1964 Banking Operations Jobs - Page 3

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Patna. The ideal candidate will have 0 to 3 years of experience, responsible for driving sales growth and expanding our customer base. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager to achieve business objectives. Identify potential customers and collect documents for new business. Validate customer documents according to organizational norms and log cases in the system as per SOP. Fulfill the sanction ratio requirement and meet customer needs while cross-selling multiple products. Collaborate with the Manager/Supervisor to empanel new vendors and develop relationships. Ensure compliance with all Audit/RBI regulations. Job Strong communication and interpersonal skills are essential. Ability to work in a fast-paced environment and meet sales targets. Knowledge of banking operations and financial services is beneficial. Familiarity with auditing and regulatory requirements is advantageous. Experience in customer relationship management and sales development is preferred. Ability to work collaboratively with teams to achieve business goals.

We are looking for a skilled professional to join our team as an Area Collections Manager - Retail MFB - Collections in Khammam, Balaji Nagar, and JM. The ideal candidate will have 6-10 years of experience in collections management. Roles and Responsibility Manage and oversee the collections process for retail customers. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and issues. Analyze and report on collection performance metrics to senior management. Ensure compliance with regulatory requirements and company policies. Lead and motivate a team of collection professionals to achieve targets. Job Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing and leading a team. Familiarity with collections software and systems. A graduate degree is required for this position. Additional Info For more information, please contact us at 6587410.

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to join our team as a Manager - Collections in the housing sector, located at Jain Tower II, Cochin. The ideal candidate will have a strong background in collections and recovery, with excellent communication and interpersonal skills. Roles and Responsibility Handle collections for assigned areas and achieve targets on parameters like resolution, flows, credit cost, and roll rates. Ensure NPA''s are within assigned budgets and minimize them through active efforts. Increase fee income/revenue and develop initiatives to control vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters and building relationships with key clients. Represent the organization in front of legal/statutory bodies as required by the legal team. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability area-wise/bucket-wise/segment-wise and obtain daily updates from collection executives on the delinquent portfolio, initiating detailed account-level reviews of high-ticket accounts. Ensure compliance with all Audit/NHB/IRB regulations and company policies and procedures. Job GraduateYes. Masters/Postgraduate is optional. Minimum 6 years of experience in collections or a related field. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and organizational skills are essential.

We are looking for a highly skilled and experienced Associate - Sales Support (TCCL) to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in sales support, customer service management, or a related field. Roles and Responsibility Support Relationship Managers with various coordination activities including Credit, Risk, Operation, Audit, and CAD functions. Manage PDD/Deferrals for the West & South Region. Oversee Sales-related MIS. Handle TDS reconciliation. Assist Relationship Managers in addressing customer grievances. Ensure pre and post-disbursement compliances. Job Minimum 2 years of experience in sales support, customer service management, or a related field. Strong knowledge of banking operations, financial services, and broking. Excellent communication and interpersonal skills. Ability to work effectively in a team environment. Strong analytical and problem-solving skills. Experience with MIS reporting and data analysis. A graduate degree is required for this position.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Chennai. The ideal candidate will have 2-5 years of experience in customer service, preferably in the education loans sector. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in the education loans sector. Strong knowledge of banking operations, financial services, and broking. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in domestic alternate channels and EdTech is an added advantage. Any graduate can apply for this position.

We are looking for a highly skilled and experienced Collection Manager to join our team in Noida. The ideal candidate will have 3 to 8 years of experience in collections, recovery, and financial services. Roles and Responsibility Achieve assigned recovery and reversal budgets by timely and effectively complying with process guidelines. Maximize recovery from assigned NPA and written-off portfolio through closures, settlements, and disposal of collateral. Ensure timely initiation and execution of legal tools such as warrants execution under Section-138/Section-25 and Sarfaesi. Support and facilitate property disposal in coordination with the Disposal team. Manage trail/feedback in M collect and delinquency files. Take steps to ensure collection of receipts (digital modes) and deposition of customer payments within timelines. Facilitate liquidation of possessed properties and connect with local brokers to facilitate property visits for prospective buyers, ensuring compliance with all auction terms, including documentation, bids, and sale amount deposition. Coordinate with respective legal managers to attend courts for early release of orders and possession, enforcing Sarfaesi in collaboration with the legal team. Collaborate with X bucket team members and other functions to resolve written-off accounts. Coordinate and manage vendors/in-house team members to drive maximum resolution from the assigned portfolio and coordinate with the Central Debt team for smooth vendor bills clearance. Utilize available data analytics to formulate strategies on treating the assigned portfolio. Job Graduate degree. Minimum 3 years of experience in collections, recovery, or financial services. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication and management skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required. Experience in managing teams and coordinating with various stakeholders is necessary. Additional Info The company offers a dynamic and supportive work environment, with opportunities for professional growth and development.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Patna. The ideal candidate will have 0 to 5 years of experience, responsible for driving business growth through effective customer sales strategies. Roles and Responsibility Identify potential customers for two-wheeler loans and collect necessary documents. Validate customer documents as per organizational norms and log cases in the system following SOPs. Fulfill sanction ratios and meet customer requirements while cross-selling multiple products under the guidance of supervisors/managers. Empanel new vendors and develop relationships with them. Ensure compliance with all audit/RBI regulations with the help of managers/supervisors. Collect and validate customer documents as per organizational norms. Job Strong communication and interpersonal skills are essential. Ability to work in a fast-paced environment and meet sales targets is required. Basic knowledge of financial services and banking operations is preferred. Candidates should be able to work independently and as part of a team. Strong problem-solving and analytical skills are necessary. Familiarity with auditing and regulatory compliance procedures is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Hosur, Annamalai Nagar. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as required by the organization. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work under pressure and meet targets. Strong analytical and problem-solving skills. Experience in loan against property sales is an added advantage. Any graduate can apply for this position. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced professional to join our team as a Manager - DSMG in Dibrugarh. The ideal candidate will have 2 to 7 years of experience in collections, recovery, and financial services. Roles and Responsibility Handle collections for assigned areas and achieve targets on resolution, flows, credit cost, and roll rates. Ensure NPA''s are within the assigned budget and minimize them through active efforts. Increase fee income/revenue and develop initiatives to control vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters. Build relationships with key clients to ensure timely collections and monitor defaulting customers. Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability area-wise/bucket-wise/segment-wise and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts. Ensure compliance with all Audit/Regulatory bodies and company policies and procedures. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in collections, recovery, or financial services. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Kolkata. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Any graduate degree is required. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 6-10 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations documented by underwriters in compliance with credit policy. Review credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Additional Info The company offers a competitive salary and benefits package.

We are looking for a highly motivated and experienced Collections Executive to join our team in Patna. The ideal candidate will have 1 to 6 years of experience driving the collection process of receivables across multiple sources, reducing total outstanding and associated average number of days while maintaining client partnerships. Roles and Responsibility Negotiate payment schedules with customers based on their current financial situation and debt obligations. Track portfolio for specific buckets and control delinquency, focusing on non-starters and reviewing account adjustments. Provide efficient customer service regarding collection issues, process refunds, and resolve client discrepancies. Monitor and maintain customer account details for non-payments, delayed payments, and other irregularities. Ensure compliance with all audit/regulatory bodies and company policies and procedures. Coordinate with the agency''s tracing team to trace defaulters and assets, suggesting remedial actions. Job Graduate degree required. Minimum 1 year of experience in collections or a related field. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication and negotiation skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MS Office and other relevant software applications. Additional Info The selected candidate will be working at Parth Astha (1st Floor) - J Grades, Patna. For more information, please contact us at ref=6587833.

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in Nagercoil. The ideal candidate will have 1 to 6 years of experience, a graduate degree in any discipline, and excellent communication skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and foster a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in customer service or sales. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong knowledge of financial services and banking operations. Experience in building strong client relationships and identifying new business opportunities.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in the banking industry, preferably in equipment finance or related fields. Roles and Responsibility Originate new business prospects within the SME sector through direct sourcing and open market channels. Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Meet existing SME clients to identify business opportunities and drive revenue. Provide SMEs with working capital facilities such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. Manage and nurture customer relationships, addressing service and sales queries to engage and retain SME clients. Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Assess the credit risk associated with SME clients and their proposed financing structures, collaborating with credit and risk teams for sound credit decisions. Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements, preparing and presenting comprehensive credit proposals. Structure credit facilities for SMEs aligned with their business needs and risk profiles, optimizing credit solutions offered to SME clients. Ensure compliance with all relevant regulatory requirements and internal policies, staying updated on changes in regulations affecting SME banking. Job Minimum 2-5 years of experience in the banking industry, preferably in equipment finance or related fields. Post Graduate/Graduate degree in any discipline. Strong knowledge of financial services, broking, and banking operations. Excellent communication and relationship management skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills.

We are looking for a highly motivated and experienced professional to join our team as an Officer-CEQ-Sales-Hubli-Central Building-J-Grades in the banking industry. The ideal candidate will have 2 to 7 years of experience. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or a related field. Possess strong knowledge of banking operations and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.

We are looking for a highly skilled and experienced Collection Officer to join our team in Nirmal, responsible for driving the collection process of receivables across multiple sources. The ideal candidate will have 2 to 7 years of experience in collections, customer service, or financial services. Roles and Responsibility Negotiate payment schedules with customers to suit their current financial situation while satisfying debt obligations. Track and control delinquency on a bucket-wise and DPD basis, focusing on non-starters. Provide efficient customer service regarding collection issues, process refunds, review account adjustments, resolve client discrepancies, and handle short payments. Monitor and maintain customer account details for non-payments, delayed payments, and irregularities, making necessary calls and adjustments. Ensure compliance with all Audit / NHB / IRB regulations and company policies. Coordinate with the agency''s tracing team to trace defaulters and assets, suggesting remedial actions. Job Graduate or Master''s degree in any field. Minimum 2 years of experience in collections, customer service, or financial services. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication and negotiation skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required. Additional Info The selected candidate will be working at Tata Capital Limited, a leading financial institution.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to manage all operations activities at the branch and ensure customer satisfaction by resolving all customer queries. The ideal candidate will have a strong background in Retail Loan Product process and excellent communication skills. Roles and Responsibility Manage all operations activities at the branch to ensure smooth functioning. Resolve customer queries and issues promptly to ensure high customer satisfaction. Support the Retail Loan Product process and ensure timely completion of tasks. Coordinate with various departments to achieve business objectives. Develop and implement processes to improve efficiency and productivity. Analyze customer feedback and suggest improvements to enhance customer experience. Job Minimum 2 years of experience in a related field, preferably in banking or financial services. Strong knowledge of Retail Loan Product process and procedures. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing and leading teams to achieve business objectives. Educational qualificationAny Graduate. Additional Info The company offers a competitive salary package and opportunities for growth and development.

We are looking for a highly skilled and experienced professional to join our team as a Manager - DSMG - Recovery Pool in Delhi. The ideal candidate will have 1171+ DPD experience. Roles and Responsibility Manage and oversee the recovery pool process to ensure timely debt collection. Develop and implement strategies to improve recovery rates and reduce delinquencies. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze market trends and competitor activity to identify opportunities for growth. Provide training and coaching to junior team members to enhance their skills and performance. Monitor and report on key performance indicators to senior management. Job Strong knowledge of banking operations, financial services, and broking. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and decision-making skills with attention to detail. Experience working with videocon towers or similar technologies is an added advantage. Familiarity with JM* software or other relevant systems is desirable. For more information, please contact us at ref=6586623.

We are looking for a highly skilled and experienced professional to join our team as a Manager - RCU - Housing - Risk Containment Unit (RCU) in Pune. The ideal candidate will have 6-9 years of experience in the banking or financial services industry, with expertise in fraud identification, control, and prevention. Roles and Responsibility Verify loan documents through empanelled agencies to prevent fraud entry level. Ensure sampling effectiveness for controlling application fraud. Conduct background and profile checks on customers and various agencies through market intelligence and feedback. Investigate fraud and ensure corrective action is taken, including setting policies to act as deterrents and recovering losses. Oversee pre-appointment reference and profile checks on all staff and executives. Perform location-wise and RCU agency audits according to SOP, including cross-verifications and cross-location audits. Job Strong knowledge of fraud identification, control, and prevention techniques. Experience in risk containment unit operations. Ability to work effectively in a fast-paced environment with strong analytical skills. Excellent communication and interpersonal skills. Strong attention to detail and ability to maintain accurate records. Familiarity with auditing procedures and quality control measures. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven individual with 1 to 6 years of experience to join our team as a Customer Service Representative in the Sales department, specifically focusing on Micro LAP - Housing - EM - Sales. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking operations, financial services, and broking. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Namakkal. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in sales, preferably in banking or financial services. Strong knowledge of banking operations and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in micro LAP and secured business loans is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, offering a range of products and services to its customers.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing a team of credit approvers to ensure portfolio quality and minimizing delinquencies. Familiarity with credit programs and policies. A strong understanding of due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans is essential. Ability to evolve underwriting norms customized to local market needs and continuously enhance and execute the consumer credit risk strategy. Adherence to all norms and regulations is required.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit - Housing - EM in Bangalore, specifically in Sahakar Nagar. The ideal candidate will have 6-9 years of experience. Roles and Responsibility Manage and oversee the retail credit housing process. Develop and implement strategies to enhance customer satisfaction and increase sales. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Monitor and control risk associated with retail credit lending. Job Strong knowledge of banking operations, financial services, and broking. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and decision-making skills. Experience in managing teams and leading projects. Familiarity with credit underwriting, risk management, and compliance regulations. A graduate or postgraduate degree is required. For more information, please contact us at 6586343.

We are looking for a highly skilled and experienced professional to join our team as a Manager - DSMG - Retail Finance in Dibrugarh. The ideal candidate will have 6-8 years of experience in collections, retail finance, or a related field. Roles and Responsibility Handle collections for assigned areas and achieve targets on resolution, flows, credit cost, and roll rates. Ensure NPA''s are within the assigned budget and minimize them through active efforts. Increase fee income/revenue and develop initiatives to control vendor payouts. Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers. Track and control delinquency, focusing on non-starters. Build relationships with key clients to ensure timely collections and monitor defaulting customers. Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines. Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA. Ensure adequate Feet on Street availability area-wise/bucket-wise/segment-wise and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts. Ensure compliance with all Audit/Regulatory bodies and company policies and procedures. Job Post Graduate or Graduate in any discipline. Minimum 6 years of experience in collections, retail finance, or a related field. Strong knowledge of banking operations, financial services, and broking. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.