Walk-in Drive @Mphasis - US Mortgage Underwriter

2 - 6 years

4 - 9 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Full Time

Job Description

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About the Role:

US Mortgage Underwriter

Key Responsibilities:

  • Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals.
  • Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans.
  • Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.).
  • Communicate underwriting decisions and conditions clearly to processors and loan officers.
  • Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs).
  • Stay updated on industry trends, underwriting guidelines, and compliance regulations.

Qualifications:

  • 3+ years of experience in US mortgage underwriting (end-to-end).
  • DE/SAR/LAPP certification preferred.
  • Strong knowledge of AUS systems (DU, LP).
  • Familiarity with Encompass or similar LOS platforms.
  • Excellent analytical, communication, and decision-making skills.
  • Ability to work independently in a fast-paced, deadline-driven environment.

  • Bring a

    hard copy of your resume

  • Mention HR Janavi Gollapallis name

    on the resume

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Mphasis

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