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Payments Product Manager

Payments Product Manager

Fintech Farm

4 - 8 years

11 - 16 Lacs

Mumbai

Posted:1 day ago| Platform:

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Skills Required

Product management Payment systems Analytical Retail banking Reconciliation Banking Cash flow Data analytics banking products Technical documentation

Work Mode

Work from Office

Job Type

Full Time

Job Description

Roarbank is a digital banking platform launched by Unity SFB in cooperation with Fintech Farm, a global neobanking technology provider, in early 2025. Our mission is to become a leading consumer digital bank in India by delivering an outstanding user experience and robust banking solutions.

About Fintech Farm

We are a UK-based fintech company creating successful neobanks in emerging markets through partnerships with local traditional banks. We have launched and scaled operations in three countries so far and aim to reach 50+ markets with 100 million+ customers.

Your role

As a Payments Product Manager, you will leverage your knowledge of payment systems, banking products, and customer behavior to develop and manage digital banking features tailored to the Indian market.

What You Will Be Doing:

Conduct in-depth analysis of banking products, including QR payments, P2P and P2M transfers, mobile and utility bill payments, account funding, and savings accounts
Develop and implement product strategies, policies, and procedures in line with market trends and regulatory changes
Establish partnerships and negotiate commercial terms with third-party providers (e.g., payment systems, fintech platforms)
Collect and deliver technical documentation (APIs, specifications, etc.) from the partner bank and vendors to internal development teams
Create cash flow and accounting schemes for payment features, including reconciliation and settlement frameworks with banks and providers
Work cross-functionally with technology, marketing, compliance and finance teams to ensure smooth product launches and iterations
Deliver regular management and regulatory reports on product performance and compliance
Use data analytics to optimize product performance and make evidence-based decisions on features, pricing and UX

Proven experience in payments product management within retail banking or fintech
Strong understanding of Indian payment systems and regulations (UPI, IMPS, NEFT, QR, etc.)
Track record of working with third-party providers and negotiating contracts
Analytical mindset with a passion for building customer-centric digital products
Effective communicator, able to collaborate with technical and non-technical stakeholders
Fluent in English

Opportunity to shape the future of digital banking in India

Collaborative and dynamic work culture with a mission-driven team

Autonomy to influence product decisions and roadmap execution

More Jobs at Fintech Farm

India Head of Business Operations

Mumbai

7.0 - 12.0 yrs

INR 20 - 25 Lacs

Payments Product Manager

Mumbai

4.0 - 8.0 yrs

INR 11 - 16 Lacs

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Fintech Farm

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Payments Product Manager