5 Credit Understanding Jobs

As a Collection Manager in the Corporate and Investment Banking division at DBS, your primary responsibility will be to manage pre-stress/stress accounts related to Supply Chain Finance portfolio and other working capital products for SME relationships. This involves early identification of credit deterioration, security optimization, and proactive workout strategies. Your role will require a deep understanding of the business, problem identification, operational and financial restructuring, and monetization of securities to optimize recovery. You will collaborate with senior leadership, Relationship Managers, and internal stakeholders to drive account management effectively. Your key accountabilities will include closely monitoring the allocated portfolio, reviewing operational and financial performance, identifying credit deterioration, engaging with clients for recovery, participating in early warning calls/teams, providing inputs on minimizing NPAs, and maintaining MIS for effective assessment of delinquent accounts. Additionally, you will need to comply with internal guidelines, regulatory requirements, and ensure positive ratings during audits. To excel in this role, you should have a minimum of 5-6 years of experience in collection roles within SME and supply chain banking, demonstrated negotiation skills, regulatory knowledge, and a proven track record in corporate and commercial banking. A sound understanding of credit proposals, competitors, and marketplace will be essential. Education-wise, a Graduate/MBA/CA from a premier institute is preferred. Your core competencies should include a deep credit understanding across sectors, exceptional negotiation skills, experience in various banking sectors, and problem-solving capabilities. You should be well-versed in regulatory and governance guidelines, KYC requirements, and financial markets. Building strong relationships, coordinating with internal and external stakeholders, and supervising restructuring assignments will be crucial aspects of your job responsibilities. In terms of work relationships, you will interact with top management of client companies, legal teams, valuers, CA firms, and collection agencies as needed. Your ability to drive performance, focus on customer delight, maintain integrity, and enhance knowledge base will align with DBS Indias culture and behaviors. If you are looking for a challenging full-time opportunity in operations at DBS India, where you can leverage your experience and expertise to drive recovery strategies and contribute to the bank's success, this role could be the perfect fit for you. Apply now and be a part of our dynamic team in New Delhi.,

This role is for one of Weekday's clients Min Experience: 5 years Location: Ankleshwar, Bilimora JobType: full-time We are looking for experienced and result-oriented Branch Managers with a proven track record in Micro LAP (up to ?50 Lakhs) and Home Loans (up to ?1 Cr). The candidate will be responsible for leading branch-level sales and operations, driving business volumes through DSA sourcing, managing a team of Relationship Officers/Managers, and ensuring robust credit hygiene. This is a leadership position demanding strong interpersonal skills, team management capabilities, and a deep understanding of retail secured lending. Candidates must demonstrate consistent career stability and field-readiness for driving performance across products and teams. Key Responsibilities (KRA): Drive monthly and quarterly disbursement targets at the branch level Lead and manage RM/RO teams to optimize productivity Build and maintain strong relationships with DSAs and channel partners Ensure timely service and query resolution for customers Conduct regular market outreach and local promotion activities Maintain portfolio hygiene and credit quality Coach and train the team for consistent brand representation and performance Track competition and align branch strategy accordingly Must-Haves: Relevant team-handling experience in MicroLAP + Home Loans No career gaps or unexplained breaks Should not be currently employed with or sourced from a Corporate DSA Excellent leadership, communication, and people management skills Should demonstrate profile stability and a performance-driven mindset Strong local market knowledge is preferred

As a Collection Manager at DBS, you will be responsible for managing pre-stress/stress accounts, focusing on early identification of credit deterioration, security optimization, and proactive workout for the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve a deep understanding of the business, problem identification, operational and financial restructuring, and monetization of securities for the bank. Working closely with the senior leadership team, Relationship Managers, and internal stakeholders, you will drive account management to optimize recovery and formulate structuring/exit strategies in pre-stress/stress situations. Your key accountabilities will include closely monitoring the allocated portfolio, reviewing operational and financial performance, collaborating with regional leaders and team leaders to identify credit deterioration, engaging in meaningful conversations with anchors and stakeholders for smooth recovery of dues, participating in early warning calls/teams, defining strategies to minimize NPAs and maximize recoveries, providing inputs on client strategies, and maintaining MIS for effective assessment of delinquent accounts. To excel in this role, you should have a minimum of 5-6 years of experience in a collection role for SME and supply chain banking, demonstrated negotiation skills, experience in handling regulatory aspects of delinquent accounts, a proven track record in SME, supply chain, corporate, and commercial banking, sound understanding of credit proposals, and knowledge of competitors and the marketplace. Education and preferred qualifications include being a graduate from a premier institute, MBA, or CA. Your core competencies should cover deep credit understanding, negotiation skills, experience in the banking sector, and strong problem-solving capabilities. Technical competencies required are an understanding of regulatory and governance guidelines, KYC requirements, and knowledge of financial markets and products. Your work relationships will involve interaction with top management, performance monitoring, benchmarking, adherence to restructuring terms, liquidating assets, coordination with legal teams, and collaboration with external parties for effective resolution. At DBS, we value performance through value-based propositions, customer focus, pride, passion, knowledge enhancement, team building, speed of execution, talent growth, and honesty and integrity. This full-time position is based in Mumbai, Maharashtra, India, and offers the opportunity to work in a dynamic and challenging environment within the Operations department at DBS. If you are a driven professional with a passion for performance and a commitment to maintaining high standards, we encourage you to apply and join our team.,

As a Collection Manager at DBS Corporate and Investment Banking, you will be responsible for managing pre-stress/stress accounts related to the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve early identification of credit deterioration, security optimization, and proactive workout strategies. You will work closely with internal stakeholders and senior leadership to drive account management and optimize recovery through operational and financial restructuring. Key responsibilities include closely monitoring the allocated portfolio, reviewing operational and financial performance, and collaborating with regional leaders and team leaders to identify and resolve credit deterioration. You will engage with anchor program managers and supply chain team to facilitate smooth recovery of dues, participate in early warning calls, and provide inputs to minimize NPAs and maximize recoveries. Additionally, you will be involved in client meetings, inspections, and factory visits to gather intelligence on the company. To succeed in this role, you must have a minimum of 5-6 years of experience in collection roles for SME and supply chain banking, demonstrated negotiation skills, and a strong understanding of credit proposals. A graduate degree from a premier institute, MBA, or CA qualification is preferred. You should also possess deep-rooted credit understanding, exceptional negotiation abilities, and experience in handling regulatory aspects related to delinquent accounts. Your technical competencies should include knowledge of regulatory and governance guidelines issued by MAS and RBI, understanding of KYC requirements, and familiarity with financial markets and products. You will be expected to collaborate with internal and external stakeholders, legal teams, valuers, CA firms, and collection agencies to ensure effective resolution of cases. As part of the DBS India culture, you will drive performance through value-based propositions, prioritize customer focus, and maintain the highest standards of honesty and integrity. The primary location for this role is in Maharashtra-Mumbai, and it is a full-time position in the Operations department. If you are a detail-oriented individual with a passion for problem-solving, negotiation, and stakeholder management, and possess a strong background in credit management and recovery strategies, we encourage you to apply for this challenging and rewarding position at DBS Corporate and Investment Banking.,

Job Purpose: To own and manage the end-to-end product lifecycle for Secured Loan offerings (Loan Against Property, Mortgage Loans, etc.) in the Retail RCMB business. This includes designing customer-centric products, optimizing pricing and policy structures, driving digital journeys, and enabling distribution channels to achieve business objectives. Key Result Areas & Supporting Actions: 1. Product Design & Innovation: Define product structures, eligibility, pricing grids, and documentation norms. Benchmark against industry practices and evolve customer-centric features 2. Policy & Risk Alignment: Collaborate with Credit & Risk teams to define lending norms. Refine underwriting policy based on customer segment performance and analytics. 3. Digital Journey Development: Drive tech initiatives for digital onboarding, APIs, scorecards, and e-verification modules. Ensure integration with LOS/LMS for smooth processing and tracking. 4. Portfolio Monitoring & P&L: Monitor business performance, yield, acquisition cost, and portfolio health. Drive continuous product refinement based on channel feedback and analytics.