with Implementation leads, Release managers, Project managers, and data SMEs to align data and system flows with Finance and Risk applications. Oversee the entire Software Development Life Cycle (SDLC) from requirements gathering to testing and deployment, ensuring seamless integration and execution. Required qualifications, capabilities, and skills Bachelors degree with 3+ years of experience in Project Management or Product Ownership, with a focus on process re-engineering. Proven experience as a Product Owner with a strong understanding of agile principles and delivering complex programs. Strong analytical and problem-solving abilities, with the capacity to quickly assimilate business and technical knowledge. Experience in Finance, Risk, or Operations as a Product Lead. Familiarity with Traditional Credit Products and Liquidity and Credit reporting data. Highly responsible, detail-oriented, and able to work with tight deadlines. Excellent written and verbal communication skills, with the ability to articulate complex concepts to diverse audiences. Strong organizational abilities to manage multiple work streams concurrently, maintaining sound judgment and a risk mindset. Solid understanding of financial and regulatory reporting processes. Energetic, adaptable, self-motivated, and effective under pressure. Basic knowledge of cloud technologies (e.g., AWS). Preferred qualifications, capabilities, and skills Knowledge of JIRA, SQL, Microsoft suite of applications, Databricks and data visualization/analytical tools (Tableau, Alteryx, Python) is a plus. Knowledge and experience of Traditional Credit Products (Loans, Deposits, Cash etc.,) and Trading Products (Derivatives and Securities) a plus.,

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4.0 - 5.0 years

0 - 0 Lacs

Pune

Work from Office

Greetings, We have an opening for one of our clients Mphasis for the position Underwriter. Location : Pune Timings : US shift - 6:30pm to 3:30am Skills : US Mortgage, 4C's, Income calculation, FNMA, FHLMC guideline, Income calculation, credit report, Schedule 'c' firm, schedule 'e' rental, s-cop & c-cop, owner calculation.

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2.0 - 6.0 years

4 - 9 Lacs

Pune

Work from Office

Mphasis Walk-in Drive US Mortgage Underwriter Location: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, Ground Floor, Pune - 411014. Date: Recently (17th July 2025 - 18th July 2025) Employment Type: Full-Time About the Role: We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements. Key Responsibilities: Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals. Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans. Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.). Communicate underwriting decisions and conditions clearly to processors and loan officers. Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs). Stay updated on industry trends, underwriting guidelines, and compliance regulations. Qualifications: 3+ years of experience in US mortgage underwriting (end-to-end). DE/SAR/LAPP certification preferred. Strong knowledge of AUS systems (DU, LP). Familiarity with Encompass or similar LOS platforms. Excellent analytical, communication, and decision-making skills. Ability to work independently in a fast-paced, deadline-driven environment. Walk-in Instructions: Bring a hard copy of your resume Mention HR Janavi Gollapallis name on the resume

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2.0 - 5.0 years

3 - 8 Lacs

Chennai

Work from Office

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. Vendor Management. Candidate Profile: Must have a minimum 2 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred. Thorough understanding of SME Financing, Supply Chain Finance and Credit processes. Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement. Eye for detail/Diligent Personality. Good communication and interpersonal skills. Proficient in MS Excel and ability to bring out insights from data. Experience in setting up strong credit underwriting processes and scale them. Candidate must have experience in working on digital platforms. Must be solution oriented. Must have strong analytical skills. Interested candidates can share their updated resume on : shivani.pradeepa@m1xchange.com.

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2.0 - 7.0 years

5 - 15 Lacs

Pune, Bengaluru, Mumbai (All Areas)

Work from Office

Position Summary: The Mortgage underwriting associate evaluates and determines the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Roles and Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications Education : Bachelors in any stream. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. • Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently • Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve.

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2.0 - 7.0 years

8 - 15 Lacs

Pune

Work from Office

Senior Credit Analyst - Insurance/Corporates/Equity (Financial Modelling) - 2 Years - Pune Location Pune (Hybrid) An excellent opportunity to join a global credit risk team, where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities – Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements – 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

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3.0 - 6.0 years

0 - 1 Lacs

Bengaluru

Work from Office

Job Summary: As a Sr Loan Processing Analyst, you'll play a critical role in facilitating the loan validation process from application to closing. This role involves gathering, verifying, and reviewing all necessary documentation to ensure loan files are complete and compliant with internal policies and regulatory requirements. This role needs to manage a small team of 4-5 members Key Responsibilities: Review and validate loan applications for completeness and accuracy Collect and analyze loan documents such as bank statements, title documents, credit reports, and property appraisals Communicate with Loan Officer & Account Managers to request missing information and provide updates Ensure loan files comply with company policies, investor guidelines, and regulatory requirements Prepare loan files for underwriting and coordinate with underwriters for approvals Identify potential issues or red flags and escalate when necessary Track and manage pipeline to ensure loans meet closing timelines Required Qualifications: Educational: Degree level Experience: At least 3 years of experience as a loan processor or in a similar role. Skills and Competencies: Strong understanding of mortgage lending procedures and loan products Detail-oriented with the ability to multitask and work in a deadline-driven environment Excellent organizational, and problem-solving skills Excellent communication and customer service abilities Proficiency with any CRM and document management software Preferred Qualifications: Experience with Non-QM or investor-based loan products Prior experience in mortgage loan processing is highly preferred

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5.0 - 6.0 years

3 - 7 Lacs

Chikodi, Virudhachalam, Erode

Work from Office

Apac Financial Services Private Limited is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

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1.0 - 3.0 years

2 - 5 Lacs

Dindigul

Work from Office

Apac Financial Services Private Limited is looking for Branch Credit Officer- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

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3.0 - 6.0 years

4 - 8 Lacs

Dindigul

Work from Office

Apac Financial Services PrivateLimited is looking for Branch Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

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3.0 - 6.0 years

4 - 8 Lacs

Theni

Work from Office

Apac Financial Services PrivateLimited is looking for Branch Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

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4.0 - 8.0 years

0 - 0 Lacs

Pune

Work from Office

Greetings, We have an opening for one of our clients Mphasis for the position QA _ Underwriter. Location : Pune Timings : US shift - 6:30pm to 3:30am Skills : US Mortgage, 4C's, Income calculation, FNMA, FHLMC guideline, Income calculation, credit report, Schedule 'c' firm, schedule 'e' rental, s-cop & c-cop, owner calculation.

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2.0 - 6.0 years

4 - 9 Lacs

Pune, Chennai

Work from Office

Job Title: US Mortgage Underwriter Location: [Pune / Chennai] Employment Type: Full-Time About the Role: We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements. Key Responsibilities: Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals. Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans. Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.). Communicate underwriting decisions and conditions clearly to processors and loan officers. Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs). Stay updated on industry trends, underwriting guidelines, and compliance regulations. Qualifications: 3+ years of experience in US mortgage underwriting (end-to-end). DE/SAR/LAPP certification preferred. Strong knowledge of AUS systems (DU, LP). Familiarity with Encompass or similar LOS platforms. Excellent analytical, communication, and decision-making skills. Ability to work independently in a fast-paced, deadline-driven environment. Why Join Us? Competitive salary and performance-based incentives Flexible work environment (remote/hybrid options) Health, dental, and vision insurance Opportunities for growth and professional development Supportive and collaborative team culture Apply Now If you're passionate about mortgage underwriting and want to be part of a growing, innovative team, wed love to hear from you! HR Janavi Gollapalli Email Id: Janavi.gollapalli@mphasis.com

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3.0 - 8.0 years

3 - 7 Lacs

Bengaluru

Hybrid

Hi All, Good afternoon, Hope you are doing well. Below is the roles and responsibilities for Process Specialist opening in our esteemed organization. If interested, please apply for the role. Role & responsibilities: Research and resolve disputes received from borrowers, clients or any other stakeholders. Obtain and evaluate all relevant information to handle inquiries and complaints. Document accurately your research and decision made in resolving the dispute. Follow escalation protocols for repeat disputes. Communicate recognized trends to management for Process improvement. Handle Miscellaneous administrative functions. Assist with training other Specialists on new task. Minimum qualifications: High school diploma or equivalent required. 3+ Years of experience in Customer service or related field. 2+ Years in handling Credit Reporting issues or similar task. General knowledge of Mortgage lending/service industry. Must be flexible, organized and have the ability to manage and prioritize daily assignments to include conducting preliminary surveys necessary for research, looking up data and finding research material for the study and ensure accuracy of the infirmation bein researched. Analytical with the ability to detect problems in workflow. Strong conflict resolution skills. Ability to multitask on various items while meeting strict timelines and deadlines. Knowldeg of office methods and procedures. Ability to handle standard office equipment (eg. personal computer, calculator, copier, facsimile machine, scanner etc). Able to use common MS office suite software. Regards, Nina

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3.0 - 7.0 years

4 - 8 Lacs

Jodhpur

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PaisaBuddy is looking for Branch Credit Manager - [Credit & Risk - Wheels] to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Posted 2 weeks ago

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5.0 - 10.0 years

8 - 12 Lacs

Mumbai

Work from Office

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects. Assess financial statements, credit reports, and other relevant data to determine risk profiles. Provide clear and well-supported credit recommendations, including credit limits and terms. Monitor and manage the credit portfolio to minimize risks and maximize returns. Identify early warning signs and take proactive measures to mitigate potential losses. Ensure compliance with internal credit policies and regulatory requirements. Prepare accurate and comprehensive credit reports and documentation, and maintain detailed records of credit assessments and decisions. Stay informed about Cleantech industry trends, market dynamics, and emerging risks, applying this knowledge to credit assessments and risk management. Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO, automating reporting processes to enhance efficiency and accuracy. Generate ad-hoc reports as required by the business to support decision-making and assist in generating data for CTLC debit notes, verifying their correctness. Job Strong understanding of credit assessment and risk management principles. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience with financial reporting and automation is desirable. Knowledge of the Cleantech industry and market trends is an advantage. Educational qualificationsB.Com, CA, MBA/PGDM. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing innovative solutions to its clients.

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0.0 - 6.0 years

2 - 8 Lacs

Hyderabad

Work from Office

Bharat Financial Inclusion is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journeyCredit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria.Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders.Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities.

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1.0 - 5.0 years

4 - 8 Lacs

Gurugram

Remote

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact @ Ishita - 9529411055

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2.0 - 6.0 years

7 - 11 Lacs

Pune

Work from Office

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

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1.0 - 6.0 years

2 - 4 Lacs

Pune

Work from Office

Title: US Mortgage preOps Location: Pune Experience: 1-6 yrs NP-Immediate joiners Job Summary The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Verify loan quality as per US requirements and lender guidelines and set up the loan for UW Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm Review and analyze all necessary documentation, including borrower docs and third-party docs Interpret policies while analyzing applicant information, property and documentation Comprehensive understanding of credit underwriting guidelines Requirements: This role requires a wide variety of strengths and capabilities, including: Minimum 1 year experience in US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines Excellent customer service and written and verbal communication skills Detail oriented and excellent organizational skills Quick learner to keep up with the fast-paced mortgage industry Able to prioritize multiple tasks and manage time Problem-solver with strong analytical skills Adheres to directives, procedures, and standards Ability to work in a paperless environment Computer proficiency including Microsoft Office Product Suite Candidates must be available to work outside of normal business hours when necessary Flexible to work in 24/7 process including night shifts and weekends Years of experience needed Minimum 1 Year of experience US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines Interested candidates please reach out at soundharya@lussotech.com, or call us at 8712034160

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3.0 - 7.0 years

4 - 8 Lacs

Thane, Navi Mumbai, Mumbai (All Areas)

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Job Position: Credit Risk Analyst (Periodic review process) Location: Thane Job Description: The Credit Risk Analyst will be responsible for evaluating the creditworthiness of potential clients and assessing the overall risk associated with credit decisions. This role involves analyzing financial data, monitoring credit trends, and developing risk assessment models to support informed decision-making. The ideal candidate will possess strong analytical skills, attention to detail, and a passion for driving financial performance while ensuring compliance with regulatory standards. What will you do: Analyze financial statements, credit reports, and other relevant data to assess the credit risk of potential clients. Monitor existing client accounts to identify potential credit risks and trends. Prepare regular reports on credit risk exposure and present findings to management. Work closely with the underwriting teams to provide insights and recommendations regarding credit decisions. Collaborate with compliance and legal teams to ensure adherence to regulatory requirements. Assist in the development and validation of predictive models to enhance credit decision-making processes. Stay updated on market trends, economic conditions, and regulatory changes that may impact credit risk. Investigations include the gathering of data from various sources and systems and interpreting the data to manage the risk. Qualifications: Masters degree in Finance. 2+ years of experience in credit risk analysis, preferably within the payment processing or financial services industry. Strong analytical skills with the ability to interpret complex financial data. Knowledge of credit risk assessment frameworks and regulatory requirements. Excellent communication skills, both written and verbal, with the ability to present findings to stakeholders. Detail-oriented, organized, and able to manage multiple priorities effectively.

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2.0 - 7.0 years

5 - 15 Lacs

Bengaluru

Remote

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Remote CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Virtual Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418| Whats App : 9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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8.0 - 13.0 years

25 - 30 Lacs

Thiruvananthapuram

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What Youll Do Responsible for running 2-3 Scrum teams made up of 7-9 members each which includes software developers, QA engineers, and a product owner, Facilitate the creation of the Team Agreement, Definition of Ready and Definition of Done, Run Scrum of Scrums between teams within the organization, Establishes backlog refinement and sprint planning (as needed) to ensure that the right capabilities are developed, Partners with product owners, product managers and senior leaders to ensure that business objectives are understood in the features and user stories, epics and roadmap to be developed, Facilitate sprint planning, release planning, daily stand-ups, stakeholder demos, and sprint retrospectives, Remove impediments/blockers in order to keep teams highly productive, Identify and manage dependencies with other internal or external teams, Provide metrics and team health status to senior management, Mentor on and ensure team members incorporate Agile/Scrum/Kanban best practices, Identifies, tracks, reports and facilitates the resolution of issues and risks, Implements and understands change practices, DevOps practices and processes, Create and track metrics of team progress, productivity and use the metrics to help the team get better (i-e velocity, volatility, predictability and cycle time), Provide support to the team using servant leadership and leading by example, In depth experience of Jira in creating dashboards, filters, reports, etc Build a trusting and safe environment for the teams to express themselves freely, collaborate and experiment, Train team on Agile principles and practices, Agile Scrum Master Certification strongly preferred What Experience You Need Proven Experience: 2-5 years of experience in Scrum Master or Project Management Role Education Background: A Bachelors or Masters degree in software engineering, computer science, or a related field, Agile Expertise: Strong understanding of Agile methodologies, such as Scrum or Kanban and familiarity with software development lifecycle, user interface design, and technical requirements, Strong Analytical Skills: Ability to analyze complex problems, identify root causes, and propose effective solutions, Excellent Communication Skills: Clear and concise communication skills, both written and verbal, to effectively interact with diverse stakeholders, Problem-Solving Abilities: A proactive approach to problem-solving and a willingness to take ownership of issues, Domain Knowledge: Understanding of the financial services industry, specifically credit reporting and analytics, is preferred, What Could Set You Apart Systems Thinking Ensures knowledge of best practices and how systems integrate with others to improve their own work and the work of less experienced colleagues, Self-motivated driver able to make progress despite obstacles and to solve problems Strong time management skills and sense of timeliness in meeting commitments Exceptional facilitative skills, must be able to lead and demonstrate value add principles with transparency (e-g desire to bring disclosure and grow trust) Excellent presentation and communication skills, both oral and written Valid Cloud Certification

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1.0 - 5.0 years

4 - 9 Lacs

Noida, Gurugram, Delhi / NCR

Work from Office

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact - Himanshu -9521247651

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3.0 - 8.0 years

8 - 18 Lacs

Gurugram, Bengaluru

Work from Office

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models (Projections and DCF models will be an added advantage) Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations Good communication skills Ability to multi-task, priority setting and meeting deadlines The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention Clear and logical thinking to understand clients requirements

Posted 1 month ago

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