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Credit Manager - CSFD - Credit Appraisal

2 - 7 years

9 - 13 Lacs

Posted:1 week ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility
  • Implement and manage credit processes and underwriting for the Corporate Finance division.
  • Monitor systems and processes for smooth implementation of credit policies in the region.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement.
  • Maintain turnaround time for evaluation and processing of deals, ensuring internal customer service and addressing other credit and compliance issues.
  • Manage portfolio quality documentation, post-disbursement documents, and delinquency levels.
  • Monitor delinquency and undertake regular interactions with collections and sales to track delinquencies, studying delinquent cases to derive learning and sharing with the team.
  • Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers.
  • Create charges for all corporate lending and regularly meet with customers (retail & strategic) to understand industry and market trends.
  • Pre-approve and rate all clients with exposure over Rs 500L, and conduct regular training sessions for sales, channel partners, and field staff on product policies and processes.
  • Regularly train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning.
  • Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken.

  •  Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Minimum 2 years of experience in credit appraisal, underwriting, and portfolio management.
  • Possess strong knowledge of credit policies, processes, and operations.
  • Demonstrate excellent communication and interpersonal skills.
  • Ability to work effectively in a fast-paced environment and meet deadlines.
  • Exhibit strong analytical and problem-solving skills.
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