Credit Analyst - SME

As a Credit Analyst - SME, your primary responsibility will be to prepare Credit Appraisal notes for SME clients. You will engage in discussions with the business to determine Terms and Conditions for risk assessments. Furthermore, you will communicate with customers to gather necessary information for the preparation of CRANs. It will be crucial for you to monitor accounts based on the terms set by the Sanctioning Authority. You will also be tasked with creating Monthly/Quarterly Monitoring Reports for the portfolio and developing action plans for any non-compliances that may arise. Regular visits to the units for inspections and subsequent submission of inspection reports will be part of your routine. Managing and addressing any escalations related to risk assessments will be within your scope of work. The ideal candidate for this role should have a minimum of 3-6 years of experience in Credit Underwriting for Large Corporates. While not mandatory, experience in the Pharma sector credit analysis would be advantageous. Candidates with a CA or MBA qualification, along with excellent verbal, written communication, and presentation skills, are encouraged to apply for this position.,