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Tata Capital
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Area Manager - NPA & Write off Recovery - Housing

Area Manager - NPA & Write off Recovery - Housing

Tata Capital

6 - 11 years

6 - 10 Lacs

Kolkata

Posted:3 weeks ago| Platform:

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Skills Required

team management banking operations recovery collections npa business loan commercial vehicle loans debt recovery personal loans collection management team handling retail sales sales team leading home loans debt management lap finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced professional to join our team as an Area Manager - NPA & Write off Recovery in Kolkata. The ideal candidate will have 6-11 years of experience in the banking or financial services industry.
Roles and Responsibility

Achieve assigned recovery budgets by timely and effectively complying with process guidelines.

Maximize recovery from assigned written-off portfolio through closures, settlements, and disposal of collateral.

Ensure timely initiation and execution of legal tools such as warrants execution under Section 138/Section 25 and Sarfaesi.

Coordinate with the Legal team/Lawyers for timely filing of Sec 14 and obtaining DM orders.

Support and facilitate property disposal in coordination with the Disposal team.

Manage trail/feedback in M collect and delinquency files.

Take steps to ensure collection of receipts (digital modes) and depositing customer payments in respective accounts within timelines.

Timely liquidate possessed properties; build investors'' networks and utilize digital platforms for smooth and profitable disposal transactions.

Collaborate with business functionaries to resolve written-off accounts and focus on extracting maximum resolution from employees and vendors.

Ensure all in-house officers/agencies perform as per defined SLA while reducing vendor costs.

Utilize data analytics to formulate strategies on treating assigned portfolios.

Job

Graduate degree.

Minimum 6 years of experience in the banking or financial services industry.

Strong knowledge of banking operations, including collections, recovery, and legal aspects.

Excellent communication and interpersonal skills.

Ability to work in a fast-paced environment and meet deadlines.

Strong analytical and problem-solving skills.

Experience in managing teams and building relationships with stakeholders.

TitleArea Manager - NPA & Write off Recovery.

QualificationGraduate.

Ref6587411.

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Area Manager - NPA & Write off Recovery - Housing