2039 Derivatives Jobs - Page 16

As an Audit Manager at HSAG, you will be responsible for independently conducting Statutory Audits and Tax Audits of Private Limited Companies across various sectors such as Manufacturing, Trading, and Services. Your role will involve maintaining accounting records, preparing financial statements up to finalization, and overseeing financial planning, budgeting, and forecasting activities. Additionally, you will be expected to manage funds, assess risks, and monitor cash flows and financial reports. You will play a key role in presenting audit reports to management, highlighting key recommendations for improvement. Working with Equity & Debt Market, Derivatives, Portfolio Management, and Wealth Management will be part of your responsibilities. Identifying accounting and auditing issues, ensuring statutory compliances, and suggesting improvements to control systems and procedures are essential aspects of this role. In this position, you will handle Internal and Statutory audits, assist with tax assessments, and support senior colleagues in reviewing financial statements and preparing audit reports. Strong knowledge of auditing and accounting standards, as well as the ability to prioritize work on multiple assignments, manage ambiguity, and meet deadlines, are crucial for success in this role. Candidates for this role should possess technical expertise in Audit and Assurance, be well-versed in Accounting Standards, Auditing Standards, and provisions of relevant Acts such as the Companies Act 2020 and CARO. Knowledge of IndAS will be considered an added advantage. Effective communication, presentation, and coaching skills, along with the ability to work well under pressure and collaborate with team members, are key attributes we are looking for in potential candidates. If you are enthusiastic, detail-oriented, and have a strong background in auditing and financial management, we encourage you to share your updated profile with us at shraddha.gonga@hsag.in. We look forward to potentially welcoming you to our team in Churchgate, Mumbai.,

The Transaction Svs Supervisor is an intermediate management position responsible for leading and supervising a medium-sized unit of support employees in coordination with the Transaction Capture team. Your main objective in this role is to improve processes, interpret data, prepare reports, and minimize bank risk by ensuring adherence to audit and control policies. Your responsibilities will include providing support to various financial services such as Treasury and Trade services, Securities, Cash, Trade, Lockbox, Derivatives, Fund Services, Foreign Exchange, etc. You will be supervising a small team of clerical support employees engaged in routine clerical or processing tasks. Additionally, you will be expected to solve non-routine transaction issues, recommend new work procedures with potential broader impact, and assess risk when making business decisions. To excel in this role, you should have 0-2 years of experience in a related field, a relevant degree or equivalent qualification, and the ability to work under pressure and manage deadlines. Strong written and verbal communication skills, attention to detail, and intermediate problem-solving abilities are essential for success in this position. You will be required to work in a fast-paced environment, consistently demonstrate clear and concise communication, and uphold high ethical standards in decision-making. It is crucial to analyze information effectively, ensure task quality, and drive compliance with laws, rules, and regulations to safeguard Citigroup's reputation, clients, and assets. Education: - Bachelor's degree/University degree or equivalent experience If you are a person with a disability and require accommodations to use our search tools or apply for a career opportunity, review the Accessibility at Citi policy. For more details on Citigroup's Equal Employment Opportunity Policy and your rights, refer to the EEO Policy Statement and Know Your Rights poster.,

Job Description: Step into a pivotal role where precision meets collaboration. As a Trading Services Associate, you'll be at the heart of trading operations, ensuring seamless transaction management. Join the team to drive efficiency and innovation in a fast-paced setting. As a Trading Services Associate within the Trading Operations Team, you will play a crucial role in accurate transaction capture and reconciliation. Your responsibilities include collaborating with various teams to support trading activities and maintain operational integrity. You will drive process improvements and strategic initiatives to enhance trading efficiency. Your responsibilities will include accurately capturing all transactions in Risk Management Systems, completing intraday/end-of-day reconciliation checks, collaborating with Operations and infrastructure groups, ensuring diligent performance of all controls, and communicating clearly with support teams for query resolution. You will also participate in strategic initiatives, build an understanding of trading structures, support general book management processes, facilitate issue resolution across teams, maintain operational integrity and compliance, and drive efficiency in trading activities. Required qualifications, capabilities, and skills include understanding derivatives and hedging products, knowledge of front-to-back Operations processes, recognizing impact on infrastructure groups, clear and collaborative communication, effective teamwork, and possessing analytical and numerical skills. Preferred qualifications, capabilities, and skills involve problem-solving with control and project management skills, proficiency in technical skills, especially in Excel, adaptability to pressurized and changing environments, challenging and explaining processes as needed, driving process improvements and innovation, collaborating across teams for operational success, and enhancing trading operations with strategic insights.,

As a Senior Risk Manager at our company, your primary responsibility will be to lead the risk management policies and procedures. You will be in charge of planning and executing risk initiatives, as well as measuring, monitoring, and reporting on risk. Your role will involve extensive engagement with various stakeholders, including Executive Management, operations, Regulators, and external auditors. Your duties and responsibilities will include leading and coordinating Enterprise-Wide Risk Assessments, monitoring and reviewing business process risk assessments, coordinating group-wide incident reporting and action planning, leading education and training on risk management initiatives, and aggregating, monitoring, and evaluating risk exposures across the group. You will also be responsible for building and maintaining relationships with internal and external stakeholders, partnering with technology to support strategic risk initiatives, and preparing risk-related content for the Board. Additionally, you will assess and manage all business-related financial risks, including FX, interest rate, political, social, economic, and operational risks. You will actively manage the portfolio of FX exposures and transactional risks, monitor and evaluate insurance programs, and implement hedging programs in accordance with group policy. To be successful in this role, you should have a minimum of 10+ years of work experience in risk consultancy services across multiple industries. Strong project management skills and exposure to capital markets trading, including derivatives, are preferred. You should possess excellent organizational, communication, and analytical skills, as well as leadership potential. Being a team player with the ability to work under pressure, meet deadlines, use initiative, and solve problems effectively is crucial. Fluency in English is also required for this position.,

The Fund Accounting Manager position at NAM involves overseeing financial reporting within the Fund Services Function, specifically focusing on the preparation of financial statements for key clients. As an intermediate management level role, you will be responsible for reviewing and preparing financial statements and regulatory reports such as Balance sheet, P&L, SOI, and Notes to financial statements. It is essential to have a solid understanding of regulatory disclosures to SEC and other EMEA Regulatories, while ensuring compliance with US GAAPs, IFRS, Lux GAAPs, and IRISH GAAPs. You will act as a subject matter expert for the team, identifying opportunities for process improvements and recommending enhancements for system, service, and process efficiency. Collaboration with business and onshore teams is crucial to ensure alignment with key stakeholders in Business, Ops, and Technology. During Confluence migration, the focus should be on transparency, timely escalation, cross-site collaboration, and shared learnings. Successful implementation of key client onboarding initiatives on Confluence, developing a strong governance and control structure, supporting audits, interfacing with auditors, and closing process gaps are key responsibilities. Additionally, acting as a Confluence system SME when required, supporting the testing and rollout of applications across the FR, and actively participating in Productivity workgroups are vital for the role. The ideal candidate should possess 8-12 years of experience in Fund accounting/Financial Reporting for hedge funds or mutual funds, along with a post-graduation degree majoring in Accounting or Finance from a recognized business institute/university. Professional qualifications like CA, CFA, and CPA would be advantageous. Experience with Confluence Unity financial reporting platform/DFIN-Publishing and Workbook functionality is a plus, and having 3-5 years of people management experience is preferred. Demonstrating leadership and management skills, the ability to work in a team-oriented environment, and a sound understanding of Derivatives, Equities, and Fixed income securities are essential. Prior working experience in BPO/captive on capital markets back-office processes would be beneficial. The candidate should be willing to work in shifts and flexible hours as per process requirements and have advanced experience working with Microsoft Office applications, specifically Excel. This position falls under the Operations - Transaction Services job family group, specifically within the Fund Accounting job family. It is a full-time role that requires excellent communication, domain skills, interpersonal skills, and proficiency in people management. Being a good team player, having quick learning abilities, and contributing to project deliverables are essential aspects of the role.,

As a Trading Advisor, you will be responsible for advising clients on trading strategies and providing recommendations on trading related services. You will meet with clients to provide training on how to trade online using various trading applications. Handling and addressing customer queries before and after trades will be a key part of your role, through inbound and outbound calls. Evaluating financial risks and making trading decisions based on available data will also be a crucial aspect of your responsibilities. It is essential to attain a thorough knowledge of stock market terms and trading practices to excel in this position. The ideal candidate should hold a graduation degree in any field. Candidates with knowledge of Equity, Derivatives, Commodity, Futures & Options, Securities Market, and chart analysis will have an advantage. Possessing any NISM certification will be an added advantage for this role. This is a full-time position with benefits including Provident Fund. The work schedule will be during day shifts, with opportunities for performance bonuses and yearly bonuses. The ability to reliably commute or planning to relocate to Agra, Uttar Pradesh, will be required for this in-person role.,

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

Designation - Relationship Manager - Sales Qualification - Graduates Job Description 1. To identify and acquire the customers 2. Maintaining the relationship with the customers. 3. Retention of customers 4. To cross-sell the investment party products 5. To ensure reaching the revenue target. Acquiring new and prospective customers Understanding the requirements of the prospect. Providing clients with advice that helps them to sort out their problems in investment. Ensuring future business from those prospective customers in the long run. 1. Generate revenues and AUM for the company as per the expectation. 2. Give high-priority service to the customers as per the company processes. 3. Advise clients on a range of products, viz., equity, Mutual Funds , PMS in stocks and securities broking, derivatives, bonds, and all the products promoted by the company

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

About The Role Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluationStock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role )NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies infants.Infant loan which is less than 12 months NPA Ensure qualitative portfolio

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with a background in Merchant OD. Roles and Responsibility Develop and maintain strong relationships with merchants to increase business opportunities. Identify and pursue new business leads to achieve sales targets. Collaborate with internal teams to provide excellent customer service and support. Analyze market trends and competitor activity to stay ahead in the industry. Build and implement effective sales strategies to drive growth. Manage and grow a portfolio of existing clients while acquiring new ones. Job Requirements Proven experience in relationship management within the BFSI industry. Strong understanding of merchant operations and financial products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Adaptability to changing market conditions and priorities.

We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd, with 5 years of experience in the BFSI industry. The ideal candidate will have a strong background in retail mortgages and excellent relationship management skills. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve targets and goals. Provide exceptional customer service and support to resolve client queries and concerns. Job Requirements Strong knowledge of retail mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams and building strong relationships. Strong understanding of the BFSI industry and market trends.

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

About The Role Job Role: " Enhancement of Deposit pool from Customers " Establishing standards and delivery of service " Sale of non-deposit products. Cross selling targets progressively " Sale of MF and Insurance products " Fee Income " Branch Administration " Regulatory Compliance " Manage productivity and overall morale of branch team members " Overall responsible for break-even and P&L of branch Job Requirements" Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities " Must have had Sales experience and exposure, preferably of Liabilities products " Qualifications- MBA CA/ CAIB " Good Leadership skills (though more tactical than strategic) " ThinkerDoer 40:60 " In-depth understanding of financial instruments, markets and macro micro economic processes " Ability to carry along all the units involved in the customer service cycle to ensure customer "DELIGHT" " Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

About The Role Deferral tracking reporting Timely submission of Deferrral reports -PDF pending are a critical risk to the bank and the PDF report is circulated to the all the business and credit teams including the top management on monthly basis. This is further circulated with a synoptic summary for the top management information. 1. Monthly Reporting of PDFs to Business Credit SeSo/ Other Stake holders 2. Monthly submission of Critical PDF Report to CC" Vendor payments -Checking the correctness of bills and timely payments Ensuring timely processing of Vendor Bills Legal Audit- Ensuring all cases due for Legal Audit are sent to Legal and completeness of the same is tracked. Helping in identification and submission of cases for legal audit. Follow up and updation of status of the same NSLR Bonds Ensuring security is created and reminders are sent to Security Trustee -Tracking NSLR Bonds issued by Treasury and follow-up with Security Trustee for confirmation of security creation and registration certificate. CAD Systems Smooth and un-interrupted functioning of DTS File-Net Omni scan Omni scan upload tool "Management and supportmaintenance of CAD"s internal systems DTS File Net which help in the critical control function as it is thru these systems that a number of risks are managed. These are hardcore and extremely critical system for CAD. Constant liaison is maintained with IT to ensure smooth and uninterrupted functioning of these systems. Storage of executed docs. Smooth Lodgement Retrieval of docs from storage and updation of storage locaion of document on the system Lodgement - Retreivals - Storage Location uploads - Safe Custody - Old Records - OEC MIS data submission -Timely submission of MIS reportsVarious MIS reports as and when required are formulated and generated which are critical tools in controlling pre-emptively the risks. Providing vital timely and critical inputs and support to all Regional Heads , Portfolio Management teams. Host of MIS reports as required generated with various permutations and combinations to assist in controlling of the department. This also includes preparing presentations for reviews , reports related to tracking and monitoring of business deals, compiling the portfolio parameters as required, portfolio allocations,Credit committee submissions, etc. The MIS generated certainly strives to provide the top management with required info for their decision making. House Keeping- Ensuring all docs are moved to storage within TAT Every fornightly check to make sure that unattended retreived documents are not lying the the FRFCs and ensuring that documents are moved to storage. Maintaining databases Ensuring prompt updation of databases Maintaining the SHCIL database of dockets lodged at SHCIL & Retreived at SHCIL Maintaining the OEC database of dockets lodged & retreived from OEC Maintaining the LLI databases. Maintaining the Legal Audit status database Maintaining the Accepted Sancions database Maintaining the RCAD takeover database

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement effective sales plans to achieve targets and goals. Provide exceptional customer service and support to resolve client queries and concerns. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in retail mortgages. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills to build strong relationships with clients. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with small finance banks or similar institutions is an advantage.