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IDFC FIRST Bank
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Associate Relationship Manager-PL

Associate Relationship Manager-PL

IDFC FIRST Bank

0 - 2 years

0 Lacs

Morbi Gujarat India

Posted:1 week ago| Platform:

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Skills Required

service checks risk profiling efficiency documentation data compliance engineering technology

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role/Job Title

: Associate Relationship Manager-Personal Loan

Function/Department:

Rural Banking

Job Purpose

To Start Personal Loan in Rural Market and service and source the product.

Primary Responsibilities

Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs.
Map out prospects in the town to scope business potential.
Disburse Personal loans based on needs assessment.
Conduct end-use checks as specified post disbursal of loans.
Achieve monthly and annual loan booking targets.
Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements.
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.

Secondary Responsibilities

Maintain high collections efficiency through discipline and drive.
Preparation of accurate documentation of loans.
Coordinate with operations officer to ensure timely data entry.
Nudge behavioural changes in customers to move towards online banking.
Ensure compliance as per the bank requirements.

Education Qualification

Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.

Experience:

0 to 2 years of relevant branch banking experience.

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