NBFC Team Leader

Team Leader - NBFC Location: Delhi, India Experience: 2 to 3 years CTC: ₹8.5 LPA to ₹9.4 LPA Preference: Immediate joiners preferred Key Responsibilities: As a Team Leader, you'll play a crucial role in ensuring compliance, managing critical reporting, overseeing legal agreements, and streamlining operations and accounting functions. Your responsibilities will include: RBI and Other Regulatory Compliances: You'll be responsible for ensuring the NBFC ("Mukut") adheres to a wide range of regulations, including: DEPA 2023 law KYC 2016 and PML law Outsourcing laws Collection laws Fair Conduct Code Digital Lending Law NBFC 2023 Law CICRA Re BIT laws Consumer Bureau Reporting: This involves accurately submitting Data Subject Requests (DSRs) to all four credit bureaus. You'll achieve this by reconciling various data sources such as the refund sheet, refund cases from the dashboard, and CIBIL sheets. Legal Agreement Management: You'll be actively involved in creating and vetting legal agreements. This includes: Regularly updating consumer loan agreements for borrowers using ZeroPe. Creating collection agency agreements. Vetting Non-Disclosure Agreements (NDAs) with external parties. Vetting Master Service Agreements (MSAs) with bureaus, payment aggregators, payment gateways, AA NBFC, AA TSP, and LSPs. Accounting and Reconciliation: A significant part of your role will involve meticulous accounting and reconciliation. This includes reconciling statements from: Razor pays Cash free Monthly MSAs Monthly CSVs from the Loan Management System (LMS) Razor pays link-based payments Refund sheets NEFT payments Bank statements (both incoming and outgoing transactions) Tech Development Liaison: You'll act as a bridge between the tech team and other departments. This involves engaging in the tech team to develop new features that enhance and streamline accounting functions. Operations Coordination: You'll serve as the central point of contact for various teams, including the tech team, billing team, accounting team, refund team, recovery team, marketing team, and LSP team. This role requires a strong understanding of regulatory compliance, excellent attention to detail for financial reconciliation, and the ability to effectively communicate and coordinate with multiple internal and external stakeholders. Would you like to explore specific aspects of this role in more detail, or perhaps discuss how your skills align with these responsibilities? Job Types: Full-time, Permanent Pay: ₹850,000.00 - ₹940,000.00 per year Benefits: Provident Fund Schedule: Day shift Morning shift Ability to commute/relocate: New Delhi, Delhi: Reliably commute or planning to relocate before starting work (Preferred) Experience: Team management: 1 year (Preferred) Work Location: In person