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Mphasis is Hiring - US Mortgage Underwriter

Mphasis is Hiring - US Mortgage Underwriter

Mphasis

2 - 6 years

4 - 9 Lacs

Pune Chennai

Posted:2 weeks ago| Platform:

Apply

Skills Required

Us Mortgage Underwriting Loan Origination Post Closing Credit Reporting Mortgage Underwriting US Mortgage Income Calculation Pre Underwriting

Work Mode

Work from Office

Job Type

Full Time

Job Description

Location:

About the Role:

US Mortgage Underwriter

Key Responsibilities:

Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals.
Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans.
Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.).
Communicate underwriting decisions and conditions clearly to processors and loan officers.
Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs).
Stay updated on industry trends, underwriting guidelines, and compliance regulations.

Qualifications:

3+ years of experience in US mortgage underwriting (end-to-end).
DE/SAR/LAPP certification preferred.
Strong knowledge of AUS systems (DU, LP).
Familiarity with Encompass or similar LOS platforms.
Excellent analytical, communication, and decision-making skills.
Ability to work independently in a fast-paced, deadline-driven environment.

Why Join Us?

Competitive salary and performance-based incentives
Flexible work environment (remote/hybrid options)
Health, dental, and vision insurance
Opportunities for growth and professional development
Supportive and collaborative team culture

Apply Now

HR Janavi Gollapalli

Email Id: Janavi.gollapalli@mphasis.com

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