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Regional Credit Manager - MFB - Hyderabad - Ranigunj - JM

Regional Credit Manager - MFB - Hyderabad - Ranigunj - JM

Tata Capital

2 - 7 years

7 - 12 Lacs

Mumbai

Posted:3 days ago| Platform:

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Skills Required

credit underwriting team management credit management banking operations financial services risk assessment credit analysis assessment credit approval underwriting mortgage credit policy home loans lap home finance mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment.
Roles and Responsibility

Manage end-to-end credit approval for the designated region.

Underwrite for all customer segments for retail and high-value cases.

Authorize deviations raised and documented by underwriters in compliance with credit policy.

Finalize review of credit memos and sign off on approvals or declines after checking documentation requests.

Lead a team of credit approvers to ensure portfolio quality and delinquencies.

Develop, implement, review, and monitor various credit programs.

Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans.

Adhere to all norms and regulations required.

Job

Post Graduate/Graduate in any discipline.

Minimum 2 years of experience in credit management, underwriting, and risk assessment.

Strong knowledge of credit underwriting, financial services, and banking operations.

Excellent leadership and team management skills.

Ability to work in a fast-paced environment and meet deadlines.

Strong analytical and problem-solving skills.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3763 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Regional Credit Manager - MFB - Hyderabad - Ranigunj - JM