1750 Disbursement Jobs - Page 2

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To manage the valuations and collateral risk of retail mortgage business, technical audits and setting up standard processes\ Monitor the technical evaluation process in the area/region., team handling, valuation of APF projects, and validation of valuation report beyond prescribed loan limit. Core Responsibilities: o Identify & develop new streams for revenue growth and maintained relationships with Builders to achieve repeat business and chalk out ways to generate revenue. o Liaison with valuation agencies, real estate developers and local government bodies for market analysis and market updations. o Build and strengthen relationships with key builders/ developers and get project approvals on technical aspects and thereafter help monitor constructions status on periodic intervals. Organize and maintain such project database and provide periodic reports to management on activities and trends. o Segment markets based on property types and identify properties with high risks or in negative areas (e.g. low-line, very low chance of resale, poor quality construction, old constructions areas etc.) o Guide and develop "technical policy" and monitor the portfolio/ delinquencies related to technical aspects. o Develop checks and process to control Fraud, built database and deduce for multiple funding or excess funding on properties e.g. circle rates, reference rates to credit team, database of properties under dispute as per securitization notices by different banks as public notices, properties under public notice/ court notice/ in tech agencies data base under dispute etc.) o Scrutinize project approvals for the organization, timely monitoring and ensuring compliance on legal and technical aspects and their timely updations. o Analyze new upcoming residential projects in the zone and facilitate its fast approval for advanced processing and funding. o Travel to the various property sites and conduct property audits to analyze collateral risk and manage quality real estate portfolio of the organization. o Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications. o Monitor market feasibility of project for industrial, residential, commercial or institutional project, periodically checking property documents and presenting bylaws violation as per plot size. o Manage the vendors involved in the technical evaluation process. o Train and evaluate the proficiency levels of the team on a regular basis while maintaining TAT targets for the technical evaluation process. o Motivate and manage the team so as to ensure productivity and cost efficiency o Work closely with the legal counterpart on the technical evaluation front. o Carry out spot checks on a frequent basis and maintain an MIS related to the technical evaluation. o Help collections tie-up with brokers and negotiate rates for resale of properties surrendered, takeover through legal process, or any other property bought rented by business. o Help maintain a healthy portfolio through the preparation of feasibility reports, valuation reports, project monitoring reports and market surveys to gather data on the real estate market. o Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Graduate ( Diploma/ Degree in Civil/ Architecture)

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products. Minimum-1 to 2 yrs of expereince in retail banking/NBFC space Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Core Responsibilities: Branch Process Management Execute the defined strategy to achieve the defined performance of the branch. Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. Build and develop a defined source mix comprising of direct and indirect sourcing channels. Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. Manage post-sales customer/channel partner escalation. Co-ordinate and supervise all key departments internally and strategies the road map for lending products. Managingbranchoperatingcostsincludingcostofacquisition,expensesandoperations. Closely monitors the quality of book ensuring minimum delinquency at the branch level. To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area Collaborate effectively with departments including Channel partners. Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. Responsibleforthe overalladministrative functioningofthebranch. Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Graduate : Yes Desired Experience: Minimum 4 - 6 years in the field.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review customer data entry - demographic details (including income related & other additional information ), efficiency in LOS/Finone and ensure maximum files are processed and sanctioned with minimium error rate. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Coordinating for NHB & other statutory audit related to file maangement. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Prepare accurate and efficient reports and MIS for the review. o Understand policies and provide training to location teams to ensure process and polices norms are followed. o Ensure all PMAY files are validated before submission of claim to regulator. o Ensure and validate KYC checking at 100% Qualification: Graduate, Masters/Post Graduate

Job Description - Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies. Coordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk. Check whether statutory / internal exposure limits are not breach. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc. Set process/ make modification in existing process to avoid operational risk at early stage. Monitor Project Loans (Real Estate/ Infrastructure) in the Portfolio and provide MIS as required. Coordinate with various internal stakeholders Ensure various covenant monitoring Handling queries of team members Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager Executes the established internal control systems and compiles relevant information for departmental audits, as necessary Custody of all loan and security documents including scanning, safekeeping and control of original documents. Relationship Management: Cultivate and maintain relationships with key stakeholders, including Business, Auditors, credit officers, and senior management, to ensure effective communication and collaboration.

Graduate 3-4 yrs exp in disbursement & customer service in HL & LAP. Only female Required Candidate profile Interested CV's for Sweetiec@onboardhrservices.com

Business Unit :- Operations & Service Delivery Sub Business Unit :-Retail Asset Operations Functional Designation :- Location Manager Retail and Rural Asset Ops Rrole details- Profile- Operation Manager Retail Assets - Disbursement Experience Required: Minimum 3-6 years of experience in loan disbursement, specifically in: Key Skills & Knowledge: Hands-on experience in document preparation, checking, and timely disbursement of loan agreements Loan Against Property (LAP) Home Loans, CV CE Strong understanding of loan disbursement processes and compliance standards Excellent attention to detail and ability to work in a fast-paced environment Proficiency in Microsoft Excel Joining- Immediate or within 1 month*preferably (Based out of Jodhpur or nearby location) Location :- Jodhpur Graduation is must.

The job involves originating or providing high-level origination support for Investment Banking and Project Finance transactions for the bank, with the aim of achieving individual and team revenue targets. The ideal candidate should demonstrate interest and motivation in developing a long-term career in this field. Key responsibilities include leading the execution of mandates across debt, equity & M&A in various sectors, with a special focus on the metal and mining sector. This entails developing term sheets, mandate letters, and assisting in negotiating terms and conditions with clients. The candidate will also be responsible for reviewing transaction documents, executing satisfaction of CP's and post-disbursement conditions, developing financial models, conducting valuation exercises, and carrying out detailed sensitivities on key parameters. Additionally, the role involves developing terms of appointment of lenders advisors (technical, commercial, legal, insurance, etc.), anchoring due diligence report reviews, resolving queries and issues, preparing Information Memorandum for Debt syndication/equity-related mandates, assisting in the syndication process, and monitoring the performance of companies under the coverage list. Educational qualifications required for this position include a Graduation degree from any field, along with a CA from a reputed firm or an MBA from a premier institute. The ideal candidate should have 10-12 years of relevant experience in Project Finance/Corporate Finance of a premier Bank or FI. Key skills that are necessary for this role include experience in term sheet development and negotiation, modeling project cash flows, sensitivity analysis on key parameters, preparing information memorandum, anchoring due diligence by lenders advisors (technical, commercial, legal), resolving due diligence issues, answering queries during the syndication process, legal documentation, and disbursement. The candidate should also be familiar with India's regulatory framework.,

The candidate shall be responsible for the sourcing of Healthcare Equipment Finance cases, and meeting monthly targets at allocated location. These may be sourced from either indirect channels (DSAs) or direct channels i.e. through OEMs / dealer / customers Ideal candidate should have experience in healthcare finance segment, including working relationship with OEMs / suppliers / dealers The candidate should also exhibit strong process orientation. He/she should be able to value add to the end customer experience by ensuring quick processing TAT of individual cases. Key focus shall include file completeness at the time of login, coordination with credit, related speed of post sanction documentation and seamless FTR disbursement The candidate should be able to work cohesively with related stakeholders - both within the sales team and at credit, operations and other processing points to ensure portfolio acquisition numbers, besides maintaining quality targets Good communication skills, willingness for hard and intelligent work, and ability to convince and win over key stake holders and the end customers are attributes which will help the candidate be successful in the role

Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Sourcing Secured/Unsecured Loan cases and achieving monthly targets Generating business from DSA channel and calculate the eligibility of the customer before processing the file Present the case to the Credit Team and follow up till disbursement Empanelment of new DSA to generate the more business Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met

Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Sourcing Secured/Unsecured Loan cases and achieving monthly targets Generating business from DSA channel and calculate the eligibility of the customer before processing the file Present the case to the Credit Team and follow up till disbursement Empanelment of new DSA to generate the more business Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met

Sourcing Secured/Unsecured Loan cases and achieving monthly targets Generating business from DSA channel and calculate the eligibility of the customer before processing the file Present the case to the Credit Team and follow up till disbursement Empanelment of new DSA to generate the more business Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met

Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Disbursement of Loans(HL/LAP/BL etc) EMI Calculations Documentation Backend operations DSA