Lead - Credit Monitoring

Credit Portfolio Oversight:

• Assume responsibility for the continuous monitoring and management of Cleantech Division's diverse credit portfolio.
• Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.
• Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections.
• Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance.

Stakeholder Engagement:

• Establish and maintain robust channels of communication with clients and strategic partners.
• Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration.

Reporting and Analysis:

Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends.

• Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data.
• Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.
• Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes.
• Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization.

Cross-Functional Collaboration:

• Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities.
• Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts.

Risk Management:

• Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions.
• Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.
• Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations.

Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.

Qualifications & Experience

• Minimum Degree: CA / MBA
• Minimum Years/type ofexperience: 8-10 Years of experience

Location-Delhi,Mumbai,Pune,Bengaluru,Hyderabad,Chennai