Associate, Product Manager, Consumer Banking Group

As a Product Manager in the Assets Team, you will contribute to success of secured and unsecured consumer asset products. You will part of initiatives to conceptualize, design, and launch innovative financial products while leveraging technology and data to deliver exceptional customer experiences. This is an exciting opportunity to work with a dynamic team to drive growth, enhance profitability, and build partnerships that create a lasting impact. Key Accountabilities: - Innovative Product Development: o Conceptualize and launch financial products tailored to customer needs, focusing on growth and market differentiation. o Work with cross-functional teams to ensure seamless implementation of product strategies. - Digital Transformation and Customer-Centricity: o Collaborate with technology teams to drive digital-first innovations, creating user-friendly interfaces and seamless customer journeys. o Gather customer insights to improve product features and user experience. - Market Research and Strategy: o Conduct market and competitor analysis to identify emerging trends and opportunities. o Develop data-driven strategies to optimize product performance and achieve KPIs. - Revenue and Profitability Management: o Assist in tracking product performance, revenue, and profitability. o Identify areas for growth and work on strategies to enhance portfolio returns. - Collaboration and Stakeholder Management: o Work closely with business development, marketing, risk, and legal teams to ensure product compliance and alignment with organizational goals. o Build strong relationships with partners and vendors to create value-driven alliances. Job Duties & responsibilities: - Support the end-to-end lifecycle of retail asset products, including ideation, design, development, and go-to-market strategies. - Analyze customer data to refine product features and align them with evolving customer needs. - Contribute to strategic projects, such as digital transformation initiatives, to drive operational efficiency and enhance product appeal. - Develop presentations and business cases for new product initiatives to gain management buy-in. - Ensure adherence to regulatory and compliance guidelines while developing products. Required Experience: 0 to 3 years of Pre MBA experience. Education / Preferred Qualifications: MBA - with a specialization in Finance Core Competencies: - Analytical thinking with a data-driven approach to problem-solving. - Strong communication and interpersonal skills to work effectively with cross-functional teams. - Customer-first mindset with the ability to think creatively and innovate. - Proactive and adaptable in a fast-paced environment. Technical Competencies: - Proficiency in tools like Excel, PowerPoint, and data visualization software - Basic understanding of liability products and payments. - Familiarity with digital platforms and customer journey mapping would be added advantage Work Relationship: - CBG Distribution Team - CBG and Central Marketing Team - CBG Risk Management Team - Finance Team. - Legal and compliance team DBS India - Culture & Behaviors: - Performance through Value Based Propositions - Ensure customer focus by delighting customers & reduce complaints - Build pride and passion to protect, maintain and enhance DBS image and reputation - Enhance knowledge base, build skill sets & develop competencies - Execute at speed while maintaining error free operations - Maintain the highest standards of honesty and integrity