RM in Mortgage Sales

DIRECT CREDIT EMPLOYEE’s BENEFIT POLICY

Company future prospect:  We are not a corporate DSA (Direct Selling Agent). Our organization is currently in the process of obtaining NBFC (Non-Banking Financial Company) registration, and we will be operating as a registered NBFC in the near future.

Note: We are not sacrifices form company policy.

Employee Benefits Policy

Provident Fund (PF), Statutory Leaves, Employee State Insurance Corporation (ESIC)

up to ₹10 Lakhs (Including Family, (Parents & Wife with two Kids),

₹3LPA (Minimum) if the salary is Up to 6LPA the insurance amount will ₹25 Lakhs (Including Family, (Parents & Wife with two Kids),

*Salary Increment: Salary increment will do with in three month (It is purely based on performance)*

Note: Salary is fixed; however, achieving assigned targets remains mandatory as per performance guidelines.

Performance Bonus:

bonus equivalent to 15 days’ salary

additional bonus of 15 days’ salary

employee performance and adherence to company policies

eight consecutive months

For Executive Level (PL & BL):

For Executive Level Mortgage Department:

INR 50,000 and INR 1,00,000

INR 1,00,000

Note:

second Saturdays

Saturday to meet targets

All employees are expected to adhere to these policies to ensure smooth operations and maintain eligibility for the mentioned benefits.

Openings for: RM in Mortgage Sales

Location: Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II

Department: Sales – Mortgage Sales

Salary: Upto-6LPA

Website: www.directcredit.in

Prefer Candidate: From Noida or nearby location only.

Prefer Experience: Loan Industry only.

No. of vacancy: 200

Note: We are looking immediate joiners only

Key Responsibilities:

• Customer Acquisition:

• Identify and acquire new customers through direct sales.
• Develop a pipeline of potential customers through market mapping and relationship building.

• Loan Processing:

• Understand customer requirements and recommend suitable mortgage products.
• Collect and verify documents for loan applications.
• Coordinate with credit, legal, and technical teams for timely processing and disbursement.

• Client Relationship Management:

• Maintain strong post-sales relationships with clients to ensure repeat and referral business.
• Handle customer queries, complaints, and provide end-to-end support.

• Sales Target Achievement:

• Achieve monthly, quarterly, and annual sales targets as assigned.
• Ensure quality sourcing to minimize delinquency and rejections.

• Market Intelligence:

• Keep abreast of competitor products, pricing, and market trends.
• Provide feedback to management on market and customer insights.

Key Requirements:

• Education:

  Graduate (MBA preferred)

• Experience:

  4–7 years of experience in sales of mortgage loans

• Skills:

• Strong communication and negotiation skills
• Customer-focused approach
• Ability to work under pressure and meet targets
• Knowledge of local property markets and documentation

Preferred Qualifications:

• Experience working with NBFCs/Banks/Corporate DSA.
• Understanding of credit underwriting and basic financial concepts