Responsibility to conduct audit as per the audit plan ensuring compliance with established internal control procedures by examining records, reports, operating guidelines and documentation. Auditor will be responsible for execution of Thematic as well as Branch Audits ensuring compliance with regulatory requirements, and adherence to company policies. Key Responsibilities: Audit Execution: Conducting audits to assess controls, operational efficiencies and compliance with policies, procedures and regulation. Detecting ineffective or inefficient practices and verifying financial records. Understand existing processes and evaluate the internal controls in those processes and provide assurance on the control environment. Audit Findings and Reporting: Prepare audit checklist and perform field work of auditable areas. Ensure the timely and accurate completion of the audits. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Monitor implementation of audit recommendations and follow up on corrective actions. Collaboration: Interaction with stakeholders to discuss audit findings and recommendations for closure of audits in timely manner. Plan and conduct risk-based audits of branch operations, credit, collections, customer service and KYC/AML compliance. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Identify fraud risks and conduct investigations when irregularities are detected Qualifications & Skills: Education Qualification: Qualified CA/MBA or CA Intermediate with minimum 6+ years of experience in BFSI Audit Strong understanding of NBFC regulations, lending operations, and branch processes. Excellent analytical, communication, and report-writing skills. Ability to travel extensively to conduct branch audits Familiarity with audit software/tools and MS Office suite

Role & responsibilities 1.The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location. 2.These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers. 3.DSA identification, enrollment, training and management would be a primary CTQ of the candidate. 4.The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5.The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring should be able to value add to the end customer experience by ensuring quick processing turn around time of individual cases. 6.The candidate should be able to work seamlessly with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7.Good communication skills, the willingness for hard and intelligent work, and the ability to convince and win over key stake holders and the end customers are attributes which will help the candidate be successful in the role 8.With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location. Preferred candidate profile 1.Education: Graduate 2.Experience : Candidate should have minimum 1 year of experience in sourcing of Business Loans through DSAs 3.Designation: Sales Manager 4.Mandatory Skills: Relationship building, Networking, Understanding of financials 5.Preferred Skills: Negotiations, Mortgage 6.Reporting Manager : ASM/RSM

Job Overview: We are seeking a skilled and experienced IT Infrastructure and Governance, Risk, and Compliance (GRC) Specialist to join our team. The ideal candidate will have a proven track record in managing and optimizing IT infrastructure, Network while ensuring compliance with industry regulations and best practices. Person will be responsible for maintaining secure and efficient IT systems, as well as ensuring that governance, risk management, and compliance processes are effectively integrated within the organizations operations. Job Title: IT Infrastructure and GRC (Governance, Risk, and Compliance) Specialist Location: Gurgaon Job Type: Full-Time Experience Required: 5+ Years Key Responsibilities: IT Infrastructure Management: o Oversee the design, implementation, and maintenance of the organizations IT infrastructure, including servers, networks, storage, and On-prim systems. o Manage and optimize the performance, scalability, and security of IT systems. o Ensure high availability and disaster recovery plans are in place and tested regularly. o Troubleshoot and resolve infrastructure-related issues, ensuring minimal downtime. o Collaborate with cross-functional teams to assess and implement new infrastructure solutions. Governance, Risk, and Compliance (GRC) Management: Develop and implement GRC policies, processes, and controls to ensure adherence to regulatory requirements and industry standards (e.g., GDPR, HIPAA, ISO 27001). Conduct regular risk assessments and audits to identify potential vulnerabilities in IT systems and infrastructure. ¢ Assist in the creation of risk management frameworks and compliance strategies. ¢ Ensure that the organizations IT infrastructure aligns with compliance requirements and mitigates any risks. ¢ Maintain up-to-date knowledge of evolving GRC regulations and standards. Security & Risk Management: ¢ Work closely with the security team to implement robust security measures, including firewalls, intrusion detection systems, and encryption protocols. ¢ Monitor and report on compliance and risk levels within the IT infrastructure, making recommendations for improvements. ¢ Lead incident response and recovery efforts in case of security breaches or compliance violations. Documentation & Reporting: ¢ Maintain detailed documentation of IT infrastructure configurations, system changes, and GRC compliance activities. ¢ Prepare regular reports on IT infrastructure performance, risk assessments, compliance status, and incident management for senior management. ¢ Assist with audits by providing necessary documentation and evidence of compliance. Collaboration and Training: ¢ Collaborate with IT teams, legal, compliance, and business units to ensure compliance initiatives are integrated into all stages of IT project development. ¢ Provide training and guidance to staff on best practices for IT security, risk management, and compliance. ¢ Work with external auditors and consultants as needed for compliance reviews and assessments. Qualifications: ¢ Bachelors degree in information technology, Computer Science, Cybersecurity, or a related field. ¢ A minimum of 8 years of experience in IT infrastructure management, with a focus on governance, risk management, and compliance (GRC). ¢ Proven experience with GRC tools and frameworks, including risk assessments, audits, and regulatory compliance. ¢ Strong knowledge of IT infrastructure components (e.g., servers, networks, storage, on-prim services). ¢ Familiarity with industry standards and regulations (e.g., ISO 27001 etc). ¢ Solid understanding of security principles, firewalls, VPNs, and encryption technologies. ¢ Excellent problem-solving skills and ability to troubleshoot complex infrastructure issues. ¢ Strong communication and interpersonal skills, with the ability to collaborate effectively with both technical and non-technical teams.

This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts (critical NPA) to maximize overall profitability Minimum relevant experience in SME/consumer collections (Home Loans/Loan against property/credit cards) in Banks/NBFCs for 5+ years Handled in-house and outsourced collection setup including agency management Handling and managing teams -Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases -Continuously monitor collection / recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone -Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections -Execute plans as per the MIS reports on number of cases, current portfolio size, security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow, backward flow, resolution, bucketing etc. -Regular follow up with customers for settlement and collection payment -Undertake necessary actions in co-ordination with the legal department for cases that need to be restructured, repossession of asset and for the booked-loss cases that can be recovered through legal intervention Role & responsibilities Preferred candidate profile

Clix Capital is hiring for Sales Manager ( MLAP ) . We are hiring for Loan Against Property ( MLAP) About Clix Capital: CLIX Capital empowers Small Business Ecosystem by bridging the social and financial gaps. Our core focus revolves around catering to the needs of MSMEs through innovative financial solutions which involves establishing a highly specialized, technology-enabled lending platform. We firmly believe that resolving this challenge requires a profound understanding of the specific sectors and sub-sectors that these SMEs operate in, along with the application of analytics-driven underwriting Role & Responsibilities 1. The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location 2. These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers 3. DSA identification, enrollment, training and management would be a primary CTQ of the candidate 4. The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5. The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring quick processing turnaround time of individual cases 6. The candidate should be able to work seamlessly with key stake holders -- both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7. With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location. Apply if you have 1. Education: Graduate 2. Experience: Candidate should have minimum 2 year of experience in sourcing of Loan Against Property through DSAs Ticket Size: Prime: 10lacs to 1CR with ROI 13 to 18%

Role & responsi Sourcing of clients for unsecured business loans through DSA and open market. Reviewing & interpreting the competition & market information to fine-tune strategies whilst identifying prospective clients, generating business from new accounts and developing them to achieve consistent profitability and enhance revenue. Strategically planning and implementing various strategies for cross selling of other products to new customers to ensure revenue generation and profitability. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level. bilities Preferred candidate profile

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities Job Summary: The Collections Manager will be responsible for overseeing the collections process for business loans. This role involves managing a team of collections officers, developing and implementing strategies to minimize delinquency, and ensuring compliance with regulatory requirements. The ideal candidate will have strong leadership skills, a deep understanding of credit risk management, and a proven track record in collections. Key Responsibilities: Lead and manage the collections team to achieve monthly and quarterly targets. Develop and implement effective collections strategies to minimize delinquency and bad debt. Monitor and analyze collections performance, providing regular reports to senior management. Ensure compliance with all regulatory requirements and company policies. Handle escalated collections cases and negotiate payment plans with borrowers. Collaborate with other departments, such as credit and legal, to resolve complex cases. Conduct regular training and development sessions for the collections team. Maintain accurate records of collections activities and borrower communications. Identify and implement process improvements to enhance efficiency and effectiveness.

Role & responsibilities: 1. Workforce Analytics & Reporting Develop and maintain dashboards and reports on key HR metrics (attrition, time-to-hire, diversity, headcount, etc.) Track and analyze HR KPIs across business units and geographies. Create executive-level presentations with actionable insights. 2. Predictive & Advanced Analytics Use statistical modeling and machine learning (where applicable) to predict attrition, hiring success, employee engagement, etc. Build models to optimize workforce planning and succession strategies. 3. Strategic Decision Support Partner with Talent Acquisition, L&D, Compensation, and Business HR teams to drive analytics for better decision-making. Contribute to workforce cost analysis, compensation benchmarking, and ROI on learning interventions. 4. Data Management & Governance Ensure data accuracy, compliance, and integrity across HR systems. Collaborate with HR tech/IT teams to improve data capture and system integration. 5. Stakeholder Management Work with senior leadership and business heads to understand data needs and translate them into insights Preferred candidate profile: Postgraduate degree in HR, Business Analytics, Statistics, or related fields. 1 year+ experience in HR analytics, preferably within BFSI or NBFC. Proven experience with HR systems and data visualization tools (Power BI, Tableau). Strong proficiency in Excel, SQL, and at least one analytics language (Python/R preferred). Exceptional communication and stakeholder management skills.

1.Formulate portfolio policy for the respective products, focusing on healthy organic portfolio growth through existing and in-process portfolio programs 2. Work with the Policy team to provide supporting data analysis in setting risk appetite for the product 3. Partner with risk/ops counterparts and the business in managing the portfolio to achieve plan numbers and product sustainability 4. Responsible for day-to-day activity such as data base generation, MIS/reporting generation, portfolio analysis and policy monitoring 5. Work with risk/ops counterparts and the business to ensure correct policy implementation on an operational level 6. Provide supporting data analytics at on portfolio level and segment level for the purpose of monitoring policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards 7. Partner with Risk MIS team, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed 8. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the organisation by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

1.Have complete oversight of Collections & Recovery with process, structure, business systems & operational solutioning perspective. 2.Design, develop and execute Collections strategies to optimize performance and drive growth. 3.Manage all lending portfolios & products of Clix and oversee collection activities to maximize efficiency. 4.Perform as a Subject Matter Expert in Collections Strategy to manage discussions and decisions from portfolio process designs, reporting systems, and proposed technology workflows 5.Define and allocate annual, quarterly and monthly collection budget metrics to allocate resources efficiently. 6.Collaborate with the key account management team to expand the portfolio and unlock new use cases. 7.Utilize data-driven insights to identify areas for improvement and implement corrective actions. 8.Work closely with the data analytics team to gather insights and translate them into actionable strategies. 9.Collaborate with product teams to enhance collection processes and user experience. 10.Analyze customer behavior and segmentation data to design effective collection campaigns. 11.Ensure effective consumer lifecycle management to maximize collection efficiency. 12.Coordinate with cross-functional teams to align strategies and optimize collection performance. 13.Stay updated with industry trends, regulatory changes, and best practices in collection management. 14. SQL/Power BI , collection allocation strategy, Manpower planning and Data Integration

Portfolio Oversight : Manage the unsecured loan portfolio, ensuring effective collection strategies are in place. Collection Strategies : Develop and implement efficient recovery strategies to minimize delinquencies and improve recovery rates. Risk Management : Assess and mitigate risks associated with unsecured loans, ensuring compliance with regulatory guidelines. Team Leadership : Lead and train a team of collection agents, ensuring they meet performance targets. Legal Coordination : Collaborate with legal teams to initiate recovery procedures for delinquent accounts.

Acquisition of new schools/education institutions and maintaining a healthy and active customer base and healthy relationships with clients for mortgage loans Leading Teams across location and SPOC locations The person would need to ensure that there is detailed productivity monitoring along with reasons and interventions This would include setting up skill/product level interventions and working with credit and other functions to see where the barriers are currently. Reducing the credit rejects, improving the quality of sourcing, identifying segments to focus would be a part of his role Accountable for achieving sales targets through direct efforts or through assigned relationships and brokers DSA engagement program- work on increasing the long tail DSA' s and increase our share in existing DSA's Recruitment, training and development of new channel partners Building and managing direct and indirect sourcing channels, Development of channels for provision of the highest level of service Manage mortgage loan sales through business development/networking opportunities Maintaining credit quality and overall cost control Ensure that all the rules regulations as well as policy guidelines of the company are implemented at the unit level Sourcing of cases under the radius of 250 kms (max) from the Branch locations Touch base withcustomers well in advance the due dates for collection of EMIs to have smoothhassle free collections

This role will lead the design, development, and deployment of data-driven HR strategies and dashboards to support business objectives. The role focuses on leveraging workforce data and predictive insights to influence HR and business decision-making in areas like talent acquisition, retention, productivity, and organizational health. This role is critical for enabling data-backed people strategies in a fast-growing environment at Clix Capital. Key Responsibilities: 1. Workforce Analytics & Reporting Develop and maintain dashboards and reports on key HR metrics (attrition, time-to-hire, diversity, headcount, etc.) Track and analyze HR KPIs across business units and geographies. Create executive-level presentations with actionable insights. 2. Predictive & Advanced Analytics Use statistical modeling and machine learning (where applicable) to predict attrition, hiring success, employee engagement, etc. Build models to optimize workforce planning and succession strategies. 3. Strategic Decision Support Partner with Talent Acquisition, L&D, Compensation, and Business HR teams to drive analytics for better decision-making. Contribute to workforce cost analysis, compensation benchmarking, and ROI on learning interventions. 4. Data Management & Governance Ensure data accuracy, compliance, and integrity across HR systems. Collaborate with HR tech/IT teams to improve data capture and system integration. 5. Stakeholder Management Work with senior leadership and business heads to understand data needs and translate them into insights. Qualifications: Postgraduate degree in HR, Business Analytics, Statistics, or related fields. 8 to 12 years of experience in HR analytics, preferably within BFSI or NBFC. Proven experience with HR systems (SAP SuccessFactors, Workday, etc.) and data visualization tools (Power BI, Tableau). Strong proficiency in Excel, SQL, and at least one analytics language (Python/R preferred). Exceptional communication and stakeholder management skills. Success Indicators: Accuracy and timeliness of HR dashboards and analytics Business impact of data-driven HR interventions Improved employee retention and productivity metrics Enhanced data literacy across HR functions

Person shall be a law graduate from a reputedinstitute / university. Minimum 5 years of experience as a legalprofessional, with at least 2-3 years of practice in court. Shall be working in an NBFC / MFC / Bank incollections litigation. Strong knowledge of recovery laws like civilrecovery suits u/o 37 CPC; arbitrations; cases under Negotiable Instrument Act/ PASSA; criminal compliant; Sarfaesi etc. Good market connect with reputable law firms ofthe region. Good communication & drafting skills. Job Description: Attending the court proceedings initiatedlocally at the state level. Interacting with police and other lawenforcement agencies for executing of summons and warrants. Filing of criminal complaint against thedefaulted customer to Police personnel's and complaint u/s 156(3) of Cr.P.C. inlocal Courts. Filing of execution proceedings in ArbitrationAwards and coordinating the lok adalats and conciliation camps in therespective locations. Filing and execution of sec 14 orders under theSarfaesi proceedings. Handling against cases in the respectivelocation including vetting & filing of replies; rejoinders etc.

1. The candidate is responsible for the sourcing of Loan Against Property cases, and meeting monthly targets at the location 2. These may be sourced from either indirect channels (DSAs) or direct channels i.e. directly approaching end customers 3. DSA identification, enrollment, training and management would be a primary CTQ of the candidate 4. The candidate should be able to win over and motivate the teams at the DSA in order to ensure Clix Capital becomes the 'preferred financer' for the DSA. 5. The candidate should also exhibit strong process orientation. He/ she should be able to value add to the end customer experience by ensuring quick processing turn around time of individual cases 6. The candidate should be able to work seamlessly with key stake holders -- both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. 7. Good communication skills, the willingness for hard and intelligent work, and the ability to convince and win over key stake holders and the end customers are attributes which will help the candidate be successful in the role 8. With DSAs currently being the primary acquisition source, it would be preferred that the candidate is familiar with DSAs sourcing the Loan Against Property product at the location.

Responsibility to conduct audit as per the audit planensuring compliance with established internal control procedures by examiningrecords, reports, operating guidelines and documentation. Auditor will be responsible for execution of Thematicas well as Branch Audits ensuring compliance with regulatory requirements, andadherence to company policies. KeyResponsibilities: Audit Execution: Conducting audits to assess controls, operational efficiencies and compliance with policies, procedures and regulation. Detecting ineffective or inefficient practices and verifying financial records. Understand existing processes and evaluatethe internal controls in those processes and provide assurance on the controlenvironment. Audit Findings and Reporting: Prepare audit checklist and perform field work of auditable areas. Ensure the timely and accurate completion of the audits. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Monitor implementation of audit recommendations and follow up on corrective actions. Collaboration: Interaction with stakeholders to discuss audit findings and recommendations for closure of audits in timely manner. Plan and conduct risk-based audits of branch operations, credit, collections, customer service and KYC/AML compliance. Prepare detailed audit reports with findings, risk ratings, and actionable recommendations. Identify fraud risks and conduct investigations when irregularities are detected Qualifications & Skills: Education Qualification: Qualified CA/MBA or CA Intermediate with minimum 6+ years of experience in BFSI Audit Strong understanding of NBFC regulations, lending operations, and branch processes. Excellent analytical, communication, and report-writing skills. Ability to travel extensively to conduct branch audits Familiarity with audit software/tools and MS Office suite

- Periodic reviewof the Primary/Secondary market trends through analytic models - Review / conduct studies on asset classes to shortlist /provide inputs on asset value, ownership, maintenance, application, usage andflag the inherent risk if the asset is repossessed - Preparing MIS and Dashboard for the management review - Run monthly MIS on residual position in the leases at endof term - Run the MIS on Conducting / organizing physical inspectionof assets internally or through external vendors - Monitoring assist risk in for delinquent accounts, byconducting technical valuation, inspection & MIS - Facilitate cross-functional workouts to increaseproductivity - Maintain strong professional relationships with externalagencies such as auction houses / appraisers / re-marketers - Acquiring data from primary or secondary data sources andmaintain database. AdditionalResponsibilities: Qualifications/Requirements: - Graduate Engineer (Mechanical) / Biomedical Engineer - 3+ years of continuous experience in Healthcare equipment/ Secondary resale market / Diagnostic Equipment - Knowledge and experience of using of advance Excel, SASetc - Good analytical and management skills - Posses good instinct and be able to take decisions withlimited information and ambiguous data

Person shall be a law graduate from a reputedinstitute / university. Minimum 5 years of experience as a legalprofessional, with at least 2-3 years of practice in court. Shall be working in an NBFC / MFC / Bank incollections litigation. Strong knowledge of recovery laws like civilrecovery suits u/o 37 CPC; arbitrations; cases under Negotiable Instrument Act/ PASSA; criminal compliant; Sarfaesi etc. Good market connect with reputable law firms ofthe region. Good communication drafting skills. Job Description: Attending the court proceedings initiatedlocally at the state level. Interacting with police and other lawenforcement agencies for executing of summons and warrants.