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IDFC FIRST Bank
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Territory Manager-Consumer Durable Loan Open Market

Territory Manager-Consumer Durable Loan Open Market

IDFC FIRST Bank

2 years

0 Lacs

Ambala Haryana India

Posted:1 month ago| Platform:

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Skills Required

scaling lending technology portfolio development design

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role/ Job Title:

Territory Manager- Consumer Durable Loan

Function/ Department

: Sales

Job Purpose

The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities

Acquisition of Consumer Durable Loan customers in the identified segment and reference generation from the specified catchment area.
Grow the AUM base for Consumer Durable Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
Collaborate with the Product Head Consumer Durable Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key DST's are appropriately incentivized.
Ensuring quality portfolio by minimizing delinquency and rejection.
Extensive knowledge and understanding of retails assets, products and operations.
Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice.
Ensure the successful adoption of internal compliances & regulatory framework across the business.

Education Qualification

Graduation: Bachelors in Any Stream

Experience

: 2-5+ years of relevant experience

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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Territory Manager-Consumer Durable Loan Open Market