Senior Associate, Specialist, Collections, SCF and SME, Large Cap, Institutional Banking Group

As a Collection Manager at DBS, you will be responsible for managing pre-stress/stress accounts, focusing on early identification of credit deterioration, security optimization, and proactive workout for the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve a deep understanding of the business, problem identification, operational and financial restructuring, and monetization of securities for the bank. Working closely with the senior leadership team, Relationship Managers, and internal stakeholders, you will drive account management to optimize recovery and formulate structuring/exit strategies in pre-stress/stress situations. Your key accountabilities will include closely monitoring the allocated portfolio, reviewing operational and financial performance, collaborating with regional leaders and team leaders to identify credit deterioration, engaging in meaningful conversations with anchors and stakeholders for smooth recovery of dues, participating in early warning calls/teams, defining strategies to minimize NPAs and maximize recoveries, providing inputs on client strategies, and maintaining MIS for effective assessment of delinquent accounts. To excel in this role, you should have a minimum of 5-6 years of experience in a collection role for SME and supply chain banking, demonstrated negotiation skills, experience in handling regulatory aspects of delinquent accounts, a proven track record in SME, supply chain, corporate, and commercial banking, sound understanding of credit proposals, and knowledge of competitors and the marketplace. Education and preferred qualifications include being a graduate from a premier institute, MBA, or CA. Your core competencies should cover deep credit understanding, negotiation skills, experience in the banking sector, and strong problem-solving capabilities. Technical competencies required are an understanding of regulatory and governance guidelines, KYC requirements, and knowledge of financial markets and products. Your work relationships will involve interaction with top management, performance monitoring, benchmarking, adherence to restructuring terms, liquidating assets, coordination with legal teams, and collaboration with external parties for effective resolution. At DBS, we value performance through value-based propositions, customer focus, pride, passion, knowledge enhancement, team building, speed of execution, talent growth, and honesty and integrity. This full-time position is based in Mumbai, Maharashtra, India, and offers the opportunity to work in a dynamic and challenging environment within the Operations department at DBS. If you are a driven professional with a passion for performance and a commitment to maintaining high standards, we encourage you to apply and join our team.,