Credit Analyst

Anand Rathi Global Finance Limited

5 years

0 Lacs

Mumbai Maharashtra India

Posted:11 hours ago| Platform:

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Skills Required

creditworthiness reports risk portfolio compliance finance accounting analysis excel communication

Work Mode

On-site

Job Type

Full Time

Job Description

Credit Manager - LAS

Job Responsibilities:

Assess creditworthiness of clients using financial statements, credit reports, and industry analysis
Prepare detailed credit appraisal memos and risk assessments
Monitor and track the performance of existing credit exposures and portfolios
Develop and update internal credit rating models and scorecards
Conduct regular portfolio reviews and ensure early warning systems are in place
Liaise with business teams, legal, and operations for credit approvals and documentation
Ensure compliance with internal credit policies and regulatory frameworks (RBI guidelines)

Required Qualifications & Skills:

Bachelor’s or Master’s degree in finance, Accounting, Economics, or related field
2–5 years of experience in credit analysis, banking, NBFC
Strong knowledge of financial statement analysis, ratios, and cash flow
Proficient in Microsoft Excel Strong written and verbal communication skills

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