22 Bil Jobs

Role & responsibilities Lead and manage a team of Personal Loan Sales Executives to achieve monthly disbursement and revenue targets. Drive acquisition of new personal loan customers through various sourcing channels like DSA, open market, digital, and cross-sell. Monitor team performance, set clear KPIs, and ensure high productivity and motivation within the team. Ensure compliance with internal policies and external regulatory guidelines while maintaining process integrity. Develop and maintain strong relationships with channel partners and key customers to generate consistent business inflow. Provide training, coaching, and ongoing support to team members to enhance product knowledge and selling skills. Analyze market trends, competitor activity, and customer feedback to develop effective sales strategies. Resolve customer escalations and ensure timely query resolution to maintain high satisfaction levels. Prepare and present daily/weekly/monthly MIS reports to senior management on team performance, productivity, and goal tracking. Conduct regular field visits and joint calls with team members to support sourcing and relationship management efforts. Preferred candidate profile Minimum 45 years of relevant experience in personal loan sales , Proven track record of achieving sales targets in the unsecured loan segment . Strong communication, interpersonal, and negotiation skills. Confident, proactive, and target-driven with a positive approach. Should be stable in current or past organisation(s)

Role & responsibilities Achieve sales target from DSAs by acquiring new DSAs and maintaining existing relationships by visits at predefined frequency Sourcing to be strictly as per policy parameters & acceptable risk norm of the organisation Ensure activation of channels on monthly basis by regular engagement, training & relationship with DSAs To coordinate with the product management and marketing team, for effective training of DSA of our USPs & Policy guidelines and promotional material if any for customer acquisition at local level Ensuring sourcing mix of Corporate DSA: Retail DSA, SEP: SENP profile, Uniform Disbursement, WIRR, PF% & Insurance penetration Coordinate with functional teams to resolve issues concerning DSAs including pay-outs, login issues etc. Manage & coordinate DSAs on a regular level to oversee seamless journey for loan application process Preferred candidate profile Any Graduate or Postgraduate with 3+ years of experience in unsecured loan sales and channel management

Role & responsibilities He/she will be responsible for managing a delinquency-free Loan portfolio. The incumbent is required to do this in a cost-optimal manner and ensure that there are no adverse fallouts due to the collections means employed. He is required to build the necessary analytic models to provide feedback to the underwriting He is required to set up sound Collections processes while adhering to the Fair Practices Code. He is required to build up the Collections Infrastructure through recruitment of the right personnel, engagement of external agencies wherever appropriate and setting up of tele calling enters to ensure constant proactive customer reach out to prevent early-stage delinquency and reduce flows to higher buckets. Draft and implement a standard recovery process for the business to cut down NPAs and reduce delinquency across buckets. Preferred candidate profile Candidates must be only from NBFCs or banks with Collections experience in BL and LAP. Candidates must possess knowledge of Legal recovery. Ability to multitask and deliver qualitative outputs consistently at short deadlines Good communication.

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 2 year of experience in Business Loan or LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

Role/ Job Title: Associate Debt Manager- Recoveries-Consumer Loan ⨯ Sell Function/ Department: Debt Management- Recoveries-Consumer Loan ⨯ Sell Job Purpose: The role bearer has the responsibility to plan, organize, direct and oversee the activities of the department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI (Equated monthly instalment) from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Responsible for managing and undertaking collections process for debts that have been assigned. Regularly track the portfolio for specific buckets for the assigned area. Track & control the delinquency of the area, Bucket-wise & DPD (Days Past Due) wise and focus on non-starters. Responsible to allocate and achieve targets from agencies/ in house team. Regularly follow up with the default customers. Ensuring adherence to collection process and legal guidelines. Tracing out absconded default customers and initiate recovery process. Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases. Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report (Management Information System), reviewing of collection feedback on daily, weekly & monthly basis. Education Qualification: Graduation: Any Graduation Experience: 2 to 5 years of experience in Recoveries-Consumer Loan ⨯ Sell

Role & responsibilities Role & responsibilities He/she will be responsible for managing a delinquency-free Loan portfolio. The incumbent is required to do this in a cost-optimal manner and ensure that there are no adverse fallouts due to the collections means employed. He is required to build the necessary analytic models to provide feedback to the underwriting He is required to set up sound Collections processes while adhering to the Fair Practices Code. He is required to build up the Collections Infrastructure through recruitment of the right personnel, engagement of external agencies wherever appropriate and setting up of tele calling enters to ensure constant proactive customer reach out to prevent early-stage delinquency and reduce flows to higher buckets. Draft and implement a standard recovery process for the business to cut down NPAs and reduce delinquency across buckets. Preferred candidate profile Candidates must be only from NBFCs or banks with Collections experience in BL and LAP. Candidates must possess knowledge of Legal recovery. Ability to multitask and deliver qualitative outputs consistently at short deadlines Good communication.

Team Leadership: Recruit, hire, train, and mentor sales staff, providing guidance and support to ensure they reach their potential. Sales Strategy Development: Create and execute sales plans, set sales targets, and monitor performance to drive revenue growth. Sales Performance Management: Track sales data, analyze results, and identify areas for improvement, adjusting strategies as needed. Client Relationship Management: Build and maintain relationships with key clients, ensuring customer satisfaction and identifying new business opportunities. Sales Process Optimisation: Streamline sales processes, implement best practices, and leverage technology to enhance efficiency. Budget Management: Manage sales budgets, track expenses, and ensure resources are allocated effectively. Role & responsibilities Preferred candidate profile

Role & responsibilities - Product - PL & BL Job Title - Relationship Manager -DSA CTC - 6Lpa - 7.5 Lpa Education - Min. Graduate Age 32 years Requirement * Achieving sales targets for Pl & BL product with Business Relationship and DSA * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Branch Locations - Interested candidate share your updated resume or any reference if you have.

Role & responsibilities - Product - PL & BL Job Title - CRE/RO Education - Min. Graduate Age 32 years Requirement * Achieving sales targets for Pl & BL product with Business Relationship and open market * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Branch Locations - Ludhiana, Chandigarh, Hisar & Rewari Interested candidate share your updated resume or any reference if you have.

Hiring **Cashier** for *Pyramid Cafe Lounge and Bar*. Handle billing, manage POS, ensure cash accuracy, and provide customer support. Location: Punjab/Haryana. Experience preferred. Immediate joining.

Role Description Increase acquisition of target clientele across business instalment loan segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. our key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition

Role & responsibilities Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU Preferred candidate profile A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience

Roles and Responsibilities Handle customer queries related to education loans, personal loans, business loans, unsecured loans, professional loans, student loans, abroad loans, individual loans, salaried loans, self-employed loans, BIL (Business Installment Loan), and other financial products. Provide excellent communication skills to resolve customer issues efficiently. Maintain accurate records of customer interactions and transactions. Identify cross-selling opportunities for additional services or products offered by the bank.

Project Role : Web Developer Project Role Description : Design, build and test web-based applications for various site components and edit site content. Document technical designs and specifications. Research and incorporate updated content for websites. Must have skills : SAP Sales and Distribution (SD) Good to have skills : NAMinimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :Sales and Distribution with S/4HANA full lifecycle implementation project experience for SAP SD.Knowledge of SAP Best Practices and SAP Activate Methodology.Sr. SAP SD ConsultantPosition Summary :SAP SD - Senior consultant would serve as a key individual contributor on an existing team. Would be a part of the Application support team and contribute to solution design as Functional Senior Consultant. Candidate should have SAP SD experience in Implementation, Rollout and Support projects. Responsible for designing and developing world class solutions and demonstrating SAP best industry practices Roles & Responsibilities:- Design and implementation of full solutions (Including testing and UAT Support and User training) Analysis of business requirements and identify gaps in current and to be solution Identify integration issues and develop solutions to these issues Clarify processes to end users and business stakeholders as required Establish good relationships with internal and external teams Outcome oriented - maximizing balance of effort vs benefit to achieve objectives Precise approach to project management and procedures Understands delivery within a fixed price model and able to operate effectively within those constraints Take ownership of sub-plans for specific functional requirement and can plan own time to ensure project milestones are met Identifies and escalates issues and risks within project structure Receive feedback/coaching on performance from other members of the team positively. Detailed knowledge of business requirements and solutions in their focus area Contribute input and coordination to training documentation for his work Take an issue, then plan and deliver a solution using own initiative, with little guidance. Identifies and escalates issues and risks within project structure Candidate must ensure that compliance with data protection legislation under the DPA, EU GDPR, any other applicable data protection legislation QualificationsCandidate should have college degree in a related field or equivalent experience SAP SD Senior Consultant should have at least 8 years of SAP experience SAP SD Certification is preferred Preferred Skills & ExperienceShould have good knowledge of SAP SD processes Should have experience in design, configuration and testing of core SD modules e.g. SAP SD-MD - Master Data SAP SD-CAS - Sales Support SAP SD-SLS - Sales SAP SD-SHP - Shipping SAP SD-TR - Transportation SAP SD-BIL - Billing SAP SD-GF General Sales Functions Should have Experience and knowledge of key integration points with SD modules Should have experience in troubleshooting, investigates, analyses and solved SD related issues Good communication skills. Ready to work in shifts Knowledge / Working experience in Design, configuration and testing of SAP SD-EDI - Electronic Data Interchange (EDI) SAP LE - Logistic Execution CIN - Exposure Knowledge of ITIL Framework and support Processes (Incident, Change, Problem) Knowledge of working with any standard Ticketing tool. Experience of working with Country India Version. Ability to work with cross functional teams and Client teams to ensure seamless delivery. Can conceptualize and communicate Business relevant solutions Bright, ability to rapidly pick-up new technologies, propositions and business areas Willingness to work occasionally outside of normal business hours and travel globally on occasion Ability to work under own initiative and under tight time pressures - planning, prioritizing and controlling own workload Experience of working in support project with onsite offshore model Qualification 15 years full time education

Role & responsibilities Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU Preferred candidate profile A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience

Role & responsibilities Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handling credit underwriting of secured/unsecured in the mapped region including visiting the customers. Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight. Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback. Preferred candidate profile CA or MBA with experience. 8-10 years of prior experience in LAP and Business Loans credit in NBFC/Bank in Mumbai. Experience in handling big ticket size cases.

Role & responsibilities Responsible for managing the overall sales of LAP and Business Loan at Cluster Level. Responsible for Business development in the assigned cluster by exploring business potential, opportunities & clientele to secure profitable business volumes. To Monitor the performance of branches on various productivity, efficiency and financial parameters. Responsible for streamlining systems and processes in branches, managing delinquency and mitigating risks by keeping the loan loss provision less than 1% of region portfolio in branch operations. To analyze business data & trends, projecting demand, resource allocation, manpower efficiency & deployment, cost optimization and accordingly manage sales targets, P/L accounts, and related growth. Responsible for monitoring P&L for individual branches and ensuring max profit by increasing budget numbers. Responsible for designing & executing business strategies in response to the market, customers' needs and growth requirements. Responsible for analyzing gaps in portfolio, doing credit analysis, risk identification, chalking out strategies to mitigate risks, and guiding branches in ensuring enhanced credit quality in the portfolio. To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically. Responsible for managing Team size spread across multiple branches. Preferred candidate profile Post Graduate/Graduate in any discipline. 8-10 years of prior experience in mortgage sales in NBFC/HFC in Rajasthan and need specific experience in LAP and Business Loans- Min 4/5 yrs. out of total 5/6 Years Managerial experience in handling a diverse team. Experience in handling ticket size between 10 Lacs- 5 Cr in LAP or 5 Lacs to 50 Lacs in Business Loans along with monthly disbursement of minimum 8-10cr.

1. To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others. 2. To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority 3. To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. 4. To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. 5. To verify legal and technical reports and identify the risks or critical points impacting the proposal.

Job Summary The purpose of the role is to, Meet the business objectives initiated by the respective country Business Clients business Customer focused need-based selling Deepen customer relationship and maximize penetration Key Responsibilities Business Achieve Business Loans sales target, Segment focus, customer focused needs-based selling, Being a Business Development Manager Business Banking, focus must be on acquiring new SME customer relationship and fulfilling needs with respect to Business Loans, and other Assets, Liabilities, Insurance, and Investment for such customers as mandated by the Bank time to time, You will also be involve deepening these relationships by cross-selling various product, Processes Operational quality Error free customer application & documentation, Responsive and responsible selling, Practice appropriate sales and marketing skill, Ensure Nil Customer complaints, Governance Conduct Client Due Diligent diligently, Zero tolerance Fraud, Mis-selling, Attend training, acquire knowledge, and apply to job function, Adhere to all policies, guidelines, and procedures Comply with local regulatory requirements, To comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager, Regulatory & Business Conduct Display exemplary conduct and live by the Groups Values and Code of Conduct, Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct, Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters, Lead to achieve the outcomes set out in the Banks Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment ] * Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Skills And Experience MS Excel MS Outlook Qualifications Education Must be a graduate MBAs would be an advantage Candidates having Sales experience of at-least 1 year in the Retail Banking Industry; especially SB Lap, BIL, BWC, Insurance and Current Accounts would be preferred Good knowledge of the selected market and customer segments would be an advantage Strong communication and negotiation skills with the ability to influence outcomes Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit Certifications Candidate having AMFI, IRDA (and other relevant certification) certification will be preferred Languages English, Hindi, Marathi About Standard Chartered We're an international bank, nimble enough to act, big enough for impact For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us, Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours When you work with us, you'll see how we value difference and advocate inclusion, Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing, Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations, Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum, Flexible working options based around home and office locations, with flexible working patterns, Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning, Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies everyone feels respected and can realise their full potential, Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to If you are invited to take an assessment, this is great news It means your application has progressed to an important stage of our recruitment process, Visit our careers website sc /careers

Key Responsibilities: Team Management: Lead, train, and supervise a team of collection executives or agents. Set monthly targets and monitor team performance. Ensure adherence to quality standards and call scripts. Collection Strategy: Develop and implement effective recovery strategies for personal loan accounts. Segment delinquent accounts (30+, 60+, 90+ DPD) and design focused action plans. Coordinate with legal teams for escalated cases (e.g., settlements, litigation). Portfolio Management: Monitor overdue accounts, track collection metrics, and reduce NPAs. Review MIS reports and identify trends, root causes, and opportunities for improvement. Collaborate with credit and risk teams to refine underwriting and approval processes. Customer Interaction: Resolve customer disputes and grievances tactfully and within regulatory frameworks. Ensure collection efforts are empathetic, ethical, and customer-friendly. Compliance & Reporting: Ensure adherence to RBI guidelines and company policies. Maintain documentation of interactions, recovery efforts, and settlements. Submit regular reports to senior management on collection progress and challenges. Qualifications: Education: Bachelor's degree (required); MBA or relevant certification (preferred) Experience: 58 years in retail finance collections, preferably in personal loans Skills: Strong leadership and interpersonal skills Analytical and decision-making ability Knowledge of local laws and recovery procedures Proficiency in MS Office and collection software/CRM tools Key Performance Indicators (KPIs): Reduction in DPD/Delinquency ratios Recovery rate and resolution efficiency Number of accounts settled/closed Team productivity and target achievement Compliance and audit scorecards

The position offers excellent exposure and growth potential to a professional who would like to join the core team engaged in setting up a new nationwide organization, and participate in its growth. The position involves setting up the DSA network for the sales function in NeoGrowth, and will be the responsible for identifying, selecting and appointing DSA network as well as monitoring. 1. To grow the retail loan business and achieve the targeted loan book size. 2. To increase the productivity in terms of value and number of loan disbursals as a team. 3. To optimize the cost of merchant acquisition per disbursal. 4. To increase the income from each merchant acquisition. 5. Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure continuing sales growth. 6. Responsible for generating business through DSAs/DSTs. 7. Should have direct experience in working out & negotiating commercial agreements. 8. Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by the team 9. Ensuring basic Sales Process in the team by imparting continuous Product and Process training for the front end team, setting individual Sales Target and Monitoring regular productivity etc 10. Recruitment and Training of FOS, 11. Experience in designing incentive plans, motivational programmes and engagement activities. 12. Sphere-heading various awareness and lead generating activities done by the team (such as Road Shows) in order to increase the inflow of customer enquiry which further resulting into increased business volume 13. Accountable for the profitability of the channel and productivity of team members 14. Exposure to fraud prevention and detection 15. Coordinating with collection department in resolving non starters and delinquency cases. 16. Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets. Qualification & Experience Graduate in Commerce/Science 10 to 15 years of experience in a Bank/Insurance company or a NBFC out of which atleast 5 to 7 years of retail loan selling is a must. Management degree in finance/business from reputed institute will be given preference. Job Profile

Brief about the company: Mas Financial Services Limited as an organization commenced its journey in 1988. We are a specialized financial service provider, registered with RBI as an NBFC since 1995, and listed on NSE & BSE in 2017. We offer Financial Services for Micro Enterprises Loans, SME Loans, Home Loans, Two Wheeler Loans, Used Car Loans, Commercial Vehicle Loans, Salaried Personal Loans, aside; MAS Financial Services has a working relationship with several other NBFCs and has partnered with NBFC MFIs, HFC’s and NBFC’s . The focus remains on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector. We have our presence across Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Telengana, Karnataka & Delhi with around 180+ branches and have footprints in 18 states of India. We have created the expertise in the distribution of credit and a base of more than 15,00,000 customers. website: www.mas.co.in Position Title: Area Sales Manager Reports to : Regional Manager Location : Rajkot Job Responsibilities: • Maintaining and increasing sales of your company’s products • Reaching the targets and goals set for your area • Establishing, maintaining and expanding your customer base • Servicing the needs of your existing customers • Increasing business opportunities through various routes to market • Setting sales targets for individual reps and your team as a whole • Recruiting and training sales staff • Allocating areas to sales representatives • Developing sales strategies and setting targets • Monitoring your team’s performance and motivating them to reach targets • Compiling and analysing sales figures • Possibly dealing with some major customer accounts yourself • Collecting customer feedback and market research • Reporting to senior managers • Keeping up to date with products and competitors