Team Member - Risk-Salaried Personal LOANS-NEW-Risk

1 - 5 years

5 - 9 Lacs

Posted:1 week ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description


 About The Role  
 Job description 
 Job title:  Data, Personal Loan
 Location:  Head Office Mumbai
 Grade M3
 Number of Position 1
 Job Responsibilities: 
  • Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
  • Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
  • Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
  • Experience on creating features using bureau/demog/banking variables and creating insights
  • Handled cross functional projects to develop new product/program
  • Knowledge about policy framework pertaining to personal loan product/Unsecured product
  • Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any.
  • Automating crucial reports, testing and verifying the correctness of the same.
  • Co-ordinating with different stockholder for risk and policy related data and recommendation.

  •  Job Requirements: 
  • Minimum 3-8 year of experience
  • Work experience with MNC on risk/data analytics field is preferable
  • Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy.
  • Use analytical skill to identify root causes of problem and recommend effective solution.
  • Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage.
  • Good problem solving skills and clear communicator.

  •  Education qualification: 
  • Btech or Grad/Post Grad in statistics - Preferred
  • Certification in coding languages like SAS/SQL/Python Preferred

  • Mock Interview

    Practice Video Interview with JobPe AI

    Start Python Interview
    cta

    Start Your Job Search Today

    Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

    Job Application AI Bot

    Job Application AI Bot

    Apply to 20+ Portals in one click

    Download Now

    Download the Mobile App

    Instantly access job listings, apply easily, and track applications.

    coding practice

    Enhance Your Python Skills

    Practice Python coding challenges to boost your skills

    Start Practicing Python Now
    Kotak Life Insurance logo
    Kotak Life Insurance

    Insurance

    Jaipur

    RecommendedJobs for You