Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home

Jobs

Home
>
Jobs in Mumbai
>
Tata Capital
>
AVP - SS - Risk - Mumbai - Lower Parel - MM

AVP - SS - Risk - Mumbai - Lower Parel - MM

Tata Capital

8 - 13 years

25 - 30 Lacs

Mumbai

Posted:3 days ago| Platform:

Apply

Skills Required

risk management project management business development sales key account management revenue generation operations management team management program management business analysis strategic planning relationship management delivery management vp

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced professional to join our team as an Assistant Vice President in Risk Management, based in Mumbai - Lower Parel. The ideal candidate will have 8-13 years of experience in risk management, preferably in the banking or financial services industry.
Roles and Responsibility

Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions.

Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies.

Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions.

Review, change, or modify documentation processes, forms, and guidelines for the mortgage profile to ensure compliance with company policies and regulatory requirements.

Provide functional support on all credit/risk matters to business teams, ensuring proper execution of risk control and portfolio actions.

Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews, and monitor branches on triggers.

Undertake monthly reviews based on portfolio MIS and manage triggers, making decisions on portfolio basis these triggers.

Partner with the business team in identifying market selection and sales zoning from a credit risk perspective.

Identify and analyze risks related to the broader loan portfolio, ensuring portfolio diversification and quality across activities and areas.

Ensure adherence to policies and processes, correct procedural flaws, and maintain proper documentation; support Branches in troubleshooting field problems and identifying, designing, and implementing improvements.

Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes.

Support and coordinate with the training team for credit-related modules to ensure policy and process training is easily understood by the teams.

Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools.

Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market.

Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio, forecasts of future performance, and means of mitigating key risk factors.

Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, drive business growth, and ensure prudent risk/return balance.

Interact with various support groups including IT and compliance to initiate and review systems and processes.

Ensure compliance with all Audit/RBI regulations.

Job

CA / MBA Finance degree.

Strong knowledge of risk management principles and practices.

Experience in managing and monitoring portfolio quality, undertaking periodic portfolio and collection reviews.

Ability to work closely with various support groups including IT and compliance.

Strong analytical and problem-solving skills.

Excellent communication and interpersonal skills.

More Jobs at Tata Capital

Customer Service Executive

Trichy, Chennai, Madurai, Salem, Tirupur/Tiruppur, Coimbatore

Experience: Not specified

INR 3 - 6 Lacs

Customer Service Executive

Madurai

Experience: Not specified

INR 3 - 6 Lacs

Customer Sales Executive

Giridih

Experience: Not specified

INR 3 - 8 Lacs

Customer Sales Executive

Dibrugarh

Experience: Not specified

INR 3 - 8 Lacs

Collections Manager

Ahmedabad

3 - 8 yrs

INR 5 - 8 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Business Development Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3763 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

AVP - SS - Risk - Mumbai - Lower Parel - MM